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Topics for Baby Boomers
Updated - Nov. 9, 2009

The Dollar Stretcher Baby Boomer section covers all topics important to the Baby Boomer generation. Here you will find articles and money-saving tips on health issues and health insurance, retirement and retirement planning, financial planning, personal finance, estate planning, legal issues, taxes, vacationing and much more.



Do I Need a Financial Planner?
When is it time to call in a professional?

Your Insurance Claim
What exactly does your injury mean to you? It means a ton of financial expenses.

What You Should Do Now
Now, more than ever, you need to stay on top of your finances.

Handling Credit Card Debt Should Your Spouse Pass Away
What are you responsible for? And, what do you need to do?

Investment Returns
Is it possible to earn a safe, consistent 7%?

Fit to Retire
Lose weight and plan for retirement at the same time.


The Dollar Stretcher Community

Join the Dollar Stretcher Community and share what you know with fellow Baby Boomers.

Singles Only
Share your tips and ideas on frugal single living.

Money Management
All about money: Taxes, insurance, budgeting, retirement, getting out of debt and banking.


Readers' Tips
The smartest readers on the web share their frugal living ideas!


Bankrate's Retirment Channel
Retirement Planning

The daily management of family, work, bills, debts and taxes is no easy task and may sometimes overshadow saving for the golden years. Here are some tips that can help.

Bankrate's Retirement Channel
Visit Bankrate’s Retirement channel for coverage of retirement trends, Social Security issues, retirement planning, investing strategies and financial tools to help make key retirement decisions.

Health Insurance Promises
As the first wave of baby boomers makes the transition from career track to riding the retirement rails, here's a warning from those who've already pushed off from corporate life: Don't believe everything you're told, even if you have it in writing, especially where post-retirement health insurance is concerned.

Retirement Tips for Late-Career Savers
Baby boomers closing in on retirement are bombarded with questions: How soon can I retire? How much more do I need? What about health care? Here are some tips on how to find answers that work for you.

Don't Let Divorce Derail Your Retirement
Splitting up an estate can ruin retirement savings. Follow these eight steps for protecting your assets.

The Lowdown on Medicare Coverage
This insurance program provides health care for retirees and the disabled, but it's not free. Here's how it works.

Has your plan for a leisurely retirement been hijacked? The first step to recovery is to understand the turbulent economic issues at hand and plot a calculated course for the road ahead. Among other things, Bankrate’s 2008 Retirement Guide includes tips on downsizing, advice on how to beat inflation, beef up savings, plan for adequate health coverage and find part-time work in retirement.

Multiple Crises Sabotage Retirement Plans
If it seems bad for most Americans, it is only worse for those who have already retired or were getting ready to leave the workplace for good.

Health Care Costs a Huge Rretirement Factor
Looking forward to a comfortable retirement? Don't forget to factor in the cost of health care.

Medicare Helps with Health Care Costs
A major part of planning for retirement is knowing what Medicare can or cannot do for you -- physically and financially.

Downsizing Your Way to Retirement
For many retirees, downsizing isn't merely an option -- it's a necessary survival strategy that could stretch savings and prevent a critical money crunch later on.

When to Take Social Security
At what point should you start collecting your Social Security benefits? The answer may not be as easy as you think.

7 Great Paychecks for Retired Baby Boomers
Part-time work can help you pick up a few extra paychecks to cover basic expenses or perks such as travel and entertainment while your retirement portfolio rebounds.

Rentals Rock for Retirement Income
Some retirees have found the perfect second career: landlord.




50s retirement planning
You're in the home stretch. Use catch-up contributions to maximize savings.

7 ways to stretch your retirement income
You don't have to defy the laws of physics to stretch your money so it will last. Just plan wisely.

4 ways to face a cash-strapped retirement
Follow this approach to socking away money and putting things in order -- before it's too late.

Should investors over age 50 own stocks?
The stock market is a scary place, but experts say most investors should have some exposure.

How do I ... Ladder CDs?
CD laddering offers safety, high returns and liquidity all in the same place.

Is IRA good source of mortgage cash?
A 66-year-old man can raid his retirement funds to pay down a loan. But such a move may be unwise.

4 ways to trim health costs today
As the Senate debates health care reform, here are four ways to slash medical bills right away.

Trusts for tax-efficient estate planning
If you have an asset that will increase significantly in value, be tax-smart and put it into a trust.

Debt can slow down retirement goals
Debt happens. But how you handle it depends on whether you take charge of it or you allow it to take charge of you.

Beware of 'fake' grandkids calling for cash
Be warned! A popular scam is proliferating where a "grandchild" calls a grandparent asking for emergency cash or credit card info.

Helping aging parents dig out of debt
With credit card debt among seniors up 26 percent, experts tell you how to help aging parents get back on track without compromising your own financial future.

Learn your options when dealing with medical debt
Communicate, and secure your housing and transportation first.



Bankrate's Estate Planning Guide
Estate Planning Guide

Estate planning is something we tend to put off indefinitely, but it's an act of love. Don't give your family more grief than they can handle. Make it a priority to organize your financial affairs.

9 Key Estate-Planning Tools
You're ready to tackle estate planning, but you're not sure what "equipment" you need. Flounder no more. Here are nine essential estate-planning tools, along with details about what they do and why you need them.

Estate Planning in Uneasy Times
Estate planning is never easy, and the uncertain economic and tax environment only adds to the difficulty. But you can and should still plan your estate. Changes can always be made later if they become necessary.

The Nuts and Bolts of Charitable Trusts
You can call the shots long after you're dead and gone if you set up a trust while you're still around.

Estate Planning: DIY or Pro?
In this economy, smart consumers are tackling projects they used to turn to pros to handle in an effort to scrimp and save. Can you do that with estate planning?

More on Estate Planning


Bankrate's Financial Planning Guide
Financial Planning Guide

Financial planning can be complex or simple. Cut through the clutter and fine-tune your portfolio.

Building Blocks for Successful Investing
Here's the lowdown on the pros and cons of financial planning and the basic types of investments.

Investing Shortcuts for the DIY Investor
Don't have time to study modern portfolio theory? These no-brainer funds are tailor made for you.

Finding a Financial Planner
Do a little detective work before you hire a financial planner. We provide all the clues you need.

Investing Tool Kit
Calculators, work sheets and resources for fine-tuning your investment portfolio.