Can You Help This Reader?
My son just got his driver's license, and thankfully, a new job as well. How much should my wife and I expect him to contribute to auto insurance and gas? We have differing opinions and figured we'd ask other frugal families. We gave him my wife's older car that is completely paid for so there is no car payment. Our auto insurance increased by almost $150 per month when we added him as a driver. Should he be expected to pay all of the $150 or just a portion? Should we base his contribution on how much he is making at work? Is it too much to expect that he pays for his own gas? We do want him to be able to save some of his money as well and have a bit to spend as he wishes. What have other families worked out with their new teen drivers?
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My husband and I are about to close on our first home after being apartment dwellers for the past 5 years. We have read that regular home maintenance can go a long way in preventing expensive home repairs. I am curious about what maintenance tasks we should be doing on a regular basis, and especially those we can do ourselves without paying a professional. And which maintenance tasks should we really have a professional in to perform? We were contacted by one company that sells a yealry maintenance plan where they will come in and service the A/C, backflow, and a few other things each year as part of the plan plus give a discount if any other repairs are required. Do other frugal homeowners use these types of plans and are these home maintenance plans worth the cost?
Please send your answers email to canyouhelp (at) stretcher.com with "Home_Maintenance_Tasks" as the subject or join the discussion below on Facebook. We'll include the best solutions in future issues.