In default on car loan: What to do?
If you are in default on a car loan, but want to make amends, it might help to sit down with the lender and discuss possible payment options.

As time runs out, don't blow first-time home buyer tax credit
Running up credit card bills before closing can jeopardize that $8,000 tax break you were hoping would make you a first-time home buyer.

Don't let delinquent debt keep you from getting a mortgage
Getting serious about buying a house someday? Those delinquent debts have got to go or your dreams of homeownership may remain just that -- a dream.

Best to apply cash to credit card debt or down payment?
Is it wiser to use a lump sum of cash to pay off credit card debt or dump it into savings for a future house down payment?

How foreclosures, short sales, other mortgage defaults affect credit
How big a bite does a home foreclosure, short sale or other mortgage default take out of your credit score?

When hit with extra fees on auto lease, pay them on time or else
Our expert warns that whether you're talking about a credit card, a car lease or any other type of debt, the best thing you can do for your credit is to pay what you owe -- in full and on time.

Tax credit for home energy efficiency?
If you missed out on earlier tax credits, they are being reintroduced. But there is a limit.

4 questions on $6,500 home tax credit
Existing homeowners now have a shot at the new home tax credit. Is it the right move for you?

Car loan co-signer gets socked with costs
Even if a car is repossessed, you're liable for costs the lender can't recoup when it's resold.

Can an attorney help loan modification?
Professional help with mortgage lenders might be a good investment -- or a waste of money.

Do you qualify for a jumbo mortgage?
Many lenders are offering jumbo mortgages now, but requirements are stricter.

3 ways to save your condo community
Condominium associations struggling to pay bills have three options to turn things around.

There's no free lunch when refinancing
Skipping a payment during the mortgage refinance process results in having to pay up later.

5 reasons to buy a home during holidays
In the market for a new home? The next three months may be your very best time to buy.

Congress expands homebuyer tax credit
Congress approves an extension of the homebuyer tax credit making existing homeowners eligible, too.

6 steps to selling your car
If selling your car rather than trading it will net more money, follow these steps for a safe sale.

4 tips for the homebuyer tax credit
Want to take advantage of the extended and expanded homebuyer tax credit? Follow these tips.

Unwise to skip second mortgage payment
Some homeowners mistakenly think they can avoid making second-mortgage payments.

8 popular types of mortgages
Take a look at the different types of mortgages on the market to decide which would be best for you.