Tips for getting and wisely spending your tax refund

Taxes: Refunds

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Stop Waiting for Tax Refunds

Live Like a Mensch

Lots of folks are grumbling about having to wait to file their taxes. Why? They get refunds. Why not adjust your withholding instead and you'll no longer have to wait to get your own money back from the IRS?

What to Do With Your Tax Refund

Live Like a Mensch

I'm a big believer in aiming for a modest (under $500) tax refund each year. I don't like the idea of giving Uncle Sam a huge, interest-free loan every year. However, I also recognize that not everyone is going to be like me when it comes to money. I will say that I find it disheartening to see people blow their tax refund when they can't really afford to do so. Here's what I'd rather see people do with their big refunds, rather than book a cruise or buy a big-screen TV.

10 Ways to Put Your Tax Refund to Work

Gary Foreman

It's that wonderful time of year with March madness, the beginning of spring, and tax refunds! Most of us look forward to all three. But, unless you're a big time gambler, the tax refund will be the one that has the biggest impact on your finances. So if you're tired of feeling bad after your tax refund disappears, consider one of these ten ways to put that tax refund to work for you.

Why is IRS Withholding my Tax Refund?


I did my taxes and e-filed Feb. 2 and was also accepted, but then the "where's my tax refund" status changed, and when this happened, I contacted the Internal Revenue Service by phone. They claimed to have not received my tax return. If this has happened to you, it could mean that someone may have stolen your identity. Follow these steps.

Use Tax Refund to Cut My Mortgage Payment?


"I am a first-time homeowner and just received a $5,000 tax refund. Is there a way to use it to lower my mortgage payment?" Using your tax refund to pay down your mortgage is just one way to reduce your monthly bill.

Should Your Tax Refund Go on a Prepaid Card?


Getting your tax refund back on a prepaid card may sound convenient, but does it make financial sense? For those without bank accounts, a prepaid debit card may be the fastest way to get an income tax refund. It's an option offered by all the major tax preparers. But for those with bank accounts or who can wait a little longer, choosing to direct deposit into a checking or savings account or simply holding out for the traditional government check may save money.

Sink Hefty Tax Refund into Emergency Fund?


"I just filed my taxes and will receive a $1,000 tax refund. I'm 26 with about $11,000 in a consolidated federal student loan, which is in repayment. I have not started a retirement fund, but I have $1,000 in an emergency fund. Should I pay down my student loan, save it in a certificate of deposit, put the money in a high-interest savings account or open an individual retirement account?"

4 Options for Your Tax Refund


Every year, you swear you're going to save at least some of your tax refund. Every year, you end up spending every last cent. Uncle Sam wants to help. He's letting you directly deposit your refund money into up to four accounts.

What If Your Tax Refund is Wrong?


Most of us get refund checks at tax time. And most of the time, those refunds are just what we had been eagerly awaiting. But occasionally, the amount on an Internal Revenue Service check is not what we expected. Regardless of whether the refund discrepancy goes against you or favors you, some steps can be taken to resolve the matter.

How to Adjust Your Withholding


Most Americans pay the bulk of their annual tax bills via payroll withholding. Through this process, a percentage of your pay is taken out each pay period and sent to the Internal Revenue Service where it is credited toward your final tax bill. Payroll withholding is something you want to get just right. Here are some reasons.

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