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Frugal Living at The Dollar Stretcher

Today's Frugal Living Tools

Eating at Home
How to reduce your grocery bill by 20%

Overspending Spouse
How do I make my mate a tightwad?

Buying a Paper Shredder
Finding the best value

Make Money Sharing Your Skills
Teaching could make you some extra money

My Story:
What We Learned About College Life

There's a lot you don't know about the transition from high school to college

Homemade Laundry Detergent
Make your own and save!

Oh, My Mamma!
Raised in the shadow of frugality

Finish In Half the Time
You've got to clean like company's coming!

10 Ways to Eat Organic on the Cheap
Could she make their diet 90% organic without bloating the grocery bill?

Netflix Standard Display Offer 300x250

How to Win the Lottery!
You could have more money than a lottery winner

Countertop Color Changes
Inexpensive ways to change the color of laminate countertops

Back-to-School Budget Blues
6 ways to control your back-to-school spending

Big Time Wasters
What's consuming your day?

Homemade Salves
Create your own savings

Easier, Cleaner Showers
A bright, shiny shower without the scrubbing

Craft Ideas for Everyone
You don't have to be 'crafty' to have fun with crafts

My Story:
A Basement Storage System

Creating a pantry out of wasted space

Avoiding Your Parents Debts
Who's responsible for the debt after death?

Happy Birthdays on a Budget
Put the 'happy' back into your child's birthday

Recycling 'Gray' Water
Putting this resource to good use

Summer Fun
Fun and free ideas that won't draing your wallet or your gas tank

Bringing Home the Bacon
Choosing the wrong cut of meat can ruin even the most gourmet meal

Homemade Housecleaners
It's easier than you think to get started

Is a Bigger House Really Better?
Living in the right size home

Calling All Coffee Lovers
The secrets of making really good coffee at home

Not Just for Kids!
Back-to-school savings can be enjoyed throughout the year

My Story:
Vacation Meals

On the road eats goes awry

Backyard Play Areas
Great, inexpensive ideas for backyard fun

Services for Trade
A practical approach to bartering

That's Outrageous!
The Case of the Re-Homing Fee

Can you help this reader?
Readers want your help!
Buying & installing a lightning rod
Please take a look and tell us what you think

Reader's Tips
The smartest readers on the web share their frugal living ideas!


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Your Story
Do you know a way to save time and money? Then please take a moment to "Tell Us Your Story"


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Helping You Achieve Financial Independence!

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5 easy steps to buying a new motorcycle
A motorcycle is a different critter than a car. These tips will help you pick the best bike for you.

7 motorcycles to fit your lifestyle
There is a dizzying array of motorcycle models. This should help you decide which is right for you.

Home policy won't cover home business mishaps
Home workers are exposed to losses and lawsuits unless they get a special business policy.

Video: How to shop for a car loan
Get your finances in order long before you hit the showroom. You'll save money.

3 tips on bagging a car loan at the dealer
Working through a dealer to snag a car loan can be tricky. Follow these hints to get the best terms.

Can you repossess ex's car as a co-signer?
If you co-signed a car loan with your ex-boyfriend, you have some options for snatching his car.

Minimum payment on credit card
The interest charges pile up when you only make the minimum payment on your credit card.

How to research car insurance quotes
There's more than one way to research car insurance quotes. These tips will get you started.

7 easy ways to overcome debt denial
Denying demon debt can put you in the cross hairs of collectors. Use these tricks to kick the habit.

Transfers lower credit card interest rate
Interest rates are one factor to consider when deciding whether to transfer balances.

Finding the best health insurance plan
Getting the right health insurance can be daunting. This primer will give you a head start.

What to know about new HIRE Act
To promote employment, the HIRE Act rewards businesses hiring workers.

Wife garnished, hubby skirts joint debt
You and your hubby got into debt together, but a creditor can make just one of you pay up.

Video: Negotiating with creditors
You may be able to work with creditors to pay less to get out of debt.

What do the best credit cards look like?
There's been a lot of change in the credit card industry. Here's how to choose the best card.

You got a job; now what?
A new job after lengthy unemployment does not automatically guarantee personal finance success.

Fixed-rate mortgages vs. ARMs
Fixed-rate mortgages and ARMs have pros and cons. Here's how to choose the right loan for you.

Bank loans help to rebuild credit
Got bad credit? Don't despair. You can use your own savings to restore your ability to borrow.

Video: Finding money to save
With a little planning, you can find money to put into savings.

Frugal $ense: Save on gas with fuel coupons
Keep the cost of gas from guzzling up cash by using fuel coupons.

Am I an employee or a contractor?
By not withholding taxes, your bosses avoid payroll taxes and the cost of complying with tax rules.

2 steps to finding credit after bankruptcy
Even after struggling through bankruptcy, you'll eventually find credit. This action plan can help.

Sell or rent home when relocating?
Homeowners who have to relocate should ask five questions before renting out their home.

Upcoming state sales tax holidays
Have back-to-school shopping to do? Check to see if a tax holiday is coming up in your state.

Finding the best credit card rates
We all need to keep debt manageable. So how do you find the best credit card rates?

5 ways to cut small-business taxes
Hiring family members to help you run your business is one less obvious way you can save on taxes.

7 hidden gems of financial reform
Everybody knows about the financial reform law, but have you heard about these legislative treasures?

Will paperless statements set you free?
Consumers are being coaxed into getting financial statements online. What are the benefits?

7 reasons why you should refinance
A refinance can make sense for many reasons, from getting a lower rate to consolidating debt.

No government bailout on credit card debt
There's no government aid on credit card debt, but there are plenty of options to help consumers.


Ask Dr. Don

Serial monogamy is no path to wealth
A woman wonders if she can collect on the Social Security benefits of two ex-husbands.

Unearned income won't affect disability pay
A woman struggling to live on Social Security insurance asks how to increase her income.

Should you risk CD withdrawal penalty?
A CD ladder can help you avoid being "long and wrong" or "short and suffering."

How is insurance paid to homeowner?
A homeowner wonders if his lender can make him pay for additional coverage.

Cash-out refinance is best choice
A couple wonders about the most sensible way to finance their home improvement project.




Frugal Living in Tough Times

Rental Realities
What you need to know about renting appliances

The $25 Grocery Challenge
Could she feed her family of 4 for a week on $25?

Look Younger
Budget friendly ways to turn back the clock

A Great Budget Wardrobe
A guide to using thrift stores

My Story:
Radical Cost Cutting

When the belt needs to be tightened just a little more

Furniture Remakes
Transforming what you already have

Retail Shopping
10 inside tips to scoring big!

Share what you know with your frugal friends!

School uniforms - Do your kids wear school uniforms? Do you think they're good, bad, or are you undecided?

No Spend, July 25 - 31 - Join us and become more aware of how many times you spend "just a little"

Have Your Expectations Changed? - How have the last two years of financial change affected your future expectations?

Frugal Breakfast on the Go - Here's a way to duplicate the famous breakfast egg muffin at home

Never visited The Community? We'll make it easy for you to make new frugal friends in the About These Forums section.


Dollar Stretcher Blogs recent posts

Success Is Not a Place
Our view of success might effect how likely we are to achieve it
The Dollar Stretcher

Tips for Consumers with Bad Credit Scores
Raising your FICO credit score is a bit like losing weight: it takes time and there is no quick fix
Dollar Stretcher Guest Blogger

I Have Credit...
It's tempting to believe that just because someone will loan you money that it's safe to borrow it
The Dollar Stretcher

Downside of debit card rewards
Are the convenience and rewards of debit cards worth those downsides?
Bankrate: Banking

Cell phones: the new drunk driving
Prediction: Our national addiction to talking on cell phones while driving will inevitably increase our auto insurance rates
Bankrate: Insurance

10 Ways to Save on Drug Costs
A pharmacist shares his secrets on how you can save more on your prescriptions
Dollar Stretcher Guest Bloggers

School Supply Sale July 25-31 2010
Don't miss out on this week's great prices for a frugal homeschool year!
Ths School Room: Education at Home

Do You Think Like a Cheapskate?
A glimpse inside the mind of the Cheapskates Next Door
Dollar Stretcher Guest Blogger





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Anatomy of a smart credit cardholder
From your head to your feet, these are key attributes you can hone to help manage your credit wisely.

Don't pay a collector's dubious old debt without firm proof
If a collector calls wanting payment on a very old debt that you don't remember, odds are that you are being scammed.

FTC bans upfront fees for debt settlement firms
Those who owe on credit cards, other loans were often soaked, federal agency says in banning upfront fees for debt settlement.

Is Dad responsible for stepmom's credit card debt after her death?
Responsibility for debt after the debtor's death comes down to who signed the contract and what state they're in.

You've arrived! True tales of the mysterious Black Card
This hard-to-get credit card, with its unusual black appearance and hefty metal weight, does more than ensure access to airport lounges.

3 steps to take after destroying mom or dad's credit
A son who did major damage to his father's credit wants to make things right. Our expert gives advice on how to get his credit -- and his relationship with his dad -- back on track.

7 places to safely stash your plastic at home
Think a thief won't look in your Bible, freezer or underwear drawer for credit cards? It's time to find more creative hiding places.

Refinancing won't do lasting credit score damage
A responsible borrower who refinances his properties is unlikely to see lasting credit score damage.

3 credit score success stories, and what they can teach you
More people are finding that, with patience and discipline, you can move that score from the depths to the stratosphere. Here are tips from three people who've seen big jumps in their credit scores.

Pros and cons of paying off old debt
Yes, paying it off will look good to lenders, but you may not want to restart the clock on debt that has passed the statute of limitations.


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