In Today's Issue:
Cleaning Nicotine Stains
Is cleaning stains that built up over years even possible?
Bulk Cooking Swouthwestern Style
Adapting your grocery habits to your locale
Handling the Ungrateful Houseguest
With consideration to self-worth, the friendship and money
Wrapping Holiday Gift Cards
Making them something special
Our Success Story
Making a huge financial turnaround
The Benefits of Slow Cooker Cooking
Saving time and money in the kitchen
Splurge Day Spending
Could it be wise to overspend one day a week?
School Lunch With Punch
The obento way
Save Money & Eat Healthier
Know exactly what your family is eating
Gift-Giving With an Attitude!
A fun challenge to find great gifts
Breaking the Shopping Habit
She recognized that her thinking was different
Extra Cash?
10 ways to raise some dough
Laundry Day
Save your sanity on laundry day!
Free Coupons
It's as easy as making a call or writing a letter
Until Debt Do Us Part
Don't let money destroy your marriage
Company's Coming
Quick, inexpensive meals that make entertaining easy
Burglar Proof Doors
Home security doesn't have to empty your wallet!
Healthy Family Breakfasts
Leave the breakfast "junk food" behind
Presents for Teenage Boys
They've got their own ideas. Here's how to make them happy!
Leftover Guilt
Put the leftovers to good use
Homemade Veggie Wash
Is there a cheaper way to make sure your veggies are pesticide free?
Powdered Milk
It's one of those basic staples that have many uses
Freezer Meals
She saves both time and money on groceries
Clean Up Shortcuts
Make cleaning a more efficient operation!
Homemade Holiday Decorations
They lost everything in a flood. How can they save the holidays?
Slow Cooker Meals
Even in the holiday crunch, dinner can be ready when you are!
Pet Healthcare for Less
Lowering your pets' medical costs
Low Cost Creativity
How to save on craft supplies
Selecting a Space Heater
How do oil-filled and other heaters compare?
Quick & Cheap Ideas for Kids' Bedrooms
Great theme ideas by age
Cleaning Silk Plants
Freshening those dusty blooms
The Gift of Good Advice
A keepsake for future generations
Make-Ahead Turkey
Shouldn't the cook enjoy the festivities?
Plan to Save Time Tomorrow
Get tomorrow off to a great start!
Don't Forget!
10 memory tricks to make remembering everything easy this holiday season
Can you help this reader?
Readers want your help!
Low Cal, Low Cost Snacks
Please take a look and tell us what you think
Reader's Tips
The smartest readers on the web share their frugal living ideas!
Why not sign up for our free money-saving email alerts?
Your Story
Do you know a way to save time and money? Then please take a moment to "Tell Us Your Story"
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Helping You Achieve Financial Independence!
last update:
Should you work in retirement?
If you work longer, your nest egg could grow. But you might sabotage your benefits.
3 tips for when collectors come calling
Following these steps will smooth the way when multiple collectors are demanding payment.
Video: Making money in retirement
Some retirees find that their golden years are a good time to try out a new career.
The best way to invest a windfall
If you're lucky enough to have a lump sum to invest, how can you achieve the highest return?
Rent your own home
In danger of foreclosure? Find out if you qualify for the Fannie Mae option to rent back your home.
Hedge funds for the average investor
Hedge funds bar the riffraff. But investors can access mutual funds that employ hedging strategies.
5 car deals with today's incentives
With today's rebates and these car features, here are five models worth considering.
Can co-signed car title prevent its sale?
If a second name is on the paperwork, you can't sell the car separately. Better make a deal.
Fame & Fortune: Capt. 'Sully' Sullenberger
The "miracle on the Hudson" made the airline captain a hero and inspiration overnight.
Should you rent or buy a house?
Even with the first-home tax credit, renters need to consider all the expenses before buying.
Will you have to pay back your tax credit?
Taxpayers who owe can take some steps now to correct overpayment of the Making Work Pay credit.
5 tips for saving on Black Friday
Experts suggest tips to get the most bang for your buck on the busiest shopping day of the year.
7 ways to stretch your retirement income
You don't have to defy the laws of physics to stretch your money so it will last. Just plan wisely.
50s retirement planning
You're in the home stretch. Use catch-up contributions to maximize savings.
4 ways to face a cash-strapped retirement
Follow this approach to socking away money and putting things in order -- before it's too late.
Mortgage rates drop to all-time low
Despite record low rates, mortgage applications have plummeted recently. What's the problem?
Frugal mom has thrifty tips
Meet a mom whose daily money-saving methods got her national attention.
Should investors over age 50 own stocks?
The stock market is a scary place, but experts say most investors should have some exposure.
Not your father's post office
Humor columnist Jay MacDonald says the Postal Service is getting bold in its search for revenue.
7 ways to save on baby costs
Food, clothing and other expenses can add up. Follow these tips so they don't add up too much.
4 questions on $6,500 home tax credit
Existing homeowners now have a shot at the new home tax credit. Is it the right move for you?
How do I ... Ladder CDs?
CD laddering offers safety, high returns and liquidity all in the same place.
Learn how to be rich
Can you learn how to be rich by taking a wealth-management class?
Figuring retirement needs in shaky economy
Take these steps to see if your nest egg can furnish your needs in best- and worst-case scenarios.
Is my money safe after foreclosure?
If your bank doesn't make enough when the home is sold, it can target your cash for the difference.
Get rich without marrying a millionaire
Forget instant wealth via a rich spouse or lottery ticket. Take charge of your financial destiny.
5 tips for classy, frugal holiday fun
Don't let a sagging economy prevent you from hosting an affordable holiday party with panache.
How to prosper
We're fortunate to live in a country where individuals can reach their goals, realize their dreams.
Ask Dr. Don
Low CD rates shouldn't derail savings
A man with $500,000 to invest shouldn't let the money languish simply because CD rates are low.
How do you find bond values?
The U.S. government offers some handy online tools for determining a savings bond's worth.
Husband has no claim on wife's gift
A man who lives in a community property state may have no claim on a gift his wife received.
Husband won't pay fair share of mortgage
A woman continues to pay her half of the mortgage while her spouse makes excuses.
Don't whine about inflation rate
A Series I savings bond investor should not grouse about the effect of a negative inflation rate.
Hiding assets likely to backfire
The Internal Revenue Service and other authorities have many tools to uncover money shenanigans.
Financial Calculators courtesy of Bankrate.com
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Surviving Tough Times
Still the Same - Only Less!
When store brands will work just fine
Dollar Store Adventures
Do you know what to buy - and not to buy - in dollar stores?
'Thawing' a Frozen Home Equity Line
You may be able to reopen your line of credit
From Grandma's Attic
What Grandma knew about saving money in 1948
How to Reduce Heating Bills
What you can do to lower the cost of heating your home
Being Organized Can Save You Money
The easy way to keep important information handy
The Dollar Stretcher Recommends
Site Build It!
Step-by-step instruction for building your own profitable internet business
 Holidays in the TDS Community
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Share what you know with your frugal friends!
What I'm Thankful For
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Count your blessings - you may be surprised at how much you have to be thankful for
Recent frugal triumphs
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Have you done something frugal lately that you'd like to crow about? Or if you need inspiration, read what others have done!
Light Bulb Moment (and not a good one)
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Incandescent versus CFL lighting
Hobbies and Crafts
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Inspiration for relaxing with your favorite craft or learning a new one
Never visited The Community? We'll make it easy for you to make new frugal friends in the About These Forums section.
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Dollar Stretcher Blogs
recent posts
12 tips for renting a car with a debit card
Renting a car with no credit card can be done, but expect extra obstacles and costs. These tips can help you overcome them.
Explore all options before declaring bankruptcy
You may think bankruptcy will solve all your debt problems, but it also creates a whole new, lasting set of issues that will take a long time to recover from.
Credit card etiquette: Avoid these 8 examples of bad plastic manners
We hope you don't recognize yourself in these examples of bad (credit) manners, but if you do have lapses in your crediquette, we can set you on the path to plastic refinement.
10 tips to curb holiday credit card mistakes
Experts offer 10 tips on how to enjoy the holidays while avoiding credit card debt stemming from too much spending.
How bad credit affects a new marriage
If your credit is bad and your new spouse's is good, you need to take certain steps not to taint the good credit spouse.
Escaping co-signing: How to get out of a co-signed loan, credit card
Despite experts' advice, you did it anyway: You co-signed a for a loan or credit card. Now that you've wised up, can you escape? Maybe.
4 questions to ask before you co-sign on a credit card
Explore alternatives and find out what you're in for with these questions for anyone who asks you to be a co-signer on a credit car or other loan.
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