Am I a Good Candidate
for Credit Couseling?
Credit counseling isn't for everyone. But, given certain circumstances, it can provide an excellent tool to help you free yourself from your credit card debts.
Emergency Fund or Debt Repayment First?
Does it make sense to put money in a savings account while you still are repaying debts? These guidelines can help you decide the best option for your financial siutation.
How Can I Keep Up with Rising Costs on My Stagnant Income?
Have you gone years without a pay raise? Is it getting harder to pay your gradually increasing bills? See what options you might have for reducing costs and increasing income.