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Topics for Baby Boomers
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The Dollar Stretcher Baby Boomer section covers all topics important to the Baby Boomer generation. Here you will find articles and money-saving tips on health issues and health insurance, retirement and retirement planning, financial planning, personal finance, estate planning, legal issues, taxes, vacationing and much more.



Cut Costly Prescription Prices
Get relief from the high cost of prescription drugs.

Tips for Avoiding Early Retirement Scams
The wrong move now could actually delay your retirement.

If Something Happens to You
Taking steps to put your legal and financial affairs on autopilot.

Retirement Party Ideas
Making a retirement party memorable for less.

Best No Load Mutual Funds
Learn why mutual fund research matters!

Buying Long-Term Care Insurance
What should you look for in a long term policy?


The Dollar Stretcher Community

Join the Dollar Stretcher Community and share what you know with fellow Baby Boomers.

Singles Only
Share your tips and ideas on frugal single living.

Money Management
All about money: Taxes, insurance, budgeting, retirement, getting out of debt and banking.


Readers' Tips
The smartest readers on the web share their frugal living ideas!


Bankrate's Retirment Channel
Retirement Planning

The daily management of family, work, bills, debts and taxes is no easy task and may sometimes overshadow saving for the golden years. Here are some tips that can help.

Bankrate's Retirement Channel
Visit Bankrate’s Retirement channel for coverage of retirement trends, Social Security issues, retirement planning, investing strategies and financial tools to help make key retirement decisions.

Health Insurance Promises
As the first wave of baby boomers makes the transition from career track to riding the retirement rails, here's a warning from those who've already pushed off from corporate life: Don't believe everything you're told, even if you have it in writing, especially where post-retirement health insurance is concerned.

Retirement Tips for Late-Career Savers
Baby boomers closing in on retirement are bombarded with questions: How soon can I retire? How much more do I need? What about health care? Here are some tips on how to find answers that work for you.

Don't Let Divorce Derail Your Retirement
Splitting up an estate can ruin retirement savings. Follow these eight steps for protecting your assets.

The Lowdown on Medicare Coverage
This insurance program provides health care for retirees and the disabled, but it's not free. Here's how it works.

Has your plan for a leisurely retirement been hijacked? The first step to recovery is to understand the turbulent economic issues at hand and plot a calculated course for the road ahead. Among other things, Bankrate’s 2008 Retirement Guide includes tips on downsizing, advice on how to beat inflation, beef up savings, plan for adequate health coverage and find part-time work in retirement.

Multiple Crises Sabotage Retirement Plans
If it seems bad for most Americans, it is only worse for those who have already retired or were getting ready to leave the workplace for good.

Health Care Costs a Huge Rretirement Factor
Looking forward to a comfortable retirement? Don't forget to factor in the cost of health care.

Medicare Helps with Health Care Costs
A major part of planning for retirement is knowing what Medicare can or cannot do for you -- physically and financially.

Downsizing Your Way to Retirement
For many retirees, downsizing isn't merely an option -- it's a necessary survival strategy that could stretch savings and prevent a critical money crunch later on.

When to Take Social Security
At what point should you start collecting your Social Security benefits? The answer may not be as easy as you think.

7 Great Paychecks for Retired Baby Boomers
Part-time work can help you pick up a few extra paychecks to cover basic expenses or perks such as travel and entertainment while your retirement portfolio rebounds.

Rentals Rock for Retirement Income
Some retirees have found the perfect second career: landlord.




Should you own these municipal bonds?
The Build America Bond program is a hit with states. But are these municipal bonds a good deal?

Finding money to save
With a little planning, you can find money to put into savings.

Fight fair about money with your honey
Tired of fighting about finances with your spouse? Here are solutions to three sticky situations.

Nondeductible IRA rule changes in 2010
Nondeductible IRA contributions are undergoing an important rule change in 2010.

Tax help in caring for an aging parent
Millions of adult children find themselves looking after aging parents. If you qualify, tax laws offer some help.

College savings options for grandparents
Grandparents have several options for building college savings for their grandchildren.

Boomer dilemma: traditional or Roth IRA
These pros and cons will determine what's best for each 40- and 50-something in his retirement.

Are you liable for late spouse's card debt?
A widow being pursued by debt collectors wants to know if she is legally responsible for her late husband's credit card debts. The answer's not so simple.

Choose a credit card that matches your life stage
Your finances change as you march through stages of life; shouldn't your credit card choice change, too?

How and when to use 'emergency' credit cards
It's the end of the month, you're down to your last dollar before payday and your car breaks down. What do you do? Do you pull out the plastic?

Can debt collectors garnish Social Security?
Social Security benefits are usually protected from debt collectors, but you need to take certain steps so those funds are never frozen.



Bankrate's Estate Planning Guide
Estate Planning Guide

Estate planning is something we tend to put off indefinitely, but it's an act of love. Don't give your family more grief than they can handle. Make it a priority to organize your financial affairs.

9 Key Estate-Planning Tools
You're ready to tackle estate planning, but you're not sure what "equipment" you need. Flounder no more. Here are nine essential estate-planning tools, along with details about what they do and why you need them.

Estate Planning in Uneasy Times
Estate planning is never easy, and the uncertain economic and tax environment only adds to the difficulty. But you can and should still plan your estate. Changes can always be made later if they become necessary.

The Nuts and Bolts of Charitable Trusts
You can call the shots long after you're dead and gone if you set up a trust while you're still around.

Estate Planning: DIY or Pro?
In this economy, smart consumers are tackling projects they used to turn to pros to handle in an effort to scrimp and save. Can you do that with estate planning?

More on Estate Planning


Bankrate's Financial Planning Guide
Financial Planning Guide

Financial planning can be complex or simple. Cut through the clutter and fine-tune your portfolio.

Building Blocks for Successful Investing
Here's the lowdown on the pros and cons of financial planning and the basic types of investments.

Investing Shortcuts for the DIY Investor
Don't have time to study modern portfolio theory? These no-brainer funds are tailor made for you.

Finding a Financial Planner
Do a little detective work before you hire a financial planner. We provide all the clues you need.

Investing Tool Kit
Calculators, work sheets and resources for fine-tuning your investment portfolio.