Topics in Home
and Auto
Updated - June 29, 2009


What Consumers Should Do About CAFE Changes Today
Make changes now before it's too late.

When Move You Must, Affordable Movers You can Trust
Making your move smooth and affordable.

Cheaper Summer Cooling
Cooling options for apartment dwellers and others who don't want to spend a lot.

Inexpensive Landscaping
A beautiful yard for less.

Furniture for Less
Make shopping for furniture a fun, budget-friendly experience.

My Story: Remodeling for Cheap
Fulfilling big plans on a small budget.

Bodacious Bathrooms
Could your thinking about the bathroom be outdated?

Window Tint
How much can you save?

Gored by the Blue Rhino
What you should know about propane tanks.

Is It Best to Repair or Replace Your Car?
When is it time to buy a new set of wheels?


Ask Bob: Auto Answer Man

New Engine Overheats
Can he bring it back under warranty?

Oil in the Radiator
The water in the coolant reservoir is also oily. Is it an easy fix?

Reading Sensor Codes
The check engine light won't go off.

Leaky Transmission Pan
Why didn't the dealership service department notice the leak?



Got a car care question?
Visit the Car Care Clinic


The Natural Handyman

Refinishing a Pressure-Treated Deck
Use caution as pressure-treated wood is soft.

Pool Pump Operating Costs
Determining the efficiency of your pool pump.

Repairing a Chiminea
A difficult repair.

Prepping Siding for Paint
To caulk or not to caulk, that is the question.



Providing for You
Monica has a BIG misunderstanding about keeping a car loan vs. paying it off.

We Paid Off Our Mortgage!
"Our family gazed at the computer screen as we sent our last mortgage payment to the bank. We are still in disbelief at our accomplishment - 100% debt free!" David said.

An Intense Plan
Travis wants to take drastic measures to not have a mortgage ... maybe too drastic even for Dave.

We Bought a House Too Soon
If he had waited a couple of years to buy a house, Dewey could have saved lots of money, gotten a lower interest rate, and gotten a better house for his family. Don't make the same mistake!


Today's Market
The real estate world has turned upside down. What's old is new. What was in is out and yesterday is the future.

Buyer's Boon
It may be the best time in years to buy a home. Or will prices drop even further?

Seller's Sufferings
The pain continues for those who must sell -- but will the stimulus spark sales?


New FICO auto score screens out more buyers
You may think you're ready for a new set of wheels. But your new credit score could have other ideas.

House of cards: Charging mortgages idea fails
Charging your mortgage may not bet the wisest financial decision, but that didn't stop several companies from trying to get you to do it.

When money is short, credit cards last to get paid, poll finds
A new CreditCards.com poll shows cash-strapped Americans would pay their credit card bills last and mortgage first. Credit card debt is still a taboo topic.

Strategies for escaping a too-expensive auto lease
If you signed a lease that turns out to be unaffordable, you have a few options, but most aren't pretty.

Keeping credit scores clean before you close on a home
Unwitting homebuyers who go on a credit card binge risk losing their pre-approval status and financing.

How to buy a car with a credit card -- and when not to
Not all car dealers let you, but for those with rewards cards and faith in their ability to repay, buying a car with a credit card can make sense.



Weigh interest-only mortgage refinance
A condominium homeowner may benefit from a mortgage refinance on an interest-only loan.

2 mortgages haunt retirement home dream
Homeowners dream of a new retirement home but fear the nightmare of holding two mortgages.

What's new in hybrids and electric cars
Many all-new and redesigned hybrid electric vehicles have been arriving recently in showrooms across the country.

HEV fuel costs, mileage and price
It's easy to compare the fuel efficiency, annual fuel costs and base prices of most hybrid and electric vehicles using this chart.

Save on electricity with off-peak rates
Did you know that the time when you use electric appliances can save you more money than how often you use them?

Avoiding mortgage modification scams
Scammers use phony mortgage modifications to prey on homeowners. Here are four ways to foil scams.

Figuring car depreciation
There are several factors involved in calculating the depreciation rate on a car used for business.

Hybrids not only gas solution
Hybrids are not the only answer. And some of them just don't make financial sense.

Bankrate Blog: Fed Outlook
What can the Fed do about mortgage rates?

Good times, bad times for 1st-time buyers
Buying a home was made very easy for first-timers several years ago. With prices at such low levels, are those loan packages still out there?

Is your agent tech-savvy?
The Internet is where it's at when it comes to selling homes these days. Is your selling agent wired in?

Is the 40-year mortgage a joke?
Borrowers may like lower payments, but a mortgage that lasts for four decades isn't always best.

Claiming capital loss on a home
Converting your home to a rental so you can claim the capital loss won't fly with the IRS.

Mortgage regulation key part of Obama reform
The Obama administration's proposal for new financial rules includes a simple mortgage.


Driving for Dollars

Is Cash for Clunkers right for you?
Before taking up Obama on Cash for Clunkers, decide if selling your car would bring more money.

Buying a new car with Cash for Clunkers
Dump your gas guzzler, get that new-car smell, save money and help the environment, all at once.

New-car tax deduction now in all 50 states
The U.S. Treasury expands its tax deduction on new-car sales to states without a sales tax.

The Real Estate Adviser

Seek loan extension before giving up home
The bank may be willing to adjust your loan and extend your payments to avoid seizing it.

There's little hope for co-signer
You can approach the lender for a loan modification, but the homeowner still controls the property.

Sell stake in home to other owners
In a tenant-in-common deal, your partners may not want to jointly own a home with a stranger.



Bankrate: Fighting Foreclosures

With the home equity bubble popping, consumers could find their homes in peril, especially those with adjustable-rate mortgages.

Fight Foreclosure
A number of factors started the housing mess but it ends with homeowners fighting to keep a roof over their heads.

8 Do's and Don'ts for Fighting Foreclosure
What to do and what to avoid in order to avert a financial disaster.

Mortgages: Mortgage Foreclosure Timeline for Day 1 through Day 415
Homeowners have several chances to stop the foreclosure process once it's started. Here are the details to help you keep your house.

Avoiding Foreclosure-Rescue Scams
The convergence of economic and political forces may soon bring about a home-equity version of the stock market crash of 1929.

Double Whammy: Foreclosure and Taxes
Losing your home in a foreclosure is bad enough. Wait until you get the tax bill.

Facing foreclosure? Try a Workout.
If you're in trouble with your mortgage, here are steps to take to work out a solution with your lender.

Foreclosure Counseling for Homeowners
Community organizations offer a less intimidating alternative to banks for homeowners trying to work through foreclosure.

Know-Your-Mortgage Worksheet
Can't keep the terms and conditions on your adjustable-rate mortgage straight? Use this work sheet to pull the key information together on one simple form.

Mortgage Reset Calculator
Do you know what your new mortgage payment will be when your rate adjusts? Use this calculator to find out what your payment would be if your rate was to adjust today.