You don't want to still be payng this year's bills next Christmas!
Christmas: Paying Off Holiday Debt
The TDS Library
If the holiday season left you with a huge credit card bill, you're probably feeling debt's bite. And while you're paying down post-holiday debt, try these 7 ways to spend smarter. You'll reduce expenses without denying yourself or racking up new account balances.7 Tips to Beat the Post-Holiday Debt Blues
The stores are decked out in red and green. The shopping season looms large. And retailers are hoping for big numbers in this year's holiday spending. If you're determined to escape the cycle of holiday overspending, here's how to do it.Paying Off Holiday Bills
Many people dread January. That's when the bills come due for all the gifts and holiday partying. Depending on how big the balance, it may take until summer to pay it off. What's a consumer to do? Just as the smart shopper compared prices in November and December, the smart credit card user pays off the resulting bills as quickly as possible.Credit Card Balance Transfer: A Good Idea?
The post-holiday blues have set in along with hefty credit card debt. Your plans for a Christmas-within-your-means fell short, and now you're faced with the prospect of paying off your holiday spending for the next six months or longer. But, there might be a better way.
4 Ways to Pay Off Holiday Debts
As always, Americans will spend quite a bit on Christmas gifts this year. For a good many shoppers, most of this spending will go on credit cards. And, if history is any indicator, those holiday debts won't be paid off until next May or June. Suppose that you don't want to be laboring under those Christmas bills for months to come? Is there something that can be done to get them paid sooner? Yes, there are things that you can do now to get holiday debts off your back. Let's take a look at a couple of strategies you might want to consider.Christmas Bills?!
Do the phrases "frugal living" and "holiday giving" seem to be at opposite ends of the spending spectrum? Is it possible to spend no more in December than during other months? Will your family still love you if they don't find "the latest and the greatest" under the tree? Our families deserve the best we can give. But if we're paying our Christmas debts for the next five years, what good is it? No matter what our personal financial situation, we all could use a few simple money-saving ideas for the holidays.
Trending on TDS
- 8 things your kids need to know about money
- Why Millennials should use credit
- Estate planning in a second marriage
- Finding an inheritance
- 5 steps to take if a debt collector calls
- What millennials need to do today to avoid Social Security problems later
- How investing style changes over your lifetime
- 5 poor ways to save (and how to do better)
- What to do if your credit card rate goes up
- 3 steps to rebuilding an emergency fund
- 5 big bills you can cut fast
- Money-saving secrets of the rich and frugal
- Reduce your debt with this free debt course by The Dollar Stretcher
- Reduce your debt payoff time
- Find a better credit card rate
- Get better savings & MMA rates