Library Subject Index

I to M










A - C
D - F
G - H
I - M
N - Q
R - Z

Insurance Investments Making Extra Money Medical Care Miscellaneous Mortgages
IRAs and Retirement Plans Legal Issues

Insurance

Auto
Claims
Credit
Health
Health Savings Accounts
Homeowners
Life
Long-Term Care
Mortgage
Other
Property
Saving and Retirement
Taking Stock
Unemployment and Disability
Vision and Dental

Insurance, Auto

Also in Insurance:
Insurance, Claims
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other
Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Automobiles
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

5 shopping do's and don'ts of car insurance - Don't shop for auto coverage only by price. Consider these other elements before buying.
The right auto insurance for your old car - Drive an old car? You can save big by scaling back insurance. Just don't cut back too much.
5 worst traffic tickets for your car insurance - When you're pulled over, your car insurance can be revved up. Especially in these cases.
Estimate car insurance before purchasing a car - Car insurance varies even in the same car class. Check the cost when car shopping.
Yikes! A grown kid's on our auto insurance - Keep your auto insurance rates and risk down when an adult child lives at home.
How to make sense of car insurance quotes - Comprehensive? Non-stacked? PIP? Our guide deciphers the language of car insurance quotes.
Car wrecked? You may not want it 'totaled' - Was your car in Sandy? Here's why you may not want it classified as a complete loss.
When a deer crashes into your auto insurance - You need the right car insurance coverage so a run-in with Bambi doesn't cost you deer-ly.
How do I give my car insurance a tuneup? - Review your car insurance before you renew by considering your deductibles, coverages and risk.
4 Ways to Reduce the Cost of Teen Auto Insurance by Lynn Kirkpatrick - Keeping your teen's auto insurance affordable.
How credit scores impact car insurance rates - Credit scores are used to set rates on auto coverage. Find out how that might change.
9 car insurance deals you could be missing - Soldiers, sorority sisters and smart kids get special savings. See if there are any for you.
Smartphone apps make car insurance handier - Apps can keep tabs on your policy, help take charge after a crash and prove you're covered.
Monitor teen drivers to cut car insurance - Monitoring devices for teen drivers can lead to car insurance discounts. Here's how they work.
Estimate car insurance before purchasing a car - Car insurance varies even in the same car class. Check the cost when car shopping.
10 Tips for Getting a Fair Car Insurance Settlement By Michelle Megna, Insurance.com - Maximize the size of the check you receive.
Buy car rental coverage in your auto insurance? - The added cost of car rental coverage in your auto insurance isn't much, but will you use it?
How to get a car insurance quote online - When shopping for a car insurance quote online, use these tips to save money and time.
Do you need rental car insurance? - Rental car coverage comes in many flavors. Make sure what you have suits your tastes.
5 tips for the best car insurance quotes - Consider these five points before shopping for an auto policy for you and your family.
5 unique car insurance policies - Offbeat auto insurance products have rolled onto the market. Do you need Burning Man insurance?
Consider pay-as-you-drive coverage - Is pay-as-you-drive coverage right for you? If it is, you could save on your van insurance.
Why 'stack' underinsured motorist limits? - There are pros, cons and restrictions to stacking your uninsured and underinsured motorist limits.
Putting the brakes on road rage costs - Should push come to bumper-nudge, you could wreak havoc on your car insurance.
Save with pay-as-you-drive insurance? - You can hold on to more of your money by paying as you drive, but it's not for everyone.
6 auto insurance potholes - Most auto policies leave room to deny a claim. What do you need to look out for?
A Small Investment in Time Can Result in Large Return in Savings by Dollar Stretcher Guest Blogger - When was the last time you comparison shopped for your automobile insurance?
A checklist to save on car insurance - You don't want to overpay for auto insurance. Follow these tips to keep costs down.
When a fender bender can break the bank - Bumpers are built to absorb minor collisions. Find out why they don't always do their job.
Demystify your auto insurance policy - When the economy is putting on a big hurt, let someone assume your lease and save money.
Do you need an extra car repair policy? - People are driving older cars. Is breakdown insurance worth the cost?
Tips to lower your auto insurance bill - There are plenty of discounts and simple strategies you can use to lower your auto insurance bill. (10/8/10)
5 canny steps to clunker car coverage - As your car ages, you can trim car insurance costs by trimming your coverage. Follow this roadmap. (8/18/10)
How do I: Find the best deal on auto insurance? - You spend extra time looking for the best deals when shopping, so why not do the same with auto insurance? (5/27/10)
Car insurance when someone drives your car - If someone else drives your car and crashes, your liability varies with your car insurance policy. (5/7/10)
5 ways to cut motorcycle insurance costs - You can reduce the cost of motorcycle insurance by lowering your risk and level of protection. (3/29/10)
3 Steps, 10 Minutes to Auto Insurance Savings by Lisa Lobo - How to save money and stay protected. (2/15/10)
5 reasons to review auto insurance & save - Experts urge you to consider shopping for a new auto insurance policy in these five situations.(1/15/10)
Save with online driver safety course - An online driver safety course can help you save on car insurance. (2/27/09)
Pay-as-you-drive insurance - Cut premiums with pay-as-you-drive insurance, but watch out for surcharges. (2/2/09)
Safe Drivers Really Can Save Money on Car Insurance by Renea Winchester - How much can insurance discounts save you? (3/9/09)
8 Ways to Save on Auto Insurance by Vernon Williams - Fight the increase in driving costs. (11/24/08)
Will Your Rates Rise after a Claim? (7/23/07)
Lowering Auto Insurance Rates - Save money no matter what your credit score (7/18/07)
Do You Need that Rental Car Coverage? (10/30/06)
10 Most and Least Expensive Cars to Insure (8/28/06)
Dream Car, Nightmare Insurance? (8/14/06)
Gap Insurance, Friend or Foe? - Most dealers push it, but is it something that you really need? (8/8/05)
What's Your Auto Insurance IQ? (7/18/05)
Everything Your Need to Know About Auto Insurance (6/27/05)
Enough Auto Insurance? - Do you have the right kind and the right amount? (4/11/05)
Do You Need Auto Gap Insurance? (2/21/05)
Insurance Shopping Online (12/20/04)
Best Sites for Insurance Buys (12/20/04)
The Car Is Affordable - Why isn't the insurance? (8/9/04)
Financing and Insuring Your Collector Car (7/26/04)
Are You Paying Too Much for Your Car Insurance? (12/13/03)
Fraud's a Fault of No-Fault - It was supposed to lower costs, not encourage fraud (11/21/03)
Everything You Need to Know About Auto Insurance (9/30/03)
Cutting the Cost of Teen Auto Insurance (9/20/03)
When Renting a Car - Do you need to buy insurance? (8/11/03)
Saving on Car Insurance by Sharon Camino (4/14/03)
Your Auto Insurance (3/14/03)
Low-Cost Auto Insurance - You're punished for being young, single or even paying a bill late. Fight back! (5/23/02)
Teen Auto Insurance - It won't be cheap, but it can be cheaper (4/17/02)
Why They Sell Extended Warranties - RepairClinic.com - What do they know that you don't? (10/15/01)
My Story: That Auto Warranty by Debbie Benish (4/17/00)
Automotive Extended Warrantees (10/11/99)
Auto Liability Insurance by Gary Foreman (9/14/98)
Insurance Insider by Renee C. (1/19/98)
The Smiths Shop for Auto Insurance by Gary Foreman (4/21/97)

return to the Library Subject Index

Insurance, Claims

Also in Insurance:
Insurance, Auto
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other
Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

An exception to passive activity loss rules - The maximum loss an individual can claim from actively managed rental activities is $25,000.
Claims that boost your insurance rates - Certain types of claims are more likely to boost your insurance rates. Find out which may raise red flags. (3/25/08)
Finding your own claims adjuster - Get somebody on your side to fight the insurance company.
Appealing an Out-of-Network Claim Denial (9/11/07)
A Debit Card for Disaster Victims (9/11/06)
Claiming a Storm Damage Tax Deduction (8/14/06)
Getting All You're Entitled To In an Auto Claim (10/11/03)
Finding Your Own Insurance Adjuster (10/4/03)
Get a Proper Settlement from Your Claim by Hans Peter Andersen (6/23/03)
My Story: Insurance Mistakes contributed by Holly - Know your insurance plan (3/10/03)
Negotiating With the Typical Claims Adjuster by Dan Baldyga - Good faith and good sense (1/13/03)
Your Insurance Claim by Dan Baldyga - Medical insights and expenses (11/11/02)
Your Own Claims Adjuster - Get somebody on your side to fight the insurance company (9/25/02)
Insurance Claims by Dan Baldyga - How medical bills and reports affect your claim (9/16/02)
The $140 Phone Call by Michelle Jones - A few minutes of time paid off big (11/19/01)
Getting Paid on an Auto Insurance Claim - part 2 by Gary Foreman (9/8/97)
Getting Paid on an Auto Insurance Claim - part 1 by Gary Foreman (9/1/97)

return to the Library Subject Index

Insurance, Credit

Also in Insurance:
Insurance, Auto
Insurance, Claims
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other
Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Credit, Credit Cards & Credit Repair
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

Someone to Pay My Credit Card Bills? by Gary Foreman - Circumstances have changed some (5/25/09)
Insurance credit scoring here to stay Your credit rating affects insurance coverage and how much you pay for it (4/14/08)
Payment Protection Plan is Expensive (8/17/07)
Know the 4 types of credit card insurance (2/6/06)
Insurance Rates & Your Credit Score - Your auto insurance could be costing you more because of your credit score (12/26/05)
Is ID Theft Insurance Worth the Money? (8/16/04)
Should bad credit mean high insurance premiums? (8/27/03)
Credit Insurance - Credit-insurance come-ons raise capital concerns (2/11/02)
Credit Insurance: Becoming Informed by Rebecca Lindsey - Know what's being offered before you make a decision (3/12/01)
How Credit Bureau Reports Can Affect Your Insurance Premiums by Jack Mann (8/19/96)

return to the Library Subject Index

Insurance, Health

Insurance, Health
Insurance, Health Savings Accounts
Insurance, Long-Term Care
Insurance, Vision and Dental

Insurance, Health

Also in Insurance:
Insurance, Auto
Insurance, Claims
Insurance, Credit
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other
Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

POS health plans: Like HMOs, but more choices - Do restrictions make your HMO an HM-no? Maybe you need a point-of-service health plan.
Must we pay our adult son's medical bills? - Obamacare lets your kid in his 20s stay on your health insurance. Who foots the bill?
Get to know and understand your health insurance plan by Thrifty Living Today
Medicaid means health insurance for the poor - Learn about Medicaid, what it is (an insurance safety net) and is not (namely, Medicare).
Phone apps keep your health insurance handy - Your phone can help make health insurance more manageable. You'll need an app for that.
Health insurance if my employer goes bust? - There's hope even if you have pre-existing conditions and lose your company and coverage.
An insurance bridge from COBRA to Medicare - Don't be denied health insurance while you wait for Medicare after COBRA coverage uncoils.
10 part-time jobs offering health insurance - Health benefits are extended to part-timers at many big U.S. companies. Here are 10 examples.
Getting a part-time job with health insurance - Some employers offer health insurance benefits to part-time workers. Are the plans any good?
6 surprisingly cool health insurance benefits - From health coaches to transplant travel: Explore the hidden coverage in your health insurance.
Your health insurer may owe you money - Rebates are coming this summer under health care reform. Find out how much you could get.
Health insurance for Americans living abroad - Moving out of the U.S.? Learn about health plans for Americans living overseas.
Is it smart to deduct COBRA insurance premiums? - It would be smarter if your employer offered a cafeteria plan. If not, deduct the premiums.
No gouging! Reform curbs health care hikes - The new law targets unreasonable rate increases and exposes insurers who want you to pay them.
Mental health care without the high bills - Many struggle with mental illness to avoid expensive treatment, but affordable help exists.
High-deductible health plans have risks - What are the risks of high-deductible health plans?
Health care coverage for pre-existing conditions - Affordable health care coverage can be elusive. Could a condition-specific deductible help?
Are health insurance premiums tax-deductible? - You can't claim a deduction for your health plan at the corporate level, but you can on Form 1040.
Health insurance: The new pill to swallow - The Affordable Care Act is changing the way we take our medicine.
5 tips for maximizing employee health care - Can your employee health care benefits save you money? Stretch your insurance dollar.
Your Health Insurance Options Mark Colwell - What you need to know to make an informed decision.
Prescription Medication Savings - Tips for saving money on your prescription drugs at the pharmacy and online.
4 ways to lower your health insurance - If you're spending too much on health insurance, consider these four tactics for slashing extra cost.
Do you need critical illness insurance? - Health insurance may not cover all the costs of a serious medical condition.
Deduct health insurance premium? - Thanks to the recent jobs act, sole proprietors get a break on health insurance costs.
Can you save with a health exchange? - As new health insurance rules take shape, states are providing ways to comparison shop.
10 health conditions on insurers' radar - These afflictions could cause your life insurance rates to soar, but you can mitigate the risk.
A health plan to save you money? - High-deductible health insurance will cost less, but only if you don't get seriously sick.
How the self-employed get health insurance - If you're self-employed, there are a variety of ways you can get health insurance.
5 tips for acing open enrollment - Your employee health plan will have significant changes this year. Here's what to expect.
Video: Bad insurance buys - Understanding insurance is a good policy that helps insure you don't waste money. (10/11/10)
What if I lose my health insurance? - There are a few ways to continue getting health insurance if you lose your job. (9/21/10)
3 smart tips for buying health insurance - Health insurance runs the gamut on costs and coverage. Follow these hints to make the right choice. (7/9/10)
Finding the best health insurance plan - Getting the right health insurance can be daunting. This primer will give you a head start. (7/29/10)
7 tips for choosing a health savings account - Confused about finding an HSA? Use these tips to determine the best deal for you. (6/16/10)
Buying insurance after health care reform - Health insurance changes under health care reform. This breakdown of the law will tell you how. (5/14/10)
Shopping for health insurance - The key to buying health insurance is to understand what's covered, the network and the deductible. (5/12/10)
5 ways to reduce medical bills - Shocked by a medical bill? Don't panic; we show you how to get the most from health insurance. (5/3/10)
All about Medigap insurance coverage - Once you qualify for Medicare, your health care expenses are completely covered, right? Wrong. (4/22/10)
How health care reform changes FSAs, HSAs - FSAs and HSAs have more restrictions under health care reform. Find out the impact on your wallet. (4/14/10)
Post-COBRA health insurance options - Unemployed workers have several options when their COBRA health insurance coverage runs out. (3/29/10)
6 questions to ask a health advocate - A health advocate helps to lower medical bills. These questions will help you find the right one. (12/16/09)
7 little-known facts about COBRA - Laid-off workers should know a few important facts before enrolling in COBRA health insurance. (12/2/09)
Shopping for health insurance - The key to buying health insurance is to understand what's covered, the network and the deductible. (12/2/09)
Health insurance not qualified 529 expense - The IRS says certain fees may be counted under a 529 plan, but health premiums aren't among them. (11/12/09)
Campus health insurance or family plan? - Here's a look at the pros and cons of campus and family health plans and advice on how to choose. (8/20/09)
2 prescriptions to lower medical bills - If you need a health care plan now, look into these alternatives to get quality, affordable care. (8/18/09)
COBRA tax law changes - In order to qualify for the COBRA subsidy, an employee must have been laid off or fired. (8/6/09)
Shopping for a health insurance plan - Getting the right health insurance policy can make a big difference to your financial health. (7/17/09)
Coping with out-of-pocket health care costs - Payment options ease the burden of high health care costs that are charged directly to consumers. (6/2/09)
Rating health care online - A growing number of Web sites can help you compare health care providers' price and quality. (4/23/09)
4 Ways to Get Health Insurance When You Lose Your Job by Vernon Williams - Evaluating your options. (5/11/09)
Dealing without health insurance - It's tough, but not impossible, to get by without a group plan. Follow these tips to find a safety net. (4/22/09)
Finding small business health insurance -Small businesses pay more for health insurance. How can you get the best coverage for your money?(3/9/09)
Doc wants test and your cash - You're still on the hook for an unwanted diagnostic test even if your insurance won't cover it.(3/2/09)
Benefit Changes Season by Tamara Wilhite - Prevent sticker shock from surprise medical bills. (9/22/08)
Surviving the Medical Maze - Tricks to get providers to deal fairly (7/11/07)
Tips for Choosing Affordable Health Insurance - What you should know before investing in individual health insurance (5/28/07)
Vanishing Retiree Health Care Insurance (5/21/07)
Short-Term Health Insurance on the Rise (3/26/07)
Sorting Out Your Medical Insurance Options (12/4/06)
ABCs of Health Insurance (11/13/06)
Health Care an Ailing Condition in the U.S. (8/7/06)
Nutritional Counseling to the Rescue (7/24/06)
Trapped Medical Records (7/24/06)
Counting on COBRA? Check the Rules (7/10/06)
Health Insurance Rebates for Living Healthy (4/17/06)
Health Care Help Set Up Incorrectly (2/13/06)
Employer should spring for cafeteria plan - If your employer would purchase health insurance for you within a premium-only cafeteria plan, everyone would benefit taxwise (2/6/06)
Is Cancer Insurance a Good Idea? (8/29/05)
Appealing a Denied Medical Claim (7/25/05)
A Health-Care Hired Gun - Tired of trying to decipher and correct your medical bills? (12/13/04)
Cut Health Insurance Premiums 25% - Without raising your deductible (9/27/04)
Insurance Medical Exams (8/9/04)
Be Careful Buying Health Insurance - Some plans are just scams (3/15/04)
16 Ways to Get Better Insurance Rates - What you say and how you say it can make a big difference (2/18/04)
ABCs of Medicare (1/14/04)
7 Ways to Avoid Going Without Health Insurance (1/12/04)
Getting Health Insurance On Your Own (12/2/03)
Worksheet for Comparing Health Plans (12/2/03)
Don't Let a Health Catastrophe Wipe You Out (11/3/03)
Protecting Yourself From Illegal Health Plans (8/29/03)
Negotiate a Medical Settlement by Dan Baldyga - Control your case (2/24/03)
Fighting Your Health Insurance Company - How to avoid the fight when you can, and win the fight when you can't (6/19/02)
My Story: Medical Care for Less by Sybil - How one family handles medical care (11/5/01)
Can Health Insurance Make You Sick? by Tammy Harrison (7/31/00)
Getting Medical Insurance When You Have Pre-Existing Conditions (1/11/99)

return to the Library Subject Index

Insurance, Health Savings Accounts

Stormy weather ahead for health savings accounts - Under new health reform legislation, your health savings account could fall short.
Use or lose flexible spending account funds - These workplace accounts are a great way to save money. Don't waste the benefit.
The ABCs of HSAs - Understanding health savings accounts (6/25/07)
Reviews Mixed for Directed Health Plans (9/25/06)
Understanding High-Deductible Health Plans (7/17/06)
Restrictions on Health Savings Accounts (10/10/05)
Going Without Health Insurance? - Finding the best insurance option for your family (12/6/04)
A New Way to Pay Your Medical Bills (1/14/04)
Flexible Spending Accounts by Gary Foreman (1/31/00)

return to the Library Subject Index

Insurance, Homeowners

Also in Insurance:
Insurance, Auto
Insurance, Claims
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Life
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other
Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

Tips for buying homeowners insurance - Confused about home insurance? An expert explains it, and offers tips for shoppers.
5 home insurance benefits away from home - Your homeowners insurance often protects your belongings and bank account far from the house.
Insurance when your home's a piece of history - Find out about home insurance that provides special coverage for residences that are relics.
Insurance for your foreclosure fixer-upper - That bargain home you bought out of foreclosure needs a little TLC -- and a good policy.
Snow-covered? Home insurance and blizzards - Winter storms can leave you buried -- in bills. Make sure your insurance will dig you out.
Flood insurance if you're not near water? - Sandy was a wake-up call about flood insurance. It's not just for homes on rivers and coasts.
Home insurance and falling trees - If a tree falls in a storm like Sandy, who pays? You might be surprised at how homeowners insurance handles these claims.
How to find the best deal on home insurance - As homeowners premiums rise, you may want to look for help before you look for the lowest rate.
Homeowners pay for many kinds of insurance - A standard homeowners policy is just one of many types of coverage on a typical house.
Home insurers: Only you can prevent wildfires - Your property may not welcome homeowners coverage if it appears too inviting for fires.
Reassessing homeowners insurance: A checklist - Find out if you have enough homeowners insurance to cover your house and valuables.
Homeowners insurance: Reassess coverage - Does your homeowners policy reflect your current insurance needs? Re-evaluate your coverage.
How Your Fire Department's Rating Affects Your Insurance Bill by Jeffrey Steele - And what you can do to lower your bills.
Do you know what your home insurance covers? - Home insurance isn't just for property damage. These protections are standard in most policies.
Insurance: Hiring a public adjuster - A public adjuster can extract more from the homeowners insurance company. But at a price.
11 ways to avoid hurricane costs - You can't control hurricanes, but you can minimize losses and save on insurance premiums.
Dumped by home insurer after the storm? - Take these steps to prevent or deal with an insurance cancellation following severe weather.
Reassess your homeowners policy in down market - Does the decline in housing prices mean your homeowners premium is too high?
Understanding your home insurance policy - Take time to understand your policy's details. What you don't know could hurt you later.
7 freaky home threats: Are you covered? - Is your home literally under water? See if your insurance will cover the damage.
Reassess your homeowners policy in down market - Does the decline in housing prices mean your homeowners premium is too high?
5 ways to slash home insurance costs - You don't have to move to another state to pare down your homeowners insurance premiums.
Insure your cash against theft - A homeowners or renters policy may pay back stolen cash. Read the fine print to be sure.
Homeowners Insurance Cancelled by Gary Foreman - Can they refuse to insure you?
10 hidden home insurance credits - Don't stop at smoke detectors. These home credits can mean big savings from your insurer.
Dogs take bite out of homeowners insurance - If Bowzer's on the "bad dog" list, you might be in for hefty premiums. Here's why, and what to do. (8/18/10)
Home policy won't cover home business mishaps - Home workers are exposed to losses and lawsuits unless they get a special business policy. (7/30/10)
How is insurance paid to homeowner? - A homeowner wonders if his lender can make him pay for additional coverage. (7/28/10)
How to cut homeowners insurance costs - You don't have to move to another state to pare down your homeowners insurance premiums. (5/27/10)
Screening a new home insurance company - Customers must do their homework before choosing a new home insurance company. (2/27/10)
Hosting a party? Insurance can protect you - Your event may go well. Or something unexpected may occur due to bad weather or misbehaving guests. (12/7/09)
Time to reassess your homeowners policy - Does the decline in housing prices mean your homeowners coverage and premium are too high? (10/27/09)
Insurance bites dog - Insurance companies may reject an application if the homeowner's dog is from a blacklisted breed. (4/08/09)
Keep home insured in default - You'll need insurance if someone breaks in. And before cutting off utilities, consider frozen pipes. (4/14/09)
6 Ways to Save on Homeowner Insurance by Vernon Williams - Only buy the insurance you need. (3/16/09)
6 condo insurance questions (1/21/08)
Lender Has Final Say on Flood Standard (12/21/07)
Quiet '06 Hurricane Season May Calm Rate Hikes (12/4/06)
Can you skip insurance on your home? (8/14/06)
Get Flood Insurance Before Water Rises (7/24/06)
Remodeling? Make Sure You're Insured (5/8/06)
Time to Review Your Homeowners Policy (5/8/06)
Special Hazards Need Special Coverage (7/25/05)
Insurance Companies Give Out Home Protection Info - Eager to teach homeowners how to protect their homes from disasters (11/1/04)
Home Insurance - Guaranteed replacement coverage (10/11/04)
Insurance May Not Cover Hurricane Mold (9/20/04)
Are You Properly Insuring Your Home? by Kitty Werner (4/5/04)
Does Your Homeowner's Policy Really Cover You? (1/26/04)
ABCs of Your Homeowner's Insurance Policy (9/20/03)
A Home Warranty (7/19/03)
Really Covered? - The difference between cash and replacement value (5/15/03)
Does Your Insurance Cover Terrorism? (3/24/03)
Protecting Your Home from Disaster (8/30/02)
Black Mold by Gary Foreman - A 55% increase in premiums calls for action (8/12/02)
Homeowner's Insurance - Protect your biggest asset (5/31/02)
Doggon Expensive - Man's best friend may be your policy's worst enemy (5/31/02)
Remodeling? - Better check your homeowners insurance (3/12/02)
Before Disaster Strikes - 10 things you need to know about homeowners insurance (3/5/02)
Homeowner's Insurance - Getting the most for your insurance dollar (3/26/01)
The Smiths' Homeowners Insurance by Gary Foreman (4/19/99)

return to the Library Subject Index

Insurance, Life

Also in Insurance:
Insurance, Auto
Insurance, Claims
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other
Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

Don't I get half of my ex's life insurance policy? - Life insurance may not always be part of the equation as assets are divvied up in a divorce.
Life insurance payout on an installment plan? - Could a lump sum overwhelm your beneficiary? There's another way to leave insurance money.
Must life insurance beneficiary be spouse? - A person has some leeway when naming a life insurance beneficiary. Just don't pick Brad Pitt.
Illness no longer a barrier to life insurance - Cancer in your history? A chronic condition? Don't assume you can't find an affordable policy.
Can a cancer patient get any life insurance? - It's tough for a person with cancer to buy a life insurance policy, though it's not impossible.
How to get the best life insurance - An insurance expert offers tips to get the right life insurance at the best price.
5 groups that shouldn't skip life insurance - Don't need life insurance because you're retired, single or one of these other types? Wrong!
Do you need a fee-only insurance consultant? - You might get more objective life insurance advice by paying fees, not a commission.
How do I trace old life insurance companies? - Try this detective work for collecting on old life insurance policies from bygone companies.
Does your preschooler need life insurance? - Fans of juvenile life insurance say it offers security and savings. Critics say it's not smart.
Life insurance: Who really needs it? - Anyone with dependents should consider buying life insurance, says one professor.
Life insurance from marriage into midlife - How much life insurance do you need after your 20s? It depends on kids and other concerns.
Don't drop your life insurance - Consider these six options to help you pay for your life insurance coverage.
Is your life insurance part piggy bank? - Find out if you can borrow from life insurance or cash it in by looking for these telltale words.
Can you afford life insurance after 50? 60? - Buying life insurance right before retirement may be less expensive than you'd expect.
Don't lie: Your life insurance depends on it - Your medical decisions won't block a life insurance claim, but fraud's another matter. Don't do it.
Collect on your own life insurance policy - Find out how to tap your insurance payout while you're alive for big medical or related costs.
Joint life insurance: Policies built for 2 - A joint life insurance policy can cover a couple more smartly than a pair of individual plans.
Best life insurance for a 30-something mom? - For a woman with kids, life can be complicated. Her life insurance decision doesn't have to be.
6 common myths about buying life insurance - Are you mistaken about life insurance costs, benefits and limits? Experts dispel six myths.
Get term life insurance on your terms - Term life has traditionally been sold for blocks of years divisible by five. That's changing.
How safe is your life insurance company? - Find out how to check if your life insurance company is healthy, so you can feel better.
Life insurance: Not such a weird gift idea - You may not get oohs and aahs. But life insurance can be a perfect, thoughtful present.
Life insurance muzzles estate tax bite - Want to minimize the pain of estate taxes on your loved ones? Life insurance can help them pay off those taxes.
Which is the best type of life insurance to buy? - Term, whole life, universal, variable? Here's how to pick the right kind of life insurance.
Why life insurance should matter to you - Life insurance can help loved ones pay off estate taxes on what you leave them.
Beware of sticker shock when term life insurance ends - Term life insurance can offer great rates. Just don't plan to stick around past the expiration.
Can you score a cheap rate for life insurance? - Are you a good risk or a bad risk? Life insurance ratings answer that and help set premiums.
Tracking a lost credit-life insurance policy - Detective work can find the papers so insurance will pay off a loan after a borrower dies.
Can I borrow from my life insurance policy? - If you need cash, your life insurance might spot you, though only if the policy allows.
When a student borrower needs to have life insurance - Have student loans? You might want to get a life insurance policy, too. Think of your co-signer.
'Heir care' product: Survivorship life policy - Second-to-die insurance, or survivorship policies, may cover a couple's estate taxes.
Can I undo a term life insurance conversion? - Learn if a conversion to whole life from term life insurance is terminal -- or can be reversed.
Is Dad's life insurance through work enough? - If you're a family man in your 50s, people are depending on you. You may need more coverage.
Life insurance primer: Term, perm and more - In the market for life insurance, but all the varieties are making your head spin? Here's help.
Best life insurance for a 30-something mom? - For a woman with kids, life can be complicated. Her life insurance decision doesn't have to be.
Should I ever cash in my life insurance policy? - No time may be the right time for cracking open your whole life policy for its cash value.
Health insurance 'Sherpa': Agent or broker? - Learn about the middlemen who can help lead you through the hills of health insurance.
Top 10 health hazards for life insurers - Which health conditions are most likely to affect your life insurance rate class?
Tips for replacing your life insurance policy - Finding a new life insurance policy can be a confusing process. Here's what to expect.
Are You Too Old to Buy Affordable Life Insurance? by Emmet Pierce, Insure.com - Are you past the point where insurance makes sense?
Is cash surrender value of life insurance taxable? - If the cash surrender value of the policy consists of excess earnings, that portion is taxable.
How to Maximize the Value of Cash Value Life Insurance by Lynnette Khalfani-Cox - What you need to know about your cash value policy
How life insurance differs for military members - Unlike most civilian jobs, life insurance coverage for military members comes with the occupation.
10 questions for your life insurance agent - Before you buy a life insurance policy, understand the coverage. Ask your agent for these details.
Do you need supplemental life insurance? - Company group life insurance is a nice benefit, but how do you decide if it's enough?
How to locate an old life insurance policy - It won't be easy finding a 40-year-old insurance policy. These few strategies might help.
When your life insurance policy won't pay - Certain factors can void a life insurance policy, or at least make it more expensive.
How much does a life insurance agent pocket? - Is your agent steering you to the best option? Commissions can be higher on some policies.
Is someone betting on your death? - Like a free credit report, you can check at no charge on what life insurance is in your name.
6 myths about buying life insurance - Are you mistaken about life insurance costs, benefits and restrictions? Experts dispel six myths.
Guide: Who should buy life insurance? - A lot depends on how you expect the payoff to help your survivors.
How much money will your whole life insurance policy generate? - The rate of return on your whole life policy is important to know but hard to determine. These tips can help.
Don't drop your life insurance - Consider these six options to help you pay for your life insurance coverage.
Life insurance for your heirs - One of the most misunderstood life insurance policies could save your heirs a bundle.
Want to sell your life insurance? - Trading your life insurance for cash might seem creepy, but these tips help you profit.
Living off your life insurance - Some types of life insurance can be tapped for cash, if you know how to access it.
10 health conditions on insurers' radar - These afflictions could cause your life insurance rates to soar, but you can mitigate the risk.
Blended life insurance: more policy for less cash - What are the pros and cons of a policy that combines term life with permanent?
Term life insurance gets a boost - The introduction of Term UL, a hybrid insurance product, gives consumers more flexibility.
Do you need life insurance? - Looking for information about life insurance? Our special feature has news you can use.
Want to sell your life insurance? - Trading your life insurance for cash might seem creepy, but these tips help you profit.
Life insurance ownership is tax issue - Two life insurance policies, one owner. Does such an approach make financial sense?
Choosing the right type of life insurance - When should you switch from term life insurance to a policy with an investment component?
Term life insurance gets a boost - The introduction of Term UL, a hybrid insurance product, gives consumers more flexibility.
Life insurance ownership is tax issue - Two life insurance policies, one owner. Does such an approach make financial sense? (10/8/10)
Death benefit earns interest until payout - An insurance policy still generates returns more than 30 years after the policyholder's death. (9/21/10)
5 things to know before buying credit life - Credit life insurance is for borrowers of auto or mortgage loans. But is it worth the cost? (9/3/10)
Don't lie: Your life insurance depends on it - Your medical decisions won't block a life insurance claim, but fraud's another matter. Don't do it. (9/1/10)
Blended life insurance: more policy for less cash - Blended life combines term life with a permanent policy. Find out the pros and cons before buying. (8/24/10)
Life insurance policy smacks of fraud - A life insurance policy issued shortly before a man's death raises suspicions of fraud. (8/12/10)
How long should term life insurance be? - When deciding the time frame for your term life insurance, you should consider these cost factors. (5/13/10)
Life insurance policy requires consent - A life insurance policy usually requires the signed consent of the insured person. (2/16/10)
Life insurance policy mystery lingers - Some detective work can help determine whether an old insurance policy has been paid out. (8/12/09)
Don't kill your life insurance policy - Certain factors can invalidate a life insurance policy. Protect your heirs by taking these steps. (7/27/09)
How secure is life insurance? - Life insurers' losses make them seem vulnerable. Can they keep their promises to consumers? (5/12/09)
Trim -- don't lapse -- life insurance - Life insurance is a tempting place to cut expenses, but trimming premiums is a better option than letting your policy lapse. (2/9/09)
7 Ways to Save on Life Insurance by Vernon Williams - You can protect your family without overspending. (12/22/08)
Life Insurance Safeguards and Trapdoors (11/29/07)
Disability and Life Insurance Combo Saves $ (10/30/07)
Picking Between Term and Whole Life Insurance (10/23/06)
Accidental Death Insurance (5/1/06)
Bankruptcy and Childrens' Insurance Policies (5/1/06)
Toddler Life Insurance (2/20/06)
What If Something Happened to You? - Making sure your family is taken care of (1/16/06)
Finding a Lost Life Insurance Policy (11/14/05)
Tracking Down Lost Life Insurance Policy (10/3/05)
Considering Whether to Convert Term Policies (9/26/05)
Cashing Out of Life Insurance (8/29/05)
Insuring Your Spouse (8/8/05)
Pulling Cash From Your Life Insurance (10/4/04)
When to Dump Your Term Insurance (8/16/04)
Second-to-Die Life (8/16/04)
Poor Health Doesn't Block a Life Policy (8/16/04)
Term Life Insurance at its purest (8/9/04)
Life Insurance Lingo (8/9/04)
Life Insurance Primer (8/9/04)
Employer Life Insurance Usually Not Enough (5/31/04)
Should Your Buy Life Insurance for Kids? (9/30/03)
Longer Lifespan Lowers Insurance Rates (6/30/03)
Enough Life Insurance by Gary Foreman - How much is enough? (6/2/03)
Life Insurance by Timothy Pitcher - How do you know how much is enough? (3/17/03)
Life Insurance in your estate (12/13/02)
Golden Rules for Buying Life Insurance by Craig Lock - Investigate before investing (12/9/02)
Viaticals - How to sell your insurance policy (11/13/02)
Pros and Cons of viaticals (11/13/02)
Major Types of Life Insurance (9/17/02)
Bear Market Threatens Some Policies - Here's how to prevent getting mauled when your life insurance is tied to investments (9/17/02)
2nd to Die Insurance - Benefits of policies that pay after both parties die (8/21/02)
How Much Life Insurance Do I Need? (7/2/02)
Tax Implications of employer-paid term life insurance (5/16/02)
The Basics of Life Insurance - What it is, who should get it and what to look out for (1/28/02)
Annuity Income Options by William D. Brownlie, CLU, ChFC - How would you like your money paid out? (2/19/01)
How Much Insurance Is Enough? by Doris Dobkins (4/17/00)
The Life Insurance Debate by Doris Dobkins (2/7/00)
Don't Make Mistakes Buying Insurance by Ginita Wall, CFP, CPA (5/17/99)
Finding Cheaper Life Insurance (2/22/99)
How to Buy Life Insurance by Gary Foreman (3/31/97)

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Insurance, Long-Term Care

Ditch your sky-high long-term care insurance? - You may have ways to deal with pricey long-term care insurance besides bailing on your policy.
5 ways to manage a long-term care rate increase - If you have a long-term care policy and you're facing a rate increase, here are five ways to manage it.
Shopping for long-term care insurance - To get a good deal on long-term care insurance, you better shop around.
Do I have enough long-term care insurance? - A good insurance plan covers long-term care for as long as you need it. How long might that be?
6 ways to save on long-term care insurance - Long-term care insurance keeps getting more expensive. Try these strategies to cut the cost.
How foreign currency rules affect credit cards - When traveling, which is better: charging your credit card in dollars or local currency?
Face the need for long-term care - Grapple with planning for long-term care while you still have options.
How to Buy a Long-Term Care & Life Insurance Policy by Lynnette Khalfani-Cox - Special type of policy attempts to adjust as you age.
7 Long-term Care Insurance Changes You Need to Know by Barbara Marquand - The long-term insurance industry adapts.
3 ways to buy long-term care insurance - Is a long-term care policy the best way to get LTC coverage? Here's a rundown of the choices.
Long Term Care Insurance by Jeffrey Steele - Don't wait too long to check your needs.
The tax advantages of long-term care insurance - The government improved tax incentives for long-term care insurance. Can you benefit?
How to plan your finances for a chronic illness - Consider these strategies to help prevent the financial pain of a prolonged disability.
Best age to buy long-term care insurance? - It's easy to postpone getting long-term care coverage, but waiting to buy it can be a costly move.
Long-term care insurance lingo to know - Before you buy long-term care insurance, make sure you understand policy jargon.
Alternatives to long-term care insurance - Consider options like "granny insurance" if long-term care premiums are making you ill.
Long-term care coverage under two policies - Dual coverage provisions vary. Your financial adviser can help to simplify the fine print.
Is long-term care insurance a good deal? - There are benefits to this insurance, but it's not for everyone, so review your options.
Don't let inflation erode long-term care - Inflation can diminish the value of long-term care insurance. Here's how to fight it. (10/28/10)
Long-term-care insurance does double duty - Want your long-term-care policy to multitask as a second financial instrument? Here's how. (8/5/10)
9 Ways to Save on Long Term Care Insurance by Vernon Williams - Don't let high costs keep you from needed coverage. (2/23/09)
Do You Need Long-Term Care Insurance? (1/29/07)
Is Long-Term Care Insurance Right for You? (12/18/06)
Long-Term Care Insurance (4/24/06)
Buying Long-Term Care Insurance by Gary Foreman - What should you look for in a policy? (1/7/02)

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Insurance, Mortgage

Also in Insurance:
Insurance, Auto
Insurance, Claims
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Other
Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

Do I need to buy mortgage life insurance? - Get the facts on the life insurance from your lender that pays off your home if you die.
Free job-loss mortgage insurance? - Insurance -- often for free -- can pay your mortgage in the event you lose your job. (1/7/10)
Lender won't Cancel Duplicate Hazard Insurance (4/2/07)
Extras Make Home Payments Climb (1/8/07)
Taming Private Mortage Insurance (6/3/02)
Mortgage Insurance - Should you take a higher interest rate with no PMI? (2/25/02)
PMI - How to get rid of PMI (2/18/02)
What Is Title Insurance? (7/10/00)
Cancel Our PMI? by Gary Foreman (8/9/99)

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Insurance, Other

Also in Insurance:
Insurance, Auto
Insurance, Claims
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Other
Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

Do you have enough disability insurance? - Secure the right amount of coverage in case you get sick or hurt and can't earn a living.
Can you handle a high insurance deductible? - Learn to find your insurance deductible "sweet spot" where savings and risk are in balance.
What is umbrella insurance? Who needs it? - A lawsuit could leave you drenched in debt. Find out how umbrella insurance can keep you dry.
6 things to know about shipping insurance - Shipping carriers are reliable, but things can go awry. Should you insure your parcel?
4 insurance questions besides, 'The price?' - Sure, you want to know what a policy will cost. But how about risk, discounts and other stuff?
Earthquake insurance: How it shakes out - Homeowners insurance won't take on a quake. You need special coverage if your home is at risk.
Bicycle insurance: A rider may want a rider - A serious bicycle can cost the same as a used or even new car. Get up to speed on coverage.
Your stuff is in storage, but is it covered? - Don't worry about wars, but do see that items in storage are insured against threats.
What to do when maternity leave is lacking - Insurance and planning help moms whose jobs don't offer much paid time off with a newborn.
Say 'I do' to engagement ring insurance - If you like it, then you should put a ring insurance policy on it. Is your bling protected?
8 of the most bizarre insurance policies - Insurance coverage can go way beyond auto, home and health. Even out of this world.
Saving on insurance may compromise privacy - Technology offers new ways to save on insurance, but at a cost to personal privacy.
5 steps to assess your need for flood insurance - Even if you live in a low-risk area, you still may want to consider getting flood insurance.
Who Needs Nursing Home Insurance by Debra Karplus - How to decide if nursing home insurance is right for you.
Clue into insurance errors on report - The CLUE report holds claims data that firms use before insuring someone. You can contest it.
Should you pass on buying burial insurance? - A burial policy can help your heirs with funeral costs, but there are grave drawbacks.
How your credit affects insurance premiums - An insurance score is one factor that can drive up premiums. Here's how the scores work.
Keep inflatable fun grounded with insurance - Inflatable bounce houses are fun, until someone gets hurt. Be sure your family is safe and insured.
Don't sail off without boat insurance - One boating accident can sink your summer budget. Make sure you have adequate coverage.
Are you covered if your nanny sues? - If you employ a household staff, make sure you're insured for claims of wrongful acts.
Reduce insurance costs without losing benefits - Want to lower your insurance costs without losing benefits? Chances are, all you have to do is ask.
Unforgiven by Kat Zeman - Top 5 reasons your insurance policy will be cancelled.
Do you need yard sale insurance? - Homeowners insurance might fall short if a bargain hunter sues. Here's how to protect yourself. (11/4/10)
Can title insurance save your home? - Is your home safe from foreclosure chaos? To find out, ask these seven questions about title insurance. (10/28/10)
5 best ways to cut insurance costs - Insurers are competing for your business. Here are tips to get the most policy for your money. (10/11/10)
Figure out your insurance needs - Ask yourself two questions to find out your insurance needs and avoid overspending on coverage. (10/5/10)
8 tips for finding motorcycle insurance - The key to buying motorcycle insurance is having enough coverage for your bike. Here's how to do it.(9/14/10)
Finding a good insurance agent - The right insurance agency can help you avoid mistakes in buying policies. (9/10/10)
Great credit doesn't tame insurance costs - A homeowner's superb credit score wasn't enough to prevent a spike in insurance premiums. (8/26/10)
Summer insurance: what you'll need - For those times when vacation takes a decidedly painful turn, be prepared with the right insurance. (5/13/10)
6 questions to ask about title insurance - Many buyers don't consider it. Here's how to ensure your title search and coverage is right for you. (12/14/09)
Green insurance, the eco-alternative - Insurance firms are offering eco-friendly options to lure consumers interested in energy efficiency. (4/29/09)
The Advantages of an Insurance Agent by Rick Mayhew, CPCU, CIC, CLU, ChFC - An insurance agent defends his profession. (2/16/09)
3 keys to cheaper motorcycle insurance - Three factors dictate the cost of motorcycle insurance (8/01/08)
Hard work will locate lost insurance policy -A little detective work should reveal the whereabouts of a missing insurance policy (5/20/08)
Disability and Life Insurance Combo Saves $ (10/30/07)
5 Easy Steps to Finding an Insurance Agent (9/5/07)
Insuring Your Move (7/19/04)
The Basics of Benefits (5/31/04)
Find Your State Insurance Regulator - States oversee insurance activities in each state. Here's who to contact
Cut Insurance Costs With Affinity Groups(10/11/03)
Do You Need Nanny Insurance? (10/4/03)
Test Your Insurance IQ (9/20/03)
Insuring Your Wedding Ceremony (6/2/03)
Travel Insurance - Are you already covered? (4/24/02)
Insurance for Your Pet - You can get help paying for Rover's illness (3/25/02)
What Happens to Your Business When You Die? by David F. Woods, CLU, ChFC - A tough question, but your business itself can provide the answer (4/23/01)
Appliance Insurance (10/30/00)
Ways to Save on Burial Insurance by Craig Casey (10/4/99)
Self Insurance Explained by Gary Foreman (7/14/97)

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Insurance, Posessions

Insurance, Auto
Insurance, Homeowners
Insurance, Mortgage
Insurance, Property

Insurance, Property

Also in Insurance:
Insurance, Auto
Insurance, Claims
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

How much renters insurance will cover your stuff? - The things in your apartment could be worth more than you think. Be sure it's all covered.
What insurance comes with your condo? Video - Guess whether the condo association or homeowners insurance pays in these scenarios.
How Much Renters Insurance Do You Need? by Stevie Clapton - You don't want too much or too little renters insurance coverage.
Should you buy insurance for your smartphone? - Cut through the conflicting signals on whether to buy special coverage for your mobile device.
Subletting your space? Think about insurance - When you rent out the place you're renting, you want to protect your stuff and your finances.
Got flood insurance? You probably need it - Face it -- flooding can happen nearly anywhere. The threat demands special home coverage.
Renters insurance basics for ex-homeowners - In this housing market, have you gone from a mortgage to a lease? Don't forget insurance!
Will your insurance stand up to a tornado? - When a tornado blows your life apart, the right coverage makes it easier to pick up the pieces.
Could your insurance withstand a hurricane? - Ask the right questions to know your property is protected from the big storms' wind and water.
Force-Placed Insurance by Mark Chalon Smith - High cost home insurance policies under the microscope.
Drying up 6 myths about home flood insurance - Think you have to live in a flood plain to buy flood insurance? Here's a splash of truth.
Bedbug insurance helps businesses sleep tight - Looking for home bedbug insurance? It's hard to find, but at least your hotel is covered.
Should renters carry a liability umbrella? - When it rains it pours, and umbrella liability insurance can help you weather the lawsuit storm.
Landlords need special property insurance - Are you a new landlord? Don't get denied -- be sure your insurance covers your needs.
5 tips to insure a home overseas - Insuring a dream home in an exotic locale is tricky, but a little research goes a long way.
Tips on insurance quotes for valuables - Worried about people stealing your valuables? Consider a floater insurance policy to cover them.
Do you need renters insurance? - You may not think you need renters insurance, but it covers more than just your personal stuff. (9/15/10)
Insuring your vacant home - Sellers who must leave their home vacant for a time are at risk without the proper insurance. (12/8/09)
Rent Payments Don't Insure Personal Belongings - Protect your belongings and get the best coverage for you. (4/13/09)
No-Depreciation' Insurance Policies Mislead (7/31/06)
Condo casualty losses (2/6/06)
Replacement Value Insurance (10/10/05)
Getting the Right Renter's Policy (10/11/04)
Quiz - How much do you know? (8/30/04)
Get Expensive Presents? - You may only be covered up to $2,000 (12/24/03)
Insuring Your Mobile Home (10/4/03)
Property Insurance for College Students (1/9/03)
Insuring Your Possessions by Gary Foreman - Have the right coverage and proper documentation (12/30/02)
My Story: Don't Get Burned After the Fire by Garry Cote - Be prepared if disaster should happen (8/5/02)

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Insurance, Saving and Retirement

Also in Insurance:
Insurance, Auto
Insurance, Claims
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other
Insurance, Property
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

Pros and Cons of Life Cycle Mutual Funds (10/2/06)
Is it Time to Lock in CD Rates? (10/2/06)
ETFs: Another Choice for Your 401(k) (10/2/06)
Increased FDIC Coverage Goes into Effect (3/27/06)
Retirement and Health Insurance Tax Breaks (4/17/03)
Insurance and Your Safe Deposit Box (1/17/03)

return to the Library Subject Index

Insurance, Taking Stock

Insurance for multigenerational households - When extended families live under one roof, lots of coverage questions can result.
5 best ways to cut insurance costs - Insurers are competing for your business. Here are tips to get the most policy for your money.
Why do I need an umbrella insurance policy? Video - If you don't have adequate insurance, you won't be protected in the event of a costly accident.
10 tips for buying the right insurance - It's prudent to have insurance, but how much? We help you decide the right amounts.
6 New Year's resolutions for smarter insurance - Once you've put away the holiday decorations, haul out and review your insurance policies.
5 insurance mistakes exposed by Superstorm Sandy - Sandy blew the cover off lapses in car and other insurance. Learn from others' mistakes.
Want to save thousands? 3 bills to re-evaluate yearly - Want to save thousands of dollars in a short amount of time? Spend one day a year re-evaluating your homeowners, auto and life insurance policies.
6 of the summer's hottest insurance issues - Ahhh, summer. The pool! The boat! The risks? Have the right coverage to have fun this season.
Boomerang Kids and Insurance by Susan Ladika - You'll need to check your coverages.
Quiz: Is your insurance coverage enough? - You've got insurance coverage for your home, auto and life. Is it time for you to review it? (5/28/10)
5 Insurance Policies You Don’t Need by Vernon Williams - If you don't need them, why buy them?(4/06/09)
Check That Insurance Policy For Savings by Johnny Gunn - What you don't know could cost you. (4/21/08)
Recession Proof Your Insurance Needs by Byron Udell - Maintaining insurance coverage when the economy is looking grim (3/17/08)
Kids Gone? 20 Tips to Save on Insurance (1/29/07)
Understanding Your Insurance Needs (8/20/07)
Update Your Insurance Coverage (1/15/07)
Kids Gone? 20 Tips to Save on Insurance (9/18/06)
Your Child Left for College? (9/18/06)
Can't Keep up with Taxes and Insurance (5/29/06)
Preparing for the Worst - Creating a financial disaster plan (11/22/04)
Spending Money Could Save You Money by April Borbon (5/17/04)
5 Insurance Policies You Don't Need (10/4/03)
Guide to Insurance (9/20/03)
Taking Inventory by Gary Foreman (8/12/96)

return to the Library Subject Index

Insurance, Unemployment and Disability

Also in Insurance:
Insurance, Auto
Insurance, Claims
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other
Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Vision and Dental

see also:
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?

Double up on disability insurance policies? - Learn if there are downsides to having disability insurance through work and on your own.
Coping with joblessness and paying COBRA - Isn't unemployment bad enough? Here's how to deal with the often high cost of staying insured.
Plug the gaps in your disability insurance - Give your disability insurance coverage a boost with these five riders.
Private disability coverage worth look - Private disability insurance may offer extra benefits not found in employer-based coverage. (4/08/09)
Disability primer: obtaining full coverage - Learn the ins and outs of filing for disability insurance before an accident happens. (3/25/09)
My Story: Potential Layoff Revisited - contributed by JoAnn - Unemployment insurance worth the cost (3/24/03)
Should You Buy Job-Loss Mortgage Insurance? (11/21/02)
Disability Insurance by William D. Brownlie, CLU, ChFC, CIP, LIA (10/2/00)
Disability Insurance (5/29/00)
One in Seven (disability) by Gary Foreman (7/26/99)
Insurance 101 by Brian Boley (10/20/97)

return to the Library Subject Index

Insurance, Vision and Dental

Dental insurance or discount plan? - We all want a healthy mouth but will dental insurance or a discount plan work best for you? (3/31/10)
Avoid Painful Dental Bills (3/21/05)
6 Questions to Ask Your Dental Insurer (3/21/05)
Dental Plans - A bright, beautiful smile for less (7/26/04)
Looking at Vision and Dental Insurance (5/31/04)
Vision and Dental Insurance (9/30/03)

return to the Library Subject Index

Investments

Basics
Bonds
CDs and Banking
Children
Financial Advisors
Life Insurance and Annuities
Mutual Funds
Other
Planning
Stocks
Real Estate
Retirement
Risk Management
Saving
Starting Small
Taxes
Twentysomethings
Windfalls

Investments, Basics

Also in Investments:
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

How to open a brokerage account online - Opening an online investment account is simple -- but where do you go from there?
7 masterful tips for investing in art - Before bidding at an art auction, know the difference between a Manet and a Monet.
A Primer on P2P Lending by Tushar Mathur - Finding out about the newest lending channel.
Accounts yielding 10 percent? In your dreams! - Sure, there are ways to earn double-digit interest. And you also believe in unicorns, right?
Savings account or CDs for my 90 grand? - Sort out the advantages and disadvantages of stashing your cash in CDs vs. a savings account.
Which is better, annuity or CD? - If CDs or an annuity are your choices, answering these two questions can help you decide.
The lowdown on buying and selling silver - There are many ways to invest in silver. Before buying, determine the best method for you.
Building blocks for successful investing - Successful investing starts with knowledge. Here are the basics to get your portfolio on the right path.
What it takes to woo an angel investor - To corral angel investors, your company needs a great product. Find out what else angels want.
Alternative funds can calm investors - The "smart money" invests in alternative strategies like hedge funds. Should you?
Park your money where it can't get dinged - While you search for better investment yields, don't forget the element of risk.
Predicting Investment Returns Kahler Financial - When it comes to investing, a healthy dose of pessimism may be very useful
7 investor acronyms to learn - Get beyond alphabet soup with this short course on words of the financial world.
Investor questions meager stock payout - A man worries that his grandmother's power company stock is not delivering the payout it should. (9/7/10)
What kind of investor are you? - How you build your portfolio should depend on your goals, time horizon and your tolerance for risk. (8/6/10)
Inflation fears? Choose these investments - Worried about future inflation? Consider putting your cash into these types of investments. (7/22/10)
Education key to smart investing - Education and expert guidance are essential to making good investments (10/03/08)
Invest with Confidence by Damon Carr - 8 key points to successful investing (10/08/07)
When Boring Is Exciting Safely grow your investments and solidify your retirement (7/30/07)
Investing Basics: What Affects Interest Rates (1/29/07)
A How-to Primer on Investing (12/4/06)
The Power of Compound Interest - What could training shoes teach him about money? (7/3/06)
Lessons From Investing 101 (4/03/06)
Investment Returns - Is it possible to earn a safe, consistent 7%? (11/7/05)
Investment Returns - Is 10 to 12% per year a realistic goal? (8/29/05)
15 Must-Know Investing Terms - Quick reference for investing masters or apprentices (9/30/02)
What Are the Basics of Investing? (2/11/02)
Reading for the New Investor - Resources to help you get started (7/9/01)
Investing Basics by Doris Dobkins - The first steps to accumulating wealth (6/11/01)
Money Management: Lesson #1 by Jane Chidester (1/31/00)
Diversification for Poor People: Investment Basics by Gary Foreman (2/16/98)
Investments for Beginners by Gary Foreman (9/29/97)

return to the Library Subject Index

Investments, Bonds

Also in Investments:
Investments, Basics
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

How to cash late relative's savings bond? - Cashing in a late relative's savings bond can be a lot of work. And you might owe taxes.
Hold or fold older US savings bonds? - Maturity has its benefits, especially when looking into whether to cash in old savings bonds.
Is there value in bonds today? Some say 'no way' - Whether value exists depends on whom you ask and how much risk you're willing to take.
Frontier bonds: Are the yields worth the risks? - Low bond yields are pushing investors into new territory. Are frontier bonds worth the risk?
Inflation-proof your bond fund investment - It's time to adjust your bond fund timeline before inflation alarm bells ring louder.
Savings bonds: The older the better? - Savings bonds bought in 1958 for $20 have jumped in value. They're carrying some baggage, too.
Should college students buy savings bonds? - Spare cash is a rarity in college. But if you do find extra dough, where should you put it?
Savings bonds: Know when to hold 'em, fold 'em - Tired of your old savings bonds? It may be time to cash some in and hang on to others.
Will stagnant US economy hurt my savings bonds? - America's credit rating has slumped as debt soars. Should I worry about my savings bonds?
What to do with Series EE savings bonds? - That savings bond you bought in the 1990s is still far from maturity. Time to cash out?
4 types of municipal bonds you should avoid - Muni bonds are mostly safe, but there are risks. Steer clear of these when investing your money.
Pros and cons of international bonds - Bonds are perceived as a safe haven for investors, but be wary of foreign bonds.
How often do Treasury bonds pay interest? - While most banks give out interest every month, Uncle Sam keeps bond investors waiting longer.
The I bond: For inflation protection - The I bond's fixed rate is stuck at zero percent. Find out why people still buy these bonds.
The I bond: A hedge against a rise in inflation - The I bond's fixed rate is stuck at zero percent. Find out why people still buy these bonds.
Emerging markets bonds: Perilous or profitable? - Emerging markets bonds come in different varieties with high yields. Should you invest?
Bonds: Good investments for young people? - Experts are divided about whether young people should invest in fixed income, with yields so low.
Could my savings bonds ever lose their value? - Though they can be affected by the economy, savings bonds are still pretty darn reliable.
The risk of investing in municipal bonds - Invest in municipal bonds thinking they are safe? Bankruptcies do happen. Think: San Bernardino.
What to do with savings bonds from childhood - You've matured, but maybe not those savings bonds you received as a kid.
Dump savings bonds to net a greater return? - It's tempting to dump lowly bonds for a better return. First consider that other "R" word -- risk.
Paperless savings bonds virtually the same - Though they've gone electronic, savings bonds are still around and still good gifts for kids.
Redeeming savings bonds if owners have died - An heir can have legwork and taxes to deal with when left savings bonds that name dead people.
Should you wait to cash in your savings bonds? - Hanging on to Series EE bonds may be more lucrative than redeeming them.
Cashing in savings bonds after name changes - If Tom became Dick or Harry, expect some paperwork to redeem bonds bearing his old name.
Time's up! Cash in those old savings bonds - Savings bonds improve with age -- up to a point. Wait too long and there can be penalties.
Trusty paper savings bonds get digital makeover - Savings bonds are now bought and redeemed mainly online. Find out how it's done.
Is it safe to just invest in municipal bonds? - If you invest in municipal bonds, follow these tips. Don't rely on just one investment.
Savings bonds stuck in feud over inheritance - Guidelines govern who inherits your grandparents' bonds, but it might be costly to redeem them.
Trusty paper savings bonds get digital makeover - Savings bonds are now bought and redeemed mainly online. Find out how it's done.
Bonds offer investors security with little yield - In today's low-rate world, bonds don't bring much return. But neither do other low-risk options.
Don't delay. Cash in matured savings bonds - Uncle Sam might need the money, but it's yours. Put the proceeds from savings bonds to work for you.
Dump savings bonds to net a greater return? - It's tempting to dump lowly bonds for a better return. First consider that other "R" word -- risk.
Reached your bond-buying limit? Try TIPS - Limits on savings bonds send investors in search of other low-risk investments like TIPS.
Yankee bonds: higher risk, and return - It's not what you think. Find out what a Yankee bond is and if you have an appetite for it.
Series I bonds: interest for 30 years - If you hold I bonds to maturity, you also have to pay taxes on the interest over 30 years.
Laddering works for CDs, not for I bonds - Don't ladder I bonds. One of its yield components doesn't change like a CD's.
When do savings bonds stop paying interest? - Savings bonds stop paying interest at maturity, but the owner still must pay income taxes.
Don't trade your I bonds for EE bonds - If you're looking for the best return, Series I bonds offer more bang for your buck.
What to do with Series E savings bonds? - Once you decide to cash in bonds that stopped earning interest, here's how to figure tax.
Beating the buying limit on savings bonds - You don't have to curb your bond buying if you finesse Uncle Sam's purchase limits.
Swap out those long-lost savings bonds - If you can't find bonds from years ago, have them reissued. It's worth the earnings.
Overseas government bonds tempt US buyers - Low returns are pushing US investors into foreign government debt, but there are risks.
Buy Canadian Treasury bonds, eh! - Don't be a hoser when buying Canadian bonds. Check on currency exchange rates first.
What to do with Series E savings bonds? - Once you decide to cash in bonds that stopped earning interest, here's how to figure tax.
Munching on municipal bond funds - A bumpy market can give you indigestion without a sound strategy for muni fund investing.
Junk bonds: ticket to a higher yield - With CDs and Treasuries flat, junk bonds offer better rates, but at greater risk.
Making the most of Patriot Bonds - Savings bonds have some options when it comes to paying taxes on interest income.
Who can advise on EE bonds? - One tool gives details on individual savings bonds, so try the do-it-yourself approach first.
Invest in Series I or EE bonds? - Inflation is a factor in whether Series EE or Series I bonds are the better investment.
The pros and cons of bond ETFs - Are bond ETFs a good place to park your cash? Here's what to know before investing.
Don't bond with bonds, some experts advise - This is not the year to go long on bonds, experts say, because rising rates could drive their prices down.
Best place to park short-term savings - If your rainy day is three years away, consider a short-term bond fund.
Savings bond offers inflation buffer - Series I savings bonds offer inflation protection and safety, making them right for grandchildren. (11/5/10)
Are bonds a safe haven for investors? - Are bonds foolproof? Not always, their performance can be erratic under certain conditions and they can yield some unpleasant surprises. (10/26/10)
Don't blame bank for following rules - A surviving spouse is having no luck getting a Series EE savings bond cashed. (10/15/10)
'Extension' bond ladder makes sense now - In today's low-rate environment, an extension bond ladder offers investors built-in flexibility. (9/2/10)
Check value of savings bond online - What's a 19-year-old savings bond worth? The Internet makes it easy to check. (8/18/10)
Need Extra Money? Cash In Your Old Bonds by NAPSA - The government may owe you some money. (8/30/10)
Savings bonds may not qualify for tax break - Not all Series EE and I bonds offer a tax break for qualified education expenses. (7/8/10)
Corporate bond risks and rewards - These run the gamut in terms of risk. The more risk you take, the higher interest rate you'll get. (6/1/10)
TIPS, savings bonds offer safety - Series I savings bonds and TIPS make great secure, long-term investment choices. (5/27/10)
Savings bond yields may not top CD rates - Returns on government securities won't necessarily trump CD returns in coming years.(5/11/10)
I bond interest exempt from fed taxes? - Use an I bond for college tuition and the interest may be exempt from federal taxes. (5/4/10)
U.S. Treasury securities - U.S. Treasury bills and bonds are almost always a solid investment. Why? They’re backed by the U.S. government. (5/3/10)
Tax may be due on inherited savings bonds - The decisions of one person's in-laws will determine if tax is owed on inherited savings bonds. (4/23/10)
Should you defer tax on savings bonds? - It doesn't always make financial sense to defer paying taxes on U.S. savings bonds. (2/23/10)
Series I savings bonds are great gift - Series I savings bonds are a great place to park cash earmarked for extended family. (2/11/10)
Know rate before cashing savings bond - Before cashing in a savings bond, it's important to the current and expected future interest rate. (1/15/10)
Thinking of buying bonds? Use caution - Improvement in the economy and a rise in interest rates will affect the price of bonds. (12/2/09)
Granny's gift: a savings bond at Christmas - The grandkids would probably prefer greenbacks but with bonds, she's helping them learn how to save. (11/30/09)
How do you find bond values? - The U.S. government offers some handy online tools for determining a savings bond's worth.(11/20/09)
Don't whine about inflation rate - A Series I savings bond investor should not grouse about the effect of a negative inflation rate. (11/17/09)
Parents can cash bonds in kids' names - Parents do not need a minor's consent to cash in savings bonds registered in the child's name. (11/16/09)
Boost your fixed-income ladder with munis - Muni bonds can be complicated investments, so plan to spend time researching before you buy. (9/14/09)
Corporate bonds made easy - Investment-grade corporate bonds can boost your fixed-income yield, but they add risk too. (9/4/09)
Cash savings bonds carefully - The best time to cash in savings bonds depends on an investor's life circumstances. (9/2/09)
Can't cash savings bonds found in book - A man can't redeem U.S. savings bonds he discovered in an old book purchased at a yard sale. (7/09/09)
Swallow low Series I savings bond rate - While zero percent on a Series I savings bond sounds awful, it's worth suffering through. (6/22/09)
Savings Bonds - Could you have a hidden savings account in old or lost savings bonds?(6/01/09)
Children's bonds may be true 'gems' - A mother is urged to think twice before cashing out her children's accumulated savings bonds. (4/29/09)
Taxes key to municipal bond decision - Make sure you understand the pros and cons of buying municipal bonds before taking the plunge.(4/28/09)
Savings bond taxes due at maturity - If you have maturing U.S. bonds, forget about a rollover. Instead, it's time to pay the piper. (4/23/09)
Easy to get around Series I bond limit - There are several ways to legally purchase more than $5,000 in Series I savings bonds annually.(4/20/09)
Parents legally can cash child's bond - Parents of a minor have the legal ability to cash their son's or daughter's Series EE savings bond. (3/23/09)
No borders when cashing Series EE bonds - It doesn't matter where you buy a Series EE savings bond -- you can cash it in any state. (3/17/09)
Time horizon influences bond strategy - An investor's time horizon helps determine the best time to purchase Series I savings bonds. (3/2/09)
Ask adviser for bonds' current rating - A financial adviser can help you find the current rating on bonds purchased several years ago.(2/24/09)
Zero-coupon bonds often good investment - Zero-coupon bonds can be a great investment as long as you make decisions based on today's markets and rates. (1/28/09)
Ask government about lost savings bond - Can't find the U.S. savings bond you were issued? A note to the government should help set things straight. (1/15/09)
Cape Town woman can redeem U.S. bonds - A South African woman shouldn't worry about redeeming U.S. savings bonds purchased by her grandfather. (1/09/09)
Savings bond tax bill varies - Several factors will determine a man's tax bill after he cashes in Series EE savings bonds. (11/25/08)
Savings bonds limits dampen enthusiasm - A U.S. Treasury decision has put a damper on the incentive to buy Series I savings bonds. (4/14/08)
Use a pro to invest in municipal bonds - A DIY approach is not recommended if you're thinking of investing in municipal bonds (11/03/08)
Times are tough. Buy bonds? - Investors often turn to the security of bonds when the economy goes south, but is it wise this time?
GSE bonds can boost cash flow - Looking for higher bond yield in these low-rate times? Bonds from government-sponsored enterprises may be an answer -- after a little homework. (7/21/08)
Bond owners can keep sale hush-hush - Bond owners do not have to disclose sale information to anyone but the IRS (6/24/08)
Savings bond tax-deferral option gone - The opportunity to reinvest savings bonds for tax-deferral reasons no longer exists (5/23/08)
Father's '80s-era bond likely paid out A man hoping to cash in his late father's bond is probably out of luck (4/11/08)
Hold bonds to maturity for big payoff (11/15/07)
What to do with Old Savings Bonds (4/2/07)
Bond Yields can Entice During Market Volatility (7/23/07)
Understanding Series I Bond Rates (3/5/07)
Stick with the I Bonds (2/5/07)
A Primer on I Bonds vs. TIPS (12/25/06)
Protecting Your Portfolio From Inflation (10/23/06)
I-Bond Rates About to Plummet (5/8/06)
New I-Bond Rate a Good Deal (5/8/06)
A Savings Bond Mystery Revealed (4/03/06)
Figuring Out Savings Bond Interest Rate (3/27/06)
Things to Know About Savings Bonds (2/27/06)
Paying Taxes on Matured Savings Bonds - If they have matured, you owe taxes even if you haven't cashed them in (2/27/06)
Government Brings Back 30-Year Bond (2/20/06)
Holding on to old savings bonds (2/6/06)
Investments That Hedge Against Inflation (10/25/04)
Bank Loan Funds - Top returns, but you could lose your principal (9/20/04)
Armed With U.S. Savings Bonds by Sandy Forbes - Taking a bite out of college tuition (12/8/03)
When Yields Go Up, Bond Prices Go Down - The value of a bond will fluctuate as economic conditions change (8/15/03)
Build Your Investment Ladder With Corporate Bonds (8/5/03)
I-Bonds - Designed for the long-term, but their benefit today is limited to the short-term (5/9/03)
Understanding Bonds - Price vs. yield (12/16/02)
I Can't Find My Savings Bonds (10/14/02)
Are Your Stocks and Bonds Insured? - Better find out before the broker goes bust (6/5/02)
Tax-free Municipal Bonds (1/28/02) aceboyd1969
Zero Coupon Bonds by Doris Dobkins (5/29/00)

return to the Library Subject Index

Investments, CDs and Banking

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

2 savings advantages of CDs - CD rates are still depressingly low, but CDs have other lovable features.
Park home down-payment savings in CDs? - When saving up for a home, there are better places to put your money than a CD. Here's why.
4 ways to make a break from low CD rates -With CDs yielding chicken feed, what's an investor to do? Try one of these alternatives.
5 ways to give your kid an academic advantage - You can spend a ton on tutors. Or, try these tips to help your child get a leg up at school.
CD a perfect gift for future self - CDs aren't earning much more than savings accounts right now, but they can help you save for future fun.
Jump from a CD ladder to municipal bonds? - The current interest rate environment may make muni bonds a better bet than staggered CDs.
Bump, step and add your way to CD returns - It's a brave new world of CD investing. Find greater earnings potential in these new products.
CD laddering strategies in a low-yield world - At today's low rates, a CD ladder might be the best strategy. Here are the factors to consider.
You forgot about your matured CD. Now what? - You didn't keep track of your CD and it reached maturity. Here's what to expect and what to do.
Why investors put up with rock-bottom CD yields - At today's yields, why stick with a CD? For some investors, it's for their own protection.
CD early withdrawal penalties can sock you - Need to cash out your CD early? Watch out! You could actually lose principal.
Structured CDs: Gimmick or real return? - These CDs are derivative investments. Find out how they work and why they're not for everyone.
5 basic questions for online CD shoppers - Researching and buying a CD online is easy. Here are 5 questions to ask before purchasing.
Structured CDs: Gimmick or real return? - These CDs are derivative investments. Find out how they work and why they're not for everyone.
3 CDs that break with investing tradition - A new world of CD investing is here. Check out the risks before sailing on this ship.
CD rates from risky banks - Investors can find higher CD rates at banks with low Safe & Sound Ratings, but should they invest?
Structured CDs: a hedge without much return? - These CDs shelter you from a downshifting market, but there are better ways to hedge your bets.
Certificates of deposit: safe but not rewarding - The yields on CDs are so low that they hardly keep up with inflation.
A good time to ladder CDs? - Laddering should be a disciplined approach to CD investing, not a stab at market-timing.
CD rates from risky banks - Investors can find higher CD rates at banks with low Safe & Sound Ratings, but should they invest?
CD rates take the gold out of golden years - Choosing investing options can be difficult especially when coping with low CD rates.
Want out of a car lease? Try trading - When the economy is putting on a big hurt, let someone assume your lease and save money.
CDs or savings? Know risks before choosing - To boost return, go with CDs. But first consider the risk of locking in your money before investing.
4 questions for money market fund shoppers - High money market fund fees can ding low yields. This checklist will help you manage them.
Are liquid CDs your cup of tea? - These certificates of deposit offer withdrawal flexibility, but the yields aren't too hot.
Zero in on zero-coupon CD risks - Invest in these CDs to meet long-term goals. In the short term, you risk losing yield.
Try 5-year CDs to build emergency fund - For the best return on a safe investment, CDs beat other vehicles to save for emergencies.
Bank CDs versus brokered CDs - It's not just the yield. There are other factors you should weigh before buying.
Where to find fast cash after a disaster - If you need cash fast to meet a high deductible or personal expenses, look to these sources for relief.
How to beat low-yield bank CD rates - Three tips to help you beat today's uninspiring low rates from bank CDs and earn more.
Reinvesting CDs? Be safe, not sorry - Sidestep risk by sticking to FDIC-insured investments over a one- to two-year timeline.
Dodge probate with this CD investment - Payable-on-death CDs let you name a beneficiary, but a survivor may face other hurdles.
Don't let jitters jolt you into cashing CD - The investment flavor of the day can be alluring, but don't tap your CD to partake.
CD investing: Safety trumps yield - Investing in a CD reduces risk, and nowadays the yield stacks up to other safe choices.
Is a certificate of deposit right for you? - Still wondering if a CD is right for you? Answer these three questions to help you decide.
CD rate and APY: What's the difference? - In today's low interest-rate environment, a CD's rate and APY aren't far apart.
Compare CDs with other investment options - CDs are a fixed-income investment tool, but these options may be more attractive choices.
Zero in on zero-coupon CD risks - Invest in these CDs to meet long-term goals. In the short term, you risk losing yield.
Short-term savers: Consider a 6-month CD - Short-term savers have options. If you can leave the money alone, consider a six-month CD.
CDs: a secure place to park your money - CD rates aren't great in today's economy, but you know the cash will be there at maturity.
Are liquid CDs your cup of tea? - These certificates of deposit offer withdrawal flexibility, but the yields aren't too hot.
Extend your CD ladder as rates rise - Keep the rungs on your ladder short for now, but lengthen your ladder as you reinvest.
Online CDs: the road to higher yield? - Surf the Net for better CD rates, but read the fine print as you would with an old-school CD.
The pros and cons of rising-rate CDs - These CDs get a boost when rates go up, but they can be called in before they mature.
Why choose alternative CDs? - Check out more than just the yield on these novel CDs. You'll find plenty of variables.
Building a creative CD ladder - You don't have to follow a standard CD ladder when investing for growth.
Are callable CDs a risky investment? - Before you invest in a callable CD, you should understand these basic facts.
Online CDs: the road to higher yield? - Surf the Net to find better CD rates, but read the fine print just like an old-school CD.
Index CD may boost returns but add risk - Low rates have consumers looking at index CDs linked to currencies, stocks or gold.
Risks of an all-CD portfolio - There's a specific kind of risk you should pay attention to if you invest in CDs.
6 tips for first-time CD shoppers - Buying a CD? Consider these factors when looking for the best rate.
High-yield CD rates still your best bet - High-yield CD rates remain the highest yields available that come with a government guarantee.
Interest and penalty on a CD - When CDs are put in your name, the IRS and the bank have a say in penalties and interest.
How to lock in higher CD rates - One way to capture higher yields on CD investments is to ride the yield curve.
5 high-yielding, but risky CDs - The returns are greater than a standard bank CD but you could end up short. Beware.
A good time to ladder CDs? - Laddering should be a disciplined approach to CD investing, not a stab at market-timing.
How safe is a CD in an IRA? - Whether in a retirement or savings account, a CD has FDIC and interest rate protection.
The best time to lock in a CD rate - Safety and a tempting yield are not the only factors to consider when buying a CD.
6 tips for first-time CD shoppers - Buying a CD? Consider these factors when looking for the best rate.
How to earn higher CD yields - It's tough to find decent interest rates on CDs. To get a little bump-up, you can extend the term.
Fund CD with Social Security and pay tax? - Funding a CD with Social Security money doesn't mean its interest isn't taxable.
Squeezing income from a low-rate CD - When CD rates are scraping bottom, you may need a new strategy to cover expenses.
Does a CD ladder still make sense? - CD laddering remains a good strategy for investors who need a safe source of income.
CD rates crystal ball is cloudy - When will CD rates finally start to show a little upward movement? Probably not anytime soon.
Watch Treasuries for clues on CD rates - Higher yields on U.S. Treasuries likely would impact CD returns. But would rates rise or fall? (11/03/10)
Indexed CD may mimic market, but rate the risks - Indexed CDs can offer an FDIC-insured chance to play the stock market, within limits. (9/28/10)
Few options after great CD rate expires - An investor has a great CD rate that expires in November. After that, the pickings will be slim. (9/22/10)
Frequent compounding boosts CDs value - A formula can help you determine a CD's compounded rate. But using a calculator is much easier. (9/13/10)
Look before leaping into new CD - Depositors need to know all the particulars about a CD before funding the deposit. (8/31/10)
CD penalty often worth the cost - The penalty for a CD early withdrawal is a small price to pay for reinvesting at higher yields. (8/16/10)
Loss on brokered CD? Not exactly - There's more to an apparent $300 one-month loss on a brokered CD than meets the eye. (8/13/10)
Pros and cons of CD investments - Investors won't get great returns from CDs, but they can expect stability and FDIC protection. (8/10/10)
Think local for better bank CD rates - CDs may not have the best rates right now, but checking local banks may net you some extra yield. (8/5/10)
Time to open a money market account? - A money market account has a higher yield than regular savings accounts, but there are restrictions. (8/5/10)
Is $100,000 CD still a jumbo? - A change in a key FDIC rule prompts a reader to wonder about the definition of a "jumbo CD." (8/2/10)
Should you risk CD withdrawal penalty? - A CD ladder can help you avoid being "long and wrong" or "short and suffering." (7/26/10)
CD flexibility likely to come at a price - Looking for a little liquidity in a CD? You may have to settle for a lower rate. (7/20/10)
Can bank refuse early CD withdrawal? - A depositor wonders if he could get his cash back from the bank if he faced a financial crisis. (7/6/10)
High CD rate: Too good to be true? - Find a CD rate much higher than the norm? Chances are good the great yield is not what it seems. (6/30/10)
CD ladder or Treasury ladder? - Choosing between Treasuries and CDs is usually an easy decision in today's rate environment. (6/17/10)
CD or money market? Depends on rate direction - Deciding where to park your cash? Take a look at the direction of interest rates. (6/16/10)
Bank can't pounce on CD when Mom dies - Banks do not swoop in and grab CDs and other deposits after an account holder dies. (6/2/10)
Tough to live off today's low CD rates - Today's meager CD returns keep $100,000 in retirement savings from going very far. (5/25/10)
Low CD rates? Look for alternatives - Today's low CD rates may disappoint, but other options abound for short-term savings. (4/12/10)
Certificates of deposit - To earn high CD yields, you need to let someone else hold your money for a specific period of time. (3/30/10)
Savers not stuck with low CD rates - Savers frustrated by today's low CD rates are not necessarily doomed to meager yields. (3/5/10)
Are loan costs tied to CD rates? - Do current CD rates limit the rate banks can charge on a loan? The answer is complicated. (1/7/10)
Make sure credit union CD insured - There is no good reason to keep shares in a credit union CD if they are not NCUSIF-insured. (1/5/10)
Low CD rates leave 'laddering' shaky - With CD rates at 25-year lows, the popular strategy of "laddering" has been left on shaky ground. (1/5/10)
Brokered CDs easy route to higher CD rates - Current CD rates won't make you smile, but brokered CDs are an easy way to capture higher rates. (12/17/09)
Credit union CDs are not risky - Credit union CDs are no more risky for the buyer than CDs purchased from a bank. (1/1/09)
Bank customers get better CD rates - Many banks now offer higher CD rates to existing -- and new -- customers. Should you switch banks? (12/30/09)
High CD rates may sacrifice safety - A saver tempted by high CD rates may be sacrificing the security of FDIC insurance. (12/24/09)
CD rates from risky banks - Investors can find higher CD rates at banks with low Safe & Sound Ratings, but should they invest? (12/23/09)
Low CD rate annoys saver - A saver wonders if he can appeal the low CD rate a bank gave him during an automatic renewal. (12/23/09)
How to find best IRA CD rates - A CD ladder can resolve the dilemma of whether to lock in long on a rate or stay short. (12/2/09)
High CD rates seem unlikely - There's not much reason for banks to pay 9 percent on a certificate of deposit in today's world. (12/1/09)
Low CD rates shouldn't derail savings - A man with $500,000 to invest shouldn't let the money languish simply because CD rates are low. (11/23/09)
How do I ... Ladder CDs? - CD laddering offers safety, high returns and liquidity all in the same place. (11/17/09)
Don't put $175,000 in a CD - It's a mistake to put $175,000 in savings into a single CD at today's interest rates. (10/2/09)
Use CD proceeds to pay off loan - Absent any substantial penalties or fees, it makes sense to use a CD to pay off a loan. (9/22/09)
CD rate may fall after bank fails - After a bank fails, the FDIC does not guarantee the future rate of CDs held by investors. (9/01/09)
Low CD rates shouldn't derail savings - A man with $500,000 to invest shouldn't let the money languish simply because CD rates are low. (6/17/09)
Structured CD can be poor investment - Structured CDs are popular when markets start to tank, but they often are a poor investment choice.(2/26/09)
Don't accept low retirement CD yield -Shopping around for the right IRA CD provider can make a big difference in overall yield (10/02/08)
Shorten CD ladder in low-rate environment? - Experts caution that shortening the ladder on CDs when the interest is used as income is a bad idea. (9/17/08)
Great CD rate probably legitimate - A great CD rate may raise suspicions, but it's probably as good as it sounds (8/11/08)
Can't defer taxes on regular CD - Investors cannot defer taxes on CDs held in a taxable account (6/10/08)
CDs, bonds play similar portfolio role - Longer-maturity CDs resemble bonds when figuring out asset allocation (6/02/08)
Money Market Account can Replace CD (4/30/07)
MMAs, MMMFs: Know the Differences (3/5/07)
Investing Basics: Certificates of Deposit (2/26/07)
Investing Basics: Money Market Funds (2/19/07)
Seeking Best Way to Invest Savings (2/12/07)
Investing Basics: Savings Accounts (2/5/07)
Bank Accounts Not on Credit Report (1/8/07)
Your Best Moves in 2007 (1/1/07)
CDs & Investing: Your Best Moves in 2007 (12/18/06)
CD Early Withdrawal Penalties (12/18/06)
CDs & Investing 2006: Interest Rates and Gold Prices Keep Rising (12/4/06)
CDs & Investing 2007: A Look Ahead From 4 Top Experts (12/25/06)
Going Way Long With CD Ladder (11/6/06)
CD Ladder Evens Out Rate Cycles (10/30/06)
CD Ladder-Building Strategies (8/28/06)
Timing the Fed to Buy CDs (8/14/06)
Investing Money You're Saving for a House (7/31/06)
EE or CD for me? (7/24/06)
A Simple Guide to Savings Accounts (7/26/06)
Your Fixed Income Options - With rates rising make sure you're not trapped (8/2/04)
Differences Between CD and CD-Type Annuity (4/19/04)
Why Build a CD Ladder (1/5/04)
For CD's, Try CU's - Bump your rate by up to 60% (12/9/02)
What Is a Jumbo CD? (4/8/02)
Flexible CD's - Stretch your saving choices (3/4/02)
Your Bank As Your Broker? - Brokerages took bank customers. Now banks are fighting back (2/25/02)
CDs - Avoid being long and wrong (2/18/02)
Bonus or Bait? by Gary Foreman (4/10/00)

return to the Library Subject Index

Investments, Children

What's the safest $10K investment for a child? - Your kid just inherited a lot of money. Where's a good place to put it for several years?
Investing for Children (4/16/07)
Gifting Savings Bonds for Children (1/29/07)
Investing for Children by Gary Foreman - Paying dividends for a lifetime (6/7/04)
Investing Tips for a 15-Year-Old (7/11/02)
Getting Kids Interested in Investing (5/30/02)
Investing for your teen's college years (3/21/02)

return to the Library Subject Index

Investments, Financial Advisors

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

How much does a financial adviser charge? - Need investment help? There's a lot of expert advice out there. Here's what it'll cost.
If a mutual fund manager leaves, should you? - When a mutual fund company loses one of its star managers, should you stay or bolt?
How investors can sidestep Wall Street greed - There's a double standard among financial advisers. One can help you, the other can hurt you.
Can I escape bad broker -- and transfer fees? - You think your broker is bananas. Be careful so breaking away doesn't cost you a bunch.
Can you out-invest your financial adviser? - You can have mucho IRAs, but how will your self-managed account stack up to your adviser's?
Spot profit-eating investment fees - Don't let investing fees soak up your gains. Scope out these costs that can shrink your return.
Should you invest with an online brokerage? - Advanced services make it a breeze for the average investor to manage accounts online.
Beat your investment broker in arbitration - Before, consumers presented their cases to industry insiders. New rules level the playing field.
Generating income from a $500,000 portfolio - Financial advisers offer ideas on preserving capital and generating retirement income.
Shave costs with discount brokerage - Discount brokerages can save investors money. But there's one thing you must do to save big. (9/30/10)
6 styles of investment managers - Every money manager has a particular investment style. Bankrate looks at six different approaches. (7/24/10)
Don't blame stock broker for bad investment - Did a stock investment fail to pan out? Look in the mirror instead of blaming your broker. (5/5/10)
3 ways to spy on your financial planner - If you're picking a financial planner or want to check on the one you have, here's what to do. (5/5/10)
Finding the right financial planner - Financial planners are paid in different ways, but they all collect a fee for their services. (4/19/10)
Wronged by your broker? Fight back - If your broker has been fast and loose with your money, recover your cash in securities arbitration. (4/9/10)
What Is a Fiduciary and Why Does It Matter? by Paul Williams - Understanding fiduciaries could help protect your money. (4/12/10)
Look for holistic financial planning - Look beyond mere "investment advice" when weighing your financial planning options. (3/1/10)
Finding a financial pro - Remember to check out an adviser's background, experience and references. (3/1/10)
10 ways to rate your financial adviser - 10 ways to rate your financial adviser (5/29/09)
Do-it-Yourself Investors Win the Race (12/18/06)
Get a Professional to Manage Your Portfolio - You don't need a million bucks to get professional management (9/26/05)
Daily Money Managers for the Average Joe (5/30/05)
Finding an Independent Financial Planner (5/16/05)
Do-It-Yourself Investing - A few years ago everybody was an expert. Then reality hit (10/9/02)
Money Managers Make Mistakes, Too - What to do when you think you got bad advice (7/16/02)
Sleaziness Making Investors Squirm - Like a big-time soap opera (6/28/02)
Reducing Investment Expenses by Gary Foreman - Commissions, fees and transaction costs can reduce the growth of your money (4/15/02)
Finding Financial Advisors by Gary Foreman - How can you tell who to trust? (7/23/01)
Selecting a Broker or Financial Planner by Gary Foreman (7/17/00)
Do You Need a Stock Broker?by Michelle Kennedy Hogan (5/10/99)
Reducing Brokerage Commissions by Vanessa Whittemore (3/15/99)

return to the Library Subject Index

Investments, Life Insurance and Annuities

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

Fixed annuity the answer for $250K nest egg? - Looking for a safe return? If you have a big nest egg, this annuity may be just the thing.
Road map to buying an annuity - When does buying an annuity make the most retirement planning sense?
Do I want an annuity? Do I already have one? - With annuities, consider the company's ratings and whether you really need what they're selling.
Does it make sense to buy an annuity at 85? - An annuity is one way to provide income in retirement. Follow these guidelines before buying.
Second-guessing your variable annuity? - Having buyer's remorse on a variable annuity? Learn how much that mistake will cost you.
Annuities: They come in different flavors - Before you invest, get to know annuity terminology and the different types of annuities.
Annuities: a good solution for retirement income? - These complex insurance products are worth a closer look, but be sure to scrutinize them.
How safe is your money in an annuity? - Before placing a big chunk of money in an annuity, you can check the company's vulnerability ratings.
How to locate an old life insurance policy - It won't be easy finding a 40-year-old insurance policy. These few strategies might help.
Getting out of a variable annuity - Before surrendering an annuity, make sure you understand the consequences.
New: a hybrid annuity with LTC coverage - Investing in a hybrid annuity could be the ticket to a tax-friendly, savvy way to manage care costs. (5/5/10)
Buy variable annuity carefully - Investors should not choose a variable annuity before doing a little homework. (1/8/10)
Annuity is good way to disburse money - Give people an annuity is one way to make the gift of money last over a longer time period. (12/30/09)
Don't wait to learn about annuity - Learning about annuities before signing a contract can prevent financial regrets. (12/2/09)
Guaranteed income for life -- at a price - Retirees can avoid outliving their money by buying annuities, but they can be complex and costly. (10/28/09)
Pros and cons of annuities - Annuities have good and bad points. Dig deep to learn all the restrictions, fees and taxes involved. (10/22/09)
Annuity offers mom peace of mind - Investing in a fixed-income annuity may help a 71-year-old woman generate cash securely. (9/14/09)
Should you buy an immediate annuity? - Financial firms are anxious to sell annuities, but these plans may not be in your best interest.(1/01/09)
Understand annuity before you sign - The wrong time to learn more details about your annuity contract is after you sign on the dotted line. (1/02/09)
What Is An Annuity? (4/11/02)
Annuity Income Options by William D. Brownlie, CLU, ChFC - How would you like your money paid out? (2/19/01)
A Lesson in Life by David F. Woods, CLU, ChFC - There's more to life insurance than you may know (2/19/01)
Avoiding Annuity Errors by Tina K. Baughman, CLU (11/27/00)

return to the Library Subject Index

Investments, Mutual Funds

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

How to choose mutual funds like a professional - Rather than follow the crowd into an abyss, consider these savvy strategies for picking funds.
Index funds vs. actively managed - Which investments are prime targets for index funds, and which need extra management?
Are you betting on TIPS and inflation? - With TIPS returning negative yields recently, can you make money, even if consumer prices jump?
How to evaluate target-date mutual funds - Target-date mutual fund families vary widely. Weigh these factors before investing.
How to choose mutual funds like a professional - Rather than follow the crowd into an abyss, consider these savvy strategies for picking funds.
ETFs or mutual funds? And, active or passive? - Here's advice on picking the right investment vehicle and then deciding how you want it driven.
Managing mutual fund fees - Whether you do it yourself or use an adviser, you can avoid paying many fund costs.
Mutual Fund Share Classes by Rick Kahler - Small changes could put big bucks into your pocket.
How to choose mutual funds like a professional - Rather than follow the crowd into an abyss, consider these savvy strategies for picking funds.
Managing mutual fund fees - Whether you do it yourself or use an adviser, you can avoid paying many fund costs.
Mutual funds vs. ETFs: What's the difference? - These investments bear a close resemblance, but vary when it comes to fees and tax advantages.
Invest in mutual fund on long-term goals? - Some investments build value too slowly to meet long-term goals, but not mutual funds.
Comparing mutual fund holdings - Understanding how to analyze mutual fund holdings is crucial to diversification.
Money market account vs. mutual fund - In weighing a pile of investment possibilities, FDIC protection should be a key factor.
Comparing mutual fund holdings - Understanding how to analyze mutual fund holdings is crucial to diversification.
Dividend issue moot with Roth IRA - Buying a mutual fund just prior to a distribution won't create tax issues for one investor. (10/20/10)
The basics of money market funds - Lay away cash for an emergency fund or other short-term goals with a money market mutual fund. (6/16/10)
Money market funds await new rules - What happens to money market funds after the Treasury Department's temporary guarantee expires? (9/16/09)
Hedge funds for the average investor - Hedge funds bar the riffraff. But investors can access mutual funds that employ hedging strategies. (9/4/09)
Big changes ahead for money funds? - The SEC has put forth proposals that it says should strengthen rules governing money funds. (6/26/09)
How to Pick Your First Mutual Fund courtesy of The Dough Roller - Making good investment choices is a lot easier than it may seem.(7/06/09)
Prospectus primer - If you find mutual fund prospectuses and reports daunting, these tips may help to slog through them. (4/20/09)
Why the "Top Performing" Funds May Not Be the Best Investment by Mark LaMonica, CFA - What you need to know about yesterday's top performers. (3/2/09)
Money funds sign up for guarantee - The U.S. Treasury's Temporary Guarantee Program for money market funds aims to put investors at ease. (10/17/08)
One-stop shopping for mutual funds Asset allocation funds are designed to create diversification and meet income or growth goals. Is the all-in-one approach a good idea?(4/29/08)
Computing capital gains The holding period of a mutual fund determines the amount of tax (1/9/2008)
Best No Load Mutual Funds by Michael Weiss (1/7/08)
Top Mutual Funds by Michael A. Weiss - Building no load mutual fund portfolios (12/3/07)
Who Wins Money Market Savings Fight? - Choosing between money market accounts and mutual funds comes down to the yield (10/26/07)
The Long and Short of Long-Short Funds (5/14/07)
Managed vs. Index Funds (5/14/07)
Mutual Funds for the Little Guy (12/4/06)
MMAs, MMMFs: Know the Differences (3/5/07)
Index Funds as a Core Holding (10/16/06)
Figuring Out a Fund Fee (5/17/04)
ABCs of Mutual Funds (4/29/03)
How to Sell Mutual Fund Shares - Avoid a tax and paperwork nightmare (12/18/02)
Index Funds - Keeping pace with the market (9/6/02)
Fund Fees - Can a mutual fund charge fees if they lose money? (5/3/02)
What is an index fund? (3/22/02)
Mutual Fund Numbers - Portfolio turnover ratios can make a big difference in your returns (3/6/02)
Making Extra Mortgage Payments - Vs. investing the cash (3/4/02)
Why No-Load Mutual Funds by Paul Merriman (10/23/00)
How to Pick a Good Mutual Fund by Doris Dobkins (2/21/00)
Sell Now? by Gary Foreman (10/4/99)
Mutual Fund Expenses Explained by Gary Foreman (12/15/97)

return to the Library Subject Index

Investments, Options

Investments, Bonds
Investments, CDs and Banking
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Stocks
Investments, Real Estate

Investments, Other

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

Water investments: 5 ways to make a splash - We drink, bathe and gargle with it. With H2O's many uses, try plunging into water investments.
Risky business: Pros, cons of currency trading - One of the benefits of trading currencies is the high leverage. It's also one of the pitfalls.
Why your proxy vote matters in proxy season - Proxies give investors the chance to voice their opinions on the way a company should be run.
Are women better than men at investing? - Men and women have distinctly different outlooks and orientations when it comes to investing.
5 Ways JPMorgan's Troubles May Affect You by Richard Barrington - What their $2 billion loss means to you.
Investing in tax liens can be perilous, rewarding - Tax liens can sport high yields, but these investments aren't suitable for the faint of heart.
How should I safely diversify to beat inflation? - A conservative investor has options besides insured deposits if rising prices are a concern.
Pros and cons of brokerage checking accounts - Some brokerages offer checking to their investing clients. Are they better than a bank's?
Could money market funds break the buck again? - Experts say money market funds are solid. But there are some new wrinkles and regulations.
5 tips to shine when investing in gold coins - Don't flip over gold coins. Follow these steps before becoming a collector or investor.
Should you bite the bullet on investing abroad? - Don't fear the international investment reaper. There's still money to be made in Europe.
Do commodities belong in your portfolio? - Experts are divided about the return potential of commodities, but all agree they are risky.
The pros and cons of investing in gold - Gold bars, gold mines, gold stocks, gold funds. For every upside, there's a downside.
How to invest in precious metals - Putting money in precious metals such as platinum is not like investing in gold and silver.
The pros and cons of investing in gold - Gold bars, gold mines, gold stocks, gold funds. For every upside, there's a downside.
The right time to rebalance your portfolio - Is it better to cash out early from a high-income job or work longer for lower pay?
Can dead spouse's expense be carried forward? - The investment interest expense of the decedent spouse is not eligible for carry-over.
Gold rush: Playing it safe - Gold is the favorite hedge against inflation and economic instability, bar none.
Can dead spouse's expense be carried forward? - The investment interest expense of the decedent spouse is not eligible for carry-over.
5 low-risk ways to earn higher interest - If you're a rate-chaser but loathe the risk, try one of these options for higher returns.
Coverdells offer investing flexibility - Coverdells have some advantages over 529 plans. Find out whether they could work for you.
18 cents in interest? Time to act - Even if you need your investment to be liquid and safe, you can earn better yields.
4 basic money market funds to invest in - Learn about the four basic types of money market funds you can invest your money in.
Does socially responsible investing help? - Investors can vote with their money or their feet to enact positive change in corporate behavior. (10/18/10)
5 percent monthly return unlikely - A woman looking for big monthly investment returns is likely to be disappointed. (7/15/10)
Is your target-date fund a time bomb? - Some managers say life-cycle funds should have ample equity exposure. Others say they should hold cash. (8/6/10)
Do all gold investors lose 15 percent? - Rumor says that all gold investors lose a big chunk of money right from the start. (8/5/10)
Penalty on required minimum distributions? - Penalty on required minimum distributions?(4/14/09)
Hedge funds for the average investor - Hedge funds bar the riffraff. But investors can access mutual funds that employ hedging strategies. (11/18/09)
Reporting gains in a 1031 exchange - The usual capital gains rules are different when the property is a like-kind exchange. (10/20/09)
4 low-risk inflation strategies - Investors seeking safety must also guard against the danger of losing purchasing power to inflation. (9/29/09)
TIPS for inflation protection - These securities can help guard your portfolio against the ravages of inflation. (9/14/09)
The IPO: for the wary, studious investor - Initial public offerings have been sparse these days, but they can offer an upside. Think: Apple. (9/4/09)
Should individuals follow the smart money? - Institutional investors, the big guns that run pensions, have a few extra tools at their disposal. (9/2/09)
Buy-and-hold investing not dead after all - It turns out that rumors of the death of buy-and-hold investing strategies have been greatly exaggerated. (8/28/09)
Dividend reinvesting to boost returns - Reinvesting investment dividends can pay off big in the long run. Here's how. (8/11/09)
Reporting gains in a 1031 exchange - The usual capital gains rules are different when the property is a like-kind exchange. (7/23/09)
Does laddering make sense now? - In a prolonged low-rate environment, what can investors do to beef up their earnings? (7/08/09)
Time to take on risk for higher yields? - It's tempting today to take on more investing risk for higher yield, but is it wise? (6/30/09)
Are variable annuities safe? - Investors bought annuities to protect against market declines, but now some insurers are suffering. (5/12/09)
9 cash-saving strategies that pay big bucks - Cutting expenses can pay huge dividends if you invest your savings and let them compound over time. (5/4/09)
Inflation-proof your portfolio - As the government tries to thwart recession, investors fear inflation will be the unwanted result. (4/17/09)
Commercial paper risks are real - Chasing yield in the commercial paper market amplifies both short-term risk and potential reward. (4/06/09)
Share values may differ at conversion - Various factors may explain why different classes of shares may not be equivalent at conversion. (3/31/09)
Extra yield? You must work for it - It's possible to get extra yield on safe investments. But is it worth the time and effort? (3/20/09)
Don't stuff every dime into 401(k) plan - While it's important to save for tomorrow, remember to create financial flexibility for today.(2/5/09)
Rough times for money market funds - Yields are dropping, and that's causing firms to waive some fees and close to new investors.(2/3/09)
Which agencies protect investors? - FDIC, SIPC, SEC and FINRA: Learn how each agency protects your investments. (1/13/09)
Reassessing your investment portfolio - Feel like throwing in the towel on your investments? Don't despair, but be proactive, say the experts.(12/12/08)
Age-specific investment advice - Whether you are just starting out in your career or already in retirement, you need some element of growth in your portfolio. (10/22/08)
5 common mistakes in a bad economy - A wrong financial move in an economic downturn could turn a bad situation worse. Learn the pitfalls to avoid. (9/23/08)
Adviser can soothe bear-market jitters - If a stumbling stock market has you worried, talk to a professional adviser (7/25/08)
Roth IRA can be 'one and done' - There is no obligation to continue funding a Roth IRA year after year (7/09/08)
Bloated array of ETFs results in liquidations - Exchange-traded funds have proven to be very popular, but their popularity has led to the market being swamped with them. Now some investors are finding their funds are closing. (7/09/08)
Penalty fee makes bad investment worse - A 9 percent surrender charge makes fleeing a bad investment tough (6/27/08)
Annuity may be poor choice for mother - An annuity should not be used to replace the dividend stream of a woman's insurance stock (5/16/08)
Rising food and fuel prices The rising costs of food and fuel are a challenge for many Americans, but a devastating problem for people in developing nations. Are hedge funds to blame? (5/7/08)
Exclusive: Cash sweep accounts Brokerage firms hold your uninvested cash in a money market account. Do you know how much interest you're earning? Do you have an option? (4/24/08)
Cash sweep accounts study results Bankrate surveyed the top brokerages to determine how much interest they pay on money invested in a cash sweep account. (4/24/08)
A parable for discovering true wealth Bankrate reviews the book "Avalanche: The 9 Principles for Uncovering True Wealth," by Steve Sanduski and Ron Carson, who chronicle the downfall of a real estate developer. (4/09/08)
Get rich quick or lose money quick? - The prospect of getting rich quick has great allure, but the hucksters making the promises are the ones making the easy money (1/23/08)
Trading costs key to T-bill yield (12/28/07)
High Yields but High Risk in Bank Loan Funds (11/13/07)
The New Gold Rush (1/30/06)
Investing In Renewable Energy Sources (10/17/05)
Don't Bet the House on Securities - Borrowing on your home to buy investments could backfire (6/14/04)
Deflation - Real threat? (5/23/03)
Precious Metals - Gold can be a good investment, but not for the reasons you think (2/4/03)
Unit Investment Trusts - How they work and their role for inexperienced investors (1/29/03)
7 Stock Market Alternatives - Sick of watching your stocks sink? (9/20/02)
Investing in Options - It's risky business, so you better know what you're doing (9/11/02)
Top 10 Investing Scams - Bear market on Wall Street creates a bull market for con artists (8/29/02)
Starting an Investment Club by Misty Weaver-Ostinato - A joint learning process that can earn you some money (3/18/02)
Low Savings Yields - Are sending investors back to the market (3/8/02)
Investing in Cars - There's green to be made from buying that cherry red muscle car (1/28/02)
8 Tips for Investing in Cars (1/28/02)
LSR - The Only Investment Factors by Tom Koziol (11/20/00)
Investing in Collectibles by Michelle Kennedy Hogan (1/10/00)
Investing With a Conscious by Michelle Kennedy Hogan (9/6/99)
Your First Investment Club Meeting by Michelle Kennedy Hogan (5/31/99)
What Is an Investment Club by Michelle Kennedy Hogan (5/17/99)
Watch for Falling Prices by Gary Foreman (3/23/98)

return to the Library Subject Index

Investments, Planning

Investments, Financial Advisors
Investments, Planning
Investments, Retirement
Investments, Risk Management
Investments, Twentysomethings

Investments, Planning

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

5 bearish investment options to browse - You might think being bearish is a bunch of bull. A risk-averse investor still has many choices.
How you can cultivate the agribusiness boom - Food shortages globally make farming a good investment play. Here's how to plow into it.
5 alternative asset classes to consider - These investments are mainly offered to the wealthy, but small investors can get in on some.
5 things that thwart do-it-yourself investors - DIY money managers should know what they're up against before going it alone.
6 ways to get investment portfolio help - Unsure about how to invest your money? Explore these (mostly) cheap ways to get help.
5 investing mistakes to avoid this year - Investing in recent years has been tricky as investors try to navigate unusual circumstances.
Should I cash out my Thrift Savings Plan? - Other investments may bring higher returns. But you should keep that TSP. Here's why.
How to invest in fast-growing frontier markets - Not for the squeamish, untapped markets in Africa and Asia offer new investing opportunities.
How to invest during a slow-growth economy - When so much is up in the air, it's hard to know what investing direction to take.
Is it better to invest or repay house debt? - There's a simple way to determine whether you're putting your money in the right place.
Is it the right time for investing in TIPS? - Are Treasury Inflation-Protected Securities -- tied to consumer prices -- primed for a run?
Investment opportunities abound beyond US - It doesn't pay to be a xenophobe. Consider foreign stocks and funds for your portfolio.
Exchange-traded notes are like ETFs, but differ - They resemble ETFs, but ETNs are the redheaded stepchildren of investing.
They said to invest in an LLC. Good advice? - Maybe what you really need is a financial adviser, not a stake in a limited liability company.
How do I find my money a high-yield home? - Want good parking for a truckload of cash? Consider how much time you need on the meter.
Investing strategies from the 1 percent - Don't have the wealth of Warren Buffett? You can still invest like the super-rich.
Best ways to be truly awful at investing money - It's a cinch to find bad investments: Just follow the examples of thousands of other investors.
5 steps to effective investing as a couple - Becoming investing partners can be dicey. Take this path for the best return and least hassle.
Can you conquer investing with a conscience? - Can you profit from being a do-gooder? Learn why more top-notch investors think so.
What to know when investing in frontier markets - Adventurous investors may consider markets such as Vietnam, but they come with risk.
Make sound investing decisions at any age - Learn to use your head while spending your money. These tips will help.
Investing: An international balancing act - Building a portfolio is a balancing act that requires diversification across countries.
Pros and cons: Alternative investments - What are the pros and cons of alternative investments?
Right-brain investing: no math, no problem - Play the market without solving equations. Channel your right brain for sage investing.
Should you invest with an online brokerage? - Advanced services make it a breeze for the average investor to manage accounts online.
IRA, CD, money market: How to choose? - What's the best investing vehicle: IRAs, CDs or money markets?
How to analyze your portfolio - First assess your strategy, then determine if your portfolio holdings are worth keeping.
5 ways to factor job into investment strategies - Whether you can afford to take on more investment risk depends on if your job is stable.
6 alternative investments for fat returns - Looking for a higher yield than your savings or CDs? Try these out-of-the-box investments.
Go-anywhere investment funds trot the globe - Global allocation funds have great leeway, and they can protect your portfolio or subject it to more risk.
Hokey Pokey Investing Kahler Financial - Do you "put your right foot in" when the market is up and then the minute the market goes down, sell and "put your right foot out?"
Investment tip: Be cautious with TIPS - Investing in TIPS has its benefits, but the investment timeline is a factor to consider.
Which is better: Stocks or mutual funds? - Diversification, fees and taxes are some of the issues you'll consider when making the decision.
Reach investment goals in a bum economy - Experts offer ideas to skittish investors on how to stay focused, whether they want growth or safety.
Are you a neurotic investor? - Psychology plays a part in investing. Control these demons and you'll make better choices.
7 investment strategies during tough times - If the economy is headed for a lost decade, these tactics may help buffer your portfolio.
Timing the Market a Waste of Time - Kahler Financial
Which is better, annuity or CD? - If CDs or an annuity are your choices, answering these two questions can help you decide.
Alternative funds can calm investors - The "smart money" invests in alternative strategies like hedge funds. Should you?
7 investing tips to manage a bear or bull - To survive upticks and downturns, follow this guide to long-term returns and peace of mind.
Target-date funds: one-decision investing? - Don't invest and forget about them. Target-date funds should be reviewed regularly.
Should you try asset allocation yourself? - Should you choose a ready-made asset allocation fund or do it yourself?
The right time to rebalance your portfolio - Tune out the market noise and base your investments on long-term goals and risk tolerance.
5 low-risk ways to earn higher interest - If you're a rate-chaser but loathe the risk, try one of these options for higher returns.
How to analyze your portfolio - First assess your strategy, then determine if your portfolio holdings are worth keeping.
Bull-or-bear investing strategies - The "smart money" invests in alternative strategies like hedge funds. Should you?
Is diversification dead? - Experts still believe in this investing strategy, but tactics differ.
Stay in Market Kahler Financial - Staying in a diversified portfolio for the long term works
How to analyze your portfolio - First assess your strategy, then determine if your portfolio holdings are worth keeping.
Investment Primer by Rick Kahler - Educate yourself as to what investments you may want in your portfolio given all economic possibilities
How to manage a money market account - Manage your money market account well so that it earns, rather than costs, you money. (9/24/10)
Financial planning requires team of pros - Investors who seek financial planning advice may be best served by a "team" approach. (2/9/10)
Time to rebalance investment portfolio? - Take this approach to regularly recasting your investments and the market won't catch you snoozing. (12/2/09)
Soldier in Iraq needs money plan - A military member serving in Iraq wants investment advice for himself and others in his unit. (11/30/09)
7 safe havens for your savings - For many savers, safety is the name of the game. Learn about low-risk ways to grow cash. (10/1/09)
Shrewd moves net couple $500 a month - Wise financial moves have left a couple with $500 a month to invest. What should they do with it? (4/1/09)
Investing for the Short Term (2/19/07)
Putting Faith in Your Investment Plan (12/11/06)
Increase Investments or Decrease Debt? (6/26/06)
Where Serviceman Should Invest (6/19/06)
Your Annual Performance Review by Gary Foreman - How does your financial performance measure up? (1/5/04)
Different Kind of Fixed-Income Investing (7/18/03)
Picking the Right Investing Vehicle (10/4/02)
A Fall Financial Check Up by Doris Dobkins - When was the last time you gave your finances a check up? (11/12/01)
What's Your Net Worth? by Doris Dobkins - what kind of financial shape are you in? (1/1/01)
My Finance Notebook by Julie Davis (7/6/98)

return to the Library Subject Index

Investments, Stocks

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

5 types of energy stocks to power returns - The energy sector is heating up. Here are some investments that you might warm up to.
3 ways to ring up profits with telecom stocks - Not all telecom stocks are ringing off the hook, but some parts of the sector are worth a jingle.
Is stock market risk too high these days? - The market hit highs in recent weeks, and investors wonder if they should get back in.
Investing in health care stocks - Obamacare is unfolding. If your portfolio needs a shot in the arm, consider health care stocks.
5 ways to hit a home run as a sports investor - Play defense when making sports-related investments; they may not parlay into big wins.
Deciding if stock trading is right for you - Even if you own equities in a 401(k), think twice before deciding to trade single stocks.
Sampling 3 flavors of investment funds - Closed-end, open-end funds and ETFs may all seem the same, but what sets them apart?
Stocks: Advice for the DIY millionaire investor - Stock pickers: Changes to the tax code and other pitfalls could sink your investment.
Try limit orders to tame stock trading risk - Protect yourself from a moody market with one of these tools to curb losses on your investment.
Dividend reinvestment plan or mutual fund? - DRIPs -- dividend reinvestment plans -- may not be the best way to trickle into a stock.
An ETF asset allocation plan may boost returns - During the lost decade, an equal weighted asset allocation proved to be a superior strategy.
4 stock indexes and what they track - Each stock index mirrors a part of the market. Learn why none is a great gauge for all stocks.
To be a day trader, you must know the lingo - If you want to get into day trading, here's a glossary of terms you'll need to understand.
Want to day trade? It's easy -- to screw up - Don't go into day trading blindly because it can be easier to make mistakes than profits.
Is investing in penny stocks a risky tactic? - You might call it "speculating" in penny stocks. Check this list of downsides before buying.
Ride dividend stocks to snag a regular return - Dividend stocks may not be for high rollers, but for steady returns, try these sectors.
Get your investment feet wet, get into a DRIP? - A dividend reinvestment plan, or DRIP, is a way to buy a company's stock. Is it right for you?
Pros & cons of investing in company stock - Company stock is a common workplace perk, but it's not always a good investment.
Need income? Take a look at dividend stocks - Low interest rates make investment income hard to come by, but these stocks could pay off.
Bland CD rates: Try a pinch of stock - Where to invest in a low-rate economy.
Looking for high yields? Try MLPs - Master limited partnerships, offshoots from U.S. energy companies, offer consistent cash flows.
3 reasons you can't buy IPO shares - Dream of getting in on the ground floor? Here's why you can't buy in on the next hot IPO.
Total market index fund: a broad-based bet - These indexed funds get you a mix of small to large company stocks at lower annual fees.
Boot up your returns with tech stocks? - The world is going digital, but not all tech stocks produce multidigit returns.
Drug stocks have been sickly. Time to buy? - Investors might consider a dose of drug shares, but the industry must treat its ills.
Good things in store for retail stocks? - Retail companies tend to benefit during recovery, making this sector worth checking out.
Writing off a worthless stock - Did one of your investments totally tank? It may become valuable as a tax break.
What you need to know about ESOPs - Employee stock ownership plans are risk-free, unless workers rely on them exclusively for retirement. (8/23/10)
Oil spill puts stock investor at crossroads - A man buys BP stock a week before a massive oil spill. Should he hold or sell? (5/13/10)
Stock bets may undermine retirement - Stock bets that look good today could undermine one investor's retirement tomorrow. (4/14/10)
Use Web to find stock certificate value - Internet research can help reveal the value of a 19th-century stock certificate. (2/12/10)
Should investors over age 50 own stocks? - The stock market is a scary place, but experts say some investors should have some exposure. (8/31/09)
The skinny on penny stocks - These can be legit or flimflam firms. Here's a primer on why you must be wary when investing in them. (8/12/09)
When to dump a bad stock - Buying stock is easier than selling. Develop a sell strategy that works in up and down markets. (7/22/09)
Dividend cut? When to worry - When a company cuts its dividend, you need to find out why before you yell, "Sell!" (4/22/09)
Wall Street misreads music, plays on - Did the 'Goldovsky effect' cause Wall Street's meltdown? A few sour piano notes suggest an answer. (3/4/09)
3 ways to reduce stock losses - Hedging strategies aren't for the faint of heart, but they can give you a brake for the downhill ride. (2/24/09)
Stock swoon creates chance to 'buy low' - The stock market's recent struggles make now the perfect time to "buy low" and reap rewards later. (11/20/08)
Video: Stock market turmoil and retirees - Bankrate's Greg McBride offers advice for retirees whose savings have been hurt by tumultuous markets.(10/14/08)
What happens if investors quit markets? - Bankrate's Greg McBride explains the consequences of getting out of the stock market entirely.(10/13/08)
Investing for growth or value - Mixing the two types of stocks in an investment portfolio is the best way to hedge your bets in the market for the long run.(5/14/08)
War and investment performance Bankrate reviews the book "Wealth, War & Wisdom," by Barton Biggs, which guides readers through an examination of wealth during World War II, and the surprising ability of the stock market to predict the war's twists and turns (4/15/08)
Develop a Strategy for Dividend-Paying Stocks - What could you learn from baby boomer investing? (12/3/07)
Book Review: “Multiple Streams of Income” by Robert G. Allen (2d ed.) (1/15/07)
Mom Wants to Dump Her Stocks (8/21/06)
Moving from Mutual Funds to Stocks (8/14/06)
Investmental Illness: A Guide to Getting Well (8/7/06)
Seminar Advice (6/26/06)
Understanding Employee Stock Options (5/22/06)
Want More Yield? - Preferred stocks offers rewards, risks (7/18/05)
Market Timing Is for Traders (1/31/05)
The Basics of Preferred Stock (6/27/03)
Old Stock Certificates - Even if the company no longer exists, they might still be collectibles (4/4/03)
No Tax Break in Giving Away Losing Stocks (8/15/02)
Are Your Stocks and Bonds Insured? - Better find out before the broker goes bust (6/5/02)
Company Financial Secrets Exposed! - A corporate statement can protect your portfolio from Enronitis (3/22/02)
Enron Lessons for the Little Guy by Gary Foreman - Protect yourself from becoming the next victim (2/18/02)
Quotes and Spreads by Kristine DeForge - A basic building block to understanding stocks (4/16/01)
SPAM Your Investment Portfolio by Tom Koziol - Yes, it could help you make money (2/5/01)
Recessions and Stocks by Gary Foreman - Should he sell now? (1/22/01)
Investigating Investments Online by Robert W. Belsky (8/7/00)
Buying Stocks Direct on the Net by Joe Chapin (6/5/00)
Penny Stocks: You Get What You Pay For by Joe Chapin (5/22/00)
Women In the Stock Market by Michelle Kennedy Hogan (3/27/00)
Yo-Yo Investing by Joe Chapin (3/13/00)
How to Read Financial Statements by Joe Chapin (2/28/00)
Selling a Stock Bonus by Gary Foreman (2/21/00)
Take the Options by Michelle Kennedy (2/7/00)
Staying Focused by Joe Chapin (10/18/99)
Stocks for the "Little Guy" by Gary Foreman (9/27/99)
Making Money With DRIP's by Joe Chapin (9/13/99)
Sharehold Perks by Michelle Kennedy Hogan (5/3/99)

return to the Library Subject Index

Investments, Real Estate

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

The ABCs of real estate investment trusts - You don't have to be a tycoon to profit from real estate. You can be a small investor in REITs.
Avoiding taxes on a foreclosed rental - To avoid paying capital gains tax on a foreclosed rental, the homeowner has to consider bankruptcy. (3/11/10)
3 ways real estate can help retirees - Cash-strapped retirees can use real estate investments to boost their monthly income. (10/1/09)
Dumping a Timeshare - Is there another choice besides just turning it back to the association? (6/15/09)
Figuring depreciation recapture - Depreciation recapture on the sale of real property can be offset by capital losses. (2/09/09)
Avoiding short-term gains on investments - You can get favorable capital gains treatment by rolling over profits in investment property.(12/10/08)
12 ways to make your house a cash cow - Here are a dozen ways to turn your house into a money-making machine. (5/13/08)
Timeshares - Cut the hype and get to the truth (4/30/07)
Is the Down Payment too Big? (2/12/07)
Getting the Money to Buy Land (8/7/06)
Formulas for Investment Success (5/29/06)
Remodeling Investment Properties (5/1/06)
Negative Cash Flow on a Rental Property (4/10/06)
Avoiding Short-term Gain on New Property (2/13/06)
Real Estate Investment Clubs (4/25/05)
Joining the Crowd in Real Estate Investment Clubs (12/20/04)
Financing Real Estate Investments - Complications and costs you don't see with your home mortgage (11/26/02)
Pledged-asset mortgages survive bear market (8/15/02)
No Money Down by Gary Foreman - Can you really buy a house with no money and get rich, too? (7/2/01)
My Shrinking 401k by Gary Foreman - His retirement plan is losing money. Time to sell the stocks? (4/30/01)

return to the Library Subject Index

Investments, Retirement

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
IRA's and Retirement
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

How to invest in a Roth IRA Video - Investing can be intimidating, but getting started with a Roth IRA shouldn't be.
Taking stock of investments for retirement - Take stock of your portfolio, and know the pros and cons of various investments.
Investing: Risky business, like it or not - Risk is necessary to grow retirement savings. So is starting young and diversifying.
Individual investors plan retirement - Can individual investors accurately assess the importance of saving for retirement?
Maximizing Retirement Investment Returns by David Ogul, Moneyrates.com - Managing your retirement savings in a challenging environment.
IRA investing: less taxing than many think - Account safety, portfolio diversity and tax benefits all play into retirement investments.
Raid your 401(k) for living expenses? - Need cash to live on? Transfer money from 401(k) to an IRA first before withdrawing money.
5 tips for 401(k) investing success - If you suffer from workplace investing paralysis, follow these steps to move forward.
Should retirees shift to stocks? - Will inflation threaten your retirement? One remedy is to shift more funds from bonds into stocks.
Invest Social Security benefits? - There's another strategy to maximize Social Security if you don't need the income.
Greed that gobbled 401(k) only napping - Avarice isn't dead in America, it's just sleeping. (6/18/09)
Roth IRA beats 401(k) in key ways - A young worker may find a Roth IRA to be superior to a 401(k) when saving for retirement.(1/05/09)
401(k) debit cards make loans a risky business - Easy access to retirement funds through a new loan product could seriously deplete savings. (9/09/08)
4 options that improve a 401(k) plan - Convincing your company to add these four 401(k) options may help you diversify and boost returns. (7/7/08)
Changing your company's 401(k) plan - Workers who don't like their 401(k) plan options may be able to do something about it. (7/7/08)
Rule helps older 401(k) investors - The "separation from service" rule can help a man access his 401(k) money (6/12/08)
Borrowing from Your 401(k) by Damon Carr - Is it wise to borrow from your retirement plan? (5/12/08)
Save for Retirement Despite Credit Debt - Carry a balance on your credit cards? That's no excuse for failing to fund a 401(k) (10/18/07)
Getting a Late Start on Investing (6/18/07)
Diversifying within Retirement Accounts (4/30/07)
Target Funds: A Solution for Busy Boomers (3/12/07)
Investing While Retired (2/5/07)
Using Retirement Funds for Business Investment (12/11/06)
Risk-Free Investing in a 401(k) (9/18/06)
No Need to Move Retirement Account (8/7/06)
Investing Excess Cash at 94 (5/22/06)
Collecting Company Stock in a 401(k) (5/22/06)
Put IRA Investments in One Account (5/22/06)
Questions to Ask About Roth IRA (5/1/06)
Rolling Over 401(k) With Company Stock (4/24/06)
Tracking the Elusive 401k Plan Fees (5/16/05)
Investment Moves to Help You Retire Early (8/30/04)
Boomer Caused Market Collapse by Gary Foreman - Could your retirement savings disappear? (4/7/03)
Investing as You Near Retirement (1/2/03)
Retirement Nest Egg by Gary Foreman - How much do you need for retirement? (5/14/01)
Seven Ways to Make a Million by Doris Dobkins (11/13/00)
Your 401k by Diane Halloway (2/28/00)
Getting the Most from Your 401k by Joe Chapin (1/24/00)
The Roth IRA by Diane Halloway, CPA (1/17/00)
401k Plans Explained by Gary Foreman (5/10/99)

return to the Library Subject Index

Investments, Risk Management

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

5 bad financial decisions and how to recover - It's easy to make mistakes but hard to recognize them. Take these steps to recover.
Old scams undergo a new-media makeover - The same old schemes have gotten dressed up for social networking. Find out what to look for.
5 ways to avoid 'free lunch' investor scams - Don't be impulsive and make the wrong investment just because somebody bought you a steak.
Avoid the next bursting investment bubble - It's difficult to tell when you're caught in a classic bubble. These five signs can help.
Savings strategies in a low-yield environment - If the headlines strike fear in your heart, you can take refuge in these safe investments.
Are banks' brokerage products protected? - SIPC insures against investment losses from insolvency, not a bad stock pick.
Are exchange-traded funds dangerous? - ETFs offer variety, but are risky. More exotic offerings mean investors must do their homework. (9/17/10)
Afraid of deflation? Here's what to do - A deflationary cycle brings low prices, but it's fool's gold. Learn how to protect yourself. (8/10/10)
TIPS for inflation protection - These securities can help guard your portfolio against the ravages of inflation. (5/5/10)
Taking financial risks without regrets - Risk is a four-letter word that can threaten your prosperity. But it brings the prospect of reward. (12/15/09)
A little foreign change in your portfolio? - Foreign currency can provide diversity and a financial hedge. But be sure you know the risks. (7/22/09)
Seeking a safe haven for investments - Do investment products that claim to protect principal and guarantee minimum returns deliver? (4/07/09)
Protecting your investment portfolio - Maybe you can't predict fraud, but there are steps to take to keep your investments a little safer. (1/13/09)
Future uncertain for GM, Lehman bonds - Investors who hold bonds from Lehman Brothers and General Motors may face some financial risk.(1/08/09)
Flee, or stay the financial course? - Financial planners advise investors not to make hasty decisions in this turbulent and uncertain market. (1/06/09)
DIY Investing Can Put Nest Egg at Risk (11/19/07)
Be Wary of High-Yield Internet Offers (2/5/07)
Bigger Investing Returns Require Bigger Risks (11/13/06)
Winning the Game of Investing (10/17/05)
Asset Allocation - Works in both bull and bear markets (2/14/05)
Want More Reward? Take More Risk (6/7/04)
The Wrong Way - Following the crowd could take you in the wrong direction (8/9/02)
When the Dow's in the Dumps - 7 fundamental steps to safeguard your portfolio (7/23/02)
Alternatives to CDs - It takes some looking, but you can find ways to improve your fixed income (3/19/02)
High Return, Low Risk - Looking for the perfect investment (2/25/02)
Diversify (1/28/02)
Buy, Sell or Hold? by Doris Dobkins - Don't know what to do with your investments? (7/23/01)
Investing and Risk by Doris Dobkins - You can't have one without the other. But you can manage both (12/25/00)
Understand Investment Risk by Gary Foreman (6/15/98)
Diversification for Poor People: Reducing Risk by Gary Foreman (2/23/98)

return to the Library Subject Index

Investments, Saving

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Starting Small
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

Park cash in money market-alternative ETFs? - Invest in these exchange-traded funds for the short term, but first learn their pros and cons.
Your interest stinks? Savers have options - You can be conservative without settling for a money market account paying tiny returns.
How often is best for compounding interest? - Learn why it makes a difference to have interest on your savings credited more frequently.
How do I create an emergency fund? - When you create an emergency fund, consider these investment options.
Best place to park short-term savings - If your rainy day is three years away, consider a short-term bond fund.
Beat low interest rates on your savings account - Interest rates on savings are likely to remain low. These are your choices for a better return.
Should you use money markets for liquidity? - Maclyn Clouse, Ph.D., offers his insight on low-risk investing in a low-rate market.
Have extra cash? Set investing & savings goals - Setting life goals is a good start to deciding if excess income should go to savings or investing.
'Little guy' searches for top bank rate - One man pines for solid earnings on his savings, but needs to consider the risk factor.
Shopping for the best savings account rates - Finding the best savings account rates involves some diligence, but the higher interest is worth it. (8/6/10)
Building liquid savings - Basic savings and money market accounts will allow you to access your money and earn interest, too. (5/7/10)
Low interest rates tough on savings - Savers can take a middle-ground approach when looking for short-term yields in a low-rate climate. (5/5/10)
6 ways to a successful savings plan - The younger you are when you start, the less you have to contribute to reach your long-term goals. (3/1/10)
Should savers break rules? - Instances when investors should buck -- or heed -- standard savings wisdom. (9/24/09)
Getting Started on a Savings Plan (4/30/07)
Wealth Personalities (3/29/04)
Stashing Your Savings by Gary Foreman - Can she safely earn more than 1%? (2/2/04)
Where to Stash Emergency Cash (3/4/02)
Frightening Future by Gary Foreman - With war clouds on the horizon she wants to prepare financially (9/24/01)
Breaking Habits Can Yield Dollars to Invest by Joyce H. Chistenbury - You can find money to invest if you really want to (8/27/01)
Double or Triple Your Money by Ginita Wall (7/12/99)
Beyond a Budget: Savings by Gary Foreman (1/5/98)

return to the Library Subject Index

Investments, Starting Small

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Taxes
Investments, Twentysomethings
Investments, Windfalls
see also:
Savings
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

Can I invest while saving for my first home? - A first-time investor who wants to be a first-time homebuyer needs to identify priorities.
What's a safe start for an investing newcomer? - For the frustrated saver, here are tips on making a safe transition to first-time investor.
How should successful young couple invest? - It's never too early to invest wisely and put away plenty for your future. Here's where to start.
Single Mom Seeks Investment Ideas (9/25/06)
Investing Small Amounts (9/20/04)
Book Review: How to Invest $50 to $5,000 by John Miller (1/26/04)
Getting started investing (5/31/02)
Investing With Small Dollar Amounts by Barbara O'Neill, Ph.D., CFP - Yes, you can start small (9/10/01)
Starter Savings - Where can you put your money to work a little at a time? (3/19/01)
Money Earning Money by Gary Foreman - Even a few dollars can go to work for you (2/12/01)
Lunch Money Investing by Gary Foreman (6/14/99)

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Investments, Taxes

How to day trade your way around taxes - There's a way to shelter capital gains as a day trader, but it involves making certain tax moves.
Can I defer an investment loss to next tax year? - If you're entitled to the $25,000 deduction, you have to claim it regardless of your other income.
Figuring the correct investment cost basis - Don't pay the same tax twice. Here's how to figure the correct cost basis of investments you sold.
Money in offshore account? Better report it! - The IRS imposes stiff penalties on individuals who don't report offshore account earnings.
Year-end tax move: Sell stocks to harvest losses - Taking a loss can pay off at tax filing time, as long as you sell by the end of the tax year.
Reporting your investment earnings - Lower earning rates ease the pain of sharing your investment income with the IRS.
Invest muni funds in an IRA? - Even if an investment fund is tax-free, it makes sense to factor in the total fees.
Smart choices help cut investment taxes There are many ways to manage taxes when investing (4/22/08)
Don't Let Your Tax Break Get Washed Away (2/5/07)
Allowable Rental Property Deductions (7/31/06)
Paying Taxes on Matured Savings Bonds - If they have matured, you owe taxes even if you haven't cashed them in (2/27/06)
How to Sell Mutual Fund Shares - Avoid a tax and paperwork nightmare (12/18/02)
No Tax Break in Giving Away Losing Stocks (8/15/02)
Don't Throw Away Your Identity by Edward W. Stollery II - A nasty paper trail (2/18/02)
Tax-free Municipal Bonds (1/28/02)
50 Easily Overlooked Tax Deductions - courtesy Ernest & Young (4/10/00)
Easing Tax Time Pain by Jackie McLaughlin (3/13/00)

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Investments, Twentysomethings

Also in Investments:
Investments, Basics
Investments, Bonds
Investments, CDs and Banking
Investments, Children
Investments, Financial Advisors
Investments, Life Insurance and Annuities
Investments, Mutual Funds
Investments, Other
Investments, Planning
Investments, Stocks
Investments, Real Estate
Investments, Retirement
Investments, Risk Management
Investments, Saving
Investments, Starting Small
Investments, Taxes
Investments, Windfalls
see also:
CD Laddering Calculator - How to maximize the returns on your CDs
How much do I need to save for my child's education?
What is your net worth?
Savings decision making tools

Best ways to get into investing in your 20s - For a young person, learning the investment ABCs can mean coming to appreciate IRAs and ETFs.
23-year-old earning $180k seeks advice - A graduate earning $180,000 has several options for places to stash all that newly earned cash. (12/02/08)
How to Get Rich (2/12/07)
Investing While In College (11/6/06)
Investing Extra Cash When You're Young (5/22/06)
Investing Big Bucks When You're Young - You should get help from a fee-based financial planner. (4/03/06)
Investment Thoughts for a Young Person (2/27/06)
Young Couple Finances - Laying a good foundation (10/4/04)
Become a Millionaire in 7 Steps (3/29/04)

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Investments, Windfalls

You won a big cash settlement -- now what? - You were in a car crash and got thousands in a settlement. Next come tough decisions.
Inheritance: Should you invest or spend? - Most spend at least half of their inheritance instead of saving it. Is it the right thing to do?
Mortgage or credit card debt? Which to pay first - After receiving an inheritance, think about your emergency fund before your underwater home.
How to make the most of a big inheritance - Most people burn through it or take unnecessary risk. Here's the right way to handle a windfall.
Should I take lump sum or monthly payments? - Weigh taxes and other factors to decide if a pile of cash now beats smaller payments over time.
8 smart ways to spend a hefty windfall - It's an unexpected pleasure and burden. What would experts do with a pile of cash?
Should I spend a windfall or squirrel it away? - With debts and desires, is it your destiny to spend a windfall? Here's hoping you'll say no.
Won $9.7 million. Now, where to park it? - Dump winnings in FDIC-insured bank accounts, and make investments to protect principal.
Come into a windfall, now what? - Consider financing retirement, paying down your mortgage or saving for a rainy day.
How to invest a $400,000 windfall - An 87-year-old woman who received a boatload of cash needs to balance safety, liquidity and yield. (8/10/10)
Video: Investing boo-boos - You can make tons of mistakes, but find out which are among the most common. (7/21/10)
The best way to invest a windfall - The best way to invest a windfall (11/23/09)
How to Invest an Inheritance (11/6/06)
Helping Mom Invest an Inheritance (5/15/06)
Investing Big Bucks When You're Young - You should get help from a fee-based financial planner. (4/03/06)
Investing Your Lottery Winnings (2/27/06)
Investing your inheritance (6/10/03)

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IRA's and Retirement Plans

401(k)
401(k) and Former Jobs
401(k) Loans
IRA
IRA Borrowing
IRA Rollovers
IRA Withdrawals
IRA's and College Expenses
IRA's and Real Estate
IRA's and Taxes
Other
Retire Early
Retirement Needs
Retirement Planning and Investing
Social Security and Pensions

IRA's and Retirement Plans, 401(k)

401(k)
401(k) and Former Jobs
401(k) Loans

IRA's and Retirement Plans, 401(k)

Also in IRA's and Retirement Plans:
Retirement, 401(k) and Former Jobs
Retirement, 401(k) Loans
Retirement, IRA
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and College Expenses
Retirement, IRA's and Real Estate
Retirement, IRA's and Taxes
Retirement, Other
Retirement, Retire Early
Retirement, Retirement Needs
Retirement, Retirement Planning and Investing
Retirement, Social Security and Pensions

see also:
The IRA Center

Moving an IRA to another bank - >How often you can transfer retirement accounts depends on the type of transfer (9/15/08)
Maximizing your 401(k) contribution - Save income tax, and set your 401(k) contributions to maximize your employer's match (8/12/08)
Liquidating an IRA to remodel a first home - Up to $10,000 from an IRA can be used to rebuild or buy a first home without penalty (6/12/08)
72(t) lets retirees tap 401(k) early (1/30/08)
Save for Retirement Despite Credit Debt (10/18/07)
Financial Planning Advice: 401(k) Rollover (2/26/07)
Retirement and Your 401k - How will his 401k be distributed at retirement? (3/20/06)
Few employers offering Roth 401 (k) (1/30/06)
Tracking the Elusive 401k Plan Fees (5/16/05)
Fees In Your 401k Plan - Even plan administrators are unsure how much you're paying (2/3/04)
Should I Quit My 401k? by Gary Foreman - Why bailing out is the wrong answer (8/11/03)
New 401k Rules - Workers must be notified in advance of pending blackout periods (1/31/03)
401k Advice - New rule means companies are freer to offer third-party investing advice (1/28/03)
401k Employer Contributions by Gary Foreman - Should you contribute if your employer doesn't? (9/2/02)
Even unmatched 401k's are worthwhile (7/22/02)
Honey, I Shrunk the 401k (7/19/02)
401k - Cash out early? (2/18/02)
Taxes on 401k withholdings (1/7/02)
My Shrinking 401k by Gary Foreman - His retirement plan is losing money. Time to panic? (4/30/01)
Your 401k by Diane Halloway (2/28/00)
Getting the Most Out of Your 401k by Joe Chapin (1/24/00)
Using Your 401k to Pay Off Debts by Gary Foreman (12/27/99)
401k Plans Explained by Gary Foreman (5/10/99)
Retirement Account or Debt Reduction? by Gary Foreman (2/8/99)
Invest In Your Own Mortgage? by Gary Foreman (9/22/97)

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IRA's and Retirement Plans, 401(k) and Former Jobs

Also in IRA's and Retirement Plans:
Retirement, 401(k)
Retirement, 401(k) Loans
Retirement, IRA
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and College Expenses
Retirement, IRA's and Real Estate
Retirement, IRA's and Taxes
Retirement, Other
Retirement, Retire Early
Retirement, Retirement Needs
Retirement, Retirement Planning and Investing
Retirement, Social Security and Pensions

see also:
The IRA Center

Moving 401(k) Account from Former Job (4/23/07)
Keep Your 401k - A large number of Americans cash out when they change jobs (10/10/05)
Moving an Old 401k (4/4/05)
Moving an Old 401k (3/21/05)
Don't Forget That Old 401k - You could lose your retirement savings (6/7/04)
Can My Employer Steal My 401k? by Gary Foreman - Protecting your retirement savings (9/29/03)
Dealing With an Orphaned 401k Plan - When a company goes out of business who looks after the 401k plan? (8/18/03)
401k - You can (and should) take it all with you (5/14/02)
Managing Your 401k After a Job Loss (3/4/02)

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IRA's and Retirement Plans, 401(k) Loans

Paying Kids' Debts With 401(k) Loan? (3/27/06)
Deducting Interest on a 401k Loan (3/28/05)
Pay Back that 401k loan now! (7/24/02)
Borrow Your Own Money? - 401k Loans by Gary Foreman (5/1/00)
401k Loans: Borrowing Your Own Money by Gary Foreman (5/25/98)

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IRA's and Retirement Plans, IRAs

Retirement, IRA
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and College Expenses
Retirement, IRA's and Real Estate
Retirement, IRA's and Taxes

IRA's and Retirement Plans, IRA

Also in IRA's and Retirement Plans:
Retirement, 401(k)
Retirement, 401(k) and Former Jobs
Retirement, 401(k) Loans
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and College Expenses
Retirement, IRA's and Real Estate
Retirement, IRA's and Taxes
Retirement, Other
Retirement, Retire Early
Retirement, Retirement Needs
Retirement, Retirement Planning and Investing
Retirement, Social Security and Pensions

see also:
The IRA Center

Recharacterize IRA after market plunge -The decision to recharacterize a Roth IRA conversion makes sense in light of the stock market's fall. (12/08/08)
Deductible IRA income limits - Income limits rule for spouses who want to contribute to a deductible IRA (7/23/08)
SIMPLE IRA's return shouldn't be zero (2/8/08)
Basic Elements of Various IRAs and Workplace Plans (5/7/07)
How Many IRAs can you Have? (4/23/07)
Considering a Nondeductible IRA (4/9/07)
Traditional IRA or Roth IRA? (4/2/07)
Is Funding a Nondeductible IRA Smart? (3/5/07)
Investing Basics: Know Your IRAs (1/15/07)
Checking Safety of Credit Union IRA Funds (1/1/07)
Eligibility Rules for Traditional IRA (10/16/06)
New Rules for Inherited IRAs (10/16/06)
Staying Home no Reason to Move IRA (7/17/06)
Put IRA Investments in One Account (5/22/06)
Questions to Ask About Roth IRA (5/1/06)
Opening an IRA With Rental Income (2/13/06)
10 Must-Know IRA Terms (1/2/06)
Separate IRA Withdrawals for a Married Couple (8/15/03)
Converting an IRA to a long-term care policy (11/5/02)
IRA Investing With Savings Bonds (3/7/02)
Disability Rules - IRA rules for an individual on disability (2/25/02)
A Variable Annuity in an IRA? (2/11/02)
Become a Millionaire With a Roth IRA (1/28/02)
Starting an IRA (5/8/00)

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IRA's and Retirement Plans, IRA Borrowing

Also in IRA's and Retirement Plans:
Retirement, 401(k)
Retirement, 401(k) and Former Jobs
Retirement, 401(k) Loans
Retirement, IRA
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and College Expenses
Retirement, IRA's and Real Estate
Retirement, IRA's and Taxes
Retirement, Other
Retirement, Retire Early
Retirement, Retirement Needs
Retirement, Retirement Planning and Investing
Retirement, Social Security and Pensions

see also:
The IRA Center

You Can't Borrow From an IRA (1/29/07)
Borrowing From a Roth IRA (4/10/06)
Can I Take IRA Money Out for 60 Days? (8/18/05)
Can You Borrow From Your IRA? (3/8/02)

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IRA's and Retirement Plans, IRA Rollovers

On the Honor System with IRA Rollover (7/2/07)
Converting to a Roth IRA (6/18/07)
Avoiding Withholding on Rollovers (4/9/07)
Too Late for IRA Conversion (1/29/07)
Adoption Credit Can Offset IRA Conversion (1/29/07)
Rollovers and Roth IRA Contributions (1/1/07)
Converting to a Roth IRA (11/6/06)
Snafu with IRA Rollover Distribution (7/3/06)
Readers' Rollover Anxieties (7/3/06)
Rolling Over Your Retirement Money (6/26/06)
Your Retirement Plan Rollover - How to report it to the IRS (3/26/03)
Reconverting Traditional and Roth IRAs (3/7/02)
Moving a 401k to an IRA rollover (1/8/02)

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IRA's and Retirement Plans, IRA Withdrawals

Tap IRA for quick, penalty-free cash (2/4/08)
Withdrawing Money from Your IRA (5/28/07)
Planning IRA Withdrawals (1/8/07)
Giving IRA Money to Charity (10/2/06)
Tapping Into Your IRA - You can get your hands on your stash of cash at any time. But do you want to? (1/30/06)

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IRA's and Retirement Plans, IRA's and College Expenses

Also in IRA's and Retirement Plans:
Retirement, 401(k)
Retirement, 401(k) and Former Jobs
Retirement, 401(k) Loans
Retirement, IRA
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and Real Estate
Retirement, IRA's and Taxes
Retirement, Other
Retirement, Retire Early
Retirement, Retirement Needs
Retirement, Retirement Planning and Investing
Retirement, Social Security and Pensions

see also:
College
The IRA Center

Tapping IRAs for College Costs, Penalty Free (5/22/06)
Using IRA Fund for Education Expenses (4/03/06)
Cashing In an IRA to Pay College Costs (6/4/02)

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IRA's and Retirement Plans, IRA's and Real Estate

Roth IRA ideal for aspiring home buyer (2/8/08)
Tapping an IRA to Pay Closing Costs (7/9/07)
Diversify an IRA with Real Estate (4/23/07)
Pitfalls of Using IRA to Buy Real Estate (11/13/06)
IRA Withdrawal Used Toward Home Purchase (2/27/06)
My Story: IRA vs. Your Mortgage - Five years later she's convinced she made the right move (3/29/04)
Tapping an IRA to Buy a House (7/22/03)

Putting Real Estate in an IRA (5/6/02)
Prepay Mortgage or Contribute to IRA by Gary Foreman (10/28/96)

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IRA's and Retirement Plans, IRA's and Taxes

Also in IRA's and Retirement Plans:
Retirement, 401(k)
Retirement, 401(k) and Former Jobs
Retirement, 401(k) Loans
Retirement, IRA
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and College Expenses
Retirement, IRA's and Real Estate
Retirement, Other
Retirement, Retire Early
Retirement, Retirement Needs
Retirement, Retirement Planning and Investing
Retirement, Social Security and Pensions

see also:
Taxes
The IRA Center

IRA payout mistake difficult to fix - A man who regrets taking a lump-sum IRA payout has little hope of reversing his error (2/12/08)
Fixing Excess IRA Contribution (7/9/07)
Excess Roth IRA Contribution (1/29/07)
IRA Taxes for a Foreigner (1/1/07)
Avoiding Excise Taxes for Roth IRA (6/19/06)
Excise Taxes on a Roth IRA (5/15/06)
Avoiding the Early Withdrawal Penalty (4/24/06)
Making Tax-Smart IRA Conversions (4/17/06)
Roth IRA Contributions - courtesy of the IRS - Simple rules make decisions easy (3/1/04)
Retirement Savings Contributions Credit - courtesy of the IRS - Offset the cost of your contributions (9/1/03)
Avoiding IRA early withdrawal penalties (10/30/02)
Divorce, IRAs and Taxes (10/16/02)
Claiming a Loss on an IRA (7/26/02)
Deducting IRA management fees (5/21/02)
When a traditional IRA isn't deductible (4/9/02)
Early IRA Withdrawal Guidelines (3/29/02)
Roth IRA - Avoiding th excess contribution tax (2/25/02)
Tax Tips: The Roth IRA by Diane Halloway, CPA (1/17/00)

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IRA's and Retirement Plans, Other

Also in IRA's and Retirement Plans: Retirement, 401(k)
Retirement, 401(k) and Former Jobs
Retirement, 401(k) Loans
Retirement, IRA
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and College Expenses
Retirement, IRA's and Real Estate
Retirement, IRA's and Taxes
Retirement, Retire Early
Retirement, Retirement Needs
Retirement, Retirement Planning and Investing
Retirement, Social Security and Pensions

see also:
The IRA Center

Feeling Ripped Off on Retirement Account Fees (1/1/07)
Increased FDIC Coverage Goes into Effect (3/27/06)
Retirement Accounts to Get Higher FDIC Coverage (3/13/06)
7 Steps to Take at Age 59 1/2 (7/25/05)
How Much to Contribute to 403b? (7/11/05)
Taxes on Profit-Sharing Distributions (3/28/05)
A 'Lost' Retirement Plan - How can she find her assets? (10/18/04)
Merge Retirement Accounts for Cash and Clout (8/2/04)
Annuities Can Help Ease Retirement Cash Crunch (9/30/03)
Consolidating Retirement Investment Accounts - Remember that the investments are more important than saving on fees (5/13/03)
Boomer Caused Market Collapse by Gary Foreman - Could your retirement savings disappear? (4/7/03)
Rolling Over a 403(b) (8/8/02)
Keep Saving After Retirement (5/6/02)
Retirement Checkup - Penalty-free early withdrawals (4/5/02)
Nearly Retired by Gary Foreman - She's 50 without any savings. Now what? (4/1/02)
Enron Lessons for the Little Guy by Gary Foreman - Protect yourself from becoming the next victim (2/18/02)
Managing Lump-Sum Retirement Payouts (2/11/02)
Friendship Loan by Gary Foreman - Should he loan money to his friend? (11/19/01)
Almost Retired Planning by Gary Foreman - Better late than never (8/13/01)
Annuity Income Options by William D. Brownlie, CLU, ChFC - How would you like your money paid out? (2/19/01)
Avoiding Annuity Mistakes by Tina K. Baughman, CLU (11/27/00)
Seven Ways to Make a Million by Doris Dobkins (11/13/00)

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IRA's and Retirement Plans, Retire Early

Also in IRA's and Retirement Plans:
Retirement, 401(k)
Retirement, 401(k) and Former Jobs
Retirement, 401(k) Loans
Retirement, IRA
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and College Expenses
Retirement, IRA's and Real Estate
Retirement, IRA's and Taxes
Retirement, Other
Retirement, Retirement Needs
Retirement, Retirement Planning and Investing
Retirement, Social Security and Pensions

see also:
The IRA Center

Wanted: Adventurous retirement (1/23/08)
Can You Afford Extreme Early Retirement? (11/12/07)
Retiring Early, Penalty-Free (1/2/06)
Investment Moves to Help You Retire Early (8/30/04)
IRA Low Down - Beating the early-retirement bear-market blues (11/18/02)
My Story: A Plan for Early Retirement by KM - An early retirement from extra income (8/19/02)
Retire Early by Gary Foreman (10/30/00)

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IRA's and Retirement Plans, Retirement Needs

Five Ways to Make Sure You'll Never Retire (9/19/05)
How Much Is Enough for Retirement? (1/10/05)
Retire on $48,000? - Think again (8/23/04)
Will the 70% Rule Apply to Your Retirement? (7/19/04)
Retiring Is a Two-Sided Coin by Greg Melikov - At age 29 he decided to plan for an early retirement (2/23/04)
Your Retirement Needs - Know how much you'll need in retirement (4/29/02)
Retirement Check-Up - Will you be ready? (3/15/02)
Retirement Nest Egg by Gary Foreman - How much do you need for retirement? (5/14/01)

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IRA's and Retirement Plans, Retirement Planning and Investing

Also in IRA's and Retirement Plans: Retirement, 401(k)
Retirement, 401(k) and Former Jobs
Retirement, 401(k) Loans
Retirement, IRA
Retirement, IRA Borrowing
Retirement, IRA Rollovers
Retirement, IRA Withdrawals
Retirement, IRA's and College Expenses
Retirement, IRA's and Real Estate
Retirement, IRA's and Taxes
Retirement, Other
Retirement, Retire Early
Retirement, Retirement Needs
Retirement, Retirement Planning and Investing
Retirement, Social Security and Pensions

see also:
Finances
The IRA Center

Single Mom Seeks Investment Ideas (9/25/06)
Comparing Personal Retirement Accounts (1/9/06)
Even With Pension, You Need Retirement Planning (10/24/05)
'Target Date' Funds Aim for Your Retirement (4/11/05)
Fit to Retire - Lose weight and save for retirement at the same time (11/8/04)
Retirement Investing for Young People (6/14/04)
Shrinking Retirement Funds - Time to hold or sell? (8/19/02)
A Secure Future - Take charge of your retirement accounts (8/9/02)
Retirement Planning 101 by Gary Foreman (5/3/99)
Retirement Plans: Avoiding Unpleasant Surprises by Tonya M. Blake (6/1/98)

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IRA's and Retirement Plans, Social Security and Pensions

Boomer Bucks - The fall of traditional pension plans transfers risk to workers (2/7/05)
How Safe Is Your Pension? (1/3/05)
Options Under PBGC Administration - When the federal pension agency takes over your account (1/3/05)
Social Security's Future (12/27/04)
Collecting Social Security While Working (5/3/04)
Will Social Security Be There For You? by Larry Ferstenou - 4 myths surrounding Social Security (1/5/04)
Pension May be Exempt in Bankruptcy (8/7/03)
Paying Taxes on Social Security (4/19/02)

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Legal Issues

Bankruptcy
Estates
Landlords and Property Disputes
Other
Selecting an Attorney

Legal Issues, Bankruptcy

Also in Legal Issues:
Legal Issues, Estates
Legal Issues, Landlords and Property Disputes
Legal Issues, Other
Legal Issues, Selecting an Attorney

see also:
Debt, Bankruptcy

4 Reasons to Hire a Bankruptcy Attorney - Any saving could be a false economy (10/10/05)
Paying for a Bankruptcy (11/29/04)
Changing Bankruptcy Chapters (10/18/04)
Avoid Hiring a Bad Bankruptcy Attorney (10/4/04)
Financing a Bankruptcy Filing (10/4/04)
Getting Help in Filing for Bankruptcy (5/24/04)
When a Bankruptcy Case is Dismissed - What's next? (4/25/03)
The costs of filing for bankruptcy (3/14/02)

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Legal Issues, Estates

Also in Legal Issues:
Legal Issues, Bankruptcy
Legal Issues, Landlords and Property Disputes
Legal Issues, Other
Legal Issues, Selecting an Attorney

see also:
Funerals and Related Issues, Estate Planning

How to split up the willed family home - How does your family plan on dividing up actual property without disrupting the harmony? (10/30/09)
Plan carefully when avoiding probate - A letter underscores the dangers that lurk when structuring assets to avoid probate (8/27/08)
Avoiding Estate Fights if Parent Remarries - Poor planning can mean court battles between children and the new spouse (9/11/07)
The Importance of Estate Planning - Make sure your assets end up where you want them (11/15/04)
My Story: Ailing Parents and Financial Questions (10/25/04)
Who Gets What? - Estate planning for a second marriage (5/10/04)
Updating Your Estate After Remarriage (8/25/03)
After a Loved One Dies - There are acounts to be closed, debts to be paid and other duties for the survivor (7/2/02)
Joint Property with your children could be a bad idea (4/16/02)
Preparing for the Inevitable by Nita Jackson - Proper estate planning is essential (3/11/02)
Inherited Debts? by Gary Foreman - Can she inherit her parent's debts? (10/29/01)
Do I Need a Will? by Gary Foreman (5/22/00)

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Legal Issues, Landlords and Property Disputes

Also in Legal Issues:
Legal Issues, Bankruptcy
Legal Issues, Estates
Legal Issues, Other
Legal Issues, Selecting an Attorney

What Are My Rights? - When your landlord is negligent (7/28/03)
Where's My Money - Getting your utility deposits back (5/5/03)
Repairing a Fence - Should your neighbors help pay for repairs to a privacy fence that benefits them? (4/28/03)
Property Line Disputes - Whose side is the fence on? (2/3/03)
Can a mortgage lender change the terms? (3/19/02)
Lemon Appliances by Deborah Michelle Sanders (9/18/00)

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Legal Issues, Other

Also in Legal Issues:
Legal Issues, Bankruptcy
Legal Issues, Estates
Legal Issues, Landlords and Property Disputes
Legal Issues, Selecting an Attorney

Should a dad sue his daughter over $493? - Yes, she owes you money. But is it really worth suing your own daughter to get it back?
Save money on legal disputes - Settling out of court, through mediation or arbitration, can save money and your sanity. (7/08/09)
7 ways to save on legal advice - You don't have to skip legal advice to conserve money. Check out these seven ways to save. (6/2/09)
5 ways to beat a Ponzi scheme - There are several ways to recover money, but you'll first need good records to fight a Ponzi scheme. (3/18/09)
Law may not protect disability benefit There are five instances when your Social Security benefit may not be protected (4/17/08)
LLC partnership transactions There are a few ways to handle expenses and distributions in an LLC , but it's not the ideal entity for a business (4/01/08)
Co-signer unlikely to sue successfully The courts are likely to frown on a co-signer who sues a borrower (4/01/08)
Understanding Tort Reform (8/1/05)
The Legalities of Living Together (4/18/05)
Binding Arbitration - A rights giveaway (11/22/04)
Predatory Lending Rules, State by State (3/29/04)
Consumers Turn to Arbitration by Curtis D. Brown - Getting their day in court (2/9/04)
Getting Justice In Small Claims Court (1/23/04)
Holiday Party Liability - Think twice before pouring spirits freely at your party (12/12/03)
Your Insurance Claim by Dan Baldyga - Medical insights and expenses (11/11/02)
Insurance Claims by Dan Baldyga - How medical bills and reports affect your claim (9/16/02) >
Contracts 101 - Protecting yourself in the paperwork process (7/17/02)
States with credit card caps (3/20/02)
Class Action Lawsuits - You're invited. Now what? (1/21/02)
Tax Records - What you need to keep (12/31/01)
Your Rights When Flights Are Delayed by Anita Dunham-Potter (8/21/00)
Protecting Against Identity Fraud by Deborah Michelle Sanders, Esq. (1/3/00)

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Legal Issues, Selecting an Attorney

Also in Legal Issues:
Legal Issues, Bankruptcy
Legal Issues, Estates
Legal Issues, Landlords and Property Disputes
Legal Issues, Other

Can Traffic Lawyers Win Your Case? (5/1/06)
4 Reasons to Hire a Bankruptcy Attorney - Any saving could be a false economy (10/10/05)
Finding the Best Attorney for You (5/9/05)
7 Things to Discuss With Your Attorney - Things to find out before you select a lawyer (5/9/05)
Avoid Hiring a Bad Bankruptcy Attorney (10/4/04)
Prepaid Legal Plans - Readers share their experiences (7/19/04)
Be an Attorney's 'Best Client' by Nancy McCaslin - 6 suggestions for lowering attorney fees (7/12/04)
Expensive Legal Documents by Gary Foreman - Do I need a lawyer for a trust or will? (12/8/03)
Affording Legal Advice by Ben Oldenkamp (11/15/99)

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Making Extra Money

See Earning Money

Marriage

Before Marriage
Sharing Your Lives
Newlyweds
Spendthrift Spouse

Marriage, Before Marriage

Also in Marriage:
Marriage, Sharing Your Lives
Marriage, Newlyweds
Marriage, Spendthrift Spouse

How much should you really spend on an engagement ring? - Financial experts advise forgetting the two-month salary rule when buying an engagement ring.
6 money management tips before you marry - Unsure if your partner can manage money? Don't wait until after your marriage to find out.
Pre-marital Financial Counseling by Barbara Marquand - Avoiding financial disagreements after you're married.
Make sure fiance's bankruptcy won't affect you - Getting hitched? Here's how to make sure your hubby-to-be's bad credit won't be married to you.
Checklist for name change after marriage - Follow these steps to keep your financial house in order after you take your partner's name.
Prenuptial Agreements by Rick Kahler - How do you know if you need a prenuptial agreement?
Why you should say 'I do' to a prenup - Love is blind, but divorcing spouses can have 20-20 vision. A solid prenup can avert financial disaster.
8 ways to save money on wedding gifts - Will your wedding gift make you look like a cheapskate? Not if you follow this advice.
4 alternative wedding registries - Is your pre-nup message, "Forget the china; give us money?" OK, but don't offend the wedding guests. (6/14/10)
Inheritance In a Second Marriage - How to determine what different children should inherit. (5/31/10)
Checklist for name change after marriage - Follow these steps to keep your financial house in order after you take your partner's name. (4/2/10)
Are you and your mate a money match? - Romance is fun, but it's finance that matters. See if your honey has a problem with money. (2/11/10)
Talk about money before marriage - It's crucial to discuss finances with a potential mate before walking down the aisle (9/15/08)
Bride-To-Be Needs Help (7/30/07)
Fiance's Bad Credit is a Problem (4/16/07)
Claiming a Future Spouse as a Dependent (8/14/06)
Protecting the Assets of Unmarried Couples (6/12/06)
Are You Financially Ready to Get Married? - Our quiz will help you find out if the bride and groom are on the same page financially (4/11/05)
Avoiding Irreconcilable Differences by Cindy Snyder (10/23/00)
Frugal Advice for the Soon-to-Be Wed - Reader's Tips (4/13/98)

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Marriage, Sharing Your Lives

Also in Marriage:
Marriage, Before Marriage
Marriage, Newlyweds
Marriage, Spendthrift Spouse

Money Mistakes of a Young Couple - Part 2 by Kasey Steinbrinck - The mortgage, the car loan and unemployment.
Money Mistakes of a Young Couple - Part 1 by Kasey Steinbrinck - Student loans, credit cards and overspending.
Second Marriage Finances by Gary Foreman - How to handle finances in a second marriage.
6 Steps to a Successful Money Talk With Your Mate by Alicia Z. Klepeis - How to talk about money with your spouse.
The dollars and sense of remarrying after 60 - Getting hitched in your 60s requires more financial planning than when you're young and broke.
Love & money quiz: How do you & your mate relate? - Take this quiz to see whether you and your partner are financially compatible.
Couples' cash: managing money and marriage - Money fights are a major reason couples split up. Try these tips to avoid a blowup.
Marrying for richer rather than poorer - Evidence suggests that those who marry will be better off than those who stay single.
Can spenders and savers co-exist? - Communication and compromise are important skills for couples with wildly divergent money styles. (6/1/10)
How Financial Planning Can Help a Marriage by Casey Quinn - Overcoming the money challenges in marriage. (2/15/10)
Are you guilty of financial infidelity? - Fibbing to your spouse about money matters may seem innocent, but it can strike at the very foundation of a marriage. (1/3/08)
For Richer, For Poorer by Steven B. Smith - Managing your finances as a couple to live happily ever after (9/17/07)
Good Credit Marries Bad; Debts Do Them Part (8/7/06)
For Marital Property, Geography is Destiny (4/18/06)
Mother vs. Girlfriend - Caught between two payments (5/23/05)
Top 10 Secrets to Avoiding Marital Money Chaos - Improve your relationship with your money and your mate (4/11/05)
Getting Out From Under a Spouse's Tax Bill (3/21/05)
Debt and Marriage - Strategies to avoid divorce (10/11/04)
Who Gets What? - Estate planning in a second marriage (5/10/04)
Until "Debt" Do Us Part by Damon Carr - Don't let money destroy your marriage (11/24/03)
Marry a Millionaire? - Will money ensure marital bliss? (2/11/03)
Marriage Means You Share Deductions (12/17/02)
Love Is Blind, But Creditors Aren't by Gary Foreman - When your fiance brings debts with them (12/3/01)
Stop That Overspending Spouse (6/26/00)
Problem Solving for Couples by Dr. Kevin Polk (5/8/00)
For Richer or Poorer by Ellsbeth Blackthorne (2/28/00)
Handling Finances in a Second Marriage (7/26/99)

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Marriage, Newlyweds

Also in Marriage:
Marriage, Before Marriage
Marriage, Sharing Your Lives
Marriage, Spendthrift Spouse

Financial Advice for Newlyweds by Bill Hardekopf - 10 Ways to avoid financial stress in your marriage.
How Newlyweds Can Minimize Financial Stress by Bill Hardekopf - Keeping financial stress from derailing your marriage.(7/13/09)
Different Worlds by Michaela Davila - The key to overcoming newlywed financial woes. (8/25/08)
Money Moves for Newlyweds (6/5/06)
Young Couple Finances - Laying a good foundation (10/4/04)
Common Financial Mistakes of Newlyweds by Megan Franks - Prevention is the key (1/12/04)
New Marriage, New Budget by Michelle Kennedy Hogan (1/31/00)
For Richer or Poorer (financial advice for newlyweds) by Gary Foreman (3/29/99)

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Marriage, Spendthrift Spouse

Also in Marriage:
Marriage, Before Marriage
Marriage, Sharing Your Lives
Marriage, Newlyweds

When Your Spouse Doesn't Care About Money by Todd Morse - 5 ways to deal with a spouse who doesn't want to save money.
Hubby's Spending by Gary Foreman - What can she do to reduce her husband's spending?
Can money mismanagement kill your marriage? - Money can be a wedge for couples. Can money management keep you and your spouse from arguing?
Spending secrets bad for marriage -Keeping financial secrets can be harmful to a marriage. Know your partner's spending habits in advance.(2/12/09)
Awesome' husband awful with money - Author Brad Klontz offers suggestions for how a couple can keep their marriage insulated from money woes. (12/01/08)
7-Step Plan to Stop an Overspending Spouse (11/13/06)
Work 2 Jobs to Pay Hubby's Debt? Puh-leze! (10/30/06)
Must I Pay for Hubby's Bad Habit? (7/31/06)
Staying Sweet on Your Spending Spouse - Being happy despite your financial differences (8/15/05)
Talking to Your Partner About Money (12/13/04)
Dueling Vices - When you and your spouse argue about spending on bad habits (11/22/04)
How to Fix a Free-Spending Spouse (5/24/04)
Working As a Team by Shelly Burke - Don't let money be a source of dissention in your marriage (9/15/03)
My Story: An Un-Frugal Spouse by Maggie - Some things work and others don't (9/3/01)

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Medical Care

Bills
Health Savings Accounts
Home Remedies
Insurance
Insurance Claims
Long-Term Care Insurance
Medication
Other
Seniors

Medical Care, Bills

Also in Medical Care:
Medical Care, Health Savings Accounts
Medical Care, Home Remedies
Medical Care, Insurance
Medical Care, Insurance Claims
Medical Care, Long-Term Care Insurance
Medical Care, Medication
Medical Care, Other
Medical Care, Seniors

see also:
Special Needs
Health

Paying for a Medical Emergency by Shaunna Privratsky - What to do when your medical bills his the emergency stage.
Get Your Hospital Bill Right by Lauren Romano - Don't overpay on your hospital bill. (10/06/08)
10 Pretreatment Ways to Cut Health-Care Costs (12/11/06)
Reduce Your Medical Bills (2/6/06)
My Story: Medical Bills - A little time and perserverance pays big dividends (1/24/05)
A Health-Care Hired Gun - Tired of trying to decipher and correct your medical bills? (12/13/04)
Curing a Throbbing Medical Debt (5/10/04)
8 Most Common Hospital Billing Errors (2/6/04)
10 Ways to Avoid Hospital Overcharges (2/6/04)
A New Way to Pay Your Medical Bills (1/14/04)
Emergency Room Outrage - How to dispute excessive charges (8/18/03)
Curing Medical Bill Payment Goofs (8/28/02)
Baby Birthing Blues - They don't have maternity coverage. Now what? (11/26/01)
The $140 Phone Call by Michelle Jones - A few minutes of time paid off big (11/19/01)
Watch Those Hospital Bills by Sharon Powell (12/11/00)
Reducing Hospital Bills (9/28/98)

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Medical Care, Health Savings Accounts

Also in Medical Care:
Medical Care, Bills
Medical Care, Health Savings Accounts
Medical Care, Home Remedies
Medical Care, Insurance
Medical Care, Insurance Claims
Medical Care, Long-Term Care Insurance
Medical Care, Medication
Medical Care, Other
Medical Care, Seniors

see also:
Insure, Health Savings Accounts
Special Needs
Health

Employer should spring for cafeteria plan - If your employer would purchase health insurance for you within a premium-only cafeteria plan, everyone would benefit taxwise (2/6/06)
Ways to Spend Your FSA (12/12/05)
Flexible Spending Accounts Save Money, Cut Taxes (11/7/05)
Restrictions on Health Saving Accounts (10/10/05)
Medical Savings Accounts - Readers share their experience (10/4/04)
New Health Care Options Appear Contagious (5/31/04)
My Story: Medical Care for Less by Sybil - How one family handles medical care (11/5/01)
Flexible Spending Accounts by Gary Foreman (1/31/00)

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Medical Care, Home Remedies

Also in Medical Care:
Medical Care, Bills
Medical Care, Health Savings Accounts
Medical Care, Insurance
Medical Care, Insurance Claims
Medical Care, Long-Term Care Insurance
Medical Care, Medication
Medical Care, Other
Medical Care, Seniors

see also:
Special Needs
Health

Home Remedies for Colds and Flu (12/20/04)
Natural Products for Free by Linda Gray (6/21/04)
Nighty Night by Tina Shake - Stop the nightmare of sleep problems (6/14/04)
Natural Health Remedies by Victoria Purdie - Check the cupboard first (6/30/03)
Don't Feel the Burn - Heal the Burn! by Renee Futrelle - Home remedies to sooth the sizzle of sunburn (5/27/02)
Get Rid of Lice for Good! by Monica Resinger - What we learned from the experience (2/11/02)
Natural Remedies and Advice by Kathleen Bieke (11/13/00)
Curing Athlete's Foot (2/14/00)
Getting Rid of Acne (10/25/99)
Surviving Poison Ivy (8/23/99)
Eliminating Head Lice (4/26/99)
Are Vitamins Worth It? (4/12/99)
Spring Time Sniffles: Preparing Sick Boxes by Dawn Adams (3/1/99)
Ouch Control by Paulette Bulger (1/4/99)

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Medical Care, Insurance

Also in Medical Care:
Medical Care, Bills
Medical Care, Health Savings Accounts
Medical Care, Home Remedies
Medical Care, Insurance Claims
Medical Care, Long-Term Care Insurance
Medical Care, Medication
Medical Care, Other
Medical Care, Seniors

see also:
Insurance, Health
Special Needs
Health

Health insurance hard to find for over-50 crowd (1/22/08)
Sorting Out Your Medical Insurance Options (12/4/06)
Reviews Mixed for Directed Health Plans (9/25/06)
Long-Term Care Insurance (4/24/06)
Health-Care Deductions for Self-Employed (1/2/06)
Your Personal Health Plan - How can you put a lid on skyrocketing healthcare costs (8/29/05)
How Well Does Your Health Insurance Travel? - Don't let your trip abroad be spoiled (4/11/05)
Going Without Health Insurance (12/6/04)
A Simpler Way by Timothy Pitcher - Affordable access to medical care (6/7/04)
Be Careful Buying Health Insurance - Some plans are just scams (3/15/04)
ABCs of Medicare (1/14/04)
7 Ways to Avoid Going Without Health Insurance (1/12/04)
Getting Health Insurance On Your Own (12/2/03)
Don't Let a Health Catastrophe Wipe You Out (11/3/03)
Can Health Insurance Make You Sick? by Tammy Harrison (7/31/00)
Getting Medical Insurance When You Have Pre-Existing Conditions (1/11/99)

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Medical Care, Insurance Claims

Also in Medical Care:
Medical Care, Bills
Medical Care, Health Savings Accounts
Medical Care, Home Remedies
Medical Care, Insurance
Medical Care, Long-Term Care Insurance
Medical Care, Medication
Medical Care, Other
Medical Care, Seniors

see also:
Special Needs
Health

Health plan pitfalls to watch for - Some insurance companies dig deep in your past, searching for reasons why they shouldn't pay your claims (1/22/08)
Appealing a Denied Medical Claim (7/25/05)
Fighting Your Health Insurance Company (6/7/04)
Negotiate a Medical Settlement by Dan Baldyga - Control your case (2/24/03)
Your Insurance Claim by Dan Baldyga - Medical insights and expenses (11/11/02)
Insurance Claims by Dan Baldyga - How medical bills and reports affect your claim (9/16/02)
Fighting Your Health Insurance Company - How to avoid the fight when you can, and win when you can't (6/19/02)

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Medical Care, Long-Term Care Insurance

Is Long-Term Care Insurance Right for You? (12/18/06)
Buying Long-Term Care Insurance by Gary Foreman - What should you look for in a policy? (1/7/02)
The Effects of Taxes and Time on Long-Term Insurance by William D. Brownlie, CLU, ChFC (11/13/00)

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Medical Care, Medication

Also in Medical Care:
Medical Care, Bills
Medical Care, Health Savings Accounts
Medical Care, Home Remedies
Medical Care, Insurance
Medical Care, Insurance Claims
Medical Care, Long-Term Care Insurance
Medical Care, Other
Medical Care, Seniors

see also:
Special Needs
Health

Getting the Most Out of Your Health Care Dollars by NAPSA - Understanding your insurance can help you save time, money and maybe your own health. (12/14/09)
Saving at the Doctor’s Office (1/1/07)
For Cheaper Prescription Drugs, See Your Doctor (6/5/06)
The Prescription Lowdown - Finding cheaper alternatives (11/28/05)
Save Bundles On Medication (10/31/05)
My Story: Cutting Prescription Costs (5/30/05)
Prescription Drug Help - A senior needs her meds (10/7/02)
Saving Money on Prescription Drugs Safely by Kathy Beaver, RN (9/1/97)

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Medical Care, Other

Also in Medical Care:
Medical Care, Bills
Medical Care, Health Savings Accounts
Medical Care, Home Remedies
Medical Care, Insurance
Medical Care, Insurance Claims
Medical Care, Long-Term Care Insurance
Medical Care, Medication
Medical Care, Seniors

see also:
Special Needs
Health

An Introduction to Medical Tourism by Jem Mosley - Could you save money by seeking medical treatment abroad?
Planning to Be Sick by Lynn Bulmahn - Being prepared can make it easier to be sick.
5 key health reforms you need to know - The first wave of health reforms are kicking in. Find out which ones affect you and your family. (9/17/10)
Deducting court-ordered COBRA payments - In a divorce, the medical expenses of the ex-spouse may be deductible as alimony. (8/4/09)
Finding Used Medical Equipment - used medical equipment can reduce costs. (8/24/09)
Medical Identity Theft Can Kill You (1/15/07)
Personal Health Records Could Mean Life or Death (12/4/06)
Preparing for Sick Days (12/4/06)
Dealing with Hidden Wounds of War (8/28/06)
Medical Needs Can Help Pay for Improvements (5/15/06)
Private Medical Information Isn't So Private (8/29/05)
Be a Wise Healthcare Consumer (2/14/05)
Double Dipping on Medical Tax Breaks (10/11/04)
My Story: A Tightwad Visits the Dental Office (8/9/04)
ER Aid Guaranteed (7/19/04)
How to Diagnose a Doctor - Finding the right physician (3/24/03)
Avoiding Allergies by Carolyn Allen (9/11/00)
Teeth Whitening (9/11/00)
A Healthy Heart by Paul Blustein (6/19/00)
Sports and Fitness Injuries by Dr. Robert Osgoodby (5/15/00)
Stabilize Stress by Dr. Donald E. Wetmore (4/3/00)
Emotional Upset and Heart Attacks by Paul Blustein (3/27/00)
Less Expensive Braces (11/29/99)
Money Down the Drain (dental care) by Dr. Eric Spieler (8/4/97)

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Medical Care, Seniors

Also in Medical Care:
Medical Care, Bills
Medical Care, Health Savings Accounts
Medical Care, Home Remedies
Medical Care, Insurance
Medical Care, Insurance Claims
Medical Care, Long-Term Care Insurance
Medical Care, Medication
Medical Care, Other s

see also:
Special Needs
Health

12 Free (Or Almost Free) Ways to Protect the Elderly by April Borbon - Simple fixes that will keep them safe, healthy and protected (10/15/07)
Assisted Living at Your Doorstep (9/11/06)
Nursing Homes and the Law by Deborah Michelle Sanders, Esq. (7/24/00) 12
Finding Mom a Hearing Aid (9/13/99)

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Miscellaneous

Bargains
Emergency Preparation
Entertainment
Forming Habits
Friends and Family
Organization and Cleaning
Other
Perspectives
Reusing
Saving Money
Setting Goals
Unemployment

Miscellaneous, Bargains

Also in Miscellaneous:
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Friends and Family
Miscellaneous, Organization and Cleaning
Miscellaneous, Other
Miscellaneous, Perspectives
Miscellaneous, Reusing
Miscellaneous, Saving Money
Miscellaneous, Setting Goals
Miscellaneous, Unemployment

6 simple ways to score free stuff - Why pay when you can snag something free? The trick is to know where to look.
Shopping on the Curb by Katy Dotson - Turn your neighbor’s trash into a treasure. (8/9/10)
10 dollar-store duds - Comparison shopping will help you know deals from duds at a dollar store. (7/16/10)
Pawnshop 101: What you need to know - You shouldn't be afraid or embarrassed about visiting a pawnshop, but it helps to know how they work. (3/5/10)
Bag Sale Bargains by Shaunna Privratsky - Enjoy a bonanza of bargains in a bag. (1/25/10)
Petroleum Jelly by Linda Shapero - Bargain bonanza in a tiny tub. (4/27/09)
Saving with online coupons - Today, you don't have to accept what's in the paper every week. There are plenty of online coupons that are a click away. (12/05/08)
Best times to shop for bargains - Instead of trawling stores all the time, shop at the right time to get the best deals.
Below Face Value Stamps - Can you really buy postage stamps at a discount? (10/16/06)
Sponged by Software Prices? - Get the software you need at a price you like (10/31/05)
In Black and White - Your newspaper offers great savings opportunities (6/20/05)
Celebrating a Wonderful Lady's Life by Marenda Babcosk - Carrying on a thrifty legacy (4/26/04)
My Story: After 35 Years - contributed by K.M. - Living a happy, simple and frugal life (3/17/03)
Cooperative Extension Resources by Deborah Taylor-Hough - They offer more than you think (7/9/01)
Saver or Spendthrift by Teresa Higginbotham (3/13/00)
Champion Cheapskate Test by Arthur A. Hawkins II (6/15/98)

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Miscellaneous, Emergency Preparation

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Friends and Family
Miscellaneous, Organization and Cleaning
Miscellaneous, Other
Miscellaneous, Perspectives
Miscellaneous, Reusing
Miscellaneous, Saving Money
Miscellaneous, Setting Goals
Miscellaneous, Unemployment

The nuts and bolts of a family fallout shelter - When disaster strikes, will you be ready? Dig out the facts before building a bomb shelter.
The disaster supplies every household needs - Set aside food, water and other items to get you through any possible catastrophe.
Preparing can make earthquakes less jolting - Earthquakes can shake up your life even if you live far from California. Are you ready?
Put in a safe room as armor against disaster - Here's advice on making sure your family survives a storm, even if most of your home does not.
Is your home asking for it from wildfires? - Take the right steps so if flames spread, they won't find a welcome mat at your house.
Emergency Preparedness on a Budget by Eric Nirschel - Affordable ways to prepare for an emergency.
Mount your best defense against tornadoes - A tornado can occur just about anywhere in the U.S. Be prepared, be alert and be safe.
Is your home in shape for hurricane season? - Make sure your roof, windows and doors are battle-ready for bouts with big storms.
Saving With Surge Protectors by Christy Birmingham - Protecting expensive electronics with surge protectors.
Accidents can lead to pain, suffering, and loss of money by Thrifty Living Today
Preventing Summer Crime by Lynn Bulmahn - Don't let a crime ruin your summer.
Stay afloat in the face of natural disasters - 2011 has been a record year for natural disasters. Follow these steps to protect your finances now.
How to get federal disaster assistance - When a natural disaster hits, make sure you get the help you need.
Give Yourself the Green Light by Rich Finzer - Why buy a kinetically powered flashlight. (10/06/08)
Disaster Preparations - That make sense and cost cents (9/13/04)
Surviving a Storm by Judy - Each of life's storms are different. But coping with one can help us survive another (10/8/01)
Frightening Future by Gary Foreman - With war clouds on the horizon she wants to prepare financially (9/24/01)
Your Money Quotient by Gary Foreman - how smart are you when it comes to money? (1/1/01)
Being Vulnerable by Nita Jackson (4/19/99)

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Miscellaneous, Entertainment

7 great bachelor getaways other than Vegas - Sin City isn't the only venue for a bachelor party. These great options won't leave you broke.
Why Do We Play the Lotteries? by Teddy Worcester - And, how could it lead us to more savings?
Winter Birdwatching by E. E. Kane - Feeding birds in winter makes for excellent birdwatching
The Casino Comp Trap? by Heidi C. Brescher - Why casino 'comps' could be very expensive.
Internet Time Wasters Joanne Guidoccio - How to keep the internet from wasting your time
Let's Have a Thrift Party! by Lori Blatzheim - Sharing a whole new way to look at life.
Don't let fantasy sports tackle wallet - Fantasy sports can be fun and even profitable. But your wallet is at risk if you're not careful.
The Frugal Winelover by Janey Womeldorf - 15 ways to indulge for less.
5 ballparks that will ding your wallet - From Wrigley Field to Yankee Stadium, here's what a beer, hot dog and ball cap will cost you.
9 fun things to do online for free - Sometimes the best things in life really are free. Explore these fun things you can do or find online. (7/13/10)
6 ways to get free movies and discounts - Families hit hard by the recession can use these six tips to find free movies and ticket discounts. (4/20/10)
The Benefits of Volunteering by Debra L. Karplus, MS - Giving your time and talents not only feels good, it has some other benefits, too! (3/22/10)
Video:Green entertainment options -If you want to be "green," make wise decisions when choosing entertainment
Your Local Library by Phyllis Guth - How much can you really save by using your local library? (12/17/07)
Finding Summer by Sheryl Simons - Grab some memories! (8/6/01)
Summertime Savings by Teri - Great ideas to save you some money (7/2/01)
Winter Thoughts by Pat Mestern (2/7/00)
Moneysavers: The Library - part two by David Barnett (4/12/99)
Moneysavers: The Library by David Barnett (4/5/99)
North of the Border: Questions by Pat Mestern (2/8/99)
Rules to Live By by David Turner (10/13/97)

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Miscellaneous, Forming Habits

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Friends and Family
Miscellaneous, Organization and Cleaning
Miscellaneous, Other
Miscellaneous, Perspectives
Miscellaneous, Reusing
Miscellaneous, Saving Money
Miscellaneous, Setting Goals
Miscellaneous, Unemployment

How to Change Behaviors - TDS Guest Blogger.
The Cost of Procrastination by Veronica Bowman - Putting things off could be surprisingly expensive.
6 fun ways to get fit on a lean budget - Even in lean times, there are fun and affordable ways to stay in shape.
Are your vices foiling your finances? - We do the math on three personal indulgences. You may be surprised at how much you can save by giving one up. (10/20/09)
Quick Fix or Daily Habit - Getting personal finances in order one day at a time (5/7/07)
One Habit at a Time by Deborah Taylor-Hough - You'll be reaching your goals in no time (12/29/03)
The Power of Habit by Catherine Levison - Yes, you can change your life (12/31/01)
The Curse of Perfectionism by Dr. Donald E. Wetmore - Are your good efforts doomed to fail? (12/17/01)
Spending Choices by Doris Dobkins - Who says that you have to make that purchase? (6/25/01)
The One Percent Solution by Philip E. Humbert, PhD. (12/11/00)
Replacing Bad Habits by Dr. Bob Osgoodby (11/27/00)
Life's Temptations by Carolyn Allen (3/13/00)
Are You Ready for a Change? by Dr. Kevin Polk (2/21/00)

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Miscellaneous, Friends and Family

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Organization and Cleaning
Miscellaneous, Other
Miscellaneous, Perspectives
Miscellaneous, Reusing
Miscellaneous, Saving Money
Miscellaneous, Setting Goals
Miscellaneous, Unemployment

Caring extraordinary: The best therapy in the world by TDS Guest Blogger
Coming Back Home by Steve and Annette Economides - Approximately 50% of 24 year olds are living with their parents.
Have You Ever Hosted a Family Reunion? by Thrifty Living Today
Is the Economy Killing Fatherhood? by Tom Watson - Ways to be a better father in trying times.
My Story: For a Sick Friend contributed by Linda H. - Creative, frugal ways to show you care.
Reducing a Birthday List - What can you do when too many people expect gifts on their birthday?
Kids Moving Home by Rick Kahler - Making a multi-generational household a positive arrangement.
Boomerang Kids by Rick Kahler - Things to think about before adult children move back in.
Keep or sell inherited gold coins? - If you choose to save gold for retirement, be sure you're properly diversified.
Do-it-yourself wills online - The service is available at a range of costs, but is it the right choice for you and your heirs? (10/18/10)
5 tips to treat your honey to a cheap date - Don't drop a bundle on dating. A frugal night out with that special someone is just the ticket.(9/14/10)
7 steps to becoming a one-income family - Whether it's forced or chosen, living on one family income will mean making difficult choices. (9/1/10)
Working with Others to Save Money by Lisa Palmi - Banding together to survive tough times. (8/09/10)
Helping Friends - How can you help friends who are struggling financially without embarrassing them? (5/17/10)
Fraud: 5 scams aimed at the elderly - How to tell if your elderly parents are being scammed and what they can do about it. (3/2/10)
6 tips for living with your adult child - Many parents are moving in with their adult children to save money. Here's how to make the role reversal work.(9/29/08)
When Your Friends Struggleby Lisa Palmi - There are ways to help. (10/06/08)
Vishing scam targets military family members - Claiming to be with the Red Cross, fraudsters say a loved one is wounded and ask for information. (7/28/08)
Adult Children Living at Home - Getting them to contribute. (9/17/07)
Mother vs. Girlfriend - Caught between two payments (5/23/05)
Dueling Vices - When you and your spouse argue about spending on bad habits (11/22/04)
My Story: Stay-at-Home Mom With Grown Kids (10/4/04)
What Does Love Mean? - courtesy of Servant.org - Some things money can't buy (12/23/02)
When Friends Are Laid-Off - How you can help (10/15/01)
A Family Mission Statement by Deborah Taylor-Hough - Have you decided what's important for your family? (5/28/01)
Make Frugality a Family Affair by Nancy Twigg (10/16/00)
Lessons I've Learned by Dr. Bob Osgoodby (8/21/00)
When Friends Say You're Cheap (12/6/99)
Helping an Elderly Mom (5/31/99)
Your Frugal Success Team by Lisa Reid (11/3/97)

return to the Library Subject Index

Miscellaneous, Organization and Cleaning

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Friends and Family
Miscellaneous, Other
Miscellaneous, Perspectives
Miscellaneous, Reusing
Miscellaneous, Saving Money
Miscellaneous, Setting Goals
Miscellaneous, Unemployment

Storage Woes by Karen Schwartz - Is your stuff insured while it's in storage?
Discover the many uses of baking soda - Get your money's worth from a single box of baking soda.
My Story: The Art of Downsizing by Patricia Nixon - Scale back for a less cluttered lifestyle (1/19/04)
Applying Business Savvy In Your Home by Kim Randall (7/7/03)
My Story: A Paradigm by Van from Alabama - It's how you see it that counts (1/21/02)
More Cheap Tricks by Leanne Ely - Add one of these to your act (4/23/01)
To Help You Remember by Maria Gracia (11/27/00)
Organized to Save by Bonnie Rice (12/22/97)
Advice from Mom: Fifty Uses for Vinegar by Rae Osenbaugh (8/11/97)
Advice from Mom: Don't Forget the Baking Sodaby Rae Osenbaugh (12/2/96)

return to the Library Subject Index

Miscellaneous, Other

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Friends and Family
Miscellaneous, Organization and Cleaning
Miscellaneous, Perspectives
Miscellaneous, Reusing
Miscellaneous, Saving Money
Miscellaneous, Setting Goals
Miscellaneous, Unemployment
Are you violating copyright infringement rules with content downloads? - You can incur big fines and severe penalties for stealing content. Here's what you need to know.
How to Swap Unwanted Gift Cards - Looking to trade gift cards for cash or other cards?
How valuable are you to a mugger? - Is your wallet the most valuable item on you? Think again. All that tech you carry adds up.
Apps: Programmed for Consumption by TDS Guest Blogger
Frugal Bike Repairs by Rich Finzer - Repairing your bike for less.
Protecting Your Boat by Rich Finzer - A little prevention can avoid expensive boat repairs.
Don't be stupid with an unwanted smartphone - Take steps so your cast-off phone won't provide a clear connection to identity theft.
6 steps to choosing the right movers - Find out if a moving company is the best fit and has the stuff to handle yours.
Make Your Own Faux Volcanic Rock by Nanette Richford - How to make hypertufa volcanic rocks and planters.
Freebies are more rare in the land of the fee - Something for nothing? Not anymore, thanks to fees on formerly free stuff like pizza deliveries.
Your First Apartment by Thrifty Living Today
Making cents of daylight saving time - Is daylight saving time a boon or a bust for the economy? Experts disagree.
Slideshow - Forget the lotto -- try sweepstakes - Want to win big? Your odds of success are higher with sweepstakes.
Time: The Invisible Resource - by Thrifty Living Today
7 Great Alternatives to Selling Your Stuff On eBay by Andrew Kardon - There's more than one place to sell extra stuff.
You've Won $160k! Brandon Ballenger - Or is it just a scam?
What to know before making mobile payments - Online bill paying is not a worry for consumers. Mobile payments? Possibly. Here's what to know.
5 tips for finding lost loot - Are you sitting on unclaimed money? Learn how to get your hands on it.
Pain in the lot: Curb costly parking fees - With parking fees commanding a premium, drivers must get creative to control costs.
Fast Fall Fix-ups by Shari Smith - Getting your home ready for the winter months.
Is the current economy causing our young people to become a 'lost generation'? The Dollar Stretcher
A cheat sheet on tipping do's and don'ts - These tips on tipping should be your guide to gratuities in eateries, airports and many other spots.
Prolonging the Life of Your Cell Phone by Teena Stewart - How to delay the purchase of a new cell phone.
Get the Most Bottle for the Buck by TDS Guest Blogger - Getting those hard-to-reach drops out of your favorite product container
6 smartphone shopping app traps - Using your mobile phone can be convenient, but being smart involves avoiding spending traps.
OMG! Social media fails - One wrong move could put your job on the line, get you fined or prompt a lawsuit.
Savings for Boaters by Rich Finzer - What you buy and where you buy it could make all the difference.
Frugal String Trimmer Refills - Inexpensive ways to refill your string trimmer
Changing Direction The Dollar Stretcher - A look at some of the areas where it could be wise to reconsider some of our decisions
Inexpensive Etiquette by Rebecca Rogge - Being thoughtful on a budget.
5 steps to win in small claims court - Pursuing a judgment in small claims court can help you collect what is rightfully yours.
8 ways to avoid getting conned - A former cop tells you how to stay one step ahead of thieves.
Track down your unclaimed property - They're your valuables. Hunt them down before your state auctions them off.
5 tips for frugal spending on Fido - Fido doesn't have to live a dog's life. Plan ahead for the long-term cost of ownership.
5 tips for finding lost loot - There may be unclaimed money that's yours and you don't know about it. Here's where to look.
10 part-time jobs for retirees - Nearing or in retirement? These part-time jobs can keep your wallet flush with cash.
7 ways to score discounted gift cards - There are lots of ways to save on gift cards. Check out these tips for finding deals. (11/01/10)
5 savvy ways to spend gift cards - Consider unspent gift cards found money, and use these tips to get the most purchasing power. (11/01/10)
5 smart ways to bank with your smart phone - How does your family plan on dividing up actual property without disrupting the harmony? (10/20/10)
5 unusual things you can rent - Everybody knows you can rent cars and movies -- but what about designer jewelry and caskets? (9/30/10)
Dumpster Diving with Panache by Debra L. Karplus - The stereotype is all wrong. (10/4/10)
Video: Frugalize your laundry - Get your clothes clean while saving on your laundry costs. (9/14/10)
5 ways the recession made us save money - A new frugality has emerged from the downturn, creating a sea change in how we spend and save. (9/14/10)
Save money: Hire professionals in training - Professional services are costly. Find out where you can save money by having students do the work. (9/2/10)
Medical tourism: 5 surgeries worth a trip - It's cheaper to have certain operations overseas. Here are common types and where to get them. (8/11/10)
Will paperless statements set you free? - Consumers are being coaxed into getting financial statements online. What are the benefits? (7/26/10)
Home Safe Home by Debra L. Karplus, MS, OTR/L - Cheap ways to keep your house safe while you’re away. (8/9/10)
What would a house cost you in Europe? - Buying property in a foreign place may be within reach. Bankrate investigates real estate in Europe.(7/24/10)
Will paperless statements set you free? - Consumers are being coaxed into getting financial statements online. What are the benefits? (7/9/10)
GDP numbers don't tell the whole story - Consumers spent a bundle on appliances, cars and decor. Does that mean economic growth lies ahead? (5/28/10)
How social media can grow a small business - Social media technology can help small business grow their brand and build customer relationships. (5/12/10)
Can ignoring social media kill a career? - Can ignorance of social media kill your career? Quite possibly, experts say. (5/3/10)
Pros and cons of funeral trusts - Funeral trusts allow you to prepay funeral costs. But some say they're a matter of grave concern. (4/8/10)
Sending money by cell phone - New cell phone apps allow users to make person-to-person payments. Will this be a new way to pay? (3/2/10)
How long will your house last? - Find out which items in your house could last a century, and which will need to be replaced. (1/20/10)
3 tips to snag the appliance rebate - The federal energy-efficient appliance rebate varies by state, but these three hints will help you get one. (1/11/10)
Interest rate sinking borrower - A loan with a high interest rate has left one borrower feeling increasingly desperate. (12/11/09)
How the economy affects your pocketbook - They say a rising tide lifts all boats. Will you be stuck on the dock when the economy recovers? (12/8/09)
9 ways to protect your home from burglary - Every 15 seconds a home is buglarized. Follow these low-cost steps to protect your home. (12/16/09)
3 financial dangers of social media - Social media may pose a few threats to your wallet. Find out how to avoid such pitfalls. (12/15/09)
University research projects pay cash - Sign up to participate in research studies as a way to earn some money and help fellow human beings. (12/14/09)
How much does it cost to lose 30 pounds? - Here's a quick look at a handful of popular weight loss programs and the costs involved. (1/1/09)
The price of puppies for sale - Puppies can cost anywhere from free to $2,500, but price may not reflect the quality of their care. (12/23/09)
Make landlord deal to drop office lease - You're liable for the remaining rent unless you settle with your landlord to vacate the office lease. (12/21/09)
6 ways to get free gift cards - Gift cards are offered as incentives for lots of things you already do. See how to get them. (11/16/09)
States grab unclaimed property - If you haven't kept up with financial accounts, you may lose them to the state. What should you do? (10/20/09)
What does money mean to you? - Our money stories are complicated, like Rorschach tests. (9/25/09)
4 steps to protect a windfall - Think it's a problem you'd love to have? Coming into a large sum of money is not always a win. (9/25/09)
6 ways to dodge appliance disaster - Routine maintenance can prevent an "appliance SOS" and save you lots of money in the long run. (9/18/09)
Gym contract slims down wallet - A gym's negative-option training contract has left a woman's wallet looking a lot thinner. (9/11/09)
4 ways employers can cut commuting costs - Creative employees and businesses have found four ways to cut daily commuting costs. (9/11/09)
Sister's death spurs search for accounts - Locating a deceased's financial account information can be tricky when records aren't available. (8/18/09)
4 benefits to desktop money management - Online applications are becoming popular, but here's why you should stick with a desktop program. (7/29/09)
Bring your bling to a gold party - Sell your gold chains, rings and other jewelry while enjoying a splash of Chardonnay with friends. (7/20/09)
4 alternatives to payday lending - Payday loans often create more problems than they solve. Here are four alternatives for quick cash. (7/10/09)
5 scams spread like a virus in recession - Thieves operate even in a downturn; here are a few tips to avoid fraud when you need money the most. (7/01/09)
What moves interest rates? - If the federal funds rate doesn't move the needle, find out what affects mortgage, home equity, auto loan, CD and credit card rates. (6/24/09)
5 economic indicators to watch - Economic indicators are gauges of hope and despair. We explain what they mean and why they matter. (6/3/09)
Bitten by bankrupt business? Bite back. - When a business you use goes under, what rights do you have? (5/13/09)
Co-signing a loan can be calamitous - Leave emotion out of it when you decide to co-sign a loan. The real question is: Can I afford it? (5/12/09)
Use pawnshop to borrow against jewelry - Looking to borrow money using jewelry as collateral? Consider calling your local pawnshop. (4/21/09)
Junk or antique? The difference means cash - Before you unwittingly throw away a pricey collectible, be sure to do your research. (4/14/09)
Want settlement cash now? Not so fast! - Many people are looking for cash in unusual places, but liquidating structured settlements is more than a phone call away. (3/26/09)
5 ways to crash a business - It's hard to start a business, but yours can crumble quickly without enough cash and market sense. (3/30/09)
Staying married to save cash - The phrase "for richer or poorer" puts divorcing couples to the test during a recession.(3/11/09)
Let Tony Soprano fix the bailout mess -It's time to let the big boys whack the financial crisis. (3/19/09)
Choosing the best intern for your business - An intern can be a tremendous boost for a small business. Here are tips on hiring and managing them.(3/9/09)
Motivating employees in tough times - In a tight economy, you may be forced to cut payroll. So how can you show your employees the love? (3/9/09)
How to exercise your shareholder power - Are you angry about how public companies are managed? If you're a shareholder, you can do something about it. (2/25/09)
Benefits of Apartment Living - Are there advantages for a family living in an apartment? (3/23/09)
Stimulus aims to boost small business - The stimulus package has incentives for small businesses, but some question their likely impact.(3/03/09)
GM Mastercard rebate points remain safe - The chance of a GM bankruptcy is not likely to wipe out rebate points accumulated on GM Mastercards. (2/27/09)
8 ways to DIY and save money - Do-it-yourself repair and installation isn't as hard as you think, and it can save you money. (2/6/09)
Where to get DIY help - Get how-to help from free resources like the Internet and local hardware store.(2/06/09)
When to pay shareholders in an S corp -What are the rules for reasonable compensation when an S corp has been consistently losing money?(2/19/09)
Personal pledge, double-edged - Personal debt guarantees are needed for financial backing but can come to haunt business owners. (2/10/09)
Computing rental depreciation - Your income threshold makes a difference when figuring depreciation on a rental building. (2/5/09)
American spender is new 'biggest loser' - The "great reset" is likely to permanently change how we spend, says a best-selling author and retail expert. (2/4/09)
Cash crunch? 6 ways to get liquid in a hurry - If your expenses are rising, your income is falling, and your credit is cut, here's how to improve the cash flow. (2/3/09)
5 ways to outlast deflation - Deflation may sound good, but it can devastate the economy. Here are five ways to fight falling prices (12/23/08)
Relocating? Think beyond dollars, cents - Cost-of-living differences are not the only factors to weigh when considering where to relocate. (12/19/08)
$100,000 income: No big deal anymore - A six-figure income used to mean you had "made it." But inflation and sky-high prices have dulled the shine. (12/15/08)
7 products with falling price tags - At a time when many prices are soaring, these seven goods and services are bucking the trend. (12/02/08)
Holiday revelers likely to rein in spending this year - Bankrate readers are unlikely to spend as much as they did last year because of uncertain economic times.(11/23/08)
Crisis'effect is all about life stage -In the current financial environment the life stage you're in can mean the difference between boon and bust.(11/03/08)
Financing a funeral without the anguish - Thinking about funerals isn't pleasant, but there is a lot to be gained by planning ahead.(11/18/08)
Commuting costs got you down? - Some companies are making employees' treks to the office cheaper with tax-saving commuter accounts. (11/11/08)
Video: Going green in the laundry room - A few simple changes in the way you wash can help you save money and save the planet.
Business startup costs that shock new owners- Small business owners share the nasty surprises they experienced, and experts explain how to minimize such costs.(9/24/08)
Online tools can help manage money - Combine social networking with budgeting tools and you get Web sites for those who want to follow their money.(9/15/08)
Finding help with health care for your pet - Medical care for pets can get very expensive, but there are programs and places that can help. (8/05/08)
10 major myths about living green- When it comes to selecting greener choices, sometimes it's difficult to separate fact from fiction.
10 ways to avoid moving scams - Everyone has tales of moving scams. Here are 10 ways to avoid being taken for a ride. (6/27/08)
10 reasons to love a recession - Even a slowing economy offers a silver lining if you know where to look. Here are 10 benefits of a recession. (6/25/08)
Fast, cheap career changes that pay off - Dreaming of a new career? Some pay well, are in hot demand and don't require a four-year degree.(6/17/08)
The value of goodwill in a business sale - Time spent helping the new owner learn the ropes should be reflected in salary or in the purchase price of the business (5/27/08)
Layaway plan might be cover for fraud A mess that began with a $1,000 layaway payment should end up with the authorities (4/11/08)
Selling your gold jewelry, coins, fillings If you've got gold jewelry that you don't plan to wear or bequeath to an heir, you might consider selling it while gold prices are still high. Here's how to go about it. (3/28/08)
Will I Get a $300-$600 Rebate Check? by Damon Carr- Answers about The Economic Stimulus Act of 2008 (3/31/08)
Savings for Apartment Dwellers - Maximizing space and minimizing utility bills (3/24/08)
Jewelry Appraisal (6/20/05)
Easy Writer - The financial benefits of keeping a journal (2/21/05)
A Better Commute - Bicycle to work (8/30/04)
Money Calorie Counter by Deborah McNaughton - Save your waistline and your budget (5/10/04)
Packages for Overseas Service Personnel - Tips on selecting, packing and shipping that little slice of home (5/3/04)
Encouraging Words - When you're about to throw in the financial towel (2/16/04)
Eligible, But Not Needed - When you qualify for government aid but don't need it (1/12/04)
Boycotting Wal-Mart by Gary Foreman - A look at the use of boycotts (11/17/03)
Insider Reports: Personal Info and Privacy Protection by H.M. Carper - What do they do with your info? (6/18/01)
The Health-Wealth Connection by Shawnda Spille - Are they really related? (3/26/01)
Frugality Revisited by Nancy Twigg - Save money by taking a fresh look at things (3/19/01)
Use the "Law" to Save Thousands by Gary Foreman (9/18/00)
Top 12 by Kelly Jo Landers (4/3/00)
What About Ben Franklin by Doris Dobkins (2/14/00)
Getting Out of Balance by Dr. Don Wetmore (8/23/99)
How to "Have Your Cake and Eat It Too" by Robert Kothe (8/16/99)
Fundraising Ideas - part two (8/9/99)
Fundraising Ideas (8/2/99)
Do You Have Unclaimed Property? (6/14/99)
Stopping Telephone Solicitors by K.L. (4/19/99)
Local Store vs. Giant Corp. - Where Should You Shop? (3/15/99)
Starting a Frugal Living Group (9/14/98)

return to the Library Subject Index

Miscellaneous, Perspectives

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Friends and Family
Miscellaneous, Organization and Cleaning
Miscellaneous, Other
Miscellaneous, Reusing
Miscellaneous, Saving Money
Miscellaneous, Setting Goals
Miscellaneous, Unemployment

Abbey Buys Samantha by Steve and Annette Economides - Life lessons when a 9 year old buys a doll.
Are They Set In Their Happier Ways? by Kerry Cunningham and Ryan Howell - Why is it that older people seem happier?
Celebrities Who Are Known for Being Frugal by Danny Ambrose - They may be rich and famous, but they're still frugal.
Frugality's Hourly Rate Veronica Bowman - What's your hourly rate for frugal activities?
Do clothes really make the man or woman? - Thrifty Living Today
A Little Difference by Gary Foreman - How to turn little things into big results.
What You Know The Dollar Stretcher - Don't let what you know prevent you from learning what you don't know
Who Is Rich? Kahler Financial - Before fighting a war, it’s a good thing to know your enemy
Pizzazz for Pennies by Veronica Bowman - Yes, small things can make your life brighter.
Defining Frugal - What does being 'frugal' mean to you?
Make the new economy work for you - Waiting for the old economy to return won't work. Master the "new normals" to succeed.
Taking Stock and Making It by Lyn Bilodeau - Winning the war against waste. (10/18/10)
Dream home? Take the cash instead - What's the better choice: a dream home worth $2.2 million or $1.5 million in cash? (6/15/10)
Frugal DNA by Steve and Annette Economides - What is a Dollar Stretcher made of? (12/24/07)
A Dollar Stretcher Is… - What a Dollar Stretcher was and how you can spot one. (11/12/07)
My Story: Giving Up TV for Good - TV free and loving it! (10/8/07)
What I Learned From an Apple Tree (7/19/04)
The 'Last Time' vs. The 'Next Time' by Rebecca Underwood - Learning from our mistakes (5/10/04)
Unexpected Lessons In Frugality by Joanna Harness - What Grandma left behind (11/17/03)
Too Frugal? by Gary Foreman - Frugal living in balance (7/14/03)
My Story: Testimony of a Farm Life - contributed by Janice - A great, well-balanced life (7/8/02)
Summer Musings by Gary Foreman - Ever wonder about... (6/3/02)
My Story: Frugality and Self-Empowerment" contributed by D. - A whole new sense of freedom (3/11/02)
One Dollar Bill by Mia Cronan - How you look at it makes all the difference (1/22/01)
A Converted Spendthrift by Cathy Ann (9/25/00)
Tales of a Blue Bug by Natalie Venezio (6/26/00)
Just Excuses by Kelly Jo Landers (4/24/00)
Thinking About Finances by Gary Foreman (4/17/00)
My Story: On Being Poor by Darla B. (8/16/99)
Am I Poor? by Pat Mestern (7/19/99)

return to the Library Subject Index

Miscellaneous, Reusing

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Friends and Family
Miscellaneous, Organization and Cleaning
Miscellaneous, Other
Miscellaneous, Perspectives
Miscellaneous, Saving Money
Miscellaneous, Setting Goals
Miscellaneous, Unemployment

Why I Save Different Things by Lynn Bulmahn - What she saves today could save dollars tomorrow.
Other Uses for Pallets by Debra Karplus - There are many other neat things to do with a pallet.
Go green by trading in your old electronics - You can save money and the Earth by trading your old technology for cash. (3/3/10)
Clothespin Creativity by Mary Moss - How many different things can you do with a clothespin? (10/27/08)
What Secrets Lurk In Your Trash (2/14/05)
The Joys of Dryer Lint? by Deborah Taylor-Hough - Silly, but fun (11/12/01)
Money Under the Bed Liner by Cheryl Gochnauer (11/6/00)
Miserly Musings by Pat Mestern (3/20/00)

return to the Library Subject Index

Miscellaneous, Saving Money

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Friends and Family
Miscellaneous, Organization and Cleaning
Miscellaneous, Other
Miscellaneous, Perspectives
Miscellaneous, Reusing
Miscellaneous, Setting Goals
Miscellaneous, Unemployment

4 times to rent instead of buy -- your outfit - Want to look like a fashionista or a star on the slopes without paying the price? Try renting!
Burning firewood for free or nearly so by The Dollar Stretcher Review
3 ways to accelerate your savings - If you're looking to reach your financial goals faster, these tips could speed up your savings pace.
Save money on cell phone charges abroad - Cell phone charges can be hefty when traveling abroad. Here's how to stay in touch and not go broke.
Simple steps to save at least $100 a month - Looking for fast ways to save? Frugalistas suggest ways to trim $100 in monthly expenses.
'The craziest thing I did to save money' - Consumers get creative when they are forced to stretch their dollars -- creative and colorful! (9/27/10)
5 ways social networking saves you money - Social networking sites can help you pinch pennies with a few keystrokes. Find out how you can save. (9/24/10)
Can the Web solve your money woes? - When money management becomes overwhelming, many are turning to the Internet for help. (7/8/10)
Finding money to save - With a little planning, you can find money to put into savings. (4/20/10)
Why I Live Abroad by Jonathan Schwartz - The economics make it attractive. (3/1/10)
7 ways to save on moving costs - Whether heading across country or down the street, movers can save by following these seven tips. (1/12/10)
5 New Year's resolutions that save money - Don't just say them, commit to your New Year's resolutions. They'll save money in the long run. (12/30/09)
Don't copy big-spending mom - Let her spend like mad. You should save an emergency fund, then for something fun for the family. (4/06/09)
Super-save with no-spend month - You can greatly improve your personal finances in as little as 30 days with a no-spending plan. (3/24/09)
Save money, but don't fear the markets - We're saving more, but anxiety is keeping us from investing in equities on "sale." (2/4/09)
Video: Save money on food by shopping once a week - Just by limiting yourself to one grocery trip a week, you can save time, gas and money.
A Frugal shopper's best tip -You don't need cable to get HD service if you have an HD TV and a digital antenna. (9/22/08)
Coupons by April Aragam - Stop ignoring the potential savings. (8/4/08)
Try these transportation options to save gas - Bankrate readers show how they are finding alternate transportation options to reduce their need for gas. (7/03/08)
7 gas-sipping tips for trips - Bankrate readers show how they plan their errands and daily routines to reduce their need for gas. (6/30/08)
Feeling Wealthy Can Make You Poor (1/1/07)
Love What You Have (1/23/06)
How to Grow Your Very Own Money Tree (7/25/05)
Top 5 Pitfalls of Frugality (6/20/05)
7 Lessons From Grandma - Getting by with less, while living well (9/20/04)
Saving Money Is Fun - Make it a hobby instead of a chore (7/19/04)
Immigrant Lessons by April Borbon (4/26/04)
My Story: Half Is the Answer! - Less can be more (9/15/03)
Conspicuously Thrifty - Let your financial accomplishments shine (6/23/03)
Signs of Wealth by Gary Foreman - Read the signs for an easier trip (11/18/02)
Favorite Frugal Resources - What helps you to save money? (12/31/01)
Lessons from WW2 - What did they know that we should learn? (10/29/01)
Total This! by Tawra Kellam - A dollar here, a dollar there... (8/6/01)
The Blacksmith's Wage by Pat Mestern (5/8/00)
Remember When: Ideas from The Depression and WW2 (4/10/00)
A Tax You Don't Have to Pay by Gary Foreman (3/27/00)
The Value of a Dime by Sarah Kennington (3/13/00)
Super Strategies for Savings by Ginita Wall (1/18/99)
Living in the Philippines by Don Herrington (10/19/98)
It Cost How Much? by Gary Foreman (6/22/98)

return to the Library Subject Index

Miscellaneous, Setting Goals

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Friends and Family
Miscellaneous, Organization and Cleaning
Miscellaneous, Other
Miscellaneous, Perspectives
Miscellaneous, Reusing
Miscellaneous, Saving Money
Miscellaneous, Unemployment

Resolutions for the New Year: Are they helpful? - by Thrifty Living Today.
What We Do Well by Gary Foreman - Making your stregnths work for you.
How to Learn to Meet Your Goals by The Dollar Stretcher Review - You may need to look no farther than the internet.
Lose weight, save money? - Will whittling your waistline really add some heft to your wallet? Experts weigh in. (7/9/10)
How to Keep Your New Year's Resolutions by Shaunna Privratsky - 10 secrets to success! (12/28/09)
Bail yourself out - here's how - Seems like everyone has a bailout plan but you? Create your own in these six money areas. (4/08/09)
Having a Plan - Could the key to success be so easy? (5/30/05)
4 Steps to Creating Your Own Destiny by Karen Kuebler (10/6/03)
My Story: Small Steps to Big Dreams - contributed by Stephie - Simple living from a French perspective (1/27/03)
Reasons for Financial Failure by Craig Lock - Eliminate the stumbling blocks to a better future (1/7/02)
Emotionally Challenged by Tammy Harrison - Recent events underscore valuable lessons (10/29/01)
Four Steps to Successful Goal Setting by Philip E. Humbert, PhD. - Don't just set goals. Reach them! (4/9/01)
What About Harry? by Pat Mestern - What can we learn from old bachelor Harry? (4/2/01)
The Seven Sisters of Success by Philip E. Humbert, PhD. - Success is not an accident (3/26/01)
Prioritizing Power by Dr. Donald E. Wetmore - You'll find more hours in the day (2/26/01)
Planning Principles by Dr. Donald E. Wetmore - do you fail to plan? (1/15/01)
Stay Focused on Your Objectives by Michael Angier (8/14/00)
How to Make a Goal Into a Carrot by Dr. Kevin Polk, Ph.D. (1/3/00)
Swimming Upstream by Gary Foreman (1/3/00)
Sometimes When You Don't Have a Plan You Don't Fail by Lisa Moore (12/27/99)
The Key to a Successful Future by Doris Dobkins (11/15/99)
Conscious Prioritization by Jacqueline McLaughlin Hale (9/6/99)
Creating Fun and Effective New Year's Resolutions by Kevin L. Polk, Ph.D. (12/28/98)
It's All in Your Head - Can a positive attitude lead to success? by Gary Lockwood (10/6/97)

return to the Library Subject Index

Miscellaneous, Unemployment

Also in Miscellaneous:
Miscellaneous, Bargains
Miscellaneous, Emergency Preparation
Miscellaneous, Entertainment
Miscellaneous, Forming Habits
Miscellaneous, Friends and Family
Miscellaneous, Organization and Cleaning
Miscellaneous, Other
Miscellaneous, Perspectives
Miscellaneous, Reusing
Miscellaneous, Saving Money
Miscellaneous, Setting Goals

New rules to receive unemployment - A new program has been rolling out across the country to assist the unemployed find jobs.
Need a job? Here are 8 awesome places to work - Napping at work is just one benefit that some companies offer to keep their employees happy.
Help, I'm unemployed! What should I do? - Times are tough for the jobless. Should you go back to school or just marry a Kardashian?
3 types of oddball job interview questions - Some questions from prospective employers will leave you tongue-tied. Here's what to expect.
4 Places for Free Job Training by Brandon Ballenger, MoneyTalksNews.com - Free places to find work and training.
Slideshow - 7 ways to prepare for a job layoff - Job loss is a tough blow. Make these financial defense moves if you worry about a layoff.
What to do when unemployment runs out - As the emergency fund dwindles, there are options for staying afloat while being unemployed.
How to Get Job Fair Call Backs by Joanne Guidoccio - Going to a job fair is good. Getting call backs is better!
Jobless Execs: It’s Time to Dump the Old School - by TDS Guest Blogger
Designing Your Business Card by Joanne Guidoccio - How a business card can help you find a job.
How much would you pay to get a job? - The job market isn't pretty, but paying for possible employment is becoming more commonplace.
16 Totally Free Job Sites by Andrew Kardon - Sharing the best online aides to finding work.
When You're Facing a Layoff - take control to minimize layoff damages.
Updating Job Skills by Christine Stephens - Finding a new job may require updated skills. Here's how to do that inexpensively
How to optimize a holiday job search - Looking for extra cash? Seasonal jobs are more plentiful this year.
Interview tips to snag a good job - Hiring managers share inside stories, both good and bad, about job applicants they'll never forget. (2/9/10)
Downsize your costs in 4 weeks - A layoff can mean going from two incomes to one overnight. Here are tips to quickly adjust. (12/1/09)
7 ways to save cash on a job hunt - Job seekers can use these tips to conduct a first-class career search on a shoestring. (8/7/09)
5 ways to get free job training - Government and private programs abound to help dislocated workers get training for their next job. (8/5/09)
8 ways to find and keep a temporary job - In tough times, the path to a permanent job might be through temping. These tips can make it happen. (6/23/09)
7 steps to security after a job loss - Take steps to ensure your financial survival during the tumultuous period following a job loss. (5/15/09)
Boost your career through volunteering - If you're out of work, volunteering can help you develop the contacts and skills to land a new job. (4/15/09)
Finding a job in adverse conditions - How to enhance your chances to secure a job, even in a down economy. (3/30/09)
21st century job hunting techniques -The Internet in general and social media in particular have changed the nature of the job-search game. (3/30/09)
Disability claims often denied - Workers could go bankrupt while appealing a denial of Social Security benefits. (3/25/09)
Save for job loss now - You don't have to wait to lose your job. Plan now, and start by saving more disposable income. (3/5/09)
Newly unemployed get stimulus help - Stimulus legislation helps the unemployed through a health care subsidy and weekly benefit increase. (2/25/09)
15 ways to survive a job loss - If yours was among the 2.59 million jobs lost so far in this recession, here are 15 ways to handle your financial obligations until you get back on your feet. (2/18/09)
Unemployed? Hoard cash - If you're unemployed, use your credit card on essentials to save cash but don't take cash advances. (2/9/09)
Qualifying for unemployment -In a recession, more jobless people claim unemployment, but whether you get it can depend on state rules. (1/28/09)
My Story: Ready for Change - She had a great job, but then love happened (11/21/05)
While I Was Unemployed by Beth Hering - Beyond cutting coupons and buying on sale (12/1/03)
Would You Be Ready? by Doris Dobkins - for a layoff? (12/10/01)
United We Stand: Coping With Crisis by Dawn - She went from a carefree lifestyle to watching every penny (10/15/01)
Facing Financial Fears by Lucynda Koesters - How are you handling uncertain times? (6/11/01)
My Story: Unemployment Advice by Betty G. - Here's what to do if you find yourself unemployed (5/7/01)
What I Learned About Surviving Hard Times by Heidi B. (5/17/99)

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Mortgages

40- and 50-Year Mortgages
Adjustable Rate
Alternative Loans
Basics
Before Buying a Home
Credit and Subprime Lending
Down Payments
Facing Foreclosure
Fees and Finance Costs
Financial Assistance
Fraud and Predatory Lenders
Home Equity Loans
Insurance
Interest-Only Mortgage
IRAs
Mortgage Limits
Other
Paying Off
Prepayment
Rate Changes
Rate Locks
Refinancing
Reverse Mortgage
Second Mortgage
Selecting a Lender
Selecting a Mortgage
Taxes

Mortgages, 40- and 50- Year Mortgages

Also in Mortgages:
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Is the 40-year mortgage a joke? - Borrowers may like lower payments, but a mortgage that lasts for four decades isn't always best. (6/18/09)
50-Year Mortgages: Low Payments, Low Equity (2/5/07)
Turning 40-Year Mortgage into a 30-Year (9/4/06)
Finding a 40-Year Mortgage (8/29/05)
Here Comes the 40 Year Mortgage (6/6/05)
40-Year Mortgage Often a Risky Choice (10/25/04)
40-Year Mortgages - Lower payments, slower equity (7/11/02)

return to the Library Subject Index

Mortgages, Adjustable Rate

The case against adjustable-rate mortgages - An interest-only loan will free up your budget. But often it's not the best way to refi.
Is an ARM's lower interest rate worth the risk? - The initial low rates of ARMs are enticing, but homeowners may be stuck paying more later on.
When ARM flexes, will my payment pump up? - Let Bankrate do the math on whether and how your adjustable-rate mortgage payment will change.
How high can an adjustable-rate mortgage go? - To decide if an adjustable-rate mortgage is right, learn about the loan's caps and floors.
ARMs suit some, but what about you? - Adjustable-rate mortgages are gaining popularity, but they aren't right for everyone.
How does rate change affect a 6/1 ARM? - There are certain conditions that govern how your mortgage rate adjusts.
ARMs suit some, but what about you? - Adjustable-rate mortgages are gaining popularity, but they aren't right for everyone.
Is an adjustable-rate mortgage for you? - With mortgage rates near record lows, fixed-rate loans look alluring. But ARMs still can make sense.
ARMs may offer lowest mortgage rates - Adjustable-rate mortgages are very enticing, but rates and payments can skyrocket. (9/28/10)
Know your ARM before refinancing - Not all ARMs are designed the same, so understand your mortgage before refinancing. (7/19/10)
ARM 'numbers' may add up to refinance - The numbers tied to an adjustable-rate mortgage tell you if a refinance adds up to savings. (4/7/10)
Forget 5-month-old mortgage rate lock - It is extremely unlikely that a 5-month-old mortgage rate lock remains in effect today. (12/15/09)
Adjustable rate mortgage for refinance? - Adjustable-rate mortgages make sense for some homeowners planning to refinance their loans. (12/24/09)
Refinancing to ARM may be risky - Know the risks before refinancing to an adjustable-rate mortgage (7/23/08)
10 Must-know ARM, Reset Terms (6/4/07)
ARM, Hybrid ARM or Fixed-Rate Mortgage? (3/26/07)
Understanding a LIBOR ARM (10/30/06)
Option ARM Won't Solve Your Problem (10/16/06)
Option ARM-Holders: Time to Panic? (9/18/06)
Got the Variable Rate Mortgage Blues (5/22/06)
Foreclosure Risk Rises With ARM Teaser Rates (3/20/06)
Tale of Two Mortgages: Fixed or ARM? (5/30/05)
Adjustable Rate Mortgages In a Rising Rate Environment - 10 things to consider (5/16/05)
Breaking an ARM's Grip (4/18/05)
Checking Out a Covertible ARM (7/26/04)
Beware Price Shock With Interest-Only ARMS (6/21/04)
When Adjustable-Rate Mortgages Rise (5/10/04)
Know Your ARM Indexes (4/26/04)
Explaining What a CODI Is - A deposit-based index that is used in adjustable-rate mortgages (11/19/03)
Explaining What a COFI Is - It's a popular index for adjustable-rate mortgages (11/18/03)
From Adjustable to Fixed Mortgage - If rates shart rising, you'll wish you had switched (1/23/03)
Low ARM Rates - Rates are low, but that doesn't mean ARMs are the way to go (5/31/02)

return to the Library Subject Index

Mortgages, Alternative Loans

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

VA loans offer good deals - Ignored in recent years, Veterans Affairs mortgage loans are making a comeback.
Best mortgage for a home under construction? - There's a way to fund a home being built, while still deducting the interest.
Energy Mortgages Can Be Heart(h) Warming - A relatively unknown financing option (12/19/05)
Alternatives to Standard Mortgages (6/20/05)
Financing Construction of a Spec-House (4/18/05)
What's the Cost of a No-Doc Loan? (2/7/05)
Financing Your Modular Home (8/2/04)
Getting a Long Loan Lock (5/3/04)
A Negative Look at Negative Amortization Loans (10/21/03)
Hybrid adjustable mortgages offer advantages (9/8/03)
Alternative Mortgages Gain a Foothold (7/3/03)
Is a Porta-Mortgage for You? - Read the fine print first (6/26/03)
Construction Loans (4/10/03)
Financing a Manufacturered Home - Mortgage rates for these homes can be very different (9/26/02)
No-Doc Loans - Get a no-questions-asked loan, if you have spotless credit (9/10/02)
Pledged-asset mortgages survive bear market (8/15/02)
Construction Loans - When you buy land or build a home, the financing options are unique (5/15/02)
The story on construction loans (3/20/02)
From Construction Loan to Regular Mortgage (2/11/02)
What Is an Assumable Mortgage? (1/28/02)
Consolidation Loans by Gary Foreman (11/27/00)

return to the Library Subject Index

Mortgages, Basics

Dealing with hubby's mortgage after death - Losing a spouse is tough. Don't lose your home, too. If you didn't sign a mortgage, read this.
Prequalified? You have an edge - By being prequalified or preapproved for a mortgage, you'll know how much you can borrow.
Why debt to income matters in mortgages - Lenders care about your debt-to-income ratio. Here's why, and how to calculate it yourself.
Bankrate Guide: Mortgage Basics - Bankrate's step-by-step guide will help you understand the sometimes-difficult journey to homeownership.
A borrower's guide to the mortgage application - Here is the missing manual for the complex form you fill out when you apply for a mortgage.
How to time additional mortgage payments? - Which method of making extra mortgage payments saves the most?
Should I switch to biweekly mortgage payments? - There's no magic to a biweekly home loan. Consider other ways to reduce your mortgage.
You're never too old for a mortgage - Even a nonagenarian can get a mortgage. Whether it's wise is another story.
Split monthly mortgage payment saves money? - If you want to save on mortgage interest, here's the best way to do it.
Why debt to income matters in mortgages - Lenders care about your debt-to-income ratio. Here's why, and how to calculate it yourself.
For PITI's sake: mortgage acronyms defined - Think HUD-1 is what a quarterback says? Learn the definitions for 17 mortgage acronyms.
Understand mortgage amortization schedule - Learn how to demystify your mortgage amortization schedule.
Why mortgage lenders want tax returns - Applying for a home mortgage? Your lender is likely to require tax returns. Find out why. (9/27/10)
How Libor impacts your ARM - Libor may sound like a funny acronym, but it's an important term for mortgage borrowers to know. (9/13/10)
5 tips to get a first mortgage - Applying for your first mortgage can be a hassle. Here are five ways to make it a little easier. (7/9/10)
Paperwork you need to get a home mortgage - Do you have strong credit? You'll still need to jump through hoops to secure a home loan. (7/9/10)
Credit score undercuts home mortgage plan - A man needs to boost his credit score if he wants to help his wife get a great home mortgage loan. (3/8/10)
Getting more from a mortgage calculator - Use these tips and tricks to get the most from Bankrate's online mortgage calculator. (1/22/10)
5 borrowers who need a mortgage calculator - Five types of consumers can benefit from using a mortgage calculator to chart their next loan move.(1/21/10)
What is a mortgage calculator? - An online mortgage calculator can quickly predict your mortgage payment and amortization schedule. (1/21/10)
Do you qualify for a jumbo mortgage? - Many lenders are offering jumbo mortgages now, but requirements are stricter. (11/16/09)
Lender failure won't affect mortgage - Don't worry about having to pay a mortgage in full when a lender fails (8/12/08)
Don't Get Stung: Know Thy Mortgage (4/9/07)
34 Percent of Homeowners are Clueless about Their Mortgage (4/2/07)
Financial Literacy Guide: Understanding Mortgages (3/26/07)
7 Smart Mortgage Moves For '07 (1/1/07)
Bubble Fear? - If talk of a real estate "bubble burst" has you a little nervous, first analyze your mortgage to see if those fears are warranted (3/20/06)
Paying mortgage points (2/6/06)
Basic Mortgage and Loan Quiz (1/30/06)
Mortgage Ignorance Rampant (1/30/06)
Elements of a Mortgage (5/23/05)
A Primer on Deeds (9/6/04)
Paying Points On a Mortgage (7/26/04)
Why Does Mortgage APR Matter? - Some tricky rules you need to know (9/12/02)
15 Must-Know Mortgage Terms - How to speak PMI, ARM and APR (9/5/02)
Your Mortgage Grade - Failing could be worse than summer school (4/18/02)
A Mortgage Calculator Spreadsheet by Gary Foreman (10/7/96)

return to the Library Subject Index

Mortgages, Before Buying a Home

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Snag mortgage or pay cash for home? - At age 58, you should consider how long you will pay on a mortgage before buying a house.
4 secrets to budgeting for a home purchase - A good budget plan begins long before a homebuyer makes an offer. These tips can help.
5 ways to get the best mortgage deal - It's tougher to get a mortgage today. But shoring up your credit and other moves can lead to success. (9/7/10)
Getting a mortgage when you're self-employed - Self-employed workers can use these tips to boost their odds of securing a home mortgage. (5/27/10)
Mortgage flexibility is not cheap - A first-time homebuyer is wise to buy some financial wiggle room, even if it costs $10,000. (10/22/09)
5 Mortgage Mess-ups (4/2/07)
Front Ratios, Back Ratios and Gross Income (12/11/06)
Investing Money You're Saving for a House (7/31/06)
Do You Need a Mortgage Fixer? (6/26/06)
Mortgage Preapprovals Not Worth the Paper - Brokers claim that the information isn't verified and is often inaccurate (10/17/05)
Good Appraisals Gone Bad - What happens when the appraiser doesn't see it like you do? (7/25/05)
5 Mortgage Non-Nos (10/11/04)
Deciding If You Can Afford the Mortgage (10/11/04)
Getting Ready for a Mortgage Application (6/7/04)
Affording a First Home by Gary Foreman (11/24/03)
Finance Tips for Buying a Fixer-Upper (8/4/03)
Financing Tips for Buying a Used Home (7/19/03)
Financing Tips for Buying a New Home (7/19/03)
Before You Buy a Home by Gary Foreman - Get your financial house in order first (1/27/03)
Are You Ready for a Mortgage? - Before you buy, check your understanding of how a mortgage works (8/6/02)
Before You Begin Househunting by Cindy Snyder - A competitive edge over other buyers (4/8/02)
Automated Appraisals - Does the accuracy match the speed? (3/28/02)
Rich Advice - Don't end up house poor (3/4/02)
First Time Mortgage (11/27/00)

return to the Library Subject Index

Mortgages, Costs

Mortgages, Down Payments
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Insurance
Mortgages, Taxes

Mortgages, Credit and Subprime Lending

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Stuck in mortgage limbo after doing a short sale - You're stuck in the short-sale penalty box and can't get a mortgage? Here's how to escape.
Your credit profile affects mortgage rates - Here's how to make sure you get the best deal.
Mortgage lender woes? Go to the regulators In the wake of the subprime crisis, homeowners are reporting problems with their lenders. The FDIC and state regulators can help. (3/27/08)
Working With a 2/28 Mortgage - The idea is to improve your credit score before you refinance (5/14/07)
Subprime Mortgage Industry Special Section (4/30/07)
Drive to Make Deals Fuels Mortgage Woes (3/26/07)
Subprime Lenders Tighten Standards (3/12/07)
When His Credit's Good, Hers Isn't (1/23/07)
Low Credit Scores Mean High PMI Rates (10/30/06)
Is a Piggyback Mortgage Risky? (9/4/06)
Study Shows Bias in Subprime Mortgages (6/12/06)
Getting a mortgage after bankruptcy (2/13/06)
Subprime Loans - You can still borrow money. You'll just have to pay more (11/7/05)
Subprime Mortgages Offer More Choices (11/8/04)
Trouble Getting a Mortgage by Gary Foreman - Past credit problems have locked her in (3/25/02)
Re-Establishing Credit to Buy a Home (7/12/99)

return to the Library Subject Index

Mortgages, Down Payments

Overcoming the down payment hurdle - Traditionally, lenders have demanded 20 percent down. But today there are alternatives.
How can I cut my down payment on a home? - It's tough to lower a down payment at closing. Maybe one of these options will cut your costs.
Home financing: How much cash do I need? - Learn about how much cash you'll need to finance your home purchase.
Get a mortgage with little money down - Here are some ways you can get a mortgage with a lower down payment.
USDA still backs zero-down mortgages - Zero-down mortgages aren't extinct. The USDA guarantees these home loans in rural areas.
Big down payment can wipe out PMI - Eliminating PMI is a major advantage of a larger home down payment (7/10/08)
Don't put too much down on house - Putting too much down on a house can reduce your financial flexibility (7/08/08)
A dozen ways to get a down payment - Remember down payments? They're back in vogue with home lenders. Here's what you can do to come up with the cash. (7/03/08)
'No money down' mortgages tough to find (2/6/08)
Is no Money Down a Good Idea? (5/28/07)
Down Payment Savings Strategy (5/14/07)
Down Payment Is the Biggest Mortgage Obstacle (5/30/05)
Never Lie to Your Lenders (11/22/04)
No Down Payment - Buying a home with little or no money down (7/5/04)
No Money Down Houses? (10/2/03)
Co-Ownership Can Solve Down Payment Shortage (6/19/03)
The No-Down Payment Blues - Good rates, but no cash (4/17/03)
Turning Matri-Money Into a Down Payment - A few banks offer special accounts that help couples raise house money (4/3/03)
Getting up a down payment - Strategies for overcoming the down payment obstacle (3/28/03)
Non-Profits Exploit Down-Payment Loophole - Home buyers obtain down payments with taxpayer backing (8/29/02)
Figure Out a Reasonable Down Payment (1/14/02)
Finding a Down Payment - Assistance programs help lower the down payment hurdle (1/14/02)
No Money Down by Gary Foreman - Can you really buy a house with no money and get rich, too? (7/2/01)

return to the Library Subject Index

Mortgages, Facing Foreclosure

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Will loan modification reaffirm mortgage after bankruptcy filing? -A loan modification once you've filed for bankruptcy can be a very risky decision.
Should I bail on my underwater mortgage? - It's tempting to walk from a home worth less than you owe, but you could regret it for years.
Can your lender foreclose after bankruptcy? - Bankruptcy may have put your debts behind you, but it doesn't erase the bank wanting your house.
When a Friend Faces Foreclosure by Gary Foreman - How to help friends through a tough time..
Why is my loan modification being ignored? - When loan modification is a struggle, getting a lawyer might be better than getting frustrated.
Can home loan be modified amid bankruptcy? - Though you've filed for bankruptcy, your mortgage lender may still cut you some slack.
Is your mortgage making you sick? - If you default on a mortgage, are you risking your health?
Skip bankruptcy with foreclosure? - Nix your mortgage payment and you'll head for foreclosure. Do you need to file bankruptcy, too?
Try mortgage modification to cut payment - Mortgage modification is laden with limits. If you don't qualify, try one of these options.
Should you accept an unsolicited loan modification? - The lender offers a mortgage modification that you didn't request. Should you accept it?
Foreclosed after bankruptcy? It's possible -Bankruptcy might prevent lenders from coming after you, but they still may come after the property later.
Little-known way to save on foreclosures - Fannie's HomePath program doesn't require mortgage insurance or an appraisal.
Simple letter can solve mortgage woes - Fight back against your unresponsive mortgage servicer with a qualified written request.
A Foreclosed Friend - What can you do to help a friend who has lost their home?
Writing a hardship letter for a loan mod - A key part of securing a mortgage modification is a hardship letter. Here's how to write one.
Delinquent Mortgages courtesy of www.FreeMortgageFix.com - What should you do if you can't make your mortgage payments?
Bankruptcy can imperil modified mortgage - Don't file bankruptcy until you determine its effect on any mortgage modification.
Apply for a loan mod, or walk away? - How do you choose between a loan modification and walking away? Consider these points.
What delays a mortgage foreclosure - Did your neighbor stay in the house more than a year after the last mortgage payment? Here's why.
8 tips for choosing a foreclosure attorney - Thinking of hiring help for a foreclosure defense? Here are some tips.
Fighting common foreclosure errors - Before hiring a lawyer, homeowners can look for these clues to a lender's foreclosure mistakes. (11/04/10)
Keeping a home out of foreclosure - Lenders usually won't reaffirm a mortgage if you're behind on payments. Here are other options. (11/2/10)
Will foreclosure mess help home sellers? - Foreclosure chaos may help some home sellers. Follow these three tips to help sell your home. (10/25/10)
Who owns the foreclosure you bought? - A paperwork fiasco raises questions about who owns foreclosures. Experts have answers. (10/22/10)
Foreclosure mess impacts buyers and sellers - Sweeping foreclosure suspensions may boost the fortunes of sellers. But should buyers roll the dice? (10/13/10)
4 ways to save your home during bankruptcy - With lenders reluctant to modify mortgages, one of these options may help you dodge eviction. (10/12/10)
After foreclosure you may be owed cash - Borrowers who've lost their homes to foreclosure may find a check waiting for them. (10/5/10)
Dangers of walking away from your mortgage - Underwater homeowners who skip out on their mortgages face a slew of consequences. (8/23/10)
2 ways to avoid foreclosure by Gary Foreman - These methods will help you sidestep foreclosure, but which will cause less damage to your credit? (8/2/10)
Debt dilemma: Sell home or file bankruptcy - There is life after home ownership. Consider selling it before taking these more drastic moves. (7/20/10)
Before mortgage modification, pay on time - Before a mortgage modification, you should keep up with your previous payment schedule. Here's why. (7/19/10)
Minor late fees won't trigger foreclosure - A few late mortgage payments are unlikely to cause a lender to pursue a foreclosure. (7/6/10)
Mortgage loan modification and credit scores - A mortgage loan modification can prevent foreclosure but inevitably will damage your credit. (5/24/10)
Refinance help for underwater homeowners - The government is offering mortgage help to borrowers whose loan exceeds the property value. (5/4/10)
Lien holder can rain on a short sale - You may not have to pay a lien holder after bankruptcy, but you may be forced to in a short sale. (5/3/10)
Mortgage modification rules change - The rules for a mortgage modification have changed. Do you qualify for a lower house payment? (4/12/10)
Mortgage audit won't help loan modification - An audit may find the lender to be at fault, but not necessarily amenable to a loan modification. (3/12/10)
How to report taxes on foreclosed homes - When the bank issues a 1099-A on foreclosed homes, there usually is no tax impact. (2/16/10)
Foreclosure a stain on your credit report - Foreclosure smears your credit report and can kill your chances of snagging a future mortgage. (2/8/10)
Facing foreclosure? You have options - If the dreaded "f-word" -- foreclosure -- has disrupted your life, here are four choices you should explore. (1/13/10)
Losing home in foreclosure won't end worry - A threat by the second mortgage lender to go to court can keep anxiety levels high. (11/24/09)
Can an attorney help loan modification? - Professional help with mortgage lenders might be a good investment -- or a waste of money. (11/16/09)
Modify home loan before filing bankruptcy - Confirm mortgage modification in writing before you file for bankruptcy or the lender may void it. (9/22/09)
Underwater: Keep paying mortgage? - It's not a waste of money to make mortgage payments on a home that is sinking in value. (9/17/09)
Behind again after mortgage modification? - There are few options for someone in bankruptcy and who's already modified the mortgage once. (9/14/09)
Short sale cash-out won't work - A plan to generate quick cash through a short-sale mortgage maneuver is unlikely to work. (8/31/09)
In bankruptcy? Pay mortgage to keep home - If you can't make payments, here's how you might avoid foreclosure and restore your credit sooner. (8/25/09)
Foreclosure? Mortgage insurer may help - Troubled homeowners with mortgage insurance may have new alternatives to foreclosure. (8/10/09)
How to keep the house post-bankruptcy - If the property isn't in foreclosure, contact your lender to see if a loan modification is possible. (7/28/09)
How to Avoid Foreclosure Rescue Scams NAPSA - Don’t let a bad situation get worse. (8/17/09)
Condo dues lapse may prompt foreclosure - Typically, a homeowners association can pursue foreclose on a property for the nonpayment of dues. (7/16/09)
Avoiding mortgage modification scams -Scammers use phony mortgage modifications to prey on homeowners. Here are four ways to foil scams. (6/25/09)
Homeowners' stark choice in Chapter 7 - They could face signing deals to pay first and second mortgages after bankruptcy or forgo the house. (6/16/09)
Want to modify mortgage? Get a trial run - We answer 10 questions about how the required Home Affordable Modification trial period works. (6/4/09)
Tips on Avoiding Foreclosure Scams - Help from the experts at the Federal Reserve Board. (5/25/09)
Mortgage fix may hurt your credit score - Mortgage solutions such as foreclosures and short sales can significantly damage credit scores. (5/5/09)
The skinny on 2 mortgages in bankruptcy - Consider these four points before taking the Chapter 7 or 13 plunge with two home loans. (5/05/09)
Should you skip your mortgage payment? - Being delinquent on your mortgage won't necessarily improve your odds of a loan modification. (4/16/09)
Walking away from mortgage is costly - Abandoning a mortgage simply to get a fresh financial start may hurt your credit and trigger taxes. (3/24/09)
Does it pay to play by the rules? - Everywhere you look, someone is being rewarded for bad behavior. Does it still pay to play by the rules?(12/19/08)
3 questions to ask before foreclosure - It may be frustrating, but keep a clear head when dealing with lenders during a mortgage meltdown. (12/16/08)
Mortgage woes require a pro's help - Millions of Americans are in mortgage trouble. Fortunately, a lot of help is available right now. (12/15/08)
Loan modification in bankruptcy - After declaring bankruptcy, persistence is required in contacting the lender to modify your mortgage (11/25/08)
Is foreclosure the best option? - The decision to "walk away or stay and pay" on your home is one only you can make (11/11/08)
Life after foreclosure - Once a foreclosure becomes final, the financial and emotional upheaval is far from over. Here's how to cope. (8/28/08)
Don't fall 90 days late on mortgage - Pull out all the stops to avoid falling 90 days behind on mortgage payments (8/04/08)
When condo owner forecloses, pain spreads - If too many condominium owners lose their units, associations and other owners are left with mounting unpaid dues. (7/08/08)
Overwhelmed by home debt - There are options to explore before walking away from a mortgage (6/10/08)
Seeking a workout? Be patient -If there's a lesson for homeowners trying to avoid foreclosure, it is this: Be patient, don't take mortgage servicers' actions personally, and be ready to send paperwork multiple times.(5/08/08)
Be proactive when foreclosure looms A proactive approach is critical to forestalling foreclosure (3/27/08)
Home Foreclosure by Rahmi Sari - What to do when you're in foreclosure (2/18/08)
Take charge of foreclosure process - A proactive approach is best when you're facing foreclosure (1/21/08)
Paying a Mortgage Deficiency (12/11/07)
Short Sale May Save Sinking Homeowners (12/3/07)
The Coming Wave of Foreclosures (6/4/07)
Do's and Dont's for Fending off Foreclosure (1/1/07)
Alternatives to Walking Away From a Mortgage (3/20/06)
Last Try Before Foreclosure or Bankruptcy (1/9/06)
7 Tips About Foreclosure From the National Consumer Law Center (8/1/05)
Avoiding Foreclosure-Rescue Scams (8/1/05)
Falling Behind In Your Mortgage? (9/11/03)
Fending Off Foreclosure (6/13/03)
Facing foreclosure despite lots of equity (5/20/02)
Behind on the Mortgage? by David Moakler - Keep a clear head to save your home (2/11/02)
When You're Facing Foreclosure (9/25/00)
A Basic Guide for Families Facing Foreclosure - part 3 by Steven Wolpern (6/21/99)

return to the Library Subject Index

Mortgages, Fees and Finance Costs

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

Save on Your Mortgage by Matt Morgan - Use these tips to reduce the cost of your mortgage.
Understanding the mortgage closing process - On closing day, you'll officially seal the deal. It's also your opportunity to make any last-minute changes.
Good stuff to know about the good faith estimate - Closing fees cover almost every expense associated with your home loan.
Shop for title insurance and closing services - Choose a title or escrow company you're comfortable with, and save money, too.
Shop and save on title insurance and closing services - Choose a title or escrow company you're comfortable with, and save money, too.
How to compare mortgage rates vs. points - Don't shop only the mortgage interest rate. Here's how to compare points and fees, too.
Is no-closing-cost mortgage for you? - A no-closing-cost mortgage can save you thousands in upfront fees. Is it right for you? (11/3/10)
No such thing as no-cost mortgage closing - It's possible to get a loan with no closing costs, but you'll still end up paying a price somewhere. (9/27/10)
New rule would refund some mortgage fees - The Fed may give consumers the right to cancel mortgage applications and get fee refunds. (8/31/10)
FHA may curb seller-paid loan closing costs - A likely FHA rule change may leave more homebuyers scrambling to pay closing costs. (8/17/10)
How credit scores impact your mortgage rate - A low credit score results in a high mortgage rate, which adds up to a ton of money over time. (2/17/10)
New form helps to estimate closing costs - The new good faith estimate forces lenders to provide an accurate estimate of closing costs. (1/11/10)
Survey tames mortgage closing costs - Bankrate's closing cost survey can protect homeowners from paying above-market mortgage fees. (5/27/09)
Pay points if mortgage horizon is long - The longer an owner plans to stay in a mortgage, the more sense it makes to pay discount points. (5/26/09)
Video: No-closing-cost mortgages - Offers of no-closing-cost mortgages are not always what they seem.
No special program for closing costs -A couple won't find a special program that pays housing closing costs (9/15/08)
Closing Costs: 50-State Comparison Survey (8/21/06)
Understanding APR - The difference between your APR and your interest rate (7/23/07)
Comparing Finance Costs on a Mortgage (2/20/06)
Closing Costs Demystified (7/19/04)
Guaranteed Closing Costs Gaining Ground (6/21/04)
When Good Faith Estimates Go Bad - Don't get hit with a surprise at your closing (7/14/03)
Rolling closing costs into your mortgage (1/16/03)
Fees - Avoiding junk mortgage fees (2/18/02)
Low Closing Costs Don't Make It the Best Loan (1/28/02)
Mortgage Closing Costs You Shouldn't Pay by Don Petrasek (8/28/00)

return to the Library Subject Index

Mortgages, Financial Assistance

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Want to get a VA loan? Here are 5 things to know - Demand has surged for Veterans Affairs mortgages. But who can get one?
FHA will keep insuring flipped houses - Buyers and neighborhoods can benefit from the extended waiver of the anti-flipping rule.
FHA offers home renovation help - An FHA mortgage can help homebuyers frustrated by the difficulty of financing renovations. (12/29/09)
Mortgage modification help - Need mortgage modification? Bankrate has assembled the information to help you work with your lender.(12/11/08)
Borrowers look for mortgage modification - Homeowners who can't pay their mortgage can get a better deal from the lender. But it's a complex process.(12/11/08)
Section 203(k) can finance home fix-up - Section 203(k) financing from the FHA gives homeowners funds to repair or modernize their property. (12/10/08)
Down payment assistance bites the dust - The Housing and Economic Recovery Act will put an end to having anyone but the buyer put money down. But a billintroduced in Congress may bring it back. (8/21/08)
Mortgage approval made easy - Home lenders are picky and demanding when it comes to loan approvals. Here's how to make the best impression. (7/10/08)
VA loans offer good deals - Ignored in recent years, Veterans Administration mortgage loans are making a comeback.(6/26/08)
Mortgage Aid for Veterans (6/13/05)
Even Low-Income People Can Buy a Home - Housing assistance programs (11/1/04)
Housing Help From Your Boss (10/18/04)
Differences Between FHA and Conventional Mortgages (12/13/02)
VA Loans - The no-money-down option helps, but they're not for everyone (10/30/02)
Non-Profits Exploit Down-Payment Loophole - Home buyers obtain down payments with taxpayer backing (8/29/02)
Finding a Down Payment - Assistance programs help lower the down payment hurdle (1/14/02)
Single Parent Homeowner by Gary Foreman - Can she find lower rates to stay in her home? (9/10/01)
Obtaining a VA Mortgage (5/17/99)

return to the Library Subject Index

Mortgages, Fraud and Predatory Lenders

Protect yourself from mortgage broker fraud - Standards for mortgage brokers are tighter in an effort to prevent another housing crash.
Don't be fooled by these 5 mortgage scams - As the housing market lags, keep away from these crooks looking for a quick buck.
Mortgage Fraud Flourishes in Down Markets (4/16/07)
Tips to Avoid Mortgage Fraud (3/5/07)
Mortgage Fraud Flourishes in Down Markets (3/5/07)
Warning Signs of a Bad Home Loan (6/21/04)
Watch Out for Phony Escrow Sites (5/24/04)
Predatory Lending - Consumers turn to Capitol Hill for national legislation (1/30/03)
Mortgage Fraud - It costs every borrower (4/25/02)

return to the Library Subject Index

Mortgages, Home Equity Loans

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Will HELOC stay on credit report post-bankruptcy? - Taking your name off a loan with your ex involves more than an agreement or bankruptcy.
Lender demanding more in interest payments? What you can do - Is your home equity lender making unreasonable demands? It might be time to tip off regulators.
The best way to use home equity to raise $25K - Your home can raise cash in many ways. What's best: A mortgage, home equity loan or HELOC?
Reverse mortgage versus HELOC for extra cash? - Weigh these factors when deciding if a reverse mortgage or HELOC is best to ease a cash crunch.
Default on HELOC but keep the house? - Ignoring the payments on a home equity line of credit could trigger a disastrous domino effect.
My refi's a HELOC. Anything wrong with that? - You found out your new mortgage is really a home equity line. Here's your loan lowdown.
Borrow from my home equity -- just in case? - Know about rate risks and other downsides before relying on a HELOC for emergencies.
Should I swap mortgage for home equity loan? - You could replace your mortgage with a lower-rate home equity loan. Learn the pros and cons.
Pay off mortgage with lower-rate HELOC? - If you can pay off your house fairly soon, you might have a cheaper mortgage option.
Should I tap my house for cheap money? - Rates are low, but here's why new mortgage debt may not be a smart source of rainy-day money.
Paying down $29K HELOC balance due in 3 years - Increase your HELOC payments to pay down some of the debt before the loan is due.
Pay down HELOC with balance transfer offer? - While an offer sounds tempting, transferring your home loan to a credit card may be risky.
Home equity lines and foreclosure - Buying a second property is very much like gambling. In foreclosure, you've lost the bet.
Consult a pro before opening a HELOC - Before establishing a line of credit, first consult with a home equity lender and consider the fees.
Combine mortgage, HELOC in new loan? - If you can add your HELOC to a new mortgage, you remove the risk of rates rising.
HELOC default could lead to home loss - It's not just your primary mortgage you need to keep current to avoid foreclosure.
Use home equity line to pay bills? - There's an easier way to pay the mortgage and other bills than tapping your home's equity.
Why a home equity loan is hard to get - Unable to borrow against equity? There are reasons other than fallen house prices.
Borrowing after a home equity loan - If a home equity loan is used to pay off other debt, will it preclude borrowing for college?
Personal line of credit provides cash - It's tough to get a HELOC in this housing market. Go for a personal line of credit instead. (10/25/10)
Pros, cons of home equity lines - HELOCs provide extra cash, but they can create a financial crisis if you don't use them responsibly. (10/22/10)
Is HELOC from rental home deductible? - If you use a HELOC from your rental property to pay for your primary home, you can't deduct the interest. (10/5/10)
Home equity loan to pay off vehicle debt? - Before considering another loan to pay debts, it's best to come up with a financial plan. (9/22/10)
Paying mortgage with HELOC is risky - Using a home equity line of credit to pay off the mortgage can be risky. (9/9/10)
Video: Home equity loan or line of credit? - Here's how to decide which type of home equity debt is best. (7/26/10)
Risks of tapping home equity - It can make sense to tap a home's equity and invest in other assets. But the decision has risks. (7/15/10)
Home equity loans, HELOCs tough to find - Home equity loans and HELOCs are much harder to get these days. But the situation is not hopeless. (6/14/10)
Home equity loan may beat cash-out refinance - The math suggests one homeowner should choose a home equity loan over a cash-out refinance. (5/24/10)
Home equity loan or line of credit? - Knowing how you will use the money will help you decide which type of home equity debt is best. (4/22/10)
Home equity loan refinance could be costly - Refinancing a home equity loan to a first mortgage will add a lot more in total interest expense. (4/20/10)
Tips On “Thawing” A Frozen Home Equity Line by NAPSA - You may be able to reopen your line of credit. (11/23/09)
Using a HELOC for a business? - A couple wonders if interest on a HELOC is tax deductible if the loan is used for an LLC. (10/27/09)
Don't turn HELOC into first mortgage - In today's interest-rate environment, it's likely a mistake to turn a HELOC into a first mortgage. (4/14/09)
HELOC makes sense if refinance doesn't - A woman who's considering a refinance should break up the decision process into two parts: first determine if refinancing makes sense and then decide between a HELOC or cash-out refinancing. (8/25/09)
Great credit scores pay off for couple - Top credit scores mean a couple can close a HELOC without worrying about FICO damage. (8/17/09)
Homeowners hope to slash HELOC cost - Homeowners hoping to slash their home equity line of credit payment have many options to explore.(8/6/09)
Paying off debt with your 401(k) - It's not a good idea to tap into retirement to drain an ocean of debt, and here's why. (8/3/09)
When a HELOC is used for a business - A couple wonders if interest on a HELOC is tax-deductible if the loan is used for an LLC. (7/30/09)
Hold off tapping home equity - Even though you have instant equity in your new home, doesn't mean you have to use it. (4/30/09)
Don't use equity for home improvement - Cash should be king for a couple who are required to landscape their yard by this spring.(3/26/09)
Higher rates make HELOCs less appealing - The large pricing spread on today's HELOCs makes them a potentially poor borrowing option. (3/18/09)
Do you have enough equity to refinance? - Before you shell out hundreds to find out if you qualify to refinance, it pays to do your homework. (3/5/09)
Home equity lenders may block refi - Home equity lenders have to OK a refinancing, and many are saying no. They want the loan paid off. (2/19/09)
Paying down HELOC may trigger freeze - Rushing to pay down a home equity line of credit opens you to the risk that the HELOC will be frozen.(12/04/08)
Do math before merging HELOC, mortgage - In some situations, it makes sense to combine a mortgage loan with a home equity line of credit.(11/21/08)
Bank failure could freeze HELOC access - When a bank fails, access to your home equity line of credit may be frozen temporarily (9/22/08)
Will HELOC offset interest expense? - Disallowed investment interest expense can be carried forward on future tax returns (8/04/08)
Appraisal may reverse equity freeze - A home appraisal may convince a lender to reverse a home equity freeze (7/18/08)
No villains in home equity freezen - Borrowers may lament a HELOC freeze, but lenders are just protecting themselves (6/26/08)
Paying loans with HELOC involves risk - Tapping a HELOC to reduce a debt load sometimes involves risk (6/25/08)
Frozen HELOC can ice credit score- Under some circumstances, freezing a HELOC might not change the score much; under others, the credit score can tumble enough to derail one's financial plans. (6/19/08)
Home equity loan on a rental property- CPA George Saenz advises a reader who wants to use a home equity loan on one rental to pay off the balloon mortgage of another rental.(5/20/08)
HELOC is not interest-only forever - A home equity line of credit does not remain interest-only forever (5/15/08)
HELOC activity may affect FICO score Maxing out a home equity line of credit may impact your FICO score (4/24/08)
Keeping liquid when home equity is frozen Lenders are freezing access to home equity products. What can borrowers do to keep the cash flowing?(4/01/08)
Dangers of Home Equity Loans (7/11/07)
What Type of Home Equity Loan is Best for You? (5/28/07)
Home Equity Loan or Line? 5 Questions (1/29/07)
They Say Tomato, I Say Home Equity Loan (10/30/06)
Home Equity Loan or Line? 5 Questions (9/25/06)
Financing Home Improvements in Retirement (9/18/06)
Getting Out of a HELOC (9/4/06)
Home Equity Line of Credit Tax Benefits (6/5/06)
Borrower Wants Out of Piggyback Loan (5/8/06)
Picking Between Home Equity Loan and HELOC (4/03/06)
Switching to a Fixed Home Loan - When does it make sense to shift from variable to fixed? (9/12/05)
As Refi Boom Fades - Home equity loans and lines of credit will become useful for savvy homeowners (2/7/03)
Easier Borrowing - Combo mortgage/home equity line debuts (11/7/02)
Home Equity Loans - Questions to ask, pitfalls to avoid (9/26/02)

return to the Library Subject Index

Mortgages, Insurance

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

How to get rid of private mortgage insurance - You can free yourself from private mortgage insurance, with planning and patience.
How can a first-time homebuyer ward off PMI? - Private mortgage insurance is not unavoidable. And if you get stuck paying, it's not forever.
Use IRA to help say good riddance to PMI? - Sick of private mortgage insurance? Find out whether to use retirement savings as a remedy.
The basics of mortgage insurance - Although mortgage insurance may seem necessary for some, there are ways around it.
Grab this home loan now or save up to avoid PMI? - Private mortgage insurance is annoying, but avoiding that cost could come at a price.
Pour money into mortgage to dump PMI? - Learn if it's wise to invest in your home to avoid those private mortgage insurance payments.
Mortgage pay-down triggers PMI's cancellation - You can lose your mortgage insurance and cut the monthly payments, but watch for these traps.
4 ways to save on title insurance - Homebuyers smitten with a new dream home may gloss over title insurance. But that's a mistake. (9/3/10)
Monthly PMI, or one-time payment? - Is it smart to make a single, big private mortgage insurance payment instead of paying monthly? (4/2/10)
Mortgage insurance tied to great rate - A homeowner who got a great rate will have to accept having to pay mortgage insurance premiums. (7/20/09)
Falling values trigger PMI in refinance - Private mortgage insurance may be necessary when refinancing in a sinking housing market. (4/10/09)
PMI not part of FHA mortgage loans - FHA loans carry a government guarantee that requires a borrower to pay a mortgage insurance premium. (3/5/09)
PMI protects lender, not borrower - Private mortgage insurance is intended to protect lenders at higher risk of loss (8/04/08)
Lot equity can eliminate need for PMI - Equity from a lot purchase adds to the equity stake in a home built on the land (7/16/08)
Loan-to-value ratio key to escaping PMI A loan-to-value ratio of 78 percent usually allows you to say "RIP" to PMI (4/18/08)
Couple shouldn't grouse about PMI terms Homebuyers complaining about their PMI terms actually have a good deal (4/02/08)
No sense fighting mortgage insurance (12/31/07)
Extra House Payment May Help Cancel PMI (12/12/07)
How to Cancel PMI (6/25/07)
Low Credit Scores Mean High PMI Rates (10/30/06)
PMI Tries to Shake a Piggyback (9/11/06)
FHA Plans to Add New No-Money-Down Loan (1/22/04)
Bidding Bye Bye to PMI (10/22/03)
Piggyback Mortgages and PMI by Gary Foreman - Use caution when buying with a low down payment (9/15/03)
Lender-paid mortgage insurance (5/22/03)
Should you buy job-loss mortgage insurance? (11/21/02)
PMI - Should you take a higher interest rate with no PMI? (2/25/02)
Cancel Our PMI? by Gary Foreman (8/9/99)

return to the Library Subject Index

Mortgages, Interest-Only Mortgage

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Interest-only mortgage worth the deduction? - The interest may be too high a price for the tax write-offs from an interest-only mortgage.
Weigh interest-only mortgage refinance - A condominium homeowner may benefit from a mortgage refinance on an interest-only loan. (6/30/09)
Homeowner frets over interest-only loan - Stimulus package provisions are unlikely to help a homeowner with an interest-only loan. (3/13/09)
Plan before interest-only loan adjusts - It's important to study all options before the terms change on your interest-only mortgage. (11/13/08)
Interest-only loan may not add up A homeowner's circumstances determine whether or not an interest-only loan makes sense (4/16/08)
Interest-Only Mortgage Deja Vu - The last interested only mortgage craze ended in the depression (5/16/05)
Beware Price Shock With Interest-Only ARMS (6/21/04)
Interest-Only Mortgage Requires Discipline (2/26/04)
Refinancing with an interest-only mortgage (8/19/02)
Interest-Only Mortgages - Want more home for less money? (6/20/02)

return to the Library Subject Index

Mortgages, IRAs

Pay off mortgage with IRA funds? - Although you're more than 59½ years old, you still have to pay income tax on the withdrawal.
Don't you dare pay off mortgage with IRA - Refinancing or getting a reverse mortgage can provide you cash and spare your retirement funds.
Pay IRA penalty or foreclose? - To save a home with nearly $200,000 in equity, be willing to pay a penalty -- or maybe not. (9/14/09)
Using an IRA for home closing costs You can avoid the penalty and some of the taxes on an IRA withdrawal if it is used for a first-time home purchase (5/5/08)
401k Loan vs. Second Mortgage (1/15/07)
Raid 401(k) to Pay 2nd Mortgage? No! (9/25/06)
My Story: IRA vs. Your Mortgage - Five years later she's convinced she made the right move (3/29/04)
Invest In Your Own Mortgage? by Gary Foreman (9/22/97)
Prepay Mortgage or Contribute to IRA by Gary Foreman (10/28/96)

return to the Library Subject Index

Mortgages, Mortgage Limits

Jumbo Mortgage Limits Remain Unchanged (12/11/06)
Mortgage Limit Soars to $417,000 (12/5/05)
Conforming Mortgage Loan Limits Rise for 2005 - Higher limits before you need a 'jumbo mortgage' (12/6/04)
Jumbo Mortgage Limits Change (12/3/03)
Do mortgages have a minimum size? (1/21/03)
What's a jumbo mortgage? (5/31/02)

return to the Library Subject Index

Mortgages, Mortgage Types

Mortgages, 40- and 50-Year Mortgages
Mortgages, Alternative Loans
Mortgages, Credit and Subprime Lending
Mortgages, Home Equity Loans
Mortgages, Interest-Only Mortgage
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage

Mortgages, Other

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Assumable mortgage: Take over the seller's loan - An assumable mortgage is nice when you're selling a home during a time of rising rates.
Are weekly mortgage payments a better way? - Dividing your mortgage check into weekly payments may not add up to anything useful.
Homeowner's best use of $75K inheritance? - When someone leaves you lots of money, you can be left with big decisions about your mortgage.
4 ways to pay your mortgage: Which is best? - How do I pay thee, dear mortgage? Let me count the ways. I pay cheaply, quickly and reliably.
Mortgage escrow account not for investing? - Even if you're earning interest on escrow accounts, there are better places to stash cash.
How oil, gas and mineral rights affect mortgages - Can you get a mortgage if there's a lease on the oil or gas rights? It depends.
Is fiance on the hook for ex wife's mortgage? - It's smart to look at finances before taking the plunge into marriage and joint debts.
5 reasons to get a new mortgage in the new year - Need an excuse to get a mortgage in the new year? We have five. Actually, four-and-a-half.
Rejected for a mortgage? It's not the final word - When a bank turns you down for a mortgage, fix the issue and apply for a loan elsewhere.
Law gives 3 days to cancel refi or HELOC - The right of rescission lets borrowers back out of some mortgages -- but be careful.
Reasons Why Your Mortgage Application Won’t Go Through - TDS Guest Blogger
Sometimes an underwater home is good - You can shed a second mortgage if your first one's underwater.
Law gives 3 days to cancel refi or HELOC - The right of rescission lets borrowers back out of some mortgages -- but be careful.
Tips on researching current mortgage rates - There are some things you should know about mortgage rates when researching them.
Refinance or pay extra on mortgage? - Here are the factors you'll need to help calculate if it pays to refinance your mortgage.
Don't delay mortgage-nonpayment dispute - If a mortgage lender claims nonpayment, be prepared to act fast and provide proof. (10/26/10)
FHA changes home mortgage rules - Key FHA rule changes are now in effect, and more may be coming. How will they impact your next loan? (10/4/10)
Best day for extra mortgage payment? - How do you get the best bang for your buck when making additional mortgage payments? (9/24/10)
Will bad credit sink your mortgage? - Will bad credit sink your mortgage? (9/14/10)
3 ways to mess up a mortgage closing - Want a lender to delay or cancel your mortgage closing? Here's how to do it. (8/25/10)
Using a mortgage loan calculator - A mortgage loan calculator can reveal exactly where you stand on a current home loan. (8/18/10)
4 hidden costs of being a landlord - Investment properties create income for their owners. But landlords should know these costs. (8/12/10)
Calculate how much house you can afford - Here's how to use the calculator to determine how much house you can afford. (5/28/10)
3 tips for using the mortgage GFE - Following these three tips for using Good Faith Estimate can help you trim mortgage costs. (5/25/10)
How to use the mortgage calculator - Bankrate's mortgage calculator will help you determine your monthly payments. (2/25/10)
Ratios dictate home mortgage fate - Most lenders look at a pair of ratios when determining whether a home mortgage will be too risky. (2/11/10)
Help for mortgage scam victims - Homeowners may have little recourse if they're victims of a mortgage scam, but there is hope. (9/14/09)
Mortgage choice won't slow foreclosure - A choice now about whether to pay down the first or second mortgage won't slow a future foreclosure. (8/5/09)
Prepay mortgage principal, not interest - Additional principal payments are the best way to pay down your home mortgage loan faster. (7/17/09)
5 rules for the empty home next door - Here are five rules to follow when trying to prevent a vacant home from damaging your community. (6/15/09)
When banks foreclose, call in a pro - A housing counselor can help you reach the lender and fill out the necessary paperwork. (4/09/09)
Banks cut off mortgage brokers - The fallout from the war between brokers and bankers could result in fewer loan choices and higher fees. (4/2/09)
Green mortgages save on loan - Make your home energy efficient and get a break on your mortgage at the same time. (3/30/09)
Bank's mortgage numbers look funny - An online mortgage calculator shows a homeowner's loan balance may be lower than the lender claims.(3/24/09)
Who chooses your home appraiser? - The new code for appraisers could have some dramatic repercussions for homebuyers and homeowners. (3/16/09)
Mortgage bankers respond to Obama plan - While the Mortgage Bankers Association agrees with the housing plan, they've also got suggestions.(2/25/09)
Coping with mortgage rejection - Your mortgage application has been rejected. Fear not: Here are some tips to deal with it. (2/12/09)
First-time homebuyer tax credit rules - Buying from a relative doesn't necessarily disqualify you from claiming the homebuyer tax credit. (2/11/09)
FHA changes may confuse some lenders - FHA rules changes may confuse lenders, causing them to give dated information to mortgage shoppers. (2/4/09)
Mortgage recast will be 'uphill battle' The odds are stacked against a homeowner trying to recast a loan on a property that has lost market value.(1/12/09)
Lender notice sounds like phishing scam - A borrower whose lender is threatening to close down an account may be the victim of a phishing scam. (12/17/08)
Biweekly mortgage often poor option - Generally, there is no need for a specialty type of financing such as a biweekly mortgage payment plan. (12/11/08)
Both parties benefit from loan recast - Both the lender and the borrower can come out winners in a loan recast (9/19/08)
Tap equity without new 30-year mortgage -Several options exist for tapping home equity without refinancing (9/08/08)
Mortgage software fails to impress - A reader can't see the advantage of using the Money Merge Account system. Dr. Don Taylor agrees.(8/18/08)
Tough housing market complicates divorce - In an ironic twist, couples who are splitting up are fighting over who gets burdened with the house. (8/14/08)
No grace period on simple interest loan - Late payments are costly for borrowers with simple-interest loans (8/01/08)
What the housing bill means for you - The housing rescue bill offers relief to homeowners and new buyers. Naturally, strings are attached. (7/25/08)
Biweekly mortgage plan not best option - There are better ways to save on a mortgage than signing up for a biweekly payment plan (7/14/08)
Lender not obligated to recast mortgage - Lenders often will recast a mortgage, but are not obligated to do so (5/22/2008)
Skyrocketing escrow payment needs look - A $900 increase in monthly escrow fees demands investigation (5/13/08)
HELOC rate should decline with Fed cuts Something may be amiss if a HELOC rate doesn't decline with the prime rate (4/15/08)
Understanding Yield Spread Premiums (4/16/07)
Quarterly Home Prices Decline (11/27/06)
Escaping an 'Underwater' Mortgage (11/20/06)
Understanding Equity Accelerator Mortgages (11/13/06)
What is a Mortgage Accelerator Payment? (10/16/06)
Late House Payments (7/3/06)
Invest or pay cash for house? (1/23/06)
Removing liens takes more than bankruptcy (1/23/06)
Financing Your Real Estate Investments (5/23/05)
Silent Second Keeps Lenders Away (2/14/05)
Mortgage Mess With My Ex - Even if you can keep the family home, you might not want to (11/29/04)
Converting Mortgage Payments to Airlines Miles - Possible, but not easy (10/11/04)
Don't Bet the House on Securities - Mortgaging your home to buy stocks (6/7/04)
When Appraisals Go Bad (2/19/04)
Checking Out a COFI Loan - Setting the rates for an adjustable rate mortgage (5/5/03)
Temporary Downsizing? by Gary Foreman - Should I sell my home? (12/2/02)
Electronic Mortgages Evolve - E-signatures promise to trim paperwork and cut costs for consumers (6/27/02)
Mortgage Reforms - Promise less confusion, lower costs (6/6/02)
A Beaucratic Mess - Mortgages scarce on Native American lands (5/23/02)
Online Mortgage? - With big money on the line, people still want to talk with lenders face to face (5/16/02)
An Immigrant's Guide - To getting a mortgage (5/9/02)
Can You Put Extra Money in Your Escrow Account? (1/21/02)
How I Stopped Paying Rent by Hong Lee (12/11/00)
The 125% Mortgage by Gary Foreman (10/9/00)
Renting to Own Your Home (2/28/00)

return to the Library Subject Index

Mortgages, Paying Off

Mortgages, IRAs
Mortgages, Paying Off
Mortgages, Prepayment

Mortgages, Paying Off

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

4 ways to pay off your mortgage earlier - Dream of owning your house free and clear? Here's how.
Pay off my simple-interest mortgage faster? - Here are tips on making quick work of a mortgage that accrues interest daily, not monthly.
Should I sell stocks to pay down my mortgage? - Get advice on how to know whether to wipe out your portfolio to wipe away mortgage debt.
Use savings for my mortgage? Or vice versa? - Learn whether a nest egg should be cracked to pay off a house or fattened through a refinance.
Don't you dare pay off mortgage with IRA - Refinancing or getting a reverse mortgage can provide you cash and spare your retirement funds.
Wipe out savings to get rid of your mortgage? - Paying off your mortgage can be satisfying, but not if you must use all of your savings.
3 Ways to Pay Off Your Mortgage Faster by Brandon Ballenger - courtesy of MoneyTalksNews.com - Tired of sharing your home with the bank?
Save money by paying off your mortgage early - There's more than one way to repay your mortgage early. Start now to save more.
Pay 30-year loan vs. refinance to 15 years - Paying down your mortgage before retiring is a great idea. Consider refinancing, too.
Can you get a mortgage on paid-off home? - If a house is paid off, can you get a new mortgage to fund the purchase of a second property?
Young, frugal, ready to ditch mortgage - But should you pay off your home? It's only one option for a couple with hefty assets.
4 ways to pay off your mortgage earlier - Dream of owning your house free and clear? Here's how.
Pay down mortgage or increase savings? - Keep paying on your mortgage to snag the tax benefit and bump up savings with extra cash.
Is paying off your mortgage the best move? - You could devote extra cash to the mortgage, but look at boosting retirement savings, too.
Best way to pay off a mortgage - Being mortgage-free in retirement is a worthy goal. What's the best way to make it happen?
Pay off mortgage or invest? - If you don't fully benefit from a mortgage deduction, paying off the loan is the best move.
Should ailing husband pay down mortgage? - Husband wants to pay down principal to make life easier on his wife after his death.
Smart to pay off house early? Maybe not - Life without a mortgage sounds great, but sometimes the numbers don't add up.
Pay off mortgage or invest? - If you don't fully benefit from a mortgage deduction, paying off the loan is the best move.
Pay off mortgage with IRA funds? - Although you're more than 59½ years old, you still have to pay income tax on the withdrawal.
4 ways to pay off your mortgage earlier - This is a safe, strategic investment. Follow one of these four ways to do it.
Best way to pay off a mortgage - Being mortgage-free in retirement is a worthy goal. What's the best way to make it happen?
Best day for extra mortgage payment? - How do you get the best bang for your buck when making additional mortgage payments?
Pay off new mortgage in four years? - When downsizing to a new home, it's smart to use equity to shorten the term of your loan.
Use savings in CDs to pay off house? - Depleting a savings account to pay off a mortgage could leave you vulnerable in an emergency. (8/30/10)
Early mortgage payment won't save much - Making a mortgage payment earlier in the month will not result in big savings for one homeowner. (12/4/09)
Extra payments cut mortgage by 12 years - Diverting a little extra cash into your mortgage can save you tens of thousands of dollars. (10/27/09)
Don't rush to pay off mortgage - A homeowner with a low mortgage payment shouldn't be in a hurry to pay off the loan. (8/21/09)
Paying off mortgage not risk-free - Paying off a home mortgage can make sense, but it may not be as risk-free as it initially appears.(8/17/09)
Math shows benefit of mortgage payoff - Running the numbers proves a homeowner who plans to sell may benefit from paying off her mortgage.
Extra payment trims years off mortgage - An extra $115 a month in mortgage payments will save a homeowner thousands in interest. (4/2/09)
Don't use plastic to pay down mortgage - >Using credit cards to pay down $70,000 on a mortgage would be a big mistake in many ways. (11/03/08)
One extra house payment nets big cash - One extra mortgage payment each year can save you thousands of dollars (8/25/08)
Stash extra cash in emergency fund - Instead of paying down a mortgage, build up an emergency fund (7/29/08)
Never smart to postdate mortgage check - Postdating a mortgage check can create severe consequences for the borrower (7/21/08)
Prepaying mortgagor won't owe interest - A mortgagor who pays off a loan early does not owe future lost interest (6/19/08)
Pay extra principal in lump sum to save (1/16/08)
Keep the Mortgage or Pay off the House? (1/22/07)
Little Advantage to Bimonthly Mortgage Payments (1/15/07)
Biweekly Mortgage vs. One Extra Payment (8/7/06)
Managing Your Mortgage - An important part of building wealth (7/26/04)
The Truth About Mortgage Loans by Doris Dobkins - It pays to pay extra (7/28/03)
Bi-Weekly Mortgage by Gary Foreman - An easy payoff strategy (7/29/02)
Windfall - Pay down mortgage with a windfall? (4/26/02)
Making Extra Mortgage Payments - Vs. investing the cash (3/4/02)
Pay Down - Should you invest or pay off the mortgage? (2/25/02)
Dandy Tips for Saving on Your Mortgage by Ginita Wall, CFP, CPA (9/13/99)
Mortgage Paydown Challenge by Gary Foreman (7/13/98)

Rearranging Cash Flow by Shelley S. (10/6/97)
Invest In Your Own Mortgage? by Gary Foreman (9/22/97)

return to the Library Subject Index

Mortgages, Prepayment

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Refinance or just pay down my mortgage to save money? - Looking to save money on your mortgage? Consider refinancing or making more payments.
Why pay extra toward mortgage principal? - Pay a little more every month, and your mortgage interest will drop. Here's how it works.
How to pay off your mortgage loan faster - A mortgage is like a dental appointment: You want it to end quickly. Here are some tips.
Prepaying mortgage could raise rate - Paying down extra on a monthly mortgage payment could raise the effective mortgage rate. (8/16/10)
Couple's mistake? Paying down mortgage - Extra home loan payments backfired on one free-spending couple. Will a refinance bail them out? (6/29/10)
Extra mortgage payments won't boost profit - Making extra mortgage payments will not increase the profit or loss when the home is sold. (5/26/10)
Mortgage Prepayments by Gary Foreman - Can weekly payments reduce the length of your mortgage? (6/14/10)
6 steps to a lower prepayment penalty - It's not easy to waive these hefty loan fees, but this strategy could help reduce the costly sting. (1/11/10)
Home mortgage strategy is flawed - A homeowner's strategy of prepaying a home mortgage will not accomplish her goals. (12/30/09)
Mortgage prepayment may be unwise - A homeowner with low tax expenses and a top return on her savings should not prepay her mortgage. (10/5/09)
Prepayment fees put refinance on hold - It's tough to justify a refinance that will cost the homeowner $11,300 in prepayment fees. (4/13/09)
Mortgage prepayment math is complicated - Mortgage prepayment math gets complicated because additional principal alters the payment mix. (2/27/09)
Weigh taxes before prepaying mortgage - Knowing the after-tax return on your investments helps determine whether it makes sense to prepay the mortgage. (1/30/09)
Try DIY method of paying down mortgage - For many borrowers, a do-it-yourself approach to prepaying the mortgage should work as well using software. (12/05/08)
Mortgage penalty unlikely to vanish - A borrower hoping to escape a prepayment penalty is likely out of luck (8/8/08)
Prepay mortgage if you fear risk - Your risk tolerance level determines whether prepaying the mortgage is wise (7/24/08)
Math says man shouldn't prepay mortgage - For at least one homeowner, prepaying a mortgage may be a mistake (5/21/08)
Extra payments can trim decade off loan (1/31/08)
Biweekly Mortgage Payment Programs by Damon Carr - Savings or scams? (1/21/08)
Save by waiting out mortgage penalty (1/7/08)
Avoiding Prepayment Penalties, Balloon Payments (1/31/05)
Debunking the Mortgage Prepayment Myth by Jeffrey Yeager - Spotlighting one of life's great milestones (4/12/04)
How Mortgage Prepayments Work by Gary Foreman - Exploring the benefits (6/16/03)
What Out for Prepayment Penalty (4/9/02)
Mortgage Prepayments When You Expect to Sell by Gary Foreman (11/20/00)
Mortgage Prepayments When You'll be Moving by Gary Foreman (11/11/96)

return to the Library Subject Index

Mortgages, Rate Changes

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

How to cope with higher mortgage rates - You're not helpless in the face of rising mortgage rates. Here are some of your options.
The pros and cons of bond ETFs - In this time of low yields, are bond ETFs a good place to park your cash?
Loan document explains LIBOR rate rules - A lender cannot pick and choose an advantageous date to change the LIBOR rate on a mortgage loan.(12/16/08)
Fed rate policy keeping ARM costs low - A homeowner worried about a mortgage rate reset can thank the Fed for keeping costs low (11/14/08)
What do Democrats Mean to Mortgages? (11/27/06)
Mortgage Rate, Savings Rate Linked (10/23/06)
The APR and Your Mortgage Rate (7/30/02)

return to the Library Subject Index

Mortgages, Rate Locks

5 frequently asked questions about mortgage rate locks - Everything you always wanted to know about mortgage rate locks (but were afraid to ask).
How early should you lock a mortgage rate? - Many borrowers lock in a mortgage rate after finding a new home. But is that always the best strategy? (8/24/10)
Fixed-rate loan may be best choice - With interest rates likely to rise, locking into a fixed-rate loan may make sense right now. (7/21/09)
Locked Out of a Rate Lock (10/3/05)
Locking a Rate vs. Paying Discount Points (4/25/05)
Aggressively defend your rate lock (8/21/03)
Rate Lock doesn't guarantee APR (10/1/02)
Rate Locks and How They Work (1/28/02)
Should We 'Fix' Our Mortgage? by Gary Foreman (7/5/99)

return to the Library Subject Index

Mortgages, Rates

Mortgages, Adjustable Rate
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing

Mortgages, Refinancing

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

Better to pay down mortgage or refinance? - Eager to pay off your mortgage a bit early? You might be better off looking at a 15-year loan.
Why a refinance is a great way to invest - An expert says a mortgage refinance is among the best ways to invest your savings.
I can get a lower mortgage rate. Should I refi? - Even if you can refi to a lower rate and payments, you still may want to avoid it. Here's why.
How to boost 401(k) with a cash-out refi - Mortgage rates are so low that a cash-out refinance can boost your 401(k). Here's how.
Should I refinance my brand-new mortgage? - The ink isn't dry on your mortgage, yet interest rates keep falling. Time to refinance?
10 tips about mortgages and refinancing - Here's how to exploit low mortgage rates, beyond refinancing or buying a home.
Should I refinance my brand-new mortgage? - The ink isn't dry on your mortgage, yet interest rates keep falling. Time to refinance?
Refinance for lower rate, but longer term? - Be careful with a mortgage rate reduction offer that may not save you much in the long run.
Should I refinance into a 'no-cost mortgage'? - You pay closing costs, even with a loan that claims you don't. It can still be a good deal.
Do I refi if I'm likely to move out of home? - Refinancing can be worth it even if you don't plan to hang around to the end of the loan term.
7 reasons you should refinance right now - A refinance can have many benefits, from getting a lower rate to consolidating debt.
3 options to refinance into a VA home loan - If you qualify for a Veterans Affairs mortgage, you have some excellent reasons to refi.
Should I refinance through my current lender? - You may want to avoid feeling warm and fuzzy toward your mortgage company come refi time.
Deducting interest when you refi to buy a rental - You can allocate the mortgage interest between your primary residence and the rental property.
Factors that influence your refinance rate - Can't refinance your mortgage at the advertised rate? See which factors govern a refi deal.
Home refinance options with a low credit score - Refinancing can help provide cash for needed home repairs, but is it worth the price?
5 ways to gain from a mortgage refinance - If you think refinancing a mortgage is only about bagging a lower monthly payment, think again.
If you can afford a 15-year refi, do it! - The shorter term can be worth the higher monthly payments if you don't short-change other goals.
The slippery slope of serial home refinancing - At today's low rates, a refi is tempting. Follow these tips to make sure it's right for you.
Refi tips when loan's military rate break ends - Service members shouldn't surrender to a high rate when losing an active-duty discount.
5 ways to gain from a mortgage refinance - If you think refinancing a mortgage is only about bagging a lower monthly payment, think again.
Why we refinanced: 3 homeowners tell all - Three homeowners describe the pleasures and pitfalls of refinancing their mortgages.
6 questions to ask before a home refinance - Ask these questions before jumping at a home refinance.
FHA streamline refinance gets cheaper and easier - The FHA is cutting fees on streamline refis, so more homeowners can afford to refinance.
Refinancing to pay for my swimming pool? - Think of interest costs to decide how to put liquidity from your home into a new pool out back.
Deducting interest when you refi to buy a rental - You can allocate the mortgage interest between your primary residence and the rental property.
Does a cash-out refinance hurt at sale time? - There are times when home sellers wish they hadn't used their property as a piggy bank.
Refinancing Underwater Mortgages contributed by Refinance Mortgage Rates - How to get out from under your mortgage.
Factors that influence your refinance rate - Can't refinance your mortgage at the advertised rate? See which factors govern a refi deal.
Cash-out refinance to pay off credit card debt? - At today's rates, a cash-out refi seems the way out of credit card debt, but do the math first.
Factors that influence your refinance rate - Can't refinance your mortgage at the advertised rate? See which factors govern a refi deal.
Should I do a cash-out refinance to invest? - Low rates may tempt you to tap your home for investment money. Find out if that's worth doing.
Use cash-out refinancing to pay $20,000 debt? - Yes, to refinancing. No, to taking cash out. The refi can help to pay your debt in another way.
How important is the tax dedcution when determining whether to refinance? - Wondering whether to refinance your home? Don't let taxes come before these other factors.
Refinance a home to a 20- or 30-year mortgage? - A 20-year mortgage offers a lower payment, but there's one reason you might prefer a 30-year.
What factors go into a refinancing decision? - Lowering interest isn't the only goal in refinancing. Ponder these other reasons first.
Is refinancing your VA home loan worth it? - Refinancing -- Veterans Affairs loan or not -- is a major move. Follow this guide.
How to refinance when you have a second mortgage - It's not easy to refinance your mortgage when you have equity debt. Here are the options.
Is a cash-out home refinancing right for you? - Sometimes you need extra cash. Find out how one couple could benefit from cash-out refinancing.
Refinance or pay off mortgage on rental? - At today's rates, refinancing a rental has its advantages. Weigh these reasons before doing it.
Prepay your mortgage or refinance your home? - You could cut your interest and loan costs by prepaying but at today's rates, why not refi?
Snag lower rates with serial refinancing? - Serial refinancing is usually a bad idea, but there are exceptions that make it a smart move.
Front-load additional mortgage loan payments? - Rates may be right to refi your mortgage, but closing costs might make your old loan a keeper.
The slippery slope of serial home refinancing - At today's low rates, a refi is tempting. Follow these tips to make sure it's right for you.
Underwater? Weigh these refinancing options - You have refinancing options when you're upside down on your mortgage. Get the lowdown.
Use a cash-out refinancing to make home repairs? - A cash-out refi is one way to make home repairs, but how does it stack up with other options?
6 questions to ask before a home refinance - A refi isn't always possible or ideal. Ask these questions before taking the leap.
Refinance owner-occupied, 2-unit dwelling? - Weighing whether to refinance your property? Answer these questions to make the right decision.
Should you refinance home using your 401(k)? - Not getting much return in your 401(k)? Think twice before using it to refinance your home.
Refinance, recast or pay down your mortgage? - Refinancing is one way to lower your mortgage payment. Will these options reduce it, too?
Refinance after bankruptcy and late payments? - The opportunity to refinance may be nil if you are behind on payments and lack equity.
Try a reverse mortgage or pay off loan? - Weigh these factors to decide whether you really need a reverse mortgage.
Pay off home faster with a cash-in refinance - Want to pay your home loan more quickly? Try cash-in refinancing or one of these other options.
Proving income to refinance your mortgage - You have to verify you earn enough to qualify for a mortgage, which can be tricky.
Refinancing a 30-year mortgage? Switch to 15 - You may be refinancing a 30-year mortgage, but there are good reasons to reduce the term.
Refinance home to pay for college? - If you choose a cash-out refinance over student loans, you still get a tidy tax deduction.
There's more to refinancing than low rates - Dirt-cheap interest is intoxicating, but weigh these factors too when refinancing a home.
Repeat refinance could ding credit - Two mortgage refinances in three months could negatively impact a credit score.
Is 15- or 30-year mortgage refinance best? - There are two reasons to refinance. Your length of term depends on why you're doing it.
Refinance Now by Rick Kahler - How will you know if it’s time to consider refinancing?
5 refinance tips for borrowers - Joining the refi boom? Be ready to move fast, and stay on top of your lender to get the best rate.
Cash-out refi to remodel bathroom? - Thinking of refinancing your home? Consider refinancing and cash-out separately.
Sell home or refi ARM: A matter of timing - By refinancing, you'll have a longer timeline to sell while getting today's low mortgage rates.
Mortgage rate chasing, a fool's game - Sure, you might save a fraction of a percent, but you have to start the loan process over.
Refinance to shorter term, shave interest - With today's crazy low rates, refinance now if you plan to stay in the house and the loan.
7 good reasons why you should refinance - A refinance can make sense for many reasons, from getting a lower rate to consolidating debt.
Should you refinance with a 5/1 jumbo ARM? - Have a big mortgage? Consider refinancing to a jumbo 5/1 ARM. It could mean lower monthly payments.
5 ways to screw up a mortgage refinance - A mortgage refinance is trickier than it was a few years ago. Here are five ways to mess up.
When is it worth it to refinance? - Many factors go into the decision to refinance. Here's how to crunch the numbers.
6 questions to ask before a refinance - A refi isn't always possible or desirable. Ask these questions before taking the leap.
Refinance reverse mortgage to tap equity? - The upfront cost of refinancing a reverse mortgage and other issues make it a tough choice.
7 reasons why you should refinance - A refinance can make sense for many reasons, from getting a lower rate to consolidating debt.
Bankrupt, underwater and want to refinance - Bankruptcy can help you keep your home, but securing a better mortgage won't be easy.
Are you ready to refinance your home? - These six steps will help you decide if you're ready, and able, to refinance your home.
Worth the cost to refinance? - Deciding to refinance based on how soon your home value will appreciate can be risky.
Per diem interest charged in refinance - In refinancing, there can be overlapping days when you owe mortgage interest to both banks.
Refinance or pay extra on mortgage? - The key to refinancing is living in the house long enough to recoup your closing costs.
Snag a lower home rate with a cash-in refi - Even making a sizable cash payment to refinance may be worth it at today's low rates.
How an underwater homeowner got a refinance - How six months of tenacity -- and a little screaming -- earned a HARP refinance for one homeowner.
Is refinancing before retirement wise? - When retirement is in view, consider how a mortgage refinance fits into the overall plan.
5 refi blunders to avoid - Envy. Sloth. Overall boneheadedness. They lead folks to make refinancing mistakes. But not you.
Decision time: Refi right for you? - With interest rates low, mortgage calculators can help you determine if it's time to refi.
Combine mortgages to whack interest costs - Today's interest rates should bring down your total costs when consolidating loans.
When is a HARP refinance worth the cost? - Discover the break-even point to decide whether to refinance an underwater mortgage.
Should you refinance your home? - Consider the loan's length and if it's at a fixed rate before refinancing your mortgage.
Should you get a cash-in refinance? - Are you a candidate for a cash-in refi? Here's why homeowners take money to the table.
Best approach to refinancing - With 12 years left on a loan, you can improve on a traditional approach to refinancing.
How HARP Can Help You Refinance Your Home by Gerri Detweiler - Even if you have little or no equity.
Bet the house on the stock market? - Refinancing your home to invest in the market might sound like a good idea, but it's not.
Get the refi that the lender promised - Before you sign the refinance loan papers, make sure the fee estimate and note are accurate.
Does per diem interest affect refinance? - There will always be interest due in a refinance, but the timing is what counts.
How long to hold onto a jumbo ARM? - Before refinancing from a jumbo to a conforming mortgage, consider these factors.
Refinance or pay extra on mortgage? - Here are the factors you'll need to help calculate if it pays to refinance your mortgage.
Refinance 2 mortgages into 1? - There are drawbacks to refinancing your mortgage and home equity loan into a new loan.
When is it worth it to refinance? - Many factors go into the decision to refinance. Here's how to crunch the numbers.
In a refinance, home equity is important - Home equity should play a big role in your decision to refinance your home.
Repeat refinance could ding credit - Two mortgage refinances in three months could negatively impact a credit score.
Rules for refinancing after bankruptcy - Chapter 7 will throw up refinancing roadblocks, but there are possibilities if your credit is good.
How to use a mortgage refinance calculator - Use a mortgage refinance calculator to find out if it's a good idea for you to refinance.
Types of home mortgages - Are you thinking about refinancing? Here's more information on the most basic types of loans.
Refinancing without home equity - Even with the cost of PMI factored in, it might still make sense to refinance your home.
Shore up credit before you refinance - Checking your credit score and paying off debt can improve the odds of landing a mortgage refinance.
Is it time to refinance a mortgage? - Think beyond the plain vanilla 30-year fixed -- another option may suit you better.
Should you have a will? - As much as we may dread it, death is inevitable. That's why everyone needs a will.
Check closing costs before refinance - The decision to refinance and capture a lower mortgage rate depends greatly on closing costs. (11/01/10)
Shore up credit before you refinance - Checking your credit score and paying off debt can improve the odds of landing a mortgage refinance. (10/25/10)
6 questions to ask before a refinance - A refinance is not always possible or desirable. Before taking the leap, ask yourself six questions. (10/18/10)
Refinance home to buy vacation home - All the new borrowing qualifies for tax deduction, and you can take out one loan rather than two. (10/19/10)
Repeat refinance could ding credit - Two mortgage refinances in three months could negatively impact a borrower's credit score. (10/19/10)
Go with refi despite high closing costs - One couple is likely to find that a refinance will save cash despite high closing costs. (10/19/10)
Cash-out refinance can still make sense - Serial refinancing is not ideal, but it's hard to argue with locking in at today's low rates. (10/4/10)
FAQs on mortgage refinancing - Senior mortgage reporter Holden Lewis answers 5 key questions asked by borrowers in a recent chat. (9/14/10)
Refinance: Too much work, little reward - For one homeowner, a refinance means jumping through a lot of hoops without saving much money. (9/13/10)
7 reasons why you should refinance - A refinance can make sense for many reasons, from getting a lower rate to consolidating debt. (8/26/10)
Refinance home to buy vacation home - All the new borrowing qualifies for tax deduction, and you can take out one loan rather than two. (8/11/10)
Underwater? Refinance still possible - Owe more than your house is worth? It will be tough to get a refinance, but not impossible. (8/11/10)
7 reasons why you should refinance - A mortgage refinance can make sense for many reasons, from getting a lower rate to consolidating debt. (8/9/10)
Cash-out refinance a clear-cut winner - For one homeowner, a cash-out refinance is the best way to pay for home improvements. (8/9/10)
Should you stretch out a refinance? - It might make more sense to increase the length of your mortgage to free up some cash. (8/2/10)
Listing your home could screw up refinance - Borrowers with a recent history of listing their home for sale may struggle to get a refinance. (8/2/10)
7 reasons why you should refinance - A refinance can make sense for many reasons, from getting a lower rate to consolidating debt. (7/26/10)
Cash-out refinance is best choice - A couple wonders about the most sensible way to finance their home improvement project. (7/26/10)
Refinance not always worth hassle - In some cases, a home loan refinance causes too many headaches to be worth pursuing. (7/12/10)
5 ways to screw up a mortgage refinance - A mortgage refinance is trickier than it was a few years ago. Here are five ways to mess up. (6/28/10)
3 strikes may mean refinance is out - Getting a new home loan may be difficult for a homeowner facing a trio of roadblocks. (6/28/10)
How to overcome refinancing hurdles - Refinancing your mortgage can be a struggle. These tips will help you through it. (6/14/10)
Should you refinance, or hang tight? - Do today's low mortgage rates make it the right time to refinance? It depends on your situation. (6/4/10)
Can't refinance without mortgage - You can't fund renovations with a refinance if there's no outstanding mortgage on the house. (6/1/10)
Homeowner should resist ARM refi - Uncertain about selling? If so, resist the lure of an adjustable-rate mortgage refinance. (5/17/10)
Take 'sleep test' before you refinance - Should you refinance from an ARM into a fixed-rate mortgage? Take the "sleep test" and find out. (4/16/10)
Great rate? Forget mortgage refinance - If you have a great mortgage rate, a refinance is a poor way to build an emergency fund. (4/9/10)
Vanished equity will sink refinance hopes - Great credit won't boost the chances of a refinance if a borrower has no equity. (3/29/10)
Refinance may limit financial flexibility - Reduced financial flexibility may be the price for a home refinance that lowers your mortgage rate. (3/11/10)
Refinance can fund home improvement plans - A refinance or home equity line or loan can be used to fund home improvement plans. (2/9/10)
Refinance an uphill fight after job loss - A couple is unlikely to qualify for a refinance, which may not be a good option for them anyway. (1/21/10)
Check caps, floors before refinance - When weighing a refinance, look first at the interest rate caps and floors on the existing mortgage. (1/11/10)
Credit do's & don'ts before a refinance - Before you refinance, take certain actions -- and avoid others -- to boost your credit score. (1/8/10)
Mortgage refinance is personal choice - A mortgage refinance requires the borrower to crunch numbers and make personal choices. (1/7/10)
Mortgage refinance timing is key - The wisdom of a mortgage refinance today depends on your life plans for the future. (12/18/09)
Fee won't halt mortgage refinance - A late fee related to a payment on your current home loan shouldn't impact a mortgage refinancing. (12/17/09)
Refinance closing cost options - Homeowners planning to refinance have three main options for paying closing costs. (12/31/09)
Refinance your home or move? - It's a great time to buy, but consider these factors when deciding whether to refinance or move up. (12/21/09)
3 steps to refinance your mortgage - Can you take advantage of continuing low mortgage rates? Here's how to tell. (11/30/09)
Will a refinance result in higher taxes? - Borrowing against your rental was smart while prices rose. But sell now and you still owe taxes. (9/22/09)
Refinance of new mortgage often costly - A decision to refinance a mortgage less than 1 year old can turn into an expensive proposition. (9/8/09)
Time to refinance ARM? - A homeowner planning to move in a few years likely can handle the possibility of rising LIBOR rates. (8/10/09)
Weigh life plans before refinancing - It's important to know future plans when deciding whether to refinance a mortgage. (8/7/09)
Want to refinance? Details could trip you up - The Home Affordable Refinance program is filled with details that could derail potential deals. Here's what to look for. (7/16/09)
Credit, equity right for refinance - Loads of equity and a good credit score should make a home mortgage refinance a slam dunk. (7/10/09)
Use mortgage broker for land refinance - A mortgage broker can be a big help on a land refinance that includes a so-called "story loan." (7/01/09)
Cash-out home loan refinance sensible - The math suggests a cash-out home loan refinance may make the most sense for one homeowner. (6/16/09)
Future plans key to mortgage refinance - A mortgage refinance makes little sense for most homeowners who plan to move in the near future. (6/11/09)
Refinance could reduce tax deduction - Weigh several factors before a mortgage refinance, including a potentially reduced tax deduction. (5/28/09)
Do you qualify for the refinance plan? - The federal government, Fannie Mae and Freddie Mac spell out the rules for the refinance program. (5/7/09)
Weigh costs before buying down loan - The costs associated with buying down a loan may put the brakes on a mortgage refinance.(4/27/09)
Improve credit score before refinance - Now is the time to improve your credit score so that you can successfully refinance later. (4/24/09)
Homeowner shouldn't wait to refinance - A homeowner who is underwater doesn't have the luxury of waiting a year to refinance. (4/3/09)
4 steps to refinance - Mortgages are nearing record low rates. See if you can refinance your mortgage.(3/25/09)
Government helps homeowners refinance - Looking to refinance? The FHA and VA allow for little equity, and less-than-perfect credit. (3/19/09)
Solving refinance challenges - Want to refinance? Here are tips to help you overcome negative equity, inadequate income or poor credit. (1/22/09)
Work history key to refinance approval - Lenders scrutinize work history before deciding whether to approve applications for new loans. (2/20/09)
Refinance may be worth paying penalty - In some cases, it makes sense to refinance even if you have to pay a mortgage prepayment penalty. (2/18/09)
What to know before you refinance - Ready to refi? Crunch these numbers before applying for and choosing your new mortgage. (2/5/09)
Refinancing may not wipe out PMI - Refinancing will not be enough to help a homeowner eliminate her private mortgage insurance payments. (2/02/09)
When to refinance your mortgage - As mortgage rates plunge, it becomes more tempting to refinance. Find out if such a move makes sense for you. (1/29/09)
Solving refinance challenges - Want to refinance? Here are tips to help you overcome negative equity, inadequate income or poor credit. (1/22/09)
Cash-out refinancing rate often higher - A cash-out refinancing typically carries a slightly higher interest rate than a straight refinancing. (1/16/09)
5 steps to a successful refinance - Paying close attention to these five steps can help ensure a successful mortgage refinance. (1/12/09)
Go beyond rate when weighing refinance - You should look beyond current mortgage rates when deciding whether or not to refinance. (1/08/09)
How can I avoid a refinancing rip-off? - Getting your ducks in a row can help protect you from a refinancing rip-off. (12/30/08)
Should I refinance interest-only loan? - Should you refinance an interest-only loan? Finding the answer may be tricky. (12/19/08)
Check terms of loan before refinancing - Don't forget to check the terms of your mortgage before refinancing to a new loan. (11/14/08)
Don't rush into home refinance- There is no reason to rush into refinancing a mortgage right now (9/17/08)
Bank unlikely to sweeten refinance rate -It's rare for originating lenders to give deals to borrowers based on past loan agreements (9/16/08)
Refinance may not solve money problems - A cash-out refinance is not the answer to a reader's financial problems (9/02/08)
Refinance to clear decks after divorce - Refinancing is the best way for a woman to pay her ex the appropriate home equity stake (7/15/08)
Refinancing isn't a no-brainer (2/7/08)
Does it make sense to refi? (1/28/08)
Two mortgages separate when refinancing - A second mortgage won't be a factor when determining whether a new first mortgage is a jumbo loan (1/23/08)
Will your lender let you do a short refinance? (1/17/08)
Tap home equity instead of refinancing (1/10/08)
Don't refinance brand-new mortgage (1/2/08)
Car Loan Shouldn't Hurt Home Refinance (12/13/07)
Refinancing a Piggyback Mortgage (3/5/07)
Interactive: Is it time for you to refinance? (11/27/06)
Refinancing a Home You Want to Sell (11/27/06)
Considering a Refinance of FHA Mortgage (11/27/06)
Mortgage Refinancing: Is It Right for You? (10/9/06)
Should You Refinance Your Mortgage? (9/11/06)
Refinancing With a Prepayment Penalty (6/5/05)
Check Numbers Before Refinancing Mortgage (5/1/06)
Finding the Best Time to Refinance - Rates are cyclical, but it has nothing to do with the time of year (3/20/06)
Trying to Lower Her Mortgage Payment (2/20/06)
Reasons to Refi? (6/14/04)
Refinancing After Bankruptcy (5/31/04)
Serial Refinances, Beware Point Pitfalls (4/12/04)
Some Refinancing Costs May Be Deductible (2/16/04)
Refinancing - without extending the mortgage (9/4/03)
Refinancing With Very Low Equity (6/24/03)
4 Steps to a Stress-Free Refi (6/5/03)
Refinancing Coming to an End (12/20/02)
Refi Cash Crunch - Tax years and lender's practices can make a big difference (10/10/02)
8 Must-Ask Mortgage and Refi Questions - Too many people stop shopping when they hear the rate they like (10/3/02)
Refinancing with an interest-only mortgage (8/19/02)
FAQ on Refinancing (8/7/02)
Mortgage Modification - Your existing lender may lower your rate or offer a speed low-cost refi (7/4/02)
Refinance Strategies - Little known tips (4/11/02)
When Not to Refinance - There are plenty of reasons a borrower may want to sit tight (3/18/02)
Refinance - Using refinancing to consolidate debt (2/18/02)
Refinance - Ask Dr. Don - Should you refinance a first and second mortgage into a new one? (1/7/02)
Reducing Payments by $200? by Gary Foreman (10/5/98)

return to the Library Subject Index

Mortgages, Reverse Mortgage

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

5 Disturbing Trends in Reverse Mortgage Market by Judith Feldman - Important concerns about reverse mortgages.
Will a reverse mortgage harm my children? - A reverse mortgage can be tempting for retirees. But will kids inherit financial trouble?
3 ways to save home after reverse mortgage - With the loss of a parent, a reverse mortgage and little equity, what is a daughter to do?
Reverse Mortgage - Part 2 by Rick Kahler - Downsizing with a reverse mortgage.
Reverse Mortgage - Part 1 by Rick Kahler - How to understand reverse mortgages.
Options when a reverse mortgage comes due? - After husband dies, his wife faces tough choices as a reverse mortgage comes due on the home.
Reverse mortgage versus HELOC for extra cash? - Weigh these factors when deciding if a reverse mortgage or HELOC is best to ease a cash crunch.
Take cash as needed from reverse mortgage - Managing cash distributions holds down costs because interest is added to the loan balance.
2 homes, 2 reverse mortgages? - A reverse mortgage is just one option open to seniors needing extra cash in retirement.
Private reverse mortgage in the family - Keeping a reverse mortgage loan in the family can substantially reduce closing costs.
Reverse mortgage gets affordable - New option lets seniors borrow against home equity at lower costs, but with stricter limits.
Reverse mortgage entails trade-offs - Get a reverse mortgage only after you're positive that the pluses outweigh the negatives.
Reverse mortgage gets affordable - New option lets seniors borrow against home equity at lower costs, but with stricter limits.
Reverse mortgages provide financial back-up - Despite the housing bust, many seniors have equity they can tap with a reverse mortgage. (8/20/10)
Should I apply for a reverse mortgage? - A reverse mortgage can help seniors boost or stabilize their income during retirement. (7/21/10)
New FHA reverse mortgage boon to seniors - Seniors can now buy a new home with a reverse mortgage, keep existing home and save big bucks. (7/20/09)
Reverse mortgage payments don't grow - A reverse mortgage doesn't have loan payments, so there's no increase in payments over time. (3/12/09)
Reverse mortgage not always best choice - Many questions need to be answered before an elderly family member signs up for a reverse mortgage. (12/22/08)
Reverse Mortgages by Damon Carr - Don’t reverse the curse (3/10/08)
Pros and Cons of Reverse Mortgages (1/15/07)
Reverse Mortgage for Home Maintenance - Is it the best option? (5/22/06)
Reverse Mortgages - Putting money into the pocket of borrowers which isn't repaid until the house is sold (5/30/05)
Reverse Mortgages Finally Catching On - Enabling seniors to regularly tap their home equity (3/11/04)
Reverse Mortgages - gradually retrieving your equity (2/27/03)
Reverse Mortgages by Gary Foreman - Home equity loan vs. a reverse mortgage (9/30/02)

return to the Library Subject Index

Mortgages, Second Mortgage

Can second mortgage lender pursue payment? - Just because a loan is discharged in bankruptcy, doesn't mean the lender can't go after you.(9/14/10)
Can you get a mortgage on paid-off home? - If a house is paid off, can you get a new mortgage to fund the purchase of a second property? (4/19/10)
Unwise to skip second mortgage payment - Some homeowners mistakenly think they can avoid making second-mortgage payments. (11/10/09)
Help for second-homeowners - A problem for many with too much debt on their plate is how to pay the mortgage on a second home. (4/30/09)
Second mortgagee at risk in foreclosure - Second mortgage holders can lose money by triggering a foreclosure when a homeowner is delinquent. (3/3/09)
Second mortgage may derail refinance - A lender's refusal to subordinate a second mortgage may dash a homeowner's dreams of refinancing.(1/20/09)
Which to Pay Down: 1st or 2nd Mortgage? (3/12/07)
In a Hurry to Get a Second Mortgage (7/10/06)
Second mortgage holder can foreclose (2/13/06)
Pay First or Second Mortgage First? (8/23/04)

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Mortgages, Selecting a Lender

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Mortgage
Mortgages, Taxes

How to Choose a Mortgage Broker by Jonathan Cochran - Choosing a mortgage broker before you shop for financing.
Is no-closing-cost mortgage for you? - A no-closing-cost mortgage can save you thousands in upfront fees. Is it right for you?
So many mortgage loan options! What's best? - Wade through an alphabet soup of PMI, ARMs, FHA and VA loans to pick the right mortgage.
How to find a mortgage lender and pick the best - Your ideal mortgage lender may be online. Search for a few, then ask these questions.
First-time homeowner, first-time mortgage - The first step first-time homebuyers should take is to consult with a reputable mortgage lender.
Check out mortgage lenders before you buy - It might be a good time to look for a house, but check out mortgage lenders before you buy.
Looking for lowest mortgage rates? - Mortgage rates today are near historic lows, but you'll need good credit to get great deals. (7/22/10)
7 crucial facts about FHA loans - FHA loans play a vital role in today's real estate market. Here are seven important facts to know. (7/21/10)
Do homework before choosing home loan - Should you buy a home -- even a great bargain -- if you have only $1,000 for the down payment? (5/10/10)
Fixing 3 common FHA loan snags - Borrowers face potential roadblocks to securing an FHA loan. Here's how to move past them. (3/2/10)
7 things to know about an FHA loan - An FHA loan may be the ticket for you. These tips will help you take advantage of one. (1/21/10)
What Happens When Lenders Go Bankrupt (9/10/07)
Picking a Lender for a Mortgage (6/19/06)
Be Careful with Home Builder's Financing (6/12/06)
Escaping an Abusive Mortgage Servicer (11/20/03)
Mortgage Broker or Banker? - Which is better? (9/25/03)
Your Mortgage Broker Checklist (7/19/03)
4 Must-Ask Mortgage Broker Questions (7/17/03)
A Wholesale Mortgage - Try an upfront broker (10/24/02)
Peeves of Mortgage Brokers - Get your broker on your side (2/25/02)

return to the Library Subject Index

Mortgages, Selecting a Mortgage

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Taxes

see also:
Mortgage decision tools
The opinionated mortgage calculator
Fixed or adjustable rate mortgage
15-year or 30-year mortgage
Mortgage points advisor
Should you borrow from your home equity?
Home equity loans vs. lines of credit
Home Equity decision making tools

With damaged credit, can I get a mortgage? - If you have shaky credit, getting a new mortgage will be difficult, but not impossible.
Torn between 2 mortgage refinance choices - When deciding between a 20- or 30-year mortgage, think about all your financial goals.
5 frequent questions lenders get about mortgage rates - Everyone asks mortgage lenders the same questions. The answers are kinda complicated.
4 mortgages for little or no money down - Surprisingly, buyers with little money for a down payment are successfully getting mortgages.
Lock or float a mortgage rate? How to decide - Here are some factors to consider when deciding whether to lock a mortgage rate or float.
Benefits stack up from piggyback mortgage - Carrying one mortgage on top of another can make your savings mount when you refinance.
Want a jumbo home? You need a jumbo mortgage - A jumbo mortgage isn't your conventional home loan. It's bigger. Find out who qualifies.
Video - Taking on a jumbo mortgage - How is a jumbo mortgage different from a regular conforming mortgage?
Look before you leap into jumbo ARMs - A low-rate adjustable jumbo mortgage costs less at first -- at the risk of increases later.
10 questions for lenders - Here are the 10 key questions to ask at application time to help you find the best home loan.
Deciding between ARM and fixed-rate mortgages - Low initial cost favors adjustables, but defined payments make fixed rates a safer option.
Understanding mortgage points - There are different types of points. Find out how they can affect your monthly mortgage payment.
What is the best mortgage for your lifestyle? - Take a look at the different types of mortgages on the market to decide which would be best for you.
These mortgages pay for home renovations - Want to buy a run-down home and fix it up, but don't have the cash? There's a loan for that.
3 reasons low mortgage rates are key - Before purchasing a home, consider these factors that could cost you more in the long run.
ARM, hybrid or fixed-rate loan? - Home loans have many variables; rates are only one. Learn the ins and outs before choosing.
The 411 on a 30-year fixed-rate mortgage - While 30-year fixed-rate loans offer a lot of certainty, they don't offer a lot of flexibility.
How to finance a duplex or multi-unit home - Getting a loan on a multi-unit home? You'll have more options if you live in the building.
How to jump through condo-lending hoops - Whether buying or refinancing, getting a loan on a condo is hard. Here's what to know.
How is a loan's interest rate calculated? - Lenders have requirements on how to figure a loan's APR, allowing consumers to rate shop.
Can you trust mortgage lenders? - The foreclosure fiasco has borrowers wondering where to find an honest lender. Try these tips.
Mortgage search shouldn't hurt credit - Comparison shopping for a new mortgage won't hurt the credit scores of careful borrowers. (10/11/10)
Getting the right first mortgage - Here are some tips on getting a first mortgage you can realistically afford on your budget. (10/1/10)
Should you stretch out a refinance? - It might make more sense to increase the length of your mortgage to free up some cash. (9/3/10)
Save with 30-year mortgage rates? - Right now, 30-year mortgage rates remain near historic lows. But is this the right loan for you? (8/27/10)
Cheaper mortgage may not be best deal for you - Record-low mortgages don't necessarily mean you qualify for refinancing -- or that it's a good idea. (8/24/10)
Home loans: fixed-rate or adjustable-rate? - Homebuyers and homeowners planning a refinance face one big choice: fixed-rate or adjustable-rate?(8/23/10)
15-year refinance looks like sweet deal - For one homeowner, a 15-year mortgage refinance looks like a pretty sweet deal. (8/23/10)
Choosing the right home loan - Understanding personal goals and risk-tolerance can help you choose the right home loan. (8/16/10)
4 mortgages for little or no money down - Surprisingly, buyers with little money for a down payment are successfully getting mortgages. (8/13/10)
Fixed-rate mortgages vs. ARMs - Fixed-rate mortgages and ARMs have pros and cons. Here's how to choose the right loan for you. (7/28/10)
Divorcee faces home mortgage choice - A woman in the middle of a divorce faces a home mortgage choice: fixed-rate or ARM? (2/26/10)
3 types of mortgage loans for homebuyers - These days, homebuyers have fewer home loan options. We explain what they are and how they work. (2/17/10)
FHA loan can save home dream - An FHA 203(k) loan can provide money to buy a home and rehabilitate it in one transaction. (4/06/09)
Biweekly mortgage plans too inflexible - A formal biweekly mortgage plan is costly, and does not improve on the do-it-yourself approach. (3/25/09)
New mortgage, old problem? - Given a second chance at a mortgage? Here's how to negotiate a realistic payment plan. (3/12/09)
Video: Which type of mortgage is best? - Whether you're talking first mortgage or last, it really pays to understand loan shopping.
Calculators reveal best mortgage option - Use online calculators to determine if paying points is the right option for you (9/30/08)
No-doc/low-doc mortgages more expensive No-doc/low-doc mortgages still are available, but they are more expensive (4/25/08)
Match a Mortgage to Your Lifestyle (4/2/07)
Is That Mortgage Good for You? (6/12/06)
Finding the Right (Cheapest) Mortgage (3/13/06)
Designing the World's Worst Mortgage - How many of its elements are in your mortgage? (7/25/05)
How to Find a Mortgage Without Leaving Home (7/4/05)
Choosing the Best Mortgage - FHA or conventional? (7/4/05)
Online Home Mortgage Shopping - Searching for the best rates (1/3/05)
What Length Mortgage Should You Get? (12/20/04)
Exotic Mortgages Lower Payments But Raise Risk (8/30/04)
How Much House? by Gary Foreman - A home that you can love and afford, too (10/21/02)
Get the Best Mortgage for You by Don Petrasek - Understand how your lender works (1/21/02)
Shopping for a Home Mortgage by Ginita Wall (5/3/99)
15 vs. 30 Year Mortgage (10/18/99)

return to the Library Subject Index

Mortgages, Taxes

Also in Mortgages:
Mortgages, 40- and 50-Year Mortgages
Mortgages, Adjustable Rate
Mortgages, Alternative Loans
Mortgages, Basics
Mortgages, Before Buying a Home
Mortgages, Credit and Subprime Lending
Mortgages, Down Payments
Mortgages, Facing Foreclosure
Mortgages, Fees and Finance Costs
Mortgages, Financial Assistance
Mortgages, Fraud and Predatory Lenders
Mortgages, Home Equity Loans
Mortgages, Insurance
Mortgages, Interest-Only Mortgage
Mortgages, IRAs
Mortgages, Mortgage Limits
Mortgages, Other
Mortgages, Paying Off
Mortgages, Prepayment
Mortgages, Rate Changes
Mortgages, Rate Locks
Mortgages, Refinancing
Mortgages, Reverse Mortgage
Mortgages, Second Mortgage
Mortgages, Selecting a Lender
Mortgages, Selecting a Mortgage

Is mortgage payment help taxable? - The IRS taxes mortgage payments made by your insurer, but you can still deduct interest.
Woman can't claim homebuyer tax credit - Even if you have no ownership interest in your spouse's home, you cannot get a tax credit. (8/2/10)
Look beyond mortgage tax deductibility - A homeowner who wonders about a second mortgage's tax deductibility shouldn't forget other costs. (6/14/10)
Aunt's loan could trigger tax - An aunt should be aware of the tax implications of making a mortgage loan to her niece. (9/28/09)
Parents' mortgage gift may trigger tax - Parents should consult a tax professional before making a generous mortgage gift to a child. (7/13/09)
Taxes shouldn't sway refinance decision - Taxes shouldn't be the tail wagging the dog when weighing mortgage refinance options. (4/14/09)
Deducting mortgage interest - Two mortgages can be deducted if they meet the qualifications (8/28/08)
Know Escrow Rules Before Waiving Them - Know your responsibilities before deciding to pay property taxes and insurance payments on your own. (10/29/07)
Effect of Prepaying Mortgage on Taxes (3/5/07)
Mortgage Interest Deduction Not Always Best (10/30/06)
Home Equity Line of Credit Tax Benefits (6/5/06)
Can't Keep up with Taxes and Insurance (5/29/06)
Tax Deduction vs. Low Mortgage Payment (7/11/05)
Some Refinancing Costs May Be Deductible (2/16/04)
Painful Property Taxes by Gary Foreman - Would it help if they were included in the mortgage? (2/26/01)
Escrowing Property Taxes by Doris Dobkins (6/19/00)
Soulful Tax Shelters by John O. Andersen (4/26/99)

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