+The Dollar Stretcher, Living Better...for Less

Library Subject Index

section I to M

Insurance

Auto
Claims
Credit
Health
Health Savings Accounts
Homeowners
Life
Long-Term Care
Mortgage
Other
Property
Saving and Retirement
Taking Stock
Unemployment and Disability
Vision and Dental

Insurance, Auto

Also in Insurance:
Insurance, Claims
Insurance, Credit
Insurance, Health
Insurance, Health Savings Accounts
Insurance, Homeowners
Insurance, Life
Insurance, Long-Term Care
Insurance, Mortgage
Insurance, Other 		Insurance, Property
Insurance, Saving and Retirement
Insurance, Taking Stock
Insurance, Unemployment and Disability
Insurance, Vision and Dental

see also:
Automobiles
Insurance decision making tools
What type of life insurance do I need?
How much life insurance do I need?
  • Save with online driver safety course - An online driver safety course can help you save on car insurance. (2/27/09)
  • Pay-as-you-drive insurance - Cut premiums with pay-as-you-drive insurance, but watch out for surcharges. (2/2/09)
  • Safe Drivers Really Can Save Money on Car Insurance by Renea Winchester -How much can insurance discounts save you? (3/9/09)
  • 8 Ways to Save on Auto Insurance by Vernon Williams - Fight the increase in driving costs. (11/24/08)
  • Will Your Rates Rise after a Claim? (7/23/07)
  • Lowering Auto Insurance Rates - Save money no matter what your credit score (7/18/07)
  • Do You Need that Rental Car Coverage? (10/30/06)
  • 10 Most and Least Expensive Cars to Insure (8/28/06)
  • Dream Car, Nightmare Insurance? (8/14/06)
  • Gap Insurance, Friend or Foe? - Most dealers push it, but is it something that you really need? (8/8/05)
  • What's Your Auto Insurance IQ? (7/18/05)
  • Everything Your Need to Know About Auto Insurance (6/27/05)
  • Enough Auto Insurance? - Do you have the right kind and the right amount? (4/11/05)
  • Do You Need Auto Gap Insurance? (2/21/05)
  • Insurance Shopping Online (12/20/04)
  • Best Sites for Insurance Buys (12/20/04)
  • The Car Is Affordable - Why isn't the insurance? (8/9/04)
  • Financing and Insuring Your Collector Car (7/26/04)
  • Are You Paying Too Much for Your Car Insurance? (12/13/03)
  • Fraud's a Fault of No-Fault - It was supposed to lower costs, not encourage fraud (11/21/03)
  • Everything You Need to Know About Auto Insurance (9/30/03)
  • Cutting the Cost of Teen Auto Insurance (9/20/03)
  • When Renting a Car - Do you need to buy insurance? (8/11/03)
  • Saving on Car Insurance by Sharon Camino (4/14/03)
  • Your Auto Insurance (3/14/03)
  • Low-Cost Auto Insurance - You're punished for being young, single or even paying a bill late. Fight back! (5/23/02)
  • Teen Auto Insurance - It won't be cheap, but it can be cheaper (4/17/02)
  • Why They Sell Extended Warranties - RepairClinic.com - What do they know that you don't? (10/15/01)
  • My Story: That Auto Warranty by Debbie Benish (4/17/00)
  • Automotive Extended Warrantees (10/11/99)
  • Safer Driver Discount by Betsy Sullivan (8/9/99)
  • Auto Liability Insurance by Gary Foreman (9/14/98)
  • Insurance Insider by Renee C. (1/19/98)
  • The Smiths Shop for Auto Insurance by Gary Foreman (4/21/97)
    return to the Library Subject Index

    Insurance, Claims

    Also in Insurance:
    Insurance, Auto
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?
  • Claims that boost your insurance rates - Certain types of claims are more likely to boost your insurance rates. Find out which may raise red flags. (3/25/08)
  • Finding your own claims adjuster - Get somebody on your side to fight the insurance company.
  • Appealing an Out-of-Network Claim Denial (9/11/07)
  • A Debit Card for Disaster Victims (9/11/06)
  • Claiming a Storm Damage Tax Deduction (8/14/06)
  • Getting All You're Entitled To In an Auto Claim (10/11/03)
  • Finding Your Own Insurance Adjuster (10/4/03)
  • Get a Proper Settlement from Your Claim by Hans Peter Andersen (6/23/03)
  • My Story: Insurance Mistakes contributed by Holly - Know your insurance plan (3/10/03)
  • Negotiating With the Typical Claims Adjuster by Dan Baldyga - Good faith and good sense (1/13/03)
  • Your Insurance Claim by Dan Baldyga - Medical insights and expenses (11/11/02)
  • Your Own Claims Adjuster - Get somebody on your side to fight the insurance company (9/25/02)
  • Insurance Claims by Dan Baldyga - How medical bills and reports affect your claim (9/16/02)
  • The $140 Phone Call by Michelle Jones - A few minutes of time paid off big (11/19/01)
  • Getting Paid on an Auto Insurance Claim - part 2 by Gary Foreman (9/8/97)
  • Getting Paid on an Auto Insurance Claim - part 1 by Gary Foreman (9/1/97)
    return to the Library Subject Index

    Insurance, Credit

    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Credit, Credit Cards & Credit Repair
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?
  • Someone to Pay My Credit Card Bills? by Gary Foreman - Circumstances have changed some (5/25/09)
  • Insurance credit scoring here to stay Your credit rating affects insurance coverage and how much you pay for it (4/14/08)
  • Payment Protection Plan is Expensive (8/17/07)
  • Know the 4 types of credit card insurance (2/6/06)
  • Insurance Rates & Your Credit Score - Your auto insurance could be costing you more because of your credit score (12/26/05)
  • Is ID Theft Insurance Worth the Money? (8/16/04)
  • Should bad credit mean high insurance premiums? (8/27/03)
  • Credit Insurance - Credit-insurance come-ons raise capital concerns (2/11/02)
  • Credit Insurance: Becoming Informed by Rebecca Lindsey - Know what's being offered before you make a decision (3/12/01)
  • How Credit Bureau Reports Can Affect Your Insurance Premiums by Jack Mann (8/19/96)
    return to the Library Subject Index

    Insurance, Health

    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Long-Term Care
    Insurance, Vision and Dental

    Insurance, Health

  • Coping with out-of-pocket health care costs - Payment options ease the burden of high health care costs that are charged directly to consumers. (6/2/09)
  • Rating health care online - A growing number of Web sites can help you compare health care providers' price and quality. (4/23/09)
  • 4 Ways to Get Health Insurance When You Lose Your Jobby Vernon Williams - Evaluating your options. (5/11/09)
  • Dealing without health insurance - It's tough, but not impossible, to get by without a group plan. Follow these tips to find a safety net. (4/22/09)
  • Finding small business health insurance -Small businesses pay more for health insurance. How can you get the best coverage for your money?(3/9/09)
  • Doc wants test and your cash - You're still on the hook for an unwanted diagnostic test even if your insurance won't cover it.(3/2/09)
  • Benefit Changes Season by Tamara Wilhite - Prevent sticker shock from surprise medical bills. (9/22/08)
  • Surviving the Medical Maze - Tricks to get providers to deal fairly (7/11/07)
    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?

  • Tips for Choosing Affordable Health Insurance - What you should know before investing in individual health insurance (5/28/07)
  • Vanishing Retiree Health Care Insurance (5/21/07)
  • Short-Term Health Insurance on the Rise (3/26/07)
  • Sorting Out Your Medical Insurance Options (12/4/06)
  • ABCs of Health Insurance (11/13/06)
  • Health Care an Ailing Condition in the U.S. (8/7/06)
  • Nutritional Counseling to the Rescue (7/24/06)
  • Trapped Medical Records (7/24/06)
  • Counting on COBRA? Check the Rules (7/10/06)
  • Health Insurance Rebates for Living Healthy (4/17/06)
  • Health Care Help Set Up Incorrectly (2/13/06)
  • Employer should spring for cafeteria plan - If your employer would purchase health insurance for you within a premium-only cafeteria plan, everyone would benefit taxwise (2/6/06)
  • Is Cancer Insurance a Good Idea? (8/29/05)
  • Appealing a Denied Medical Claim (7/25/05)
  • A Health-Care Hired Gun - Tired of trying to decipher and correct your medical bills? (12/13/04)
  • Cut Health Insurance Premiums 25% - Without raising your deductible (9/27/04)
  • Insurance Medical Exams (8/9/04)
  • Be Careful Buying Health Insurance - Some plans are just scams (3/15/04)
  • 16 Ways to Get Better Insurance Rates - What you say and how you say it can make a big difference (2/18/04)
  • ABCs of Medicare (1/14/04)
  • 7 Ways to Avoid Going Without Health Insurance (1/12/04)
  • Getting Health Insurance On Your Own (12/2/03)
  • Worksheet for Comparing Health Plans (12/2/03)
  • Don't Let a Health Catastrophe Wipe You Out (11/3/03)
  • Protecting Yourself From Illegal Health Plans (8/29/03)
  • Negotiate a Medical Settlement by Dan Baldyga - Control your case (2/24/03)
  • Fighting Your Health Insurance Company - How to avoid the fight when you can, and win the fight when you can't (6/19/02)
  • My Story: Medical Care for Less by Sybil - How one family handles medical care (11/5/01)
  • The Effects of Taxes and Time on Long-Term Health Insurance by William D. Brownlie, CLU, ChFC (11/13/00)
  • Can Health Insurance Make You Sick? by Tammy Harrison (7/31/00)
  • Getting Medical Insurance When You Have Pre-Existing Conditions (1/11/99)
  • Cheaper Than COBRA: Low Cost Medical Insurance - Reader's Experiences (5/11/98)
    return to the Library Subject Index

    Insurance, Health Savings Accounts

    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?

  • The ABCs of HSAs - Understanding health savings accounts (6/25/07)
  • Reviews Mixed for Directed Health Plans (9/25/06)
  • Understanding High-Deductible Health Plans (7/17/06)
  • Restrictions on Health Savings Accounts (10/10/05)
  • Going Without Health Insurance? - Finding the best insurance option for your family (12/6/04)
  • A New Way to Pay Your Medical Bills (1/14/04)
  • Flexible Spending Accounts by Gary Foreman (1/31/00)
  • Flexible Spending Account Cafeteria Plans by Karen Jones (4/19/99)
  • Medical Savings Accounts (4/5/99)
    return to the Library Subject Index

    Insurance, Homeowners

  • Insurance bites dog -Insurance companies may reject an application if the homeowner's dog is from a blacklisted breed. (4/08/09)
  • Keep home insured in default - You'll need insurance if someone breaks in. And before cutting off utilities, consider frozen pipes. (4/14/09)
  • 6 Ways to Save on Homeowner Insurance by Vernon Williams - Only buy the insurance you need. (3/16/09)
  • 6 condo insurance questions (1/21/08)
  • Lender Has Final Say on Flood Standard (12/21/07)
  • Quiet '06 Hurricane Season May Calm Rate Hikes (12/4/06)
    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?

  • Can you skip insurance on your home? (8/14/06)
  • Get Flood Insurance Before Water Rises (7/24/06)
  • Remodeling? Make Sure You're Insured (5/8/06)
  • Time to Review Your Homeowners Policy (5/8/06)
  • Special Hazards Need Special Coverage (7/25/05)
  • Insurance Companies Give Out Home Protection Info - Eager to teach homeowners how to protect their homes from disasters (11/1/04)
  • Home Insurance - Guaranteed replacement coverage (10/11/04)
  • Insurance May Not Cover Hurricane Mold (9/20/04)
  • Are You Properly Insuring Your Home? by Kitty Werner (4/5/04)
  • Does Your Homeowner's Policy Really Cover You? (1/26/04)
  • ABCs of Your Homeowner's Insurance Policy (9/20/03)
  • A Home Warranty (7/19/03)
  • Really Covered? - The difference between cash and replacement value (5/15/03)
  • Does Your Insurance Cover Terrorism? (3/24/03)
  • Protecting Your Home from Disaster (8/30/02)
  • Black Mold by Gary Foreman - A 55% increase in premiums calls for action (8/12/02)
  • Homeowner's Insurance - Protect your biggest asset (5/31/02)
  • Doggon Expensive - Man's best friend may be your policy's worst enemy (5/31/02)
  • Remodeling? - Better check your homeowners insurance (3/12/02)
  • Before Disaster Strikes - 10 things you need to know about homeowners insurance (3/5/02)
  • Homeowner's Insurance - Getting the most for your insurance dollar (3/26/01)
  • The Smiths' Homeowners Insurance by Gary Foreman (4/19/99)
    return to the Library Subject Index

    Insurance, Life

    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?
  • How secure is life insurance? - Life insurers' losses make them seem vulnerable. Can they keep their promises to consumers? (5/12/09)
  • Trim -- don't lapse -- life insurance - Life insurance is a tempting place to cut expenses, but trimming premiums is a better option than letting your policy lapse. (2/9/09)
  • 7 Ways to Save on Life Insurance by Vernon Williams - You can protect your family without overspending. (12/22/08)
  • Life Insurance Safeguards and Trapdoors (11/29/07)
  • Disability and Life Insurance Combo Saves $ (10/30/07)
  • Picking Between Term and Whole Life Insurance (10/23/06)
  • Accidental Death Insurance (5/1/06)
  • Bankruptcy and Childrens' Insurance Policies (5/1/06)
  • Toddler Life Insurance (2/20/06)
  • What If Something Happened to You? - Making sure your family is taken care of (1/16/06)
  • Finding a Lost Life Insurance Policy (11/14/05)
  • Tracking Down Lost Life Insurance Policy (10/3/05)
  • Considering Whether to Convert Term Policies (9/26/05)
  • Cashing Out of Life Insurance (8/29/05)
  • Insuring Your Spouse (8/8/05)
  • Pulling Cash From Your Life Insurance (10/4/04)
  • When to Dump Your Term Insurance (8/16/04)
  • Second-to-Die Life (8/16/04)
  • Poor Health Doesn't Block a Life Policy (8/16/04)
  • Term Life Insurance at its purest (8/9/04)
  • Life Insurance Lingo (8/9/04)
  • Life Insurance Primer (8/9/04)
  • Employer Life Insurance Usually Not Enough (5/31/04)
  • Should Your Buy Life Insurance for Kids? (9/30/03)
  • Longer Lifespan Lowers Insurance Rates (6/30/03)
  • Enough Life Insurance by Gary Foreman - How much is enough? (6/2/03)
  • Life Insurance by Timothy Pitcher - How do you know how much is enough? (3/17/03)
  • Life Insurance in your estate (12/13/02)
  • Golden Rules for Buying Life Insurance by Craig Lock - Investigate before investing (12/9/02)
  • Viaticals - How to sell your insurance policy (11/13/02)
  • Pros and Cons of viaticals (11/13/02)
  • Major Types of Life Insurance (9/17/02)
  • Bear Market Threatens Some Policies - Here's how to prevent getting mauled when your life insurance is tied to investments (9/17/02)
  • 2nd to Die Insurance - Benefits of policies that pay after both parties die (8/21/02)
  • How Much Life Insurance Do I Need? (7/2/02)
  • Tax Implications of employer-paid term life insurance (5/16/02)
  • The Basics of Life Insurance - What it is, who should get it and what to look out for (1/28/02)
  • Annuity Income Options by William D. Brownlie, CLU, ChFC - How would you like your money paid out? (2/19/01)
  • How Much Insurance Is Enough? by Doris Dobkins (4/17/00)
  • The Life Insurance Debate by Doris Dobkins (2/7/00)
  • Don't Make Mistakes Buying Insurance by Ginita Wall, CFP, CPA (5/17/99)
  • Finding Cheaper Life Insurance (2/22/99)
  • How to Buy Life Insurance by Gary Foreman (3/31/97)
    return to the Library Subject Index

    Insurance, Long-Term Care

    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?
  • 9 Ways to Save on Long Term Care Insurance by Vernon Williams - Don't let high costs keep you from needed coverage. (2/23/09)
  • Do You Need Long-Term Care Insurance? (1/29/07)
  • Is Long-Term Care Insurance Right for You? (12/18/06)
  • Long-Term Care Insurance (4/24/06)
  • Medical Savings Accounts - An alternative to expensive insurance (3/7/05)
  • Buying Long-Term Care Insurance by Gary Foreman - What should you look for in a policy? (1/7/02)
  • Long-Term Health Care Insurance by William D. Brownlie, CLU, ChFC, CIP, LIA (10/16/00)
    return to the Library Subject Index

    Insurance, Mortgage


  • Lender won't Cancel Duplicate Hazard Insurance (4/2/07)
    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?

  • Extras Make Home Payments Climb (1/8/07)
  • Taming Private Mortage Insurance (6/3/02)
  • Mortgage Insurance - Should you take a higher interest rate with no PMI? (2/25/02)
  • PMI - How to get rid of PMI (2/18/02)
  • What Is Title Insurance? (7/10/00)
  • Cancel Our PMI? by Gary Foreman (8/9/99)
  • PMI Who? by Dawn Adams (3/1/99)
    return to the Library Subject Index

    Insurance, Other

  • Green insurance, the eco-alternative - Insurance firms are offering eco-friendly options to lure consumers interested in energy efficiency. (4/29/09)
  • The Advantages of an Insurance Agent by Rick Mayhew, CPCU, CIC, CLU, ChFC - An insurance agent defends his profession. (2/16/09)
  • 3 keys to cheaper motorcycle insurance - Three factors dictate the cost of motorcycle insurance (8/01/08)
  • Hard work will locate lost insurance policy -A little detective work should reveal the whereabouts of a missing insurance policy (5/20/08)
  • Disability and Life Insurance Combo Saves $ (10/30/07)
  • 5 Easy Steps to Finding an Insurance Agent (9/5/07)
  • Insuring Your Move (7/19/04)
    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?

  • The Basics of Benefits (5/31/04)
  • Find Your State Insurance Regulator - States oversee insurance activities in each state. Here's who to contact
  • Cut Insurance Costs With Affinity Groups(10/11/03)
  • Do You Need Nanny Insurance? (10/4/03)
  • Test Your Insurance IQ (9/20/03)
  • Insuring Your Wedding Ceremony (6/2/03)
  • Travel Insurance - Are you already covered? (4/24/02)
  • Insurance for Your Pet - You can get help paying for Rover's illness (3/25/02)
  • What Happens to Your Business When You Die? by David F. Woods, CLU, ChFC - A tough question, but your business itself can provide the answer (4/23/01)
  • Appliance Insurance (10/30/00)
  • Ways to Save on Burial Insurance by Craig Casey (10/4/99)
  • Self Insurance Explained by Gary Foreman (7/14/97)
    return to the Library Subject Index

    Insurance, Posessions

    Insurance, Auto
    Insurance, Homeowners
    Insurance, Mortgage
    Insurance, Property

    Insurance, Property

    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?
  • Rent Payments Don't Insure Personal Belongings - Protect your belongings and get the best coverage for you. (4/13/09)
  • No-Depreciation' Insurance Policies Mislead (7/31/06)
  • Condo casualty losses (2/6/06)
  • Replacement Value Insurance (10/10/05)
  • Getting the Right Renter's Policy (10/11/04)
  • Quiz - How much do you know? (8/30/04)
  • Get Expensive Presents? - You may only be covered up to $2,000 (12/24/03)
  • Insuring Your Mobile Home (10/4/03)
  • Property Insurance for College Students (1/9/03)
  • Insuring Your Possessions by Gary Foreman - Have the right coverage and proper documentation (12/30/02)
  • My Story: Don't Get Burned After the Fire by Garry Cote - Be prepared if disaster should happen (8/5/02)
    return to the Library Subject Index

    Insurance, Saving and Retirement


  • Pros and Cons of Life Cycle Mutual Funds (10/2/06)
    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?

  • Is it Time to Lock in CD Rates? (10/2/06)
  • ETFs: Another Choice for Your 401(k) (10/2/06)
  • Increased FDIC Coverage Goes into Effect (3/27/06)
  • Retirement and Health Insurance Tax Breaks (4/17/03)
  • Insurance and Your Safe Deposit Box (1/17/03)
  • From Retirement to Poverty by Gary Foreman - Could their life savings suddenly disappear? (12/31/01)
  • Health Insurance for Seniors (5/1/00)
    return to the Library Subject Index

    Insurance, Taking Stock

  • 5 Insurance Policies You Don’t Need by Vernon Williams - If you don't need them, why buy them?(4/06/09)
  • Check That Insurance Policy For Savings by Johnny Gunn - What you don't know could cost you. (4/21/08)
  • Recession Proof Your Insurance Needs by Byron Udell - Maintaining insurance coverage when the economy is looking grim (3/17/08)
  • Kids Gone? 20 Tips to Save on Insurance (1/29/07)
    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?
  • Understanding Your Insurance Needs (8/20/07)
  • Update Your Insurance Coverage (1/15/07)
  • Kids Gone? 20 Tips to Save on Insurance (9/18/06)
  • Your Child Left for College? (9/18/06)
  • Can't Keep up with Taxes and Insurance (5/29/06)
  • Preparing for the Worst - Creating a financial disaster plan (11/22/04)
  • Spending Money Could Save You Money by April Borbon (5/17/04)
  • 5 Insurance Policies You Don't Need (10/4/03)
  • Guide to Insurance (9/20/03)
  • Taking Inventory by Gary Foreman (8/12/96)
    return to the Library Subject Index

    Insurance, Unemployment and Disability

  • Private disability coverage worth look - Private disability insurance may offer extra benefits not found in employer-based coverage. (4/08/09)
  • Disability primer: obtaining full coverage - Learn the ins and outs of filing for disability insurance before an accident happens. (3/25/09)
  • My Story: Potential Layoff Revisited - contributed by JoAnn - Unemployment insurance worth the cost (3/24/03)
    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?

  • Should You Buy Job-Loss Mortgage Insurance? (11/21/02)
  • Disability Insurance by William D. Brownlie, CLU, ChFC, CIP, LIA (10/2/00)
  • Disability Insurance (5/29/00)
  • One in Seven (disability) by Gary Foreman (7/26/99)
  • Insurance 101 by Brian Boley (10/20/97)




    Insurance, Vision and Dental


  • Avoid Painful Dental Bills (3/21/05)
    Also in Insurance:
    Insurance, Auto
    Insurance, Claims
    Insurance, Credit
    Insurance, Health
    Insurance, Health Savings Accounts
    Insurance, Homeowners
    Insurance, Life
    Insurance, Long-Term Care
    Insurance, Mortgage
    Insurance, Other     		Insurance, Property
    Insurance, Saving and Retirement
    Insurance, Taking Stock
    Insurance, Unemployment and Disability
    Insurance, Vision and Dental

    see also:
    Insurance decision making tools
    What type of life insurance do I need?
    How much life insurance do I need?

  • 6 Questions to Ask Your Dental Insurer (3/21/05)
  • Dental Plans - A bright, beautiful smile for less (7/26/04)
  • Looking at Vision and Dental Insurance (5/31/04)
  • Vision and Dental Insurance (9/30/03)
    return to the Library Subject Index


    Investments

    Basics
    Bonds
    CDs and Banking
    Children
    Financial Advisors
    Life Insurance and Annuities
    Mutual Funds
    Other
    Planning
    Stocks
    Real Estate
    Retirement
    Risk Management
    Saving
    Starting Small
    Taxes
    Twentysomethings
    Windfalls

    Investments, Basics

  • Education key to smart investing -Education and expert guidance are essential to making good investments (10/03/08)
  • Invest with Confidence by Damon Carr - 8 key points to successful investing (10/08/07)
  • When Boring Is Exciting Safely grow your investments and solidify your retirement (7/30/07)
  • Investing Basics: What Affects Interest Rates (1/29/07)
    Also in Investments:
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • A How-to Primer on Investing (12/4/06)
  • The Power of Compound Interest - What could training shoes teach him about money? (7/3/06)
  • Lessons From Investing 101 (4/03/06)
  • Investment Returns - Is it possible to earn a safe, consistent 7%? (11/7/05)
  • Investment Returns - Is 10 to 12% per year a realistic goal? (8/29/05)
  • 15 Must-Know Investing Terms - Quick reference for investing masters or apprentices (9/30/02)
  • What Are the Basics of Investing? (2/11/02)
  • Reading for the New Investor - Resources to help you get started (7/9/01)
  • Investing Basics by Doris Dobkins - The first steps to accumulating wealth (6/11/01)
  • Money Management: Lesson #1 by Jane Chidester (1/31/00)
  • Diversification for Poor People: Investment Basics by Gary Foreman (2/16/98)
  • Investments for Beginners by Gary Foreman (9/29/97)
    return to the Library Subject Index

    Investments, Bonds

  • Swallow low Series I savings bond rate - While zero percent on a Series I savings bond sounds awful, it's worth suffering through. (6/22/09)
  • Savings Bonds - Could you have a hidden savings account in old or lost savings bonds?(6/01/09)
  • Children's bonds may be true 'gems' - A mother is urged to think twice before cashing out her children's accumulated savings bonds. (4/29/09)
  • Taxes key to municipal bond decision - Make sure you understand the pros and cons of buying municipal bonds before taking the plunge.(4/28/09)
  • Savings bond taxes due at maturity - If you have maturing U.S. bonds, forget about a rollover. Instead, it's time to pay the piper. (4/23/09)
  • Easy to get around Series I bond limit - There are several ways to legally purchase more than $5,000 in Series I savings bonds annually. (4/20/09)
  • Parents legally can cash child's bond - Parents of a minor have the legal ability to cash their son's or daughter's Series EE savings bond. (3/23/09)
  • No borders when cashing Series EE bonds - It doesn't matter where you buy a Series EE savings bond -- you can cash it in any state. (3/17/09)
  • Time horizon influences bond strategy - An investor's time horizon helps determine the best time to purchase Series I savings bonds. (3/2/09)
  • Ask adviser for bonds' current rating -A financial adviser can help you find the current rating on bonds purchased several years ago.(2/24/09)
  • Zero-coupon bonds often good investment - Zero-coupon bonds can be a great investment as long as you make decisions based on today's markets and rates. (1/28/09)
  • Ask government about lost savings bond - Can't find the U.S. savings bond you were issued? A note to the government should help set things straight. (1/15/09)
  • Cape Town woman can redeem U.S. bonds - A South African woman shouldn't worry about redeeming U.S. savings bonds purchased by her grandfather. (1/09/09)
  • Savings bond tax bill varies -Several factors will determine a man's tax bill after he cashes in Series EE savings bonds. (11/25/08)
  • Savings bonds limits dampen enthusiasm -A U.S. Treasury decision has put a damper on the incentive to buy Series I savings bonds. (4/14/08)
  • Use a pro to invest in municipal bonds - A DIY approach is not recommended if you're thinking of investing in municipal bonds (11/03/08)
  • Times are tough. Buy bonds? - Investors often turn to the security of bonds when the economy goes south, but is it wise this time?
  • GSE bonds can boost cash flow -Looking for higher bond yield in these low-rate times? Bonds from government-sponsored enterprises may be an answer -- after a little homework. (7/21/08)
  • Bond owners can keep sale hush-hush - Bond owners do not have to disclose sale information to anyone but the IRS (6/24/08)
  • Savings bond tax-deferral option gone - The opportunity to reinvest savings bonds for tax-deferral reasons no longer exists (5/23/08)
  • Father's '80s-era bond likely paid out A man hoping to cash in his late father's bond is probably out of luck (4/11/08)
  • Hold bonds to maturity for big payoff (11/15/07)
  • What to do with Old Savings Bonds (4/2/07)
    Also in Investments:
    Investments, Basics
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Bond Yields can Entice During Market Volatility (7/23/07)
  • Understanding Series I Bond Rates (3/5/07)
  • Stick with the I Bonds (2/5/07)
  • A Primer on I Bonds vs. TIPS (12/25/06)
  • Protecting Your Portfolio From Inflation (10/23/06)
  • I-Bond Rates About to Plummet (5/8/06)
  • New I-Bond Rate a Good Deal (5/8/06)
  • A Savings Bond Mystery Revealed (4/03/06)
  • Figuring Out Savings Bond Interest Rate (3/27/06)
  • Things to Know About Savings Bonds (2/27/06)
  • Paying Taxes on Matured Savings Bonds - If they have matured, you owe taxes even if you haven't cashed them in (2/27/06)
  • Government Brings Back 30-Year Bond (2/20/06)
  • Holding on to old savings bonds (2/6/06)
  • Investments That Hedge Against Inflation (10/25/04)
  • Bank Loan Funds - Top returns, but you could lose your principal (9/20/04)
  • Armed With U.S. Savings Bonds by Sandy Forbes - Taking a bite out of college tuition (12/8/03)
  • When Yields Go Up, Bond Prices Go Down - The value of a bond will fluctuate as economic conditions change (8/15/03)
  • Build Your Investment Ladder With Corporate Bonds (8/5/03)
  • I-Bonds - Designed for the long-term, but their benefit today is limited to the short-term (5/9/03)
  • Understanding Bonds - Price vs. yield (12/16/02)
  • I Can't Find My Savings Bonds (10/14/02)
  • Are Your Stocks and Bonds Insured? - Better find out before the broker goes bust (6/5/02)
  • Tax-free Municipal Bonds (1/28/02)
  • Do You LIke Bonds? by Doris Dobkins - Part of a well rounded investment plan (5/28/01)
  • Zero Coupon Bonds by Doris Dobkins (5/29/00)
    return to the Library Subject Index

    Investments, CDs and Banking

    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools
  • Low CD rates shouldn't derail savings - A man with $500,000 to invest shouldn't let the money languish simply because CD rates are low. (6/17/09)
  • Structured CD can be poor investment - Structured CDs are popular when markets start to tank, but they often are a poor investment choice.(2/26/09)
  • Don't accept low retirement CD yield -Shopping around for the right IRA CD provider can make a big difference in overall yield (10/02/08)
  • Shorten CD ladder in low-rate environment? - Experts caution that shortening the ladder on CDs when the interest is used as income is a bad idea. (9/17/08)
  • Great CD rate probably legitimate - A great CD rate may raise suspicions, but it's probably as good as it sounds (8/11/08)
  • Can't defer taxes on regular CD - Investors cannot defer taxes on CDs held in a taxable account (6/10/08)
  • CDs, bonds play similar portfolio role - Longer-maturity CDs resemble bonds when figuring out asset allocation (6/02/08)
  • Money Market Account can Replace CD (4/30/07)
  • MMAs, MMMFs: Know the Differences (3/5/07)
  • Investing Basics: Certificates of Deposit (2/26/07)
  • Investing Basics: Money Market Funds (2/19/07)
  • Seeking Best Way to Invest Savings (2/12/07)
  • Investing Basics: Savings Accounts (2/5/07)
  • Bank Accounts Not on Credit Report (1/8/07)
  • Your Best Moves in 2007 (1/1/07)
  • CDs & Investing: Your Best Moves in 2007 (12/18/06)
  • CD Early Withdrawal Penalties (12/18/06)
  • CDs & Investing 2006: Interest Rates and Gold Prices Keep Rising (12/4/06)
  • CDs & Investing 2007: A Look Ahead From 4 Top Experts (12/25/06)
  • Going Way Long With CD Ladder (11/6/06)
  • CD Ladder Evens Out Rate Cycles (10/30/06)
  • CD Ladder-Building Strategies (8/28/06)
  • Timing the Fed to Buy CDs (8/14/06)
  • Investing Money You're Saving for a House (7/31/06)
  • EE or CD for me? (7/24/06)
  • A Simple Guide to Savings Accounts (7/26/06)
  • Your Fixed Income Options - With rates rising make sure you're not trapped (8/2/04)
  • Differences Between CD and CD-Type Annuity (4/19/04)
  • Why Build a CD Ladder (1/5/04)
  • For CD's, Try CU's - Bump your rate by up to 60% (12/9/02)
  • What Is a Jumbo CD? (4/8/02)
  • Flexible CD's - Stretch your saving choices (3/4/02)
  • Your Bank As Your Broker? - Brokerages took bank customers. Now banks are fighting back (2/25/02)
  • CDs - Avoid being long and wrong (2/18/02)
  • Bonus or Bait? by Gary Foreman (4/10/00)
  • Getting Higher Returns from CD's by Paul A. Merriman (11/8/99)
    return to the Library Subject Index

    Investments, Children

    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Investing for Children (4/16/07)
  • Gifting Savings Bonds for Children (1/29/07)
  • Investing for Children by Gary Foreman - Paying dividends for a lifetime (6/7/04)
  • Investing Tips for a 15-Year-Old (7/11/02)
  • College Savings - The New Rules by Rob Flanigan - Knowledge is power when it comes to college savings (6/17/02)
  • Getting Kids Interested in Investing (5/30/02)
  • Investing for your teen's college years (3/21/02)
    return to the Library Subject Index



    Investments, Financial Advisors

  • 10 ways to rate your financial adviser -10 ways to rate your financial adviser (5/29/09)
  • Do-it-Yourself Investors Win the Race (12/18/06)
    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Get a Professional to Manage Your Portfolio - You don't need a million bucks to get professional management (9/26/05)
  • Daily Money Managers for the Average Joe (5/30/05)
  • Finding an Independent Financial Planner (5/16/05)
  • Do-It-Yourself Investing - A few years ago everybody was an expert. Then reality hit (10/9/02)
  • Money Managers Make Mistakes, Too - What to do when you think you got bad advice (7/16/02)
  • Sleaziness Making Investors Squirm - Like a big-time soap opera (6/28/02)
  • Reducing Investment Expenses by Gary Foreman - Commissions, fees and transaction costs can reduce the growth of your money (4/15/02)
  • Finding Financial Advisors by Gary Foreman - How can you tell who to trust? (7/23/01)
  • Selecting a Broker or Financial Planner by Gary Foreman (7/17/00)
  • Do You Need a Stock Broker?by Michelle Kennedy Hogan (5/10/99)
  • Reducing Brokerage Commissions by Vanessa Whittemore (3/15/99)
    return to the Library Subject Index

    Investments, Life Insurance and Annuities

  • Should you buy an immediate annuity? - Financial firms are anxious to sell annuities, but these plans may not be in your best interest.(1/01/09)
  • Understand annuity before you sign - The wrong time to learn more details about your annuity contract is after you sign on the dotted line. (1/02/09)
  • What Is An Annuity? (4/11/02)
    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Annuity Income Options by William D. Brownlie, CLU, ChFC - How would you like your money paid out? (2/19/01)
  • A Lesson in Life by David F. Woods, CLU, ChFC - There's more to life insurance than you may know (2/19/01)
  • Avoiding Annuity Errors by Tina K. Baughman, CLU (11/27/00)
    return to the Library Subject Index






    Investments, Mutual Funds

  • Prospectus primer - If you find mutual fund prospectuses and reports daunting, these tips may help to slog through them. (4/20/09)
  • Why the "Top Performing" Funds May Not Be the Best Investment by Mark LaMonica, CFA - What you need to know about yesterday's top performers. (3/2/09)
  • Money funds sign up for guarantee - The U.S. Treasury's Temporary Guarantee Program for money market funds aims to put investors at ease. (10/17/08)
  • One-stop shopping for mutual funds Asset allocation funds are designed to create diversification and meet income or growth goals. Is the all-in-one approach a good idea?(4/29/08)
  • Computing capital gains The holding period of a mutual fund determines the amount of tax (1/9/2008)
  • Best No Load Mutual Funds by Michael Weiss (1/7/08)
  • Top Mutual Funds by Michael A. Weiss - Building no load mutual fund portfolios (12/3/07)
  • Who Wins Money Market Savings Fight? - Choosing between money market accounts and mutual funds comes down to the yield (10/26/07)
  • The Long and Short of Long-Short Funds (5/14/07)
    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Managed vs. Index Funds (5/14/07)
  • Mutual Funds for the Little Guy (12/4/06)
  • MMAs, MMMFs: Know the Differences (3/5/07)
  • Index Funds as a Core Holding (10/16/06)
  • Figuring Out a Fund Fee (5/17/04)
  • ABCs of Mutual Funds (4/29/03)
  • How to Sell Mutual Fund Shares - Avoid a tax and paperwork nightmare (12/18/02)
  • Index Funds - Keeping pace with the market (9/6/02)
  • Fund Fees - Can a mutual fund charge fees if they lose money? (5/3/02)
  • What is an index fund? (3/22/02)
  • Mutual Fund Numbers - Portfolio turnover ratios can make a big difference in your returns (3/6/02)
  • Making Extra Mortgage Payments - Vs. investing the cash (3/4/02)
  • Why No-Load Mutual Funds by Paul Merriman (10/23/00)
  • How to Pick a Good Mutual Fund by Doris Dobkins (2/21/00)
  • Sell Now? by Gary Foreman (10/4/99)
  • Mutual Fund Expenses Explained by Gary Foreman (12/15/97)
    return to the Library Subject Index

    Investments, Options

    Investments, Bonds
    Investments, CDs and Banking
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Stocks
    Investments, Real Estate

    Investments, Other

    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools
  • Are variable annuities safe? - Investors bought annuities to protect against market declines, but now some insurers are suffering. (5/12/09)
  • 9 cash-saving strategies that pay big bucks - Cutting expenses can pay huge dividends if you invest your savings and let them compound over time. (5/4/09)
  • Inflation-proof your portfolio -As the government tries to thwart recession, investors fear inflation will be the unwanted result. (4/17/09)
  • Commercial paper risks are real - Chasing yield in the commercial paper market amplifies both short-term risk and potential reward. (4/06/09)
  • Share values may differ at conversion -Various factors may explain why different classes of shares may not be equivalent at conversion. (3/31/09)
  • Extra yield? You must work for it - It's possible to get extra yield on safe investments. But is it worth the time and effort? (3/20/09)
  • Don't stuff every dime into 401(k) plan - While it's important to save for tomorrow, remember to create financial flexibility for today.(2/5/09)
  • Rough times for money market funds - Yields are dropping, and that's causing firms to waive some fees and close to new investors.(2/3/09)
  • Which agencies protect investors? -FDIC, SIPC, SEC and FINRA: Learn how each agency protects your investments. (1/13/09)
  • Reassessing your investment portfolio -Feel like throwing in the towel on your investments? Don't despair, but be proactive, say the experts.(12/12/08)
  • Age-specific investment advice -Whether you are just starting out in your career or already in retirement, you need some element of growth in your portfolio. (10/22/08)
  • 5 common mistakes in a bad economy -A wrong financial move in an economic downturn could turn a bad situation worse. Learn the pitfalls to avoid. (9/23/08)
  • Adviser can soothe bear-market jitters - If a stumbling stock market has you worried, talk to a professional adviser (7/25/08)
  • Roth IRA can be 'one and done' - There is no obligation to continue funding a Roth IRA year after year (7/09/08)
  • Bloated array of ETFs results in liquidations - Exchange-traded funds have proven to be very popular, but their popularity has led to the market being swamped with them. Now some investors are finding their funds are closing. (7/09/08)
  • Penalty fee makes bad investment worse -A 9 percent surrender charge makes fleeing a bad investment tough (6/27/08)
  • Annuity may be poor choice for mother - An annuity should not be used to replace the dividend stream of a woman's insurance stock (5/16/08)
  • Rising food and fuel prices The rising costs of food and fuel are a challenge for many Americans, but a devastating problem for people in developing nations. Are hedge funds to blame? (5/7/08)
  • Exclusive: Cash sweep accounts Brokerage firms hold your uninvested cash in a money market account. Do you know how much interest you're earning? Do you have an option? (4/24/08)
  • Cash sweep accounts study results Bankrate surveyed the top brokerages to determine how much interest they pay on money invested in a cash sweep account. (4/24/08)
  • A parable for discovering true wealth Bankrate reviews the book "Avalanche: The 9 Principles for Uncovering True Wealth," by Steve Sanduski and Ron Carson, who chronicle the downfall of a real estate developer. (4/09/08)
  • Get rich quick or lose money quick? - The prospect of getting rich quick has great allure, but the hucksters making the promises are the ones making the easy money (1/23/08)
  • Trading costs key to T-bill yield (12/28/07)
  • High Yields but High Risk in Bank Loan Funds (11/13/07)
  • The New Gold Rush (1/30/06)
  • Investing In Renewable Energy Sources (10/17/05)
  • Don't Bet the House on Securities - Borrowing on your home to buy investments could backfire (6/14/04)
  • Deflation - Real threat? (5/23/03)
  • Precious Metals - Gold can be a good investment, but not for the reasons you think (2/4/03)
  • Unit Investment Trusts - How they work and their role for inexperienced investors (1/29/03)
  • 7 Stock Market Alternatives - Sick of watching your stocks sink? (9/20/02)
  • Investing in Options - It's risky business, so you better know what you're doing (9/11/02)
  • Top 10 Investing Scams - Bear market on Wall Street creates a bull market for con artists (8/29/02)
  • Starting an Investment Club by Misty Weaver-Ostinato - A joint learning process that can earn you some money (3/18/02)
  • Low Savings Yields - Are sending investors back to the market (3/8/02)
  • Investing in Cars - There's green to be made from buying that cherry red muscle car (1/28/02)
  • 8 Tips for Investing in Cars (1/28/02)
  • LSR - The Only Investment Factors by Tom Koziol (11/20/00)
  • Investing in Collectibles by Michelle Kennedy Hogan (1/10/00)
  • Investing With a Conscious by Michelle Kennedy Hogan (9/6/99)
  • Your First Investment Club Meeting by Michelle Kennedy Hogan (5/31/99)
  • What Is an Investment Club by Michelle Kennedy Hogan (5/17/99)
  • Watch for Falling Prices by Gary Foreman (3/23/98)
    return to the Library Subject Index

    Investments, Planning

    Investments, Financial Advisors
    Investments, Planning
    Investments, Retirement
    Investments, Risk Management
    Investments, Twentysomethings

    Investments, Planning

    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools
  • Shrewd moves net couple $500 a month - Wise financial moves have left a couple with $500 a month to invest. What should they do with it?

    (4/1/09)
  • Investing for the Short Term (2/19/07)
  • Putting Faith in Your Investment Plan (12/11/06)
  • Increase Investments or Decrease Debt? (6/26/06)
  • Where Serviceman Should Invest (6/19/06)
  • Your Annual Performance Review by Gary Foreman - How does your financial performance measure up? (1/5/04)
  • Different Kind of Fixed-Income Investing (7/18/03)
  • Picking the Right Investing Vehicle (10/4/02)
  • A Fall Financial Check Up by Doris Dobkins - When was the last time you gave your finances a check up? (11/12/01)
  • What's Your Net Worth? by Doris Dobkins - what kind of financial shape are you in? (1/1/01)
  • Choosing an Investment Path by Michelle Kennedy Hogan (10/25/99)
  • My Finance Notebook by Julie Davis (7/6/98)
    return to the Library Subject Index

    Investments, Stocks

  • Dividend cut? When to worry - When a company cuts its dividend, you need to find out why before you yell, "Sell!" (4/22/09)
  • Wall Street misreads music, plays on - Did the 'Goldovsky effect' cause Wall Street's meltdown? A few sour piano notes suggest an answer. (3/4/09)
  • 3 ways to reduce stock losses - Hedging strategies aren't for the faint of heart, but they can give you a brake for the downhill ride. (2/24/09)
  • Stock swoon creates chance to 'buy low' - The stock market's recent struggles make now the perfect time to "buy low" and reap rewards later. (11/20/08)
  • Video: Stock market turmoil and retirees - Bankrate's Greg McBride offers advice for retirees whose savings have been hurt by tumultuous markets.(10/14/08)
  • What happens if investors quit markets? - Bankrate's Greg McBride explains the consequences of getting out of the stock market entirely.(10/13/08)
  • Investing for growth or value - Mixing the two types of stocks in an investment portfolio is the best way to hedge your bets in the market for the long run.(5/14/08)
  • War and investment performance Bankrate reviews the book "Wealth, War & Wisdom," by Barton Biggs, which guides readers through an examination of wealth during World War II, and the surprising ability of the stock market to predict the war's twists and turns (4/15/08)
  • Develop a Strategy for Dividend-Paying Stocks - What could you learn from baby boomer investing? (12/3/07)
  • Don’t Ignore the Growth - What could you learn from baby boomer investing? (4/9/07)
    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Book Review: “Multiple Streams of Income” by Robert G. Allen (2d ed.) (1/15/07)
  • Mom Wants to Dump Her Stocks (8/21/06)
  • Moving from Mutual Funds to Stocks (8/14/06)
  • Investmental Illness: A Guide to Getting Well (8/7/06)
  • Seminar Advice (6/26/06)
  • Understanding Employee Stock Options (5/22/06)
  • Want More Yield? - Preferred stocks offers rewards, risks (7/18/05)
  • Market Timing Is for Traders (1/31/05)
  • The Basics of Preferred Stock (6/27/03)
  • Old Stock Certificates - Even if the company no longer exists, they might still be collectibles (4/4/03)
  • No Tax Break in Giving Away Losing Stocks (8/15/02)
  • Are Your Stocks and Bonds Insured? - Better find out before the broker goes bust (6/5/02)
  • Company Financial Secrets Exposed! - A corporate statement can protect your portfolio from Enronitis (3/22/02)
  • Enron Lessons for the Little Guy by Gary Foreman - Protect yourself from becoming the next victim (2/18/02)
  • Quotes and Spreads by Kristine DeForge - A basic building block to understanding stocks (4/16/01)
  • SPAM Your Investment Portfolio by Tom Koziol - Yes, it could help you make money (2/5/01)
  • Recessions and Stocks by Gary Foreman - Should he sell now? (1/22/01)
  • Investigating Investments Online by Robert W. Belsky (8/7/00)
  • Buying Stocks Direct on the Net by Joe Chapin (6/5/00)
  • Penny Stocks: You Get What You Pay For by Joe Chapin (5/22/00)
  • Investing in the "New Economy" by Joe Chapin (4/17/00)
  • Women In the Stock Market by Michelle Kennedy Hogan (3/27/00)
  • Yo-Yo Investing by Joe Chapin (3/13/00)
  • How to Read Financial Statements by Joe Chapin (2/28/00)
  • Selling a Stock Bonus by Gary Foreman (2/21/00)
  • Take the Options by Michelle Kennedy (2/7/00)
  • Staying Focused by Joe Chapin (10/18/99)
  • Stocks for the "Little Guy" by Gary Foreman (9/27/99)
  • Making Money With DRIP's by Joe Chapin (9/13/99)
  • Sharehold Perks by Michelle Kennedy Hogan (5/3/99)
    return to the Library Subject Index

    Investments, Real Estate

    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools
  • Dumping a Timeshare - Is there another choice besides just turning it back to the association? (6/15/09)
  • Figuring depreciation recapture - Depreciation recapture on the sale of real property can be offset by capital losses. (2/09/09)
  • Avoiding short-term gains on investments - You can get favorable capital gains treatment by rolling over profits in investment property.(12/10/08)
  • 12 ways to make your house a cash cow -Here are a dozen ways to turn your house into a money-making machine. (5/13/08)
  • Timeshares - Cut the hype and get to the truth (4/30/07)
  • Is the Down Payment too Big? (2/12/07)
  • Getting the Money to Buy Land (8/7/06)
  • Formulas for Investment Success (5/29/06)
  • Remodeling Investment Properties (5/1/06)
  • Negative Cash Flow on a Rental Property (4/10/06)
  • Avoiding Short-term Gain on New Property (2/13/06)
  • Real Estate Investment Clubs (4/25/05)
  • Joining the Crowd in Real Estate Investment Clubs (12/20/04)
  • Financing Real Estate Investments - Complications and costs you don't see with your home mortgage (11/26/02)
  • Pledged-asset mortgages survive bear market (8/15/02)
  • No Money Down by Gary Foreman - Can you really buy a house with no money and get rich, too? (7/2/01)
  • My Shrinking 401k by Gary Foreman - His retirement plan is losing money. Time to sell the stocks? (4/30/01)
  • Asset Integrated Mortgage by Gary Foreman (11/30/98)
    return to the Library Subject Index

    Investments, Retirement

    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    IRA's and Retirement
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools
  • Greed that gobbled 401(k) only napping - Avarice isn't dead in America, it's just sleeping. (6/18/09)
  • Roth IRA beats 401(k) in key ways - A young worker may find a Roth IRA to be superior to a 401(k) when saving for retirement.(1/05/09)
  • 401(k) debit cards make loans a risky business - Easy access to retirement funds through a new loan product could seriously deplete savings. (9/09/08)
  • 4 options that improve a 401(k) plan - Convincing your company to add these four 401(k) options may help you diversify and boost returns. (7/7/08)
  • Changing your company's 401(k) plan - Workers who don't like their 401(k) plan options may be able to do something about it. (7/7/08)
  • Rule helps older 401(k) investors - The "separation from service" rule can help a man access his 401(k) money (6/12/08)
  • Borrowing from Your 401(k) by Damon Carr - Is it wise to borrow from your retirement plan? (5/12/08)
  • Save for Retirement Despite Credit Debt - Carry a balance on your credit cards? That's no excuse for failing to fund a 401(k) (10/18/07)
  • Getting a Late Start on Investing (6/18/07)
  • Diversifying within Retirement Accounts (4/30/07)
  • Target Funds: A Solution for Busy Boomers (3/12/07)
  • Investing While Retired (2/5/07)
  • Using Retirement Funds for Business Investment (12/11/06)
  • Risk-Free Investing in a 401(k) (9/18/06)
  • No Need to Move Retirement Account (8/7/06)
  • Investing Excess Cash at 94 (5/22/06)
  • Collecting Company Stock in a 401(k) (5/22/06)
  • Put IRA Investments in One Account (5/22/06)
  • Questions to Ask About Roth IRA (5/1/06)
  • Rolling Over 401(k) With Company Stock (4/24/06)
  • Tracking the Elusive 401k Plan Fees (5/16/05)
  • Investment Moves to Help You Retire Early (8/30/04)
  • Boomer Caused Market Collapse by Gary Foreman - Could your retirement savings disappear? (4/7/03)
  • Investing as You Near Retirement (1/2/03)
  • Shrinking Retirement Funds - Time to hold or sell? (8/19/02)
  • Retirement Nest Egg by Gary Foreman - How much do you need for retirement? (5/14/01)
  • Taking Charge of Your Future by Doris Dobkins - Take steps now to provide a secure future later (3/12/01)
  • Retirement and Taxes by Doris Dobkins - Now's the time to start your savings plan (3/5/01)
  • Seven Ways to Make a Million by Doris Dobkins (11/13/00)
  • What In the World Is a Roth IRA? by Doris Dobkins (3/6/00)
  • Your 401k by Diane Halloway (2/28/00)
  • Getting the Most from Your 401k by Joe Chapin (1/24/00)
  • The Roth IRA by Diane Halloway, CPA (1/17/00)
  • 401k Plans Explained by Gary Foreman (5/10/99)
    return to the Library Subject Index

    Investments, Risk Management

    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools
  • Seeking a safe haven for investments -Do investment products that claim to protect principal and guarantee minimum returns deliver? (4/07/09)
  • Protecting your investment portfolio -Maybe you can't predict fraud, but there are steps to take to keep your investments a little safer. (1/13/09)
  • Future uncertain for GM, Lehman bonds - Investors who hold bonds from Lehman Brothers and General Motors may face some financial risk.(1/08/09)
  • Flee, or stay the financial course? - Financial planners advise investors not to make hasty decisions in this turbulent and uncertain market. (1/06/09)
  • DIY Investing Can Put Nest Egg at Risk (11/19/07)
  • Investment Misconceptions - Bad info could be costing you big-time! (6/4/07)
  • Be Wary of High-Yield Internet Offers (2/5/07)
  • Bigger Investing Returns Require Bigger Risks (11/13/06)
  • Winning the Game of Investing (10/17/05)
  • Asset Allocation - Works in both bull and bear markets (2/14/05)
  • Want More Reward? Take More Risk (6/7/04)
  • The Wrong Way - Following the crowd could take you in the wrong direction (8/9/02)
  • When the Dow's in the Dumps - 7 fundamental steps to safeguard your portfolio (7/23/02)
  • Alternatives to CDs - It takes some looking, but you can find ways to improve your fixed income (3/19/02)
  • High Return, Low Risk - Looking for the perfect investment (2/25/02)
  • Diversify (1/28/02)
  • Buy, Sell or Hold? by Doris Dobkins - Don't know what to do with your investments? (7/23/01)
  • Investing and Risk by Doris Dobkins - You can't have one without the other. But you can manage both (12/25/00)
  • Understand Investment Risk by Gary Foreman (6/15/98)
  • Diversification for Poor People: Reducing Risk by Gary Foreman (2/23/98)
    return to the Library Subject Index

    Investments, Saving

    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Getting Started on a Savings Plan (4/30/07)
  • Wealth Personalities (3/29/04)
  • Stashing Your Savings by Gary Foreman - Can she safely earn more than 1%? (2/2/04)
  • Where to Stash Emergency Cash (3/4/02)
  • Frightening Future by Gary Foreman - With war clouds on the horizon she wants to prepare financially (9/24/01)
  • Breaking Habits Can Yield Dollars to Invest by Joyce H. Chistenbury - You can find money to invest if you really want to (8/27/01)
  • A Starter Savings Plan by Gary Foreman (10/16/00)
  • Double or Triple Your Money by Ginita Wall (7/12/99)
  • Beyond a Budget: Savings by Gary Foreman (1/5/98)
    return to the Library Subject Index

    Investments, Starting Small


  • Single Mom Seeks Investment Ideas (9/25/06)
    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Taxes
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    Savings
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Investing Small Amounts (9/20/04)
  • Book Review: How to Invest $50 to $5,000 by John Miller (1/26/04)
  • Getting started investing (5/31/02)
  • Investing With Small Dollar Amounts by Barbara O'Neill, Ph.D., CFP - Yes, you can start small (9/10/01)
  • Starter Savings - Where can you put your money to work a little at a time? (3/19/01)
  • Money Earning Money by Gary Foreman - Even a few dollars can go to work for you (2/12/01)
  • Lunch Money Investing by Gary Foreman (6/14/99)
    return to the Library Subject Index



    Investments, Taxes

  • Smart choices help cut investment taxes There are many ways to manage taxes when investing (4/22/08)
  • Don't Let Your Tax Break Get Washed Away (2/5/07)
    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Twentysomethings
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Allowable Rental Property Deductions (7/31/06)
  • Paying Taxes on Matured Savings Bonds - If they have matured, you owe taxes even if you haven't cashed them in (2/27/06)
  • How to Sell Mutual Fund Shares - Avoid a tax and paperwork nightmare (12/18/02)
  • No Tax Break in Giving Away Losing Stocks (8/15/02)
  • Don't Throw Away Your Identity by Edward W. Stollery II - A nasty paper trail (2/18/02)
  • Tax-free Municipal Bonds (1/28/02)
  • Retirement and Taxes by Doris Dobkins - Now's the time to start your savings plan (3/5/01)
  • 25 Common Tax Mistakes - courtesy Ernest & Young (4/10/00)
  • 50 Easily Overlooked Tax Deductions - courtesy Ernest & Young (4/10/00)
  • Easing Tax Time Pain by Jackie McLaughlin (3/13/00)
    return to the Library Subject Index

    Investments, Twentysomethings

  • 23-year-old earning $180k seeks advice - A graduate earning $180,000 has several options for places to stash all that newly earned cash. (12/02/08)
  • How to Get Rich (2/12/07)
    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Windfalls
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Investing While In College (11/6/06)
  • Investing Extra Cash When You're Young (5/22/06)
  • Investing Big Bucks When You're Young - You should get help from a fee-based financial planner. (4/03/06)
  • Investment Thoughts for a Young Person (2/27/06)
  • Young Couple Finances - Laying a good foundation (10/4/04)
  • Become a Millionaire in 7 Steps (3/29/04)
    return to the Library Subject Index





    Investments, Windfalls


  • How to Invest an Inheritance (11/6/06)
    Also in Investments:
    Investments, Basics
    Investments, Bonds
    Investments, CDs and Banking
    Investments, Children
    Investments, Financial Advisors
    Investments, Life Insurance and Annuities
    Investments, Mutual Funds
    Investments, Other
    Investments, Planning
    Investments, Stocks
    Investments, Real Estate
    Investments, Retirement     		Investments, Risk Management
    Investments, Saving
    Investments, Starting Small
    Investments, Taxes
    Investments, Twentysomethings
    see also:
    CD Laddering Calculator - How to maximize the returns on your CDs
    How much do I need to save for my child's education?
    What is your net worth?
    Savings decision making tools

  • Helping Mom Invest an Inheritance (5/15/06)
  • Investing Big Bucks When You're Young - You should get help from a fee-based financial planner. (4/03/06)
  • Investing Your Lottery Winnings (2/27/06)
  • Investing your inheritance (6/10/03)
    return to the Library Subject Index

    IRA's and Retirement Plans

    401(k)
    401(k) and Former Jobs
    401(k) Loans
    IRA
    IRA Borrowing
    IRA Rollovers
    IRA Withdrawals
    IRA's and College Expenses
    IRA's and Real Estate
    IRA's and Taxes
    Other
    Retire Early
    Retirement Needs
    Retirement Planning and Investing
    Social Security and Pensions

    IRA's and Retirement Plans, 401(k)

    401(k)
    401(k) and Former Jobs
    401(k) Loans

    IRA's and Retirement Plans, 401(k)

  • Moving an IRA to another bank - >How often you can transfer retirement accounts depends on the type of transfer (9/15/08)
  • Maximizing your 401(k) contribution - Save income tax, and set your 401(k) contributions to maximize your employer's match (8/12/08)
  • Liquidating an IRA to remodel a first home - Up to $10,000 from an IRA can be used to rebuild or buy a first home without penalty (6/12/08)
  • 72(t) lets retirees tap 401(k) early (1/30/08)
  • Save for Retirement Despite Credit Debt (10/18/07)
  • Financial Planning Advice: 401(k) Rollover (2/26/07)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center

  • Retirement and Your 401k - How will his 401k be distributed at retirement? (3/20/06)
  • Few employers offering Roth 401 (k) (1/30/06)
  • Tracking the Elusive 401k Plan Fees (5/16/05)
  • Fees In Your 401k Plan - Even plan administrators are unsure how much you're paying (2/3/04)
  • Should I Quit My 401k? by Gary Foreman - Why bailing out is the wrong answer (8/11/03)
  • New 401k Rules - Workers must be notified in advance of pending blackout periods (1/31/03)
  • 401k Advice - New rule means companies are freer to offer third-party investing advice (1/28/03)
  • 401k Employer Contributions by Gary Foreman - Should you contribute if your employer doesn't? (9/2/02)
  • Even unmatched 401k's are worthwhile (7/22/02)
  • Honey, I Shrunk the 401k (7/19/02)
  • 401k - Cash out early? (2/18/02)
  • Taxes on 401k withholdings (1/7/02)
  • My Shrinking 401k by Gary Foreman - His retirement plan is losing money. Time to panic? (4/30/01)
  • Your 401k by Diane Halloway (2/28/00)
  • Getting the Most Out of Your 401k by Joe Chapin (1/24/00)
  • Using Your 401k to Pay Off Debts by Gary Foreman (12/27/99)
  • 401k Plans Explained by Gary Foreman (5/10/99)
  • Retirement Account or Debt Reduction? by Gary Foreman (2/8/99)
  • Invest In Your Own Mortgage? by Gary Foreman (9/22/97)
    return to the Library Subject Index

    IRA's and Retirement Plans, 401(k) and Former Jobs

    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center

  • Moving 401(k) Account from Former Job (4/23/07)
  • Keep Your 401k - A large number of Americans cash out when they change jobs (10/10/05)
  • Moving an Old 401k (4/4/05)
  • Moving an Old 401k (3/21/05)
  • Don't Forget That Old 401k - You could lose your retirement savings (6/7/04)
  • Can My Employer Steal My 401k? by Gary Foreman - Protecting your retirement savings (9/29/03)
  • Dealing With an Orphaned 401k Plan - When a company goes out of business who looks after the 401k plan? (8/18/03)
  • 401k - You can (and should) take it all with you (5/14/02)
  • Managing Your 401k After a Job Loss (3/4/02)
    return to the Library Subject Index

    IRA's and Retirement Plans, 401(k) Loans

    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center

  • Paying Kids' Debts With 401(k) Loan? (3/27/06)
  • Deducting Interest on a 401k Loan (3/28/05)
  • Pay Back that 401k loan now! (7/24/02)
  • Borrow Your Own Money? - 401k Loans by Gary Foreman (5/1/00)
  • 401k Loans: Borrowing Your Own Money by Gary Foreman (5/25/98)
    return to the Library Subject Index

    IRA's and Retirement Plans, IRAs

    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes

    IRA's and Retirement Plans, IRA

  • Recharacterize IRA after market plunge -The decision to recharacterize a Roth IRA conversion makes sense in light of the stock market's fall. (12/08/08)
  • Deductible IRA income limits - Income limits rule for spouses who want to contribute to a deductible IRA (7/23/08)
  • SIMPLE IRA's return shouldn't be zero (2/8/08)
  • Basic Elements of Various IRAs and Workplace Plans (5/7/07)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center

  • How Many IRAs can you Have? (4/23/07)
  • Considering a Nondeductible IRA (4/9/07)
  • Traditional IRA or Roth IRA? (4/2/07)
  • Is Funding a Nondeductible IRA Smart? (3/5/07)
  • Investing Basics: Know Your IRAs (1/15/07)
  • Checking Safety of Credit Union IRA Funds (1/1/07)
  • Eligibility Rules for Traditional IRA (10/16/06)
  • New Rules for Inherited IRAs (10/16/06)
  • Staying Home no Reason to Move IRA (7/17/06)
  • Put IRA Investments in One Account (5/22/06)
  • Questions to Ask About Roth IRA (5/1/06)
  • Opening an IRA With Rental Income (2/13/06)
  • 10 Must-Know IRA Terms (1/2/06)
  • Separate IRA Withdrawals for a Married Couple (8/15/03)
  • Converting an IRA to a long-term care policy (11/5/02)
  • IRA Investing With Savings Bonds (3/7/02)
  • Disability Rules - IRA rules for an individual on disability (2/25/02)
  • A Variable Annuity in an IRA? (2/11/02)
  • Become a Millionaire With a Roth IRA (1/28/02)
  • Starting an IRA (5/8/00)
  • What In the World Is a Roth IRA? by Doris Dobkins (3/6/00)
  • IRA's Made Easy by Gary Foreman (2/9/98)
    return to the Library Subject Index

    IRA's and Retirement Plans, IRA Borrowing

    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center

  • You Can't Borrow From an IRA (1/29/07)
  • Borrowing From a Roth IRA (4/10/06)
  • Can I Take IRA Money Out for 60 Days? (8/18/05)
  • Can You Borrow From Your IRA? (3/8/02)
    return to the Library Subject Index




    IRA's and Retirement Plans, IRA Rollovers


  • On the Honor System with IRA Rollover (7/2/07)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center

  • Converting to a Roth IRA (6/18/07)
  • Avoiding Withholding on Rollovers (4/9/07)
  • Too Late for IRA Conversion (1/29/07)
  • Adoption Credit Can Offset IRA Conversion (1/29/07)
  • Rollovers and Roth IRA Contributions (1/1/07)
  • Converting to a Roth IRA (11/6/06)
  • Snafu with IRA Rollover Distribution (7/3/06)
  • Readers' Rollover Anxieties (7/3/06)
  • Rolling Over Your Retirement Money (6/26/06)
  • Your Retirement Plan Rollover - How to report it to the IRS (3/26/03)
  • Reconverting Traditional and Roth IRAs (3/7/02)
  • Moving a 401k to an IRA rollover (1/8/02)
    return to the Library Subject Index

    IRA's and Retirement Plans, IRA Withdrawals

  • Tap IRA for quick, penalty-free cash (2/4/08)
  • Withdrawing Money from Your IRA (5/28/07)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center

  • Planning IRA Withdrawals (1/8/07)
  • Giving IRA Money to Charity (10/2/06)
  • Tapping Into Your IRA - You can get your hands on your stash of cash at any time. But do you want to? (1/30/06)
    return to the Library Subject Index




    IRA's and Retirement Plans, IRA's and College Expenses


  • Tapping IRAs for College Costs, Penalty Free (5/22/06)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    College
    The IRA Center

  • Using IRA Fund for Education Expenses (4/03/06)
  • Cashing In an IRA to Pay College Costs (6/4/02)
  • Saving for College: Uncle Sam Can Help by Ginita Wall (4/5/99)
    return to the Library Subject Index





    IRA's and Retirement Plans, IRA's and Real Estate

  • Roth IRA ideal for aspiring home buyer (2/8/08)
  • Tapping an IRA to Pay Closing Costs (7/9/07)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    Houses: Buying and Selling
    The IRA Center

  • Diversify an IRA with Real Estate (4/23/07)
  • Pitfalls of Using IRA to Buy Real Estate (11/13/06)
  • IRA Withdrawal Used Toward Home Purchase (2/27/06)
  • My Story: IRA vs. Your Mortgage - Five years later she's convinced she made the right move (3/29/04)
  • Tapping an IRA to Buy a House (7/22/03)
  • Putting Real Estate in an IRA (5/6/02)
  • Prepay Mortgage or Contribute to IRA by Gary Foreman (10/28/96)
    return to the Library Subject Index

    IRA's and Retirement Plans, IRA's and Taxes

  • IRA payout mistake difficult to fix - A man who regrets taking a lump-sum IRA payout has little hope of reversing his error (2/12/08)
  • Fixing Excess IRA Contribution (7/9/07)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    Taxes
    The IRA Center

  • Excess Roth IRA Contribution (1/29/07)
  • IRA Taxes for a Foreigner (1/1/07)
  • Avoiding Excise Taxes for Roth IRA (6/19/06)
  • Excise Taxes on a Roth IRA (5/15/06)
  • Avoiding the Early Withdrawal Penalty (4/24/06)
  • Making Tax-Smart IRA Conversions (4/17/06)
  • Roth IRA Contributions - courtesy of the IRS - Simple rules make decisions easy (3/1/04)
  • Retirement Savings Contributions Credit - courtesy of the IRS - Offset the cost of your contributions (9/1/03)
  • Avoiding IRA early withdrawal penalties (10/30/02)
  • Divorce, IRAs and Taxes (10/16/02)
  • Claiming a Loss on an IRA (7/26/02)
  • Deducting IRA management fees (5/21/02)
  • When a traditional IRA isn't deductible (4/9/02)
  • Early IRA Withdrawal Guidelines (3/29/02)
  • Roth IRA - Avoiding th excess contribution tax (2/25/02)
  • Tax Tips: The Roth IRA by Diane Halloway, CPA (1/17/00)
    return to the Library Subject Index

    IRA's and Retirement Plans, Other

    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center

  • Feeling Ripped Off on Retirement Account Fees (1/1/07)
  • Increased FDIC Coverage Goes into Effect (3/27/06)
  • Retirement Accounts to Get Higher FDIC Coverage (3/13/06)
  • 7 Steps to Take at Age 59 1/2 (7/25/05)
  • How Much to Contribute to 403b? (7/11/05)
  • Taxes on Profit-Sharing Distributions (3/28/05)
  • A 'Lost' Retirement Plan - How can she find her assets? (10/18/04)
  • Merge Retirement Accounts for Cash and Clout (8/2/04)
  • Annuities Can Help Ease Retirement Cash Crunch (9/30/03)
  • Consolidating Retirement Investment Accounts - Remember that the investments are more important than saving on fees (5/13/03)
  • Boomer Caused Market Collapse by Gary Foreman - Could your retirement savings disappear? (4/7/03)
  • Rolling Over a 403(b) (8/8/02)
  • Keep Saving After Retirement (5/6/02)
  • Retirement Checkup - Penalty-free early withdrawals (4/5/02)
  • Nearly Retired by Gary Foreman - She's 50 without any savings. Now what? (4/1/02)
  • Enron Lessons for the Little Guy by Gary Foreman - Protect yourself from becoming the next victim (2/18/02)
  • Managing Lump-Sum Retirement Payouts (2/11/02)
  • Friendship Loan by Gary Foreman - Should he loan money to his friend? (11/19/01)
  • Almost Retired Planning by Gary Foreman - Better late than never (8/13/01)
  • Retirement and Taxes by Doris Dobkins - Now's the time to start your savings plan (3/5/01)
  • Annuity Income Options by William D. Brownlie, CLU, ChFC - How would you like your money paid out? (2/19/01)
  • Avoiding Annuity Mistakes by Tina K. Baughman, CLU (11/27/00)
  • Seven Ways to Make a Million by Doris Dobkins (11/13/00)
    return to the Library Subject Index

    IRA's and Retirement Plans, Retire Early

    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center
  • Wanted: Adventurous retirement (1/23/08)
  • Can You Afford Extreme Early Retirement? (11/12/07)
  • Retiring Early, Penalty-Free (1/2/06)
  • Investment Moves to Help You Retire Early (8/30/04)
  • IRA Low Down - Beating the early-retirement bear-market blues (11/18/02)
  • My Story: A Plan for Early Retirement by KM - An early retirement from extra income (8/19/02)
  • Retire Early by Gary Foreman (10/30/00)
    return to the Library Subject Index



    IRA's and Retirement Plans, Retirement Needs


  • Five Ways to Make Sure You'll Never Retire (9/19/05)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    The IRA Center

  • How Much Is Enough for Retirement? (1/10/05)
  • Retire on $48,000? - Think again (8/23/04)
  • Will the 70% Rule Apply to Your Retirement? (7/19/04)
  • Retiring Is a Two-Sided Coin by Greg Melikov - At age 29 he decided to plan for an early retirement (2/23/04)
  • Will I Ever Be Able to Retire? by Larry Ferstenou (12/1/03)
  • Your Retirement Needs - Know how much you'll need in retirement (4/29/02)
  • Retirement Check-Up - Will you be ready? (3/15/02)
  • Retirement Nest Egg by Gary Foreman - How much do you need for retirement? (5/14/01)
    return to the Library Subject Index

    IRA's and Retirement Plans, Retirement Planning and Investing


  • Single Mom Seeks Investment Ideas (9/25/06)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing
    Retirement, Social Security and Pensions

    see also:
    Finances
    The IRA Center

  • Comparing Personal Retirement Accounts (1/9/06)
  • Even With Pension, You Need Retirement Planning (10/24/05)
  • 'Target Date' Funds Aim for Your Retirement (4/11/05)
  • Fit to Retire - Lose weight and save for retirement at the same time (11/8/04)
  • Retirement Investing for Young People (6/14/04)
  • Shrinking Retirement Funds - Time to hold or sell? (8/19/02)
  • A Secure Future - Take charge of your retirement accounts (8/9/02)
  • Taking Charge of Your Future by Doris Dobkins - Take steps now to provide a secure future later (3/12/01)
  • Retirement Planning 101 by Gary Foreman (5/3/99)
  • Retirement Plans: Avoiding Unpleasant Surprises by Tonya M. Blake (6/1/98)
    return to the Library Subject Index

    IRA's and Retirement Plans, Social Security and Pensions


  • Boomer Bucks - The fall of traditional pension plans transfers risk to workers (2/7/05)
    Also in IRA's and Retirement Plans:
    Retirement, 401(k)
    Retirement, 401(k) and Former Jobs
    Retirement, 401(k) Loans
    Retirement, IRA
    Retirement, IRA Borrowing
    Retirement, IRA Rollovers
    Retirement, IRA Withdrawals
    Retirement, IRA's and College Expenses
    Retirement, IRA's and Real Estate
    Retirement, IRA's and Taxes     		Retirement, Other
    Retirement, Retire Early
    Retirement, Retirement Needs
    Retirement, Retirement Planning and Investing

    see also:
    The IRA Center

  • How Safe Is Your Pension? (1/3/05)
  • Options Under PBGC Administration - When the federal pension agency takes over your account (1/3/05)
  • Social Security's Future (12/27/04)
  • Collecting Social Security While Working (5/3/04)
  • Will Social Security Be There For You? by Larry Ferstenou - 4 myths surrounding Social Security (1/5/04)
  • Pension May be Exempt in Bankruptcy (8/7/03)
  • Women, Retirement and Social Security by Doris Dobkins - Special needs require special planning (4/22/02)
  • Paying Taxes on Social Security (4/19/02)
    return to the Library Subject Index

    Legal Issues

    Bankruptcy
    Estates
    Landlords and Property Disputes
    Other
    Selecting an Attorney

    Legal Issues, Bankruptcy


  • 4 Reasons to Hire a Bankruptcy Attorney - Any saving could be a false economy (10/10/05)
    Also in Legal Issues:
    Legal Issues, Estates
    Legal Issues, Landlords and Property Disputes
    Legal Issues, Other
    Legal Issues, Selecting an Attorney

    see also:
    Debt, Bankruptcy

  • Paying for a Bankruptcy (11/29/04)
  • Changing Bankruptcy Chapters (10/18/04)
  • Avoid Hiring a Bad Bankruptcy Attorney (10/4/04)
  • Financing a Bankruptcy Filing (10/4/04)
  • Getting Help in Filing for Bankruptcy (5/24/04)
  • When a Bankruptcy Case is Dismissed - What's next? (4/25/03)
  • The costs of filing for bankruptcy (3/14/02)
    return to the Library Subject Index

    Legal Issues, Estates

  • Plan carefully when avoiding probate - A letter underscores the dangers that lurk when structuring assets to avoid probate (8/27/08)
  • Avoiding Estate Fights if Parent Remarries - Poor planning can mean court battles between children and the new spouse (9/11/07)
  • The Importance of Estate Planning - Make sure your assets end up where you want them (11/15/04)
    Also in Legal Issues:
    Legal Issues, Bankruptcy
    Legal Issues, Landlords and Property Disputes
    Legal Issues, Other
    Legal Issues, Selecting an Attorney

    see also:
    Funerals and Related Issues, Estate Planning

  • My Story: Ailing Parents and Financial Questions (10/25/04)
  • Who Gets What? - Estate planning for a second marriage (5/10/04)
  • Updating Your Estate After Remarriage (8/25/03)
  • After a Loved One Dies - There are acounts to be closed, debts to be paid and other duties for the survivor (7/2/02)
  • Joint Property with your children could be a bad idea (4/16/02)
  • Preparing for the Inevitable by Nita Jackson - Proper estate planning is essential (3/11/02)
  • Inherited Debts? by Gary Foreman - Can she inherit her parent's debts? (10/29/01)
  • Do I Need a Will? by Gary Foreman (5/22/00)
    return to the Library Subject Index

    Legal Issues, Landlords and Property Disputes


  • What Are My Rights? - When your landlord is negligent (7/28/03)
    Also in Legal Issues:
    Legal Issues, Bankruptcy
    Legal Issues, Estates
    Legal Issues, Other
    Legal Issues, Selecting an Attorney

  • Where's My Money - Getting your utility deposits back (5/5/03)
  • Repairing a Fence - Should your neighbors help pay for repairs to a privacy fence that benefits them? (4/28/03)
  • Property Line Disputes - Whose side is the fence on? (2/3/03)
  • Can a mortgage lender change the terms? (3/19/02)
  • Lemon Appliances by Deborah Michelle Sanders (9/18/00)
    return to the Library Subject Index

    Legal Issues, Other

  • 7 ways to save on legal advice - You don't have to skip legal advice to conserve money. Check out these seven ways to save. (6/2/09)
  • 5 ways to beat a Ponzi scheme -There are several ways to recover money, but you'll first need good records to fight a Ponzi scheme. (3/18/09)
  • Law may not protect disability benefit There are five instances when your Social Security benefit may not be protected (4/17/08)
  • LLC partnership transactions There are a few ways to handle expenses and distributions in an LLC , but it's not the ideal entity for a business (4/01/08)
  • Co-signer unlikely to sue successfully The courts are likely to frown on a co-signer who sues a borrower (4/01/08)
  • Understanding Tort Reform (8/1/05)
    Also in Legal Issues:
    Legal Issues, Bankruptcy
    Legal Issues, Estates
    Legal Issues, Landlords and Property Disputes
    Legal Issues, Selecting an Attorney

  • The Legalities of Living Together (4/18/05)
  • Binding Arbitration - A rights giveaway (11/22/04)
  • Predatory Lending Rules, State by State (3/29/04)
  • Consumers Turn to Arbitration by Curtis D. Brown - Getting their day in court (2/9/04)
  • Getting Justice In Small Claims Court (1/23/04)
  • Holiday Party Liability - Think twice before pouring spirits freely at your party (12/12/03)
  • Your Insurance Claim by Dan Baldyga - Medical insights and expenses (11/11/02)
  • Insurance Claims
  • Contracts 101 - Protecting yourself in the paperwork process (7/17/02)
  • States with credit card caps (3/20/02)
  • Class Action Lawsuits - You're invited. Now what? (1/21/02)
  • Tax Records - What you need to keep (12/31/01)
  • Your Rights When Flights Are Delayed by Anita Dunham-Potter (8/21/00)
  • Nursing Homes and the Law by Deborah Michelle Sanders, Esq. (7/24/00)
  • So You Have to Go to Arbitration by Deborah Michelle Sanders, Esq. (2/21/00)
  • Protecting Against Identity Fraud by Deborah Michelle Sanders, Esq. (1/3/00)
    return to the Library Subject Index

    Legal Issues, Selecting an Attorney

    Also in Legal Issues:
    Legal Issues, Bankruptcy
    Legal Issues, Estates
    Legal Issues, Landlords and Property Disputes
    Legal Issues, Other

  • Can Traffic Lawyers Win Your Case? (5/1/06)
  • 4 Reasons to Hire a Bankruptcy Attorney - Any saving could be a false economy (10/10/05)
  • Finding the Best Attorney for You (5/9/05)
  • 7 Things to Discuss With Your Attorney - Things to find out before you select a lawyer (5/9/05)
  • Avoid Hiring a Bad Bankruptcy Attorney (10/4/04)
  • Prepaid Legal Plans - Readers share their experiences (7/19/04)
  • Be an Attorney's 'Best Client' by Nancy McCaslin - 6 suggestions for lowering attorney fees (7/12/04)
  • Expensive Legal Documents by Gary Foreman - Do I need a lawyer for a trust or will? (12/8/03)
  • Affording Legal Advice by Ben Oldenkamp (11/15/99)
    return to the Library Subject Index

    Making Extra Money

    See     Earning Money

    Marriage

    Before Marriage
    Sharing Your Lives
    Newlyweds
    Spendthrift Spouse

    Marriage, Before Marriage

    Also in Marriage:
    Marriage, Sharing Your Lives
    Marriage, Newlyweds
    Marriage, Spendthrift Spouse
  • Talk about money before marriage - It's crucial to discuss finances with a potential mate before walking down the aisle (9/15/08)
  • Bride-To-Be Needs Help (7/30/07)
  • Fiance's Bad Credit is a Problem (4/16/07)
  • Claiming a Future Spouse as a Dependent (8/14/06)
  • Protecting the Assets of Unmarried Couples (6/12/06)
  • Are You Financially Ready to Get Married? - Our quiz will help you find out if the bride and groom are on the same page financially (4/11/05)
  • Avoiding Irreconcilable Differences by Cindy Snyder (10/23/00)
  • Frugal Advice for the Soon-to-Be Wed - Reader's Tips (4/13/98)
    return to the Library Subject Index

    Marriage, Sharing Your Lives

    Also in Marriage:
    Marriage, Before Marriage
    Marriage, Newlyweds
    Marriage, Spendthrift Spouse
  • Are you guilty of financial infidelity? - Fibbing to your spouse about money matters may seem innocent, but it can strike at the very foundation of a marriage. (1/3/08)
  • For Richer, For Poorer by Steven B. Smith - Managing your finances as a couple to live happily ever after (9/17/07)
  • Good Credit Marries Bad; Debts Do Them Part (8/7/06)
  • For Marital Property, Geography is Destiny (4/18/06)
  • Mother vs. Girlfriend - Caught between two payments (5/23/05)
  • Top 10 Secrets to Avoiding Marital Money Chaos - Improve your relationship with your money and your mate (4/11/05)
  • Getting Out From Under a Spouse's Tax Bill (3/21/05)
  • Debt and Marriage - Strategies to avoid divorce (10/11/04)
  • Who Gets What? - Estate planning in a second marriage (5/10/04)
  • Until "Debt" Do Us Part by Damon Carr - Don't let money destroy your marriage (11/24/03)
  • Marry a Millionaire? - Will money ensure marital bliss? (2/11/03)
  • Marriage Means You Share Deductions (12/17/02)
  • Love Is Blind, But Creditors Aren't by Gary Foreman - When your fiance brings debts with them (12/3/01)
  • Stop That Overspending Spouse (6/26/00)
  • Problem Solving for Couples by Dr. Kevin Polk (5/8/00)
  • For Richer or Poorer by Ellsbeth Blackthorne (2/28/00)
  • Handling Finances in a Second Marriage (7/26/99)
    return to the Library Subject Index

    Marriage, Newlyweds

    Also in Marriage:
    Marriage, Before Marriage
    Marriage, Sharing Your Lives
    Marriage, Spendthrift Spouse
  • Different Worlds by Michaela Davila - The key to overcoming newlywed financial woes. (8/25/08)
  • Money Moves for Newlyweds (6/5/06)
  • Young Couple Finances - Laying a good foundation (10/4/04)
  • Common Financial Mistakes of Newlyweds by Megan Franks - Prevention is the key (1/12/04)
  • New Marriage, New Budget by Michelle Kennedy Hogan (1/31/00)
  • For Richer or Poorer (financial advice for newlyweds) by Gary Foreman (3/29/99)
    return to the Library Subject Index

    Marriage, Spendthrift Spouse

  • Spending secrets bad for marriage -Keeping financial secrets can be harmful to a marriage. Know your partner's spending habits in advance.(2/12/09)
  • Awesome' husband awful with money - Author Brad Klontz offers suggestions for how a couple can keep their marriage insulated from money woes. (12/01/08)
  • 7-Step Plan to Stop an Overspending Spouse (11/13/06)
    Also in Marriage:
    Marriage, Before Marriage
    Marriage, Sharing Your Lives
    Marriage, Newlyweds

  • Work 2 Jobs to Pay Hubby's Debt? Puh-leze! (10/30/06)
  • Must I Pay for Hubby's Bad Habit? (7/31/06)
  • Staying Sweet on Your Spending Spouse - Being happy despite your financial differences (8/15/05)
  • Talking to Your Partner About Money (12/13/04)
  • Dueling Vices - When you and your spouse argue about spending on bad habits (11/22/04)
  • How to Fix a Free-Spending Spouse (5/24/04)
  • Working As a Team by Shelly Burke - Don't let money be a source of dissention in your marriage (9/15/03)
  • My Story: An Un-Frugal Spouse by Maggie - Some things work and others don't (9/3/01)
    return to the Library Subject Index

    Medical Care

    Bills
    Health Savings Accounts
    Home Remedies
    Insurance
    Insurance Claims
    Long-Term Care Insurance
    Medication
    Other
    Seniors

    Medical Care, Bills

    Also in Medical Care:
    Medical Care, Health Savings Accounts
    Medical Care, Home Remedies
    Medical Care, Insurance
    Medical Care, Insurance Claims
    Medical Care, Long-Term Care Insurance
    Medical Care, Medication
    Medical Care, Other
    Medical Care, Seniors

    see also:
    Special Needs
    Health
  • Get Your Hospital Bill Right by Lauren Romano - Don't overpay on your hospital bill. (10/06/08)
  • 10 Pretreatment Ways to Cut Health-Care Costs (12/11/06)
  • Reduce Your Medical Bills (2/6/06)
  • My Story: Medical Bills - A little time and perserverance pays big dividends (1/24/05)
  • A Health-Care Hired Gun - Tired of trying to decipher and correct your medical bills? (12/13/04)
  • Curing a Throbbing Medical Debt (5/10/04)
  • 8 Most Common Hospital Billing Errors (2/6/04)
  • 10 Ways to Avoid Hospital Overcharges (2/6/04)
  • A New Way to Pay Your Medical Bills (1/14/04)
  • Emergency Room Outrage - How to dispute excessive charges (8/18/03)
  • Curing Medical Bill Payment Goofs (8/28/02)
  • Baby Birthing Blues - They don't have maternity coverage. Now what? (11/26/01)
  • The $140 Phone Call by Michelle Jones - A few minutes of time paid off big (11/19/01)
  • Watch Those Hospital Bills by Sharon Powell (12/11/00)
  • Reducing Hospital Bills (9/28/98)
    return to the Library Subject Index

    Medical Care, Health Savings Accounts


  • Employer should spring for cafeteria plan - If your employer would purchase health insurance for you within a premium-only cafeteria plan, everyone would benefit taxwise (2/6/06)
    Also in Medical Care:
    Medical Care, Bills
    Medical Care, Health Savings Accounts
    Medical Care, Home Remedies
    Medical Care, Insurance
    Medical Care, Insurance Claims
    Medical Care, Long-Term Care Insurance
    Medical Care, Medication
    Medical Care, Other
    Medical Care, Seniors

    see also:
    Insure, Health Savings Accounts
    Special Needs
    Health

  • Ways to Spend Your FSA (12/12/05)
  • Flexible Spending Accounts Save Money, Cut Taxes (11/7/05)
  • Restrictions on Health Saving Accounts (10/10/05)
  • Medical Savings Accounts - You could save thousands on healthcare (3/7/05)
  • Medical Savings Accounts - Readers share their experience (10/4/04)
  • New Health Care Options Appear Contagious (5/31/04)
  • My Story: Medical Care for Less by Sybil - How one family handles medical care (11/5/01)
  • Flexible Spending Accounts by Gary Foreman (1/31/00)
  • Flexible Spending Account Cafeteria Plans by Karen Jones (4/19/99)
  • Medical Saving Accounts (4/5/99)
    return to the Library Subject Index




    Medical Care, Home Remedies


  • Home Remedies for Colds and Flu (12/20/04)
    Also in Medical Care:
    Medical Care, Bills
    Medical Care, Health Savings Accounts
    Medical Care, Insurance
    Medical Care, Insurance Claims
    Medical Care, Long-Term Care Insurance
    Medical Care, Medication
    Medical Care, Other
    Medical Care, Seniors

    see also:
    Special Needs
    Health

  • Natural Products for Free by Linda Gray (6/21/04)
  • Nighty Night by Tina Shake - Stop the nightmare of sleep problems (6/14/04)
  • Natural Health Remedies by Victoria Purdie - Check the cupboard first (6/30/03)
  • Don't Feel the Burn - Heal the Burn! by Renee Futrelle - Home remedies to sooth the sizzle of sunburn (5/27/02)
  • Get Rid of Lice for Good! by Monica Resinger - What we learned from the experience (2/11/02)
  • Natural Remedies and Advice by Kathleen Bieke (11/13/00)
  • Curing Athlete's Foot (2/14/00)
  • Getting Rid of Acne (10/25/99)
  • Surviving Poison Ivy (8/23/99)
  • Eliminating Head Lice (4/26/99)
  • Are Vitamins Worth It? (4/12/99)
  • Spring Time Sniffles: Preparing Sick Boxes by Dawn Adams (3/1/99)
  • Ouch Control by Paulette Bulger (1/4/99)
    return to the Library Subject Index

    Medical Care, Insurance

  • Health insurance hard to find for over-50 crowd (1/22/08)
  • Sorting Out Your Medical Insurance Options (12/4/06)
    Also in Medical Care:
    Medical Care, Bills
    Medical Care, Health Savings Accounts
    Medical Care, Home Remedies
    Medical Care, Insurance Claims
    Medical Care, Long-Term Care Insurance
    Medical Care, Medication
    Medical Care, Other
    Medical Care, Seniors

    see also:
    Insurance, Health
    Special Needs
    Health

  • Reviews Mixed for Directed Health Plans (9/25/06)
  • Long-Term Care Insurance (4/24/06)
  • Health-Care Deductions for Self-Employed (1/2/06)
  • Your Personal Health Plan - How can you put a lid on skyrocketing healthcare costs (8/29/05)
  • How Well Does Your Health Insurance Travel? - Don't let your trip abroad be spoiled (4/11/05)
  • Going Without Health Insurance (12/6/04)
  • A Simpler Way by Timothy Pitcher - Affordable access to medical care (6/7/04)
  • Be Careful Buying Health Insurance - Some plans are just scams (3/15/04)
  • ABCs of Medicare (1/14/04)
  • 7 Ways to Avoid Going Without Health Insurance (1/12/04)
  • Getting Health Insurance On Your Own (12/2/03)
  • Don't Let a Health Catastrophe Wipe You Out (11/3/03)
  • Can Health Insurance Make You Sick? by Tammy Harrison (7/31/00)
  • Health Insurance for Seniors (5/1/00)
  • Getting Medical Insurance When You Have Pre-Existing Conditions (1/11/99)
  • Cheaper Than COBRA: Low Cost Medical Insurance - Reader's Experiences (5/11/98)
    return to the Library Subject Index

    Medical Care, Insurance Claims

  • Health plan pitfalls to watch for - Some insurance companies dig deep in your past, searching for reasons why they shouldn't pay your claims (1/22/08)
  • Appealing a Denied Medical Claim (7/25/05)
    Also in Medical Care:
    Medical Care, Bills
    Medical Care, Health Savings Accounts
    Medical Care, Home Remedies
    Medical Care, Insurance
    Medical Care, Long-Term Care Insurance
    Medical Care, Medication
    Medical Care, Other
    Medical Care, Seniors

    see also:
    Special Needs
    Health

  • Fighting Your Health Insurance Company (6/7/04)
  • Negotiate a Medical Settlement by Dan Baldyga - Control your case (2/24/03)
  • Your Insurance Claim by Dan Baldyga - Medical insights and expenses (11/11/02)
  • Insurance Claims by Dan Baldyga - How medical bills and reports affect your claim (9/16/02)
  • Fighting Your Health Insurance Company - How to avoid the fight when you can, and win when you can't (6/19/02)
    return to the Library Subject Index





    Medical Care, Long-Term Care Insurance


  • Is Long-Term Care Insurance Right for You? (12/18/06)
    Also in Medical Care:
    Medical Care, Bills
    Medical Care, Health Savings Accounts
    Medical Care, Home Remedies
    Medical Care, Insurance
    Medical Care, Insurance Claims
    Medical Care, Long-Term Care Insurance
    Medical Care, Medication
    Medical Care, Other
    Medical Care, Seniors

    see also:
    Insurance
    Special Needs
    Health

  • Buying Long-Term Care Insurance by Gary Foreman - What should you look for in a policy? (1/7/02)
  • The Effects of Taxes and Time on Long-Term Insurance by William D. Brownlie, CLU, ChFC (11/13/00)
  • Long-Term Health Care Insurance by William D. Brownlie, CLU, ChFC (10/16/00)
    return to the Library Subject Index











    Medical Care, Medication


  • Saving at the Doctor’s Office (1/1/07)
    Also in Medical Care:
    Medical Care, Bills
    Medical Care, Health Savings Accounts
    Medical Care, Home Remedies
    Medical Care, Insurance
    Medical Care, Insurance Claims
    Medical Care, Long-Term Care Insurance
    Medical Care, Other
    Medical Care, Seniors

    see also:
    Special Needs
    Health

  • For Cheaper Prescription Drugs, See Your Doctor (6/5/06)
  • The Prescription Lowdown - Finding cheaper alternatives (11/28/05)
  • Save Bundles On Medication (10/31/05)
  • My Story: Cutting Prescription Costs (5/30/05)
  • A Reason to Smile About the Cost of Treating Depression (10/25/04)
  • Resources for Discount Medications by Kathleen Hairston - The most significant cause of rising medical bills (2/16/04)
  • Prescription Drug Help - A senior needs her meds (10/7/02)
  • When You Can't Afford Prescription Drugs (1/3/00)
  • Saving Money on Prescription Drugs Safely by Kathy Beaver, RN (9/1/97)
    return to the Library Subject Index

    Medical Care, Other


  • Medical Identity Theft Can Kill You (1/15/07)
    Also in Medical Care:
    Medical Care, Bills
    Medical Care, Health Savings Accounts
    Medical Care, Home Remedies
    Medical Care, Insurance
    Medical Care, Insurance Claims
    Medical Care, Long-Term Care Insurance
    Medical Care, Medication
    Medical Care, Seniors

    see also:
    Special Needs
    Health

  • Personal Health Records Could Mean Life or Death (12/4/06)
  • Preparing for Sick Days (12/4/06)
  • Dealing with Hidden Wounds of War (8/28/06)
  • Medical Needs Can Help Pay for Improvements (5/15/06)
  • Private Medical Information Isn't So Private (8/29/05)
  • Be a Wise Healthcare Consumer (2/14/05)
  • Double Dipping on Medical Tax Breaks (10/11/04)
  • My Story: A Tightwad Visits the Dental Office (8/9/04)
  • ER Aid Guaranteed (7/19/04)
  • How to Diagnose a Doctor - Finding the right physician (3/24/03)
  • Avoiding Allergies by Carolyn Allen (9/11/00)
  • Teeth Whitening (9/11/00)
  • A Healthy Heart by Paul Blustein (6/19/00)
  • Sports and Fitness Injuries by Dr. Robert Osgoodby (5/15/00)
  • Stabilize Stress by Dr. Donald E. Wetmore (4/3/00)
  • Emotional Upset and Heart Attacks by Paul Blustein (3/27/00)
  • Less Expensive Braces (11/29/99)
  • Money Down the Drain (dental care) by Dr. Eric Spieler (8/4/97)
    return to the Library Subject Index

    Medical Care, Seniors

    Also in Medical Care:
    Medical Care, Bills
    Medical Care, Health Savings Accounts
    Medical Care, Home Remedies
    Medical Care, Insurance
    Medical Care, Insurance Claims
    Medical Care, Long-Term Care Insurance
    Medical Care, Medication
    Medical Care, Other s

    see also:
    Special Needs
    Health

  • 12 Free (Or Almost Free) Ways to Protect the Elderly by April Borbon - Simple fixes that will keep them safe, healthy and protected (10/15/07)
  • Assisted Living at Your Doorstep (9/11/06)
  • From Retirement to Poverty? by Gary Foreman - Could their life savings suddenly disappear? (12/31/01)
  • Nursing Homes and the Law by Deborah Michelle Sanders, Esq. (7/24/00)
  • Health Insurance for Seniors (5/1/00)
  • Finding Mom a Hearing Aid (9/13/99)
    return to the Library Subject Index

    Miscellaneous

    Bargains
    Emergency Preparation
    Entertainment
    Forming Habits
    Friends and Family
    Organization and Cleaning
    Other
    Perspectives
    Reusing
    Saving Money
    Setting Goals
    Unemployment

    Miscellaneous, Bargains

  • Petroleum Jelly by Linda Shapero - Bargain bonanza in a tiny tub. (4/27/09)
  • Saving with online coupons - Today, you don't have to accept what's in the paper every week. There are plenty of online coupons that are a click away. (12/05/08)
  • Best times to shop for bargains - Instead of trawling stores all the time, shop at the right time to get the best deals.
  • Below Face Value Stamps - Can you really buy postage stamps at a discount? (10/16/06)
    Also in Miscellaneous:
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment

  • Sponged by Software Prices? - Get the software you need at a price you like (10/31/05)
  • In Black and White - Your newspaper offers great savings opportunities (6/20/05)
  • Celebrating a Wonderful Lady's Life by Marenda Babcosk - Carrying on a thrifty legacy (4/26/04)
  • My Story: After 35 Years - contributed by K.M. - Living a happy, simple and frugal life (3/17/03)
  • Cooperative Extension Resources by Deborah Taylor-Hough - They offer more than you think (7/9/01)
  • Saver or Spendthrift by Teresa Higginbotham (3/13/00)
  • Champion Cheapskate Test by Arthur A. Hawkins II (6/15/98)
    return to the Library Subject Index


    Miscellaneous, Emergency Preparation

  • Give Yourself the Green Light by Rich Finzer - Why buy a kinetically powered flashlight. (10/06/08)
  • Disaster Preparations - That make sense and cost cents (9/13/04)
    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment

  • Surviving a Storm by Judy - Each of life's storms are different. But coping with one can help us survive another (10/8/01)
  • Frightening Future by Gary Foreman - With war clouds on the horizon she wants to prepare financially (9/24/01)
  • Your Money Quotient by Gary Foreman - how smart are you when it comes to money? (1/1/01)
  • Being Vulnerable by Nita Jackson (4/19/99)
    return to the Library Subject Index





    Miscellaneous, Entertainment

  • Fame & Fortune: David Gilmour - Rocker David Gilmour talks about the band, Pink Floyd, and being one of England's richest men.(4/14/09)
  • Fame & Fortune: Jay Mohr -In his role in "Gary Unmarried," actor Jay Mohr plays a recently divorced father. (2/13/09)
  • Fame & Fortune: Melora Hardin -A co-star of the hit comedy, "The Office," talks about her character, Jan, and how she stays in shape by dancing. (1/23/09)
  • Fame & Fortune: Richard Belzer - In his role on "SVU," this TV actor gets to throw his conspiracy theories and gallows humor into the mix. (1/16/09)
  • Video:Green entertainment options -If you want to be "green," make wise decisions when choosing entertainment
  • Fame & Fortune: The B52s - After 16 years, this '80s pop-disco band's latest CD transports listeners back to the future. (8/8/08)
  • Fame & Fortune: Alyssa Milano - This veteran TV actress puts her money where the heart is with her humanitarian efforts.(7/25/08)
  • Fame & Fortune: Charles Grodin Actor says his diverse career in film, television and stage was never about the money. (4/11/08)
  • Your Local Library by Phyllis Guth - How much can you really save by using your local library? (12/17/07)
  • Finding Summer by Sheryl Simons - Grab some memories! (8/6/01)
    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment

  • Summertime Savings by Teri - Great ideas to save you some money (7/2/01)
  • Winter Thoughts by Pat Mestern (2/7/00)
  • Moneysavers: The Library - part two by David Barnett (4/12/99)
  • Moneysavers: The Library by David Barnett (4/5/99)
  • North of the Border: Questions by Pat Mestern (2/8/99)
  • Rules to Live By by David Turner (10/13/97)
    return to the Library Subject Index




    Miscellaneous, Forming Habits

  • Quick Fix or Daily Habit - Getting personal finances in order one day at a time (5/7/07)
    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment

  • One Habit at a Time by Deborah Taylor-Hough - You'll be reaching your goals in no time (12/29/03)
  • The Power of Habit by Catherine Levison - Yes, you can change your life (12/31/01)
  • The Curse of Perfectionism by Dr. Donald E. Wetmore - Are your good efforts doomed to fail? (12/17/01)
  • Spending Choices by Doris Dobkins - Who says that you have to make that purchase? (6/25/01)
  • The One Percent Solution by Philip E. Humbert, PhD. (12/11/00)
  • Replacing Bad Habits by Dr. Bob Osgoodby (11/27/00)
  • Life's Temptations by Carolyn Allen (3/13/00)
  • Are You Ready for a Change? by Dr. Kevin Polk (2/21/00)
    return to the Library Subject Index

    Miscellaneous, Friends and Family

  • 6 tips for living with your adult child - Many parents are moving in with their adult children to save money. Here's how to make the role reversal work.(9/29/08)
  • When Your Friends Struggleby Lisa Palmi - There are ways to help. (10/06/08)
  • Vishing scam targets military family members - Claiming to be with the Red Cross, fraudsters say a loved one is wounded and ask for information. (7/28/08)
  • Adult Children Living at Home - Getting them to contribute. (9/17/07)
  • Adults Living with Parents - Encouraging your adult child’s independence. (6/12/06)
    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment

  • Mother vs. Girlfriend - Caught between two payments (5/23/05)
  • Dueling Vices - When you and your spouse argue about spending on bad habits (11/22/04)
  • My Story: Stay-at-Home Mom With Grown Kids (10/4/04)
  • What Does Love Mean? - courtesy of Servant.org - Some things money can't buy (12/23/02)
  • When Friends Are Laid-Off - How you can help (10/15/01)
  • A Family Mission Statement by Deborah Taylor-Hough - Have you decided what's important for your family? (5/28/01)
  • Make Frugality a Family Affair by Nancy Twigg (10/16/00)
  • Lessons I've Learned by Dr. Bob Osgoodby (8/21/00)
  • When Friends Say You're Cheap (12/6/99)
  • Helping an Elderly Mom (5/31/99)
  • Your Frugal Success Team by Lisa Reid (11/3/97)
    return to the Library Subject Index

    Miscellaneous, Organization and Cleaning


  • My Story: The Art of Downsizing by Patricia Nixon - Scale back for a less cluttered lifestyle (1/19/04)
    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment

  • Applying Business Savvy In Your Home by Kim Randall (7/7/03)
  • My Story: A Paradigm by Van from Alabama - It's how you see it that counts (1/21/02)
  • More Cheap Tricks by Leanne Ely - Add one of these to your act (4/23/01)
  • To Help You Remember by Maria Gracia (11/27/00)
  • Organized to Save by Bonnie Rice (12/22/97)
  • Advice from Mom: Fifty Uses for Vinegar by Rae Osenbaugh (8/11/97)
  • Advice from Mom: Don't Forget the Baking Sodaby Rae Osenbaugh (12/2/96)
    return to the Library Subject Index


    Miscellaneous, Other

  • 5 economic indicators to watch -Economic indicators are gauges of hope and despair. We explain what they mean and why they matter. (6/3/09)
  • Bitten by bankrupt business? Bite back. - When a business you use goes under, what rights do you have? (5/13/09)
  • Co-signing a loan can be calamitous - Leave emotion out of it when you decide to co-sign a loan. The real question is: Can I afford it? (5/12/09)
  • Weird scenes unfolding on Main Street -Humor columnist Jay MacDonald strolls down Main Street and finds it's getting awfully strange. (4/30/09)
  • Use pawnshop to borrow against jewelry -Looking to borrow money using jewelry as collateral? Consider calling your local pawnshop. (4/21/09)
  • Six degrees of Bernie Madoff -Humor columnist Jay MacDonald uncovers his ranking in the "Six Degrees of Bernie Madoff." (4/16/09)
  • Junk or antique? The difference means cash - Before you unwittingly throw away a pricey collectible, be sure to do your research. (4/14/09)
  • Want settlement cash now? Not so fast! - Many people are looking for cash in unusual places, but liquidating structured settlements is more than a phone call away. (3/26/09)
  • 5 ways to crash a business - It's hard to start a business, but yours can crumble quickly without enough cash and market sense. (3/30/09)
  • Staying married to save cash - The phrase "for richer or poorer" puts divorcing couples to the test during a recession. (3/11/09)
  • Let Tony Soprano fix the bailout mess -It's time to let the big boys whack the financial crisis. (3/19/09)
  • Choosing the best intern for your business - An intern can be a tremendous boost for a small business. Here are tips on hiring and managing them. (3/9/09)
  • Motivating employees in tough times - In a tight economy, you may be forced to cut payroll. So how can you show your employees the love? (3/9/09)
  • How to exercise your shareholder power - Are you angry about how public companies are managed? If you're a shareholder, you can do something about it. (2/25/09)
  • Benefits of Apartment Living - Are there advantages for a family living in an apartment? (3/23/09)
  • Stimulus aims to boost small business - The stimulus package has incentives for small businesses, but some question their likely impact.(3/03/09)
  • GM Mastercard rebate points remain safe - The chance of a GM bankruptcy is not likely to wipe out rebate points accumulated on GM Mastercards. (2/27/09)
  • 8 ways to DIY and save money - Do-it-yourself repair and installation isn't as hard as you think, and it can save you money. (2/6/09)
  • Where to get DIY help - Get how-to help from free resources like the Internet and local hardware store.(2/06/09)
  • When to pay shareholders in an S corp -What are the rules for reasonable compensation when an S corp has been consistently losing money?(2/19/09)
  • Personal pledge, double-edged - Personal debt guarantees are needed for financial backing but can come to haunt business owners. (2/10/09)
  • Computing rental depreciation - Your income threshold makes a difference when figuring depreciation on a rental building. (2/5/09)
  • American spender is new 'biggest loser' - The "great reset" is likely to permanently change how we spend, says a best-selling author and retail expert. (2/4/09)
  • Cash crunch? 6 ways to get liquid in a hurry - If your expenses are rising, your income is falling, and your credit is cut, here's how to improve the cash flow. (2/3/09)
  • 5 ways to outlast deflation -Deflation may sound good, but it can devastate the economy. Here are five ways to fight falling prices (12/23/08)
  • Relocating? Think beyond dollars, cents - Cost-of-living differences are not the only factors to weigh when considering where to relocate. (12/19/08)
  • $100,000 income: No big deal anymore - A six-figure income used to mean you had "made it." But inflation and sky-high prices have dulled the shine. (12/15/08)
  • 7 products with falling price tags - At a time when many prices are soaring, these seven goods and services are bucking the trend. (12/02/08)
  • Holiday revelers likely to rein in spending this year - Bankrate readers are unlikely to spend as much as they did last year because of uncertain economic times.(11/23/08)
  • Crisis'effect is all about life stage -In the current financial environment the life stage you're in can mean the difference between boon and bust.(11/03/08)
  • Financing a funeral without the anguish - Thinking about funerals isn't pleasant, but there is a lot to be gained by planning ahead.(11/18/08)
  • Commuting costs got you down? - Some companies are making employees' treks to the office cheaper with tax-saving commuter accounts. (11/11/08)
  • Video: Going green in the laundry room - A few simple changes in the way you wash can help you save money and save the planet.
  • Business startup costs that shock new owners- Small business owners share the nasty surprises they experienced, and experts explain how to minimize such costs.(9/24/08)
  • Online tools can help manage money - Combine social networking with budgeting tools and you get Web sites for those who want to follow their money.(9/15/08)
  • Finding help with health care for your pet- Medical care for pets can get very expensive, but there are programs and places that can help. (8/05/08)
  • 10 major myths about living green- When it comes to selecting greener choices, sometimes it's difficult to separate fact from fiction.
  • 10 ways to avoid moving scams - Everyone has tales of moving scams. Here are 10 ways to avoid being taken for a ride. (6/27/08)
  • 10 reasons to love a recession - Even a slowing economy offers a silver lining if you know where to look. Here are 10 benefits of a recession. (6/25/08)
  • Fast, cheap career changes that pay off - Dreaming of a new career? Some pay well, are in hot demand and don't require a four-year degree.(6/17/08)
  • The value of goodwill in a business sale - Time spent helping the new owner learn the ropes should be reflected in salary or in the purchase price of the business (5/27/08)
  • Layaway plan might be cover for fraud A mess that began with a $1,000 layaway payment should end up with the authorities (4/11/08)
  • Selling your gold jewelry, coins, fillings If you've got gold jewelry that you don't plan to wear or bequeath to an heir, you might consider selling it while gold prices are still high. Here's how to go about it. (3/28/08)
  • Will I Get a $300-$600 Rebate Check? by Damon Carr- Answers about The Economic Stimulus Act of 2008 (3/31/08)
  • Savings for Apartment Dwellers - Maximizing space and minimizing utility bills (3/24/08)
  • Free (And Legal!) Software Tools by Jonathan Moeller - Function in the modern world without having to spend a dime on software (2/4/08)
  • Jewelry Appraisal (6/20/05)
    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment

  • Easy Writer - The financial benefits of keeping a journal (2/21/05)
  • A Better Commute - Bicycle to work (8/30/04)
  • Money Calorie Counter by Deborah McNaughton - Save your waistline and your budget (5/10/04)
  • Packages for Overseas Service Personnel - Tips on selecting, packing and shipping that little slice of home (5/3/04)
  • Encouraging Words - When you're about to throw in the financial towel (2/16/04)
  • Eligible, But Not Needed - When you qualify for government aid but don't need it (1/12/04)
  • Boycotting Wal-Mart by Gary Foreman - A look at the use of boycotts (11/17/03)
  • Insider Reports: Personal Info and Privacy Protection by H.M. Carper - What do they do with your info? (6/18/01)
  • The Health-Wealth Connection by Shawnda Spille - Are they really related? (3/26/01)
  • Frugality Revisited by Nancy Twigg - Save money by taking a fresh look at things (3/19/01)
  • Use the "Law" to Save Thousands by Gary Foreman (9/18/00)
  • Top 12 by Kelly Jo Landers (4/3/00)
  • What About Ben Franklin by Doris Dobkins (2/14/00)
  • Make Your Computer Work for You by Nikki Wilhite (2/7/00)
  • Getting Out of Balance by Dr. Don Wetmore (8/23/99)
  • How to "Have Your Cake and Eat It Too" by Robert Kothe (8/16/99)
  • Fundraising Ideas - part two (8/9/99)
  • Fundraising Ideas (8/2/99)
  • Do You Have Unclaimed Property? (6/14/99)
  • Stopping Telephone Solicitors by K.L. (4/19/99)
  • Local Store vs. Giant Corp. - Where Should You Shop? (3/15/99)
  • Starting a Frugal Living Group (9/14/98)
    return to the Library Subject Index

    Miscellaneous, Perspectives

    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment
  • Deflation Devastation? by Penny - Lower prices sound good, but there's a darker underside... (5/18/09)
  • Frugal DNA by Steve and Annette Economides - What is a Dollar Stretcher made of? (12/24/07)
  • A Dollar Stretcher Is… - What a Dollar Stretcher was and how you can spot one. (11/12/07)
  • My Story: Giving Up TV for Good - TV free and loving it! (10/8/07)
  • What I Learned From an Apple Tree (7/19/04)
  • The 'Last Time' vs. The 'Next Time' by Rebecca Underwood - Learning from our mistakes (5/10/04)
  • Unexpected Lessons In Frugality by Joanna Harness - What Grandma left behind (11/17/03)
  • Too Frugal? by Gary Foreman - Frugal living in balance (7/14/03)
  • My Story: Testimony of a Farm Life - contributed by Janice - A great, well-balanced life (7/8/02)
  • Summer Musings by Gary Foreman - Ever wonder about... (6/3/02)
  • My Story: Frugality and Self-Empowerment" contributed by D. - A whole new sense of freedom (3/11/02)
  • One Dollar Bill by Mia Cronan - How you look at it makes all the difference (1/22/01)
  • A Converted Spendthrift by Cathy Ann (9/25/00)
  • Tales of a Blue Bug by Natalie Venezio (6/26/00)
  • Just Excuses by Kelly Jo Landers (4/24/00)
  • Thinking About Finances by Gary Foreman (4/17/00)
  • My Story: On Being Poor by Darla B. (8/16/99)
  • Am I Poor? by Pat Mestern (7/19/99)
    return to the Library Subject Index

    Miscellaneous, Reusing

    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment
  • Clothespin Creativity by Mary Moss - How many different things can you do with a clothespin? (10/27/08)
  • What Secrets Lurk In Your Trash (2/14/05)
  • The Joys of Dryer Lint? by Deborah Taylor-Hough - Silly, but fun (11/12/01)
  • Money Under the Bed Liner by Cheryl Gochnauer (11/6/00)
  • Miserly Musings by Pat Mestern (3/20/00)
    return to the Library Subject Index




    Miscellaneous, Saving Money

  • Don't copy big-spending mom -Let her spend like mad. You should save an emergency fund, then for something fun for the family. (4/06/09)
  • Super-save with no-spend month - You can greatly improve your personal finances in as little as 30 days with a no-spending plan. (3/24/09)
  • Save money, but don't fear the markets -We're saving more, but anxiety is keeping us from investing in equities on "sale." (2/4/09)
  • Video: Save money on food by shopping once a week - Just by limiting yourself to one grocery trip a week, you can save time, gas and money.
  • A Frugal shopper's best tip -You don't need cable to get HD service if you have an HD TV and a digital antenna. (9/22/08)
  • Coupons by April Aragam - Stop ignoring the potential savings. (8/4/08)
  • Try these transportation options to save gas- Bankrate readers show how they are finding alternate transportation options to reduce their need for gas. (7/03/08)
  • 7 gas-sipping tips for trips - Bankrate readers show how they plan their errands and daily routines to reduce their need for gas. (6/30/08)
  • Feeling Wealthy Can Make You Poor (1/1/07)
    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Setting Goals
    Miscellaneous, Unemployment

  • Love What You Have (1/23/06)
  • How to Grow Your Very Own Money Tree (7/25/05)
  • Top 5 Pitfalls of Frugality (6/20/05)
  • 7 Lessons From Grandma - Getting by with less, while living well (9/20/04)
  • Saving Money Is Fun - Make it a hobby instead of a chore (7/19/04)
  • Immigrant Lessons by April Borbon (4/26/04)
  • My Story: Half Is the Answer! - Less can be more (9/15/03)
  • Conspicuously Thrifty - Let your financial accomplishments shine (6/23/03)
  • Signs of Wealth by Gary Foreman - Read the signs for an easier trip (11/18/02)
  • Favorite Frugal Resources - What helps you to save money? (12/31/01)
  • Lessons from WW2 - What did they know that we should learn? (10/29/01)
  • Total This! by Tawra Kellam - A dollar here, a dollar there... (8/6/01)
  • The Blacksmith's Wage by Pat Mestern (5/8/00)
  • Remember When: Ideas from The Depression and WW2 (4/10/00)
  • A Tax You Don't Have to Pay by Gary Foreman (3/27/00)
  • The Value of a Dime by Sarah Kennington (3/13/00)
  • Super Strategies for Savings by Ginita Wall (1/18/99)
  • Living in the Philippines by Don Herrington (10/19/98)
  • It Cost How Much? by Gary Foreman (6/22/98)
    return to the Library Subject Index

    Miscellaneous, Setting Goals

    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Unemployment
  • Bail yourself out - here's how - Seems like everyone has a bailout plan but you? Create your own in these six money areas. (4/08/09)
  • Having a Plan - Could the key to success be so easy? (5/30/05)
  • 4 Steps to Creating Your Own Destiny by Karen Kuebler (10/6/03)
  • My Story: Small Steps to Big Dreams - contributed by Stephie - Simple living from a French perspective (1/27/03)
  • Reasons for Financial Failure by Craig Lock - Eliminate the stumbling blocks to a better future (1/7/02)
  • Emotionally Challenged by Tammy Harrison - Recent events underscore valuable lessons (10/29/01)
  • Four Steps to Successful Goal Setting by Philip E. Humbert, PhD. - Don't just set goals. Reach them! (4/9/01)
  • What About Harry? by Pat Mestern - What can we learn from old bachelor Harry? (4/2/01)
  • The Seven Sisters of Success by Philip E. Humbert, PhD. - Success is not an accident (3/26/01)
  • Prioritizing Power by Dr. Donald E. Wetmore - You'll find more hours in the day (2/26/01)
  • Planning Principles by Dr. Donald E. Wetmore - do you fail to plan? (1/15/01)
  • Stay Focused on Your Objectives by Michael Angier (8/14/00)
  • How to Make a Goal Into a Carrot by Dr. Kevin Polk, Ph.D. (1/3/00)
  • Swimming Upstream by Gary Foreman (1/3/00)
  • Sometimes When You Don't Have a Plan You Don't Fail by Lisa Moore (12/27/99)
  • The Key to a Successful Future by Doris Dobkins (11/15/99)
  • Conscious Prioritization by Jacqueline McLaughlin Hale (9/6/99)
  • Creating Fun and Effective New Year's Resolutions by Kevin L. Polk, Ph.D. (12/28/98)
  • It's All in Your Head - Can a positive attitude lead to success? by Gary Lockwood (10/6/97)
    return to the Library Subject Index

    Miscellaneous, Unemployment

    Also in Miscellaneous:
    Miscellaneous, Bargains
    Miscellaneous, Emergency Preparation
    Miscellaneous, Entertainment
    Miscellaneous, Forming Habits
    Miscellaneous, Friends and Family
    Miscellaneous, Organization and Cleaning
    Miscellaneous, Other
    Miscellaneous, Perspectives
    Miscellaneous, Reusing
    Miscellaneous, Saving Money
    Miscellaneous, Setting Goals
  • 7 steps to security after a job loss - Take steps to ensure your financial survival during the tumultuous period following a job loss. (5/15/09)
  • Boost your career through volunteering -If you're out of work, volunteering can help you develop the contacts and skills to land a new job. (4/15/09)
  • Finding a job in adverse conditions - How to enhance your chances to secure a job, even in a down economy. (3/30/09)
  • 21st century job hunting techniques -The Internet in general and social media in particular have changed the nature of the job-search game. (3/30/09)
  • Disability claims often denied -Workers could go bankrupt while appealing a denial of Social Security benefits. (3/25/09)
  • Save for job loss now - You don't have to wait to lose your job. Plan now, and start by saving more disposable income. (3/5/09)
  • Newly unemployed get stimulus help - Stimulus legislation helps the unemployed through a health care subsidy and weekly benefit increase. (2/25/09)
  • 15 ways to survive a job loss - If yours was among the 2.59 million jobs lost so far in this recession, here are 15 ways to handle your financial obligations until you get back on your feet. (2/18/09)
  • Unemployed? Hoard cash - If you're unemployed, use your credit card on essentials to save cash but don't take cash advances. (2/9/09)
  • Qualifying for unemployment -In a recession, more jobless people claim unemployment, but whether you get it can depend on state rules. (1/28/09)
  • My Story: Ready for Change - She had a great job, but then love happened (11/21/05)
  • While I Was Unemployed by Beth Hering - Beyond cutting coupons and buying on sale (12/1/03)
  • Would You Be Ready? by Doris Dobkins - for a layoff? (12/10/01)
  • United We Stand: Coping With Crisis by Dawn - She went from a carefree lifestyle to watching every penny (10/15/01)
  • Facing Financial Fears by Lucynda Koesters - How are you handling uncertain times? (6/11/01)
  • My Story: Unemployment Advice by Betty G. - Here's what to do if you find yourself unemployed (5/7/01)
  • What I Learned About Surviving Hard Times by Heidi B. (5/17/99)
    return to the Library Subject Index

    Mortgages

    40- and 50-Year Mortgages
    Adjustable Rate
    Alternative Loans
    Basics
    Before Buying a Home
    Credit and Subprime Lending
    Down Payments
    Facing Foreclosure
    Fees and Finance Costs
    Financial Assistance
    Fraud and Predatory Lenders
    Home Equity Loans
    Insurance
    Interest-Only Mortgage
    IRAs
    Mortgage Limits
    Other
    Paying Off
    Prepayment
    Rate Changes
    Rate Locks
    Refinancing
    Reverse Mortgage
    Second Mortgage
    Selecting a Lender
    Selecting a Mortgage
    Taxes

    Mortgages, 40- and 50- Year Mortgages

  • Is the 40-year mortgage a joke? - Borrowers may like lower payments, but a mortgage that lasts for four decades isn't always best. (6/18/09)
  • 50-Year Mortgages: Low Payments, Low Equity (2/5/07)
    Also in Mortgages:
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Turning 40-Year Mortgage into a 30-Year (9/4/06)
  • Finding a 40-Year Mortgage (8/29/05)
  • Here Comes the 40 Year Mortgage (6/6/05)
  • 40-Year Mortgage Often a Risky Choice (10/25/04)
  • 40-Year Mortgages - Lower payments, slower equity (7/11/02)
    return to the Library Subject Index












    Mortgages, Adjustable Rate

  • Refinancing to ARM may be risky -Know the risks before refinancing to an adjustable-rate mortgage (7/23/08)
  • 10 Must-know ARM, Reset Terms (6/4/07)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • ARM, Hybrid ARM or Fixed-Rate Mortgage? (3/26/07)
  • Understanding a LIBOR ARM (10/30/06)
  • Option ARM Won't Solve Your Problem (10/16/06)
  • Option ARM-Holders: Time to Panic? (9/18/06)
  • Got the Variable Rate Mortgage Blues (5/22/06)
  • Foreclosure Risk Rises With ARM Teaser Rates (3/20/06)
  • Tale of Two Mortgages: Fixed or ARM? (5/30/05)
  • Adjustable Rate Mortgages In a Rising Rate Environment - 10 things to consider (5/16/05)
  • Breaking an ARM's Grip (4/18/05)
  • Checking Out a Covertible ARM (7/26/04)
  • Beware Price Shock With Interest-Only ARMS (6/21/04)
  • When Adjustable-Rate Mortgages Rise (5/10/04)
  • Know Your ARM Indexes (4/26/04)
  • Explaining What a CODI Is - A deposit-based index that is used in adjustable-rate mortgages (11/19/03)
  • Explaining What a COFI Is - It's a popular index for adjustable-rate mortgages (11/18/03)
  • From Adjustable to Fixed Mortgage - If rates shart rising, you'll wish you had switched (1/23/03)
  • Low ARM Rates - Rates are low, but that doesn't mean ARMs are the way to go (5/31/02)
    return to the Library Subject Index

    Mortgages, Alternative Loans


  • Energy Mortgages Can Be Heart(h) Warming - A relatively unknown financing option (12/19/05)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Alternatives to Standard Mortgages (6/20/05)
  • Financing Construction of a Spec-House (4/18/05)
  • What's the Cost of a No-Doc Loan? (2/7/05)
  • Financing Your Modular Home (8/2/04)
  • Getting a Long Loan Lock (5/3/04)
  • A Negative Look at Negative Amortization Loans (10/21/03)
  • Hybrid adjustable mortgages offer advantages (9/8/03)
  • Alternative Mortgages Gain a Foothold (7/3/03)
  • Is a Porta-Mortgage for You? - Read the fine print first (6/26/03)
  • Construction Loans (4/10/03)
  • Financing a Manufacturered Home - Mortgage rates for these homes can be very different (9/26/02)
  • No-Doc Loans - Get a no-questions-asked loan, if you have spotless credit (9/10/02)
  • Pledged-asset mortgages survive bear market (8/15/02)
  • Construction Loans - When you buy land or build a home, the financing options are unique (5/15/02)
  • The story on construction loans (3/20/02)
  • From Construction Loan to Regular Mortgage (2/11/02)
  • What Is an Assumable Mortgage? (1/28/02)
  • Consolidation Loans by Gary Foreman (11/27/00)
  • Asset Integrated Mortgage by Gary Foreman (11/30/98)
    return to the Library Subject Index

    Mortgages, Basics

    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools
  • Lender failure won't affect mortgage - Don't worry about having to pay a mortgage in full when a lender fails (8/12/08)
  • Don't Get Stung: Know Thy Mortgage (4/9/07)
  • 34 Percent of Homeowners are Clueless about Their Mortgage (4/2/07)
  • Financial Literacy Guide: Understanding Mortgages (3/26/07)
  • 7 Smart Mortgage Moves For '07 (1/1/07)
  • Bubble Fear? - If talk of a real estate "bubble burst" has you a little nervous, first analyze your mortgage to see if those fears are warranted (3/20/06)
  • Paying mortgage points (2/6/06)
  • Basic Mortgage and Loan Quiz (1/30/06)
  • Mortgage Ignorance Rampant (1/30/06)
  • Elements of a Mortgage (5/23/05)
  • A Primer on Deeds (9/6/04)
  • Paying Points On a Mortgage (7/26/04)
  • Why Does Mortgage APR Matter? - Some tricky rules you need to know (9/12/02)
  • 15 Must-Know Mortgage Terms - How to speak PMI, ARM and APR (9/5/02)
  • Your Mortgage Grade - Failing could be worse than summer school (4/18/02)
  • A Mortgage Calculator Spreadsheet by Gary Foreman (10/7/96)
    return to the Library Subject Index

    Mortgages, Before Buying a Home

    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Making Informed Home-Buying Decisions - Top 10 tips when deciding which mortgage loan is best for you (11/5/07)
  • 5 Mortgage Mess-ups (4/2/07)
  • Front Ratios, Back Ratios and Gross Income (12/11/06)
  • Investing Money You're Saving for a House (7/31/06)
  • Do You Need a Mortgage Fixer? (6/26/06)
  • Mortgage Preapprovals Not Worth the Paper - Brokers claim that the information isn't verified and is often inaccurate (10/17/05)
  • Good Appraisals Gone Bad - What happens when the appraiser doesn't see it like you do? (7/25/05)
  • 5 Mortgage Non-Nos (10/11/04)
  • Deciding If You Can Afford the Mortgage (10/11/04)
  • Getting Ready for a Mortgage Application (6/7/04)
  • Affording a First Home by Gary Foreman (11/24/03)
  • Finance Tips for Buying a Fixer-Upper (8/4/03)
  • Financing Tips for Buying a Used Home (7/19/03)
  • Financing Tips for Buying a New Home (7/19/03)
  • Before You Buy a Home by Gary Foreman - Get your financial house in order first (1/27/03)
  • Are You Ready for a Mortgage? - Before you buy, check your understanding of how a mortgage works (8/6/02)
  • Before You Begin Househunting by Cindy Snyder - A competitive edge over other buyers (4/8/02)
  • Automated Appraisals - Does the accuracy match the speed? (3/28/02)
  • Rich Advice - Don't end up house poor (3/4/02)
  • First Time Mortgage (11/27/00)
    return to the Library Subject Index

    Mortgages, Costs

    Mortgages, Down Payments
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Insurance
    Mortgages, Taxes

    Mortgages, Credit and Subprime Lending

    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools
  • Mortgage lender woes? Go to the regulators In the wake of the subprime crisis, homeowners are reporting problems with their lenders. The FDIC and state regulators can help. (3/27/08)
  • Working With a 2/28 Mortgage - The idea is to improve your credit score before you refinance (5/14/07)
  • Subprime Mortgage Industry Special Section (4/30/07)
  • Drive to Make Deals Fuels Mortgage Woes (3/26/07)
  • Subprime Lenders Tighten Standards (3/12/07)
  • When His Credit's Good, Hers Isn't (1/23/07)
  • Low Credit Scores Mean High PMI Rates (10/30/06)
  • Is a Piggyback Mortgage Risky? (9/4/06)
  • Study Shows Bias in Subprime Mortgages (6/12/06)
  • Getting a mortgage after bankruptcy (2/13/06)
  • Subprime Loans - You can still borrow money. You'll just have to pay more (11/7/05)
  • Subprime Mortgages Offer More Choices (11/8/04)
  • Trouble Getting a Mortgage by Gary Foreman - Past credit problems have locked her in (3/25/02)
  • Re-Establishing Credit to Buy a Home (7/12/99)
    return to the Library Subject Index

    Mortgages, Down Payments

  • Big down payment can wipe out PMI - Eliminating PMI is a major advantage of a larger home down payment (7/10/08)
  • Don't put too much down on house - Putting too much down on a house can reduce your financial flexibility (7/08/08)
  • A dozen ways to get a down payment - Remember down payments? They're back in vogue with home lenders. Here's what you can do to come up with the cash. (7/03/08)
  • 'No money down' mortgages tough to find (2/6/08)
  • Is no Money Down a Good Idea? (5/28/07)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Down Payment Savings Strategy (5/14/07)
  • Down Payment Is the Biggest Mortgage Obstacle (5/30/05)
  • Never Lie to Your Lenders (11/22/04)
  • No Down Payment - Buying a home with little or no money down (7/5/04)
  • No Money Down Houses? (10/2/03)
  • Co-Ownership Can Solve Down Payment Shortage (6/19/03)
  • The No-Down Payment Blues - Good rates, but no cash (4/17/03)
  • Turning Matri-Money Into a Down Payment - A few banks offer special accounts that help couples raise house money (4/3/03)
  • Getting up a down payment - Strategies for overcoming the down payment obstacle (3/28/03)
  • Non-Profits Exploit Down-Payment Loophole - Home buyers obtain down payments with taxpayer backing (8/29/02)
  • Figure Out a Reasonable Down Payment (1/14/02)
  • Finding a Down Payment - Assistance programs help lower the down payment hurdle (1/14/02)
  • No Money Down by Gary Foreman - Can you really buy a house with no money and get rich, too? (7/2/01)
    return to the Library Subject Index

    Mortgages, Facing Foreclosure

  • Homeowners' stark choice in Chapter 7 - They could face signing deals to pay first and second mortgages after bankruptcy or forgo the house. (6/16/09)
  • Want to modify mortgage? Get a trial run - We answer 10 questions about how the required Home Affordable Modification trial period works. (6/4/09)
  • Tips on Avoiding Foreclosure Scams - Help from the experts at the Federal Reserve Board. (5/25/09)
  • Mortgage fix may hurt your credit score -Mortgage solutions such as foreclosures and short sales can significantly damage credit scores. (5/5/09)
  • The skinny on 2 mortgages in bankruptcy - Consider these four points before taking the Chapter 7 or 13 plunge with two home loans. (5/05/09)
  • Should you skip your mortgage payment? - Being delinquent on your mortgage won't necessarily improve your odds of a loan modification. (4/16/09)
  • Walking away from mortgage is costly - Abandoning a mortgage simply to get a fresh financial start may hurt your credit and trigger taxes. (3/24/09)
  • Does it pay to play by the rules? - Everywhere you look, someone is being rewarded for bad behavior. Does it still pay to play by the rules?(12/19/08)
  • 3 questions to ask before foreclosure - It may be frustrating, but keep a clear head when dealing with lenders during a mortgage meltdown. (12/16/08)
  • Mortgage woes require a pro's help - Millions of Americans are in mortgage trouble. Fortunately, a lot of help is available right now. (12/15/08)
  • Loan modification in bankruptcy -After declaring bankruptcy, persistence is required in contacting the lender to modify your mortgage (11/25/08)
  • Is foreclosure the best option? - The decision to "walk away or stay and pay" on your home is one only you can make (11/11/08)
  • Life after foreclosure - Once a foreclosure becomes final, the financial and emotional upheaval is far from over. Here's how to cope. (8/28/08)
  • Don't fall 90 days late on mortgage -Pull out all the stops to avoid falling 90 days behind on mortgage payments (8/04/08)
  • When condo owner forecloses, pain spreads - If too many condominium owners lose their units, associations and other owners are left with mounting unpaid dues. (7/08/08)
  • Overwhelmed by home debt - There are options to explore before walking away from a mortgage (6/10/08)
  • Seeking a workout? Be patient -If there's a lesson for homeowners trying to avoid foreclosure, it is this: Be patient, don't take mortgage servicers' actions personally, and be ready to send paperwork multiple times.(5/08/08)
  • Be proactive when foreclosure looms A proactive approach is critical to forestalling foreclosure (3/27/08)
  • Home Foreclosure by Rahmi Sari - What to do when you're in foreclosure (2/18/08)
  • Take charge of foreclosure process - A proactive approach is best when you're facing foreclosure (1/21/08)
  • Paying a Mortgage Deficiency (12/11/07)
  • Short Sale May Save Sinking Homeowners (12/3/07)
  • The Coming Wave of Foreclosures (6/4/07)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Do's and Dont's for Fending off Foreclosure (1/1/07)
  • Alternatives to Walking Away From a Mortgage (3/20/06)
  • Last Try Before Foreclosure or Bankruptcy (1/9/06)
  • 7 Tips About Foreclosure From the National Consumer Law Center (8/1/05)
  • Avoiding Foreclosure-Rescue Scams (8/1/05)
  • Falling Behind In Your Mortgage? (9/11/03)
  • Fending Off Foreclosure (6/13/03)
  • Facing foreclosure despite lots of equity (5/20/02)
  • Behind on the Mortgage? by David Moakler - Keep a clear head to save your home (2/11/02)
  • When You're Facing Foreclosure (9/25/00)
  • A Basic Guide for Families Facing Foreclosure - part 3 by Steven Wolpern (6/21/99)
  • A Basic Guide for Families Facing Foreclosure - part 2 by Steven Wolpern (6/7/99)
  • A Basic Guide for Families Facing Foreclosure - part 1 by Steven Wolpern (5/17/99)
    return to the Library Subject Index

    Mortgages, Fees and Finance Costs

  • Survey tames mortgage closing costs - Bankrate's closing cost survey can protect homeowners from paying above-market mortgage fees. (5/27/09)
  • Pay points if mortgage horizon is long - The longer an owner plans to stay in a mortgage, the more sense it makes to pay discount points. (5/26/09)
  • Video: No-closing-cost mortgages - Offers of no-closing-cost mortgages are not always what they seem.
  • No special program for closing costs -A couple won't find a special program that pays housing closing costs (9/15/08)
  • Closing Costs: 50-State Comparison Survey (8/21/06)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Understanding APR - The difference between your APR and your interest rate (7/23/07)
  • Comparing Finance Costs on a Mortgage (2/20/06)
  • Closing Costs Demystified (7/19/04)
  • Guaranteed Closing Costs Gaining Ground (6/21/04)
  • When Good Faith Estimates Go Bad - Don't get hit with a surprise at your closing (7/14/03)
  • Rolling closing costs into your mortgage (1/16/03)
  • Fees - Avoiding junk mortgage fees (2/18/02)
  • Low Closing Costs Don't Make It the Best Loan (1/28/02)
  • Mortgage Closing Costs You Shouldn't Pay by Don Petrasek (8/28/00)
    return to the Library Subject Index







    Mortgages, Financial Assistance

  • Mortgage modification help -Need mortgage modification? Bankrate has assembled the information to help you work with your lender.(12/11/08)
  • Borrowers look for mortgage modification - Homeowners who can't pay their mortgage can get a better deal from the lender. But it's a complex process.(12/11/08)
  • Section 203(k) can finance home fix-up - Section 203(k) financing from the FHA gives homeowners funds to repair or modernize their property. (12/10/08)
  • Down payment assistance bites the dust - The Housing and Economic Recovery Act will put an end to having anyone but the buyer put money down. But a billintroduced in Congress may bring it back. (8/21/08)
  • Mortgage approval made easy - Home lenders are picky and demanding when it comes to loan approvals. Here's how to make the best impression. (7/10/08)
  • VA loans offer good deals - Ignored in recent years, Veterans Administration mortgage loans are making a comeback.(6/26/08)
  • Mortgage Aid for Veterans (6/13/05)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Even Low-Income People Can Buy a Home - Housing assistance programs (11/1/04)
  • Housing Help From Your Boss (10/18/04)
  • Differences Between FHA and Conventional Mortgages (12/13/02)
  • VA Loans - The no-money-down option helps, but they're not for everyone (10/30/02)
  • Non-Profits Exploit Down-Payment Loophole - Home buyers obtain down payments with taxpayer backing (8/29/02)
  • Finding a Down Payment - Assistance programs help lower the down payment hurdle (1/14/02)
  • Single Parent Homeowner by Gary Foreman - Can she find lower rates to stay in her home? (9/10/01)
  • Obtaining a VA Mortgage (5/17/99)




    Mortgages, Fraud and Predatory Lenders


  • Mortgage Fraud Flourishes in Down Markets (4/16/07)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Tips to Avoid Mortgage Fraud (3/5/07)
  • Mortgage Fraud Flourishes in Down Markets (3/5/07)
  • Warning Signs of a Bad Home Loan (6/21/04)
  • Watch Out for Phony Escrow Sites (5/24/04)
  • Predatory Lending - Consumers turn to Capitol Hill for national legislation (1/30/03)
  • Mortgage Fraud - It costs every borrower (4/25/02)
    return to the Library Subject Index











    Mortgages, Home Equity Loans

  • Home equity loan rate dilemma is common - A homeowner wondering when to convert to a fixed-rate home equity loan faces a classic dilemma. (6/12/09)
  • Hold off tapping home equity -Even though you have instant equity in your new home, doesn't mean you have to use it. (4/30/09)
  • Don't use equity for home improvement - Cash should be king for a couple who are required to landscape their yard by this spring. (3/26/09)
  • Higher rates make HELOCs less appealing -The large pricing spread on today's HELOCs makes them a potentially poor borrowing option. (3/18/09)
  • Do you have enough equity to refinance? - Before you shell out hundreds to find out if you qualify to refinance, it pays to do your homework. (3/5/09)
  • Home equity lenders may block refi - Home equity lenders have to OK a refinancing, and many are saying no. They want the loan paid off. (2/19/09)
  • Paying down HELOC may trigger freeze - Rushing to pay down a home equity line of credit opens you to the risk that the HELOC will be frozen.(12/04/08)
  • Do math before merging HELOC, mortgage - In some situations, it makes sense to combine a mortgage loan with a home equity line of credit.(11/21/08)
  • Bank failure could freeze HELOC access -When a bank fails, access to your home equity line of credit may be frozen temporarily (9/22/08)
  • Will HELOC offset interest expense? - Disallowed investment interest expense can be carried forward on future tax returns (8/04/08)
  • Appraisal may reverse equity freeze - A home appraisal may convince a lender to reverse a home equity freeze (7/18/08)
  • No villains in home equity freezen - Borrowers may lament a HELOC freeze, but lenders are just protecting themselves (6/26/08)
  • Paying loans with HELOC involves risk - Tapping a HELOC to reduce a debt load sometimes involves risk (6/25/08)
  • Frozen HELOC can ice credit score- Under some circumstances, freezing a HELOC might not change the score much; under others, the credit score can tumble enough to derail one's financial plans. (6/19/08)
  • Home equity loan on a rental property- CPA George Saenz advises a reader who wants to use a home equity loan on one rental to pay off the balloon mortgage of another rental.(5/20/08)
  • HELOC is not interest-only forever - A home equity line of credit does not remain interest-only forever (5/15/08)
  • HELOC activity may affect FICO score Maxing out a home equity line of credit may impact your FICO score (4/24/08)
  • Keeping liquid when home equity is frozen Lenders are freezing access to home equity products. What can borrowers do to keep the cash flowing?(4/01/08)
  • Dangers of Home Equity Loans (7/11/07)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • What Type of Home Equity Loan is Best for You? (5/28/07)
  • Home Equity Loan or Line? 5 Questions (1/29/07)
  • They Say Tomato, I Say Home Equity Loan (10/30/06)
  • Home Equity Loan or Line? 5 Questions (9/25/06)
  • Financing Home Improvements in Retirement (9/18/06)
  • Getting Out of a HELOC (9/4/06)
  • Home Equity Line of Credit Tax Benefits (6/5/06)
  • Borrower Wants Out of Piggyback Loan (5/8/06)
  • Picking Between Home Equity Loan and HELOC (4/03/06)
  • Switching to a Fixed Home Loan - When does it make sense to shift from variable to fixed? (9/12/05)
  • As Refi Boom Fades - Home equity loans and lines of credit will become useful for savvy homeowners (2/7/03)
  • Easier Borrowing - Combo mortgage/home equity line debuts (11/7/02)
  • Home Equity Loans - Questions to ask, pitfalls to avoid (9/26/02)
    return to the Library Subject Index

    Mortgages, Insurance

  • Falling values trigger PMI in refinance - Private mortgage insurance may be necessary when refinancing in a sinking housing market. (4/10/09)
  • PMI not part of FHA mortgage loans - FHA loans carry a government guarantee that requires a borrower to pay a mortgage insurance premium. (3/5/09)
  • PMI protects lender, not borrower - Private mortgage insurance is intended to protect lenders at higher risk of loss (8/04/08)
  • Lot equity can eliminate need for PMI - Equity from a lot purchase adds to the equity stake in a home built on the land (7/16/08)
  • Loan-to-value ratio key to escaping PMI A loan-to-value ratio of 78 percent usually allows you to say "RIP" to PMI (4/18/08)
  • Couple shouldn't grouse about PMI terms Homebuyers complaining about their PMI terms actually have a good deal (4/02/08)
  • No sense fighting mortgage insurance (12/31/07)
  • Extra House Payment May Help Cancel PMI (12/12/07)
  • How to Cancel PMI (6/25/07)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Low Credit Scores Mean High PMI Rates (10/30/06)
  • PMI Tries to Shake a Piggyback (9/11/06)
  • FHA Plans to Add New No-Money-Down Loan (1/22/04)
  • Bidding Bye Bye to PMI (10/22/03)
  • Piggyback Mortgages and PMI by Gary Foreman - Use caution when buying with a low down payment (9/15/03)
  • Lender-paid mortgage insurance (5/22/03)
  • Should you buy job-loss mortgage insurance? (11/21/02)
  • PMI - Should you take a higher interest rate with no PMI? (2/25/02)
  • Cancel Our PMI? by Gary Foreman (8/9/99)
  • PMI Who? by Dawn Adams (3/1/99)
    return to the Library Subject Index




    Mortgages, Interest-Only Mortgage

  • Homeowner frets over interest-only loan - Stimulus package provisions are unlikely to help a homeowner with an interest-only loan. (3/13/09)
  • Plan before interest-only loan adjusts - It's important to study all options before the terms change on your interest-only mortgage. (11/13/08)
  • Interest-only loan may not add up A homeowner's circumstances determine whether or not an interest-only loan makes sense (4/16/08)
  • Interest-Only Mortgage Deja Vu - The last interested only mortgage craze ended in the depression (5/16/05)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Beware Price Shock With Interest-Only ARMS (6/21/04)
  • Interest-Only Mortgage Requires Discipline (2/26/04)
  • Refinancing with an interest-only mortgage (8/19/02)
  • Interest-Only Mortgages - Want more home for less money? (6/20/02)
    return to the Library Subject Index













    Mortgages, IRAs

  • Using an IRA for home closing costs You can avoid the penalty and some of the taxes on an IRA withdrawal if it is used for a first-time home purchase (5/5/08)
  • 401k Loan vs. Second Mortgage (1/15/07)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Raid 401(k) to Pay 2nd Mortgage? No! (9/25/06)
  • My Story: IRA vs. Your Mortgage - Five years later she's convinced she made the right move (3/29/04)
  • Invest In Your Own Mortgage? by Gary Foreman (9/22/97)
  • Prepay Mortgage or Contribute to IRA by Gary Foreman (10/28/96)
    return to the Library Subject Index











    Mortgages, Mortgage Limits


  • Jumbo Mortgage Limits Remain Unchanged (12/11/06)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Mortgage Limit Soars to $417,000 (12/5/05)
  • Conforming Mortgage Loan Limits Rise for 2005 - Higher limits before you need a 'jumbo mortgage' (12/6/04)
  • Jumbo Mortgage Limits Change (12/3/03)
  • Do mortgages have a minimum size? (1/21/03)
  • What's a jumbo mortgage? (5/31/02)
    return to the Library Subject Index

    Mortgages, Mortgage Types

    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Alternative Loans
    Mortgages, Credit and Subprime Lending
    Mortgages, Home Equity Loans
    Mortgages, Interest-Only Mortgage
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage

    Mortgages, Other

  • 5 rules for the empty home next door - Here are five rules to follow when trying to prevent a vacant home from damaging your community. (6/15/09)
  • When banks foreclose, call in a pro - A housing counselor can help you reach the lender and fill out the necessary paperwork. (4/09/09)
  • Banks cut off mortgage brokers - The fallout from the war between brokers and bankers could result in fewer loan choices and higher fees. (4/2/09)
  • Green mortgages save on loan - Make your home energy efficient and get a break on your mortgage at the same time. (3/30/09)
  • Bank's mortgage numbers look funny -An online mortgage calculator shows a homeowner's loan balance may be lower than the lender claims.(3/24/09)
  • Who chooses your home appraiser? - The new code for appraisers could have some dramatic repercussions for homebuyers and homeowners. (3/16/09)
  • Mortgage bankers respond to Obama plan - While the Mortgage Bankers Association agrees with the housing plan, they've also got suggestions.(2/25/09)
  • Coping with mortgage rejection - Your mortgage application has been rejected. Fear not: Here are some tips to deal with it. (2/12/09)
  • First-time homebuyer tax credit rules - Buying from a relative doesn't necessarily disqualify you from claiming the homebuyer tax credit. (2/11/09)
  • FHA changes may confuse some lenders - FHA rules changes may confuse lenders, causing them to give dated information to mortgage shoppers. (2/4/09)
  • Mortgage recast will be 'uphill battle' The odds are stacked against a homeowner trying to recast a loan on a property that has lost market value.(1/12/09)
  • Lender notice sounds like phishing scam - A borrower whose lender is threatening to close down an account may be the victim of a phishing scam. (12/17/08)
  • Biweekly mortgage often poor option - Generally, there is no need for a specialty type of financing such as a biweekly mortgage payment plan. (12/11/08)
  • What caused the mortgage mess? -Some people blame a fair-lending law for the mortgage and global financial crisis. Evidence shows otherwise. (11/06/08)
  • Credit crunch? Mortgages still available - Talk of a credit crunch obscures the fact that mortgages remain available. But it's much harder to qualify. (9/25/08)
  • Both parties benefit from loan recast -Both the lender and the borrower can come out winners in a loan recast (9/19/08)
  • Tap equity without new 30-year mortgage -Several options exist for tapping home equity without refinancing (9/08/08)
  • Mortgage software fails to impress - A reader can't see the advantage of using the Money Merge Account system. Dr. Don Taylor agrees.(8/18/08)
  • Tough housing market complicates divorce - In an ironic twist, couples who are splitting up are fighting over who gets burdened with the house. (8/14/08)
  • No grace period on simple interest loan - Late payments are costly for borrowers with simple-interest loans (8/01/08)
  • What the housing bill means for you - The housing rescue bill offers relief to homeowners and new buyers. Naturally, strings are attached. (7/25/08)
  • Biweekly mortgage plan not best option - There are better ways to save on a mortgage than signing up for a biweekly payment plan (7/14/08)
  • Lender not obligated to recast mortgage- Lenders often will recast a mortgage, but are not obligated to do so (5/22/2008)
  • Skyrocketing escrow payment needs look - A $900 increase in monthly escrow fees demands investigation (5/13/08)
  • HELOC rate should decline with Fed cuts Something may be amiss if a HELOC rate doesn't decline with the prime rate (4/15/08)
  • Understanding Yield Spread Premiums (4/16/07)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Quarterly Home Prices Decline (11/27/06)
  • Escaping an 'Underwater' Mortgage (11/20/06)
  • Understanding Equity Accelerator Mortgages (11/13/06)
  • What is a Mortgage Accelerator Payment? (10/16/06)
  • Late House Payments (7/3/06)
  • Invest or pay cash for house? (1/23/06)
  • Removing liens takes more than bankruptcy (1/23/06)
  • Financing Your Real Estate Investments (5/23/05)
  • Silent Second Keeps Lenders Away (2/14/05)
  • Mortgage Mess With My Ex - Even if you can keep the family home, you might not want to (11/29/04)
  • Converting Mortgage Payments to Airlines Miles - Possible, but not easy (10/11/04)
  • Don't Bet the House on Securities - Mortgaging your home to buy stocks (6/7/04)
  • When Appraisals Go Bad (2/19/04)
  • Upside Down Mortgage - Getting out from under a 125% mortgage (9/22/03)
  • Checking Out a COFI Loan - Setting the rates for an adjustable rate mortgage (5/5/03)
  • Temporary Downsizing? by Gary Foreman - Should I sell my home? (12/2/02)
  • Electronic Mortgages Evolve - E-signatures promise to trim paperwork and cut costs for consumers (6/27/02)
  • Mortgage Reforms - Promise less confusion, lower costs (6/6/02)
  • A Beaucratic Mess - Mortgages scarce on Native American lands (5/23/02)
  • Online Mortgage? - With big money on the line, people still want to talk with lenders face to face (5/16/02)
  • An Immigrant's Guide - To getting a mortgage (5/9/02)
  • Can You Put Extra Money in Your Escrow Account? (1/21/02)
  • How I Stopped Paying Rent by Hong Lee (12/11/00)
  • The 125% Mortgage by Gary Foreman (10/9/00)
  • Renting to Own Your Home (2/28/00)
    return to the Library Subject Index

    Mortgages, Paying Off

    Mortgages, IRAs
    Mortgages, Paying Off
    Mortgages, Prepayment

    Mortgages, Paying Off

    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools
  • Extra payment trims years off mortgage - An extra $115 a month in mortgage payments will save a homeowner thousands in interest. (4/2/09)
  • Don't use plastic to pay down mortgage - >Using credit cards to pay down $70,000 on a mortgage would be a big mistake in many ways. (11/03/08)
  • One extra house payment nets big cash - One extra mortgage payment each year can save you thousands of dollars (8/25/08)
  • Stash extra cash in emergency fund - Instead of paying down a mortgage, build up an emergency fund (7/29/08)
  • Never smart to postdate mortgage check - Postdating a mortgage check can create severe consequences for the borrower (7/21/08)
  • Prepaying mortgagor won't owe interest - A mortgagor who pays off a loan early does not owe future lost interest (6/19/08)
  • Pay extra principal in lump sum to save (1/16/08)
  • Keep the Mortgage or Pay off the House? (1/22/07)
  • Little Advantage to Bimonthly Mortgage Payments (1/15/07)
  • Biweekly Mortgage vs. One Extra Payment (8/7/06)
  • Invest In Your Mortgage? (4/24/06)
  • Managing Your Mortgage - An important part of building wealth (7/26/04)
  • The Truth About Mortgage Loans by Doris Dobkins - It pays to pay extra (7/28/03)
  • Bi-Weekly Mortgage by Gary Foreman - An easy payoff strategy (7/29/02)
  • Reducing Your Mortgage by Gary Foreman - Reducing the life of a loan (5/13/02)
  • Windfall - Pay down mortgage with a windfall? (4/26/02)
  • Making Extra Mortgage Payments - Vs. investing the cash (3/4/02)
  • Pay Down - Should you invest or pay off the mortgage? (2/25/02)
  • Dandy Tips for Saving on Your Mortgage by Ginita Wall, CFP, CPA (9/13/99)
  • Mortgage Paydown Challenge by Gary Foreman (7/13/98)
  • Bi-Weekly Mortgages Explained by Donovan Walker (4/6/98)
  • Rearranging Cash Flow by Shelley S. (10/6/97)
  • Invest In Your Own Mortgage? by Gary Foreman (9/22/97)
  • How to Reduce Your Mortgage by Gary Foreman (9/30/96)
    return to the Library Subject Index

    Mortgages, Prepayment

    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools
  • Prepayment fees put refinance on hold - It's tough to justify a refinance that will cost the homeowner $11,300 in prepayment fees.(4/13/09)
  • Mortgage prepayment math is complicated - Mortgage prepayment math gets complicated because additional principal alters the payment mix. (2/27/09)
  • Weigh taxes before prepaying mortgage - Knowing the after-tax return on your investments helps determine whether it makes sense to prepay the mortgage. (1/30/09)
  • Try DIY method of paying down mortgage -For many borrowers, a do-it-yourself approach to prepaying the mortgage should work as well using software. (12/05/08)
  • Mortgage penalty unlikely to vanish - A borrower hoping to escape a prepayment penalty is likely out of luck (8/8/08)
  • Prepay mortgage if you fear risk -Your risk tolerance level determines whether prepaying the mortgage is wise (7/24/08)
  • Math says man shouldn't prepay mortgage- >For at least one homeowner, prepaying a mortgage may be a mistake (5/21/08)
  • Extra payments can trim decade off loan (1/31/08)
  • Biweekly Mortgage Payment Programs by Damon Carr - Savings or scams? (1/21/08)
  • Save by waiting out mortgage penalty (1/7/08)
  • Avoiding Prepayment Penalties, Balloon Payments (1/31/05)
  • Debunking the Mortgage Prepayment Myth by Jeffrey Yeager - Spotlighting one of life's great milestones (4/12/04)
  • How Mortgage Prepayments Work by Gary Foreman - Exploring the benefits (6/16/03)
  • What Out for Prepayment Penalty (4/9/02)
  • Mortgage Prepayments When You Expect to Sell by Gary Foreman (11/20/00)
  • Mortgage Prepayments When You'll be Moving by Gary Foreman (11/11/96)
    return to the Library Subject Index





    Mortgages, Rate Changes

  • Loan document explains LIBOR rate rules - A lender cannot pick and choose an advantageous date to change the LIBOR rate on a mortgage loan.(12/16/08)
  • Fed rate policy keeping ARM costs low - A homeowner worried about a mortgage rate reset can thank the Fed for keeping costs low (11/14/08)
  • What do Democrats Mean to Mortgages? (11/27/06)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Mortgage Rates, Home Prices Rise and Fall (11/13/06)
  • Mortgage Rate, Savings Rate Linked (10/23/06)
  • Mortgages About to Join the Rate Increase Party (12/20/04)
  • Mortgage Options Change As Rates Rise (8/7/03)
  • War and Mortgage Rates (3/20/03)
  • The APR and Your Mortgage Rate (7/30/02)
    return to the Library Subject Index











    Mortgages, Rate Locks


  • Locked Out of a Rate Lock (10/3/05)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Refinancing
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Locking a Rate vs. Paying Discount Points (4/25/05)
  • Aggressively defend your rate lock (8/21/03)
  • Rate Lock doesn't guarantee APR (10/1/02)
  • Rate Locks and How They Work (1/28/02)
  • Should We 'Fix' Our Mortgage? by Gary Foreman (7/5/99)
    return to the Library Subject Index






    Mortgages, Rates

    Mortgages, Adjustable Rate
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing

    Mortgages, Refinancing

  • Cash-out home loan refinance sensible - The math suggests a cash-out home loan refinance may make the most sense for one homeowner. (6/16/09)
  • Future plans key to mortgage refinance - A mortgage refinance makes little sense for most homeowners who plan to move in the near future. (6/11/09)
  • Refinance could reduce tax deduction - Weigh several factors before a mortgage refinance, including a potentially reduced tax deduction. (5/28/09)
  • Do you qualify for the refinance plan? - The federal government, Fannie Mae and Freddie Mac spell out the rules for the refinance program. (5/7/09)
  • Weigh costs before buying down loan - The costs associated with buying down a loan may put the brakes on a mortgage refinance.(4/27/09)
  • Improve credit score before refinance - Now is the time to improve your credit score so that you can successfully refinance later. (4/24/09)
  • Homeowner shouldn't wait to refinance - A homeowner who is underwater doesn't have the luxury of waiting a year to refinance. (4/3/09) I>4 steps to refinance -Mortgages are nearing record low rates. See if you can refinance your mortgage. (3/25/09)
  • Government helps homeowners refinance - Looking to refinance? The FHA and VA allow for little equity, and less-than-perfect credit. (3/19/09)
  • Solving refinance challenges - Want to refinance? Here are tips to help you overcome negative equity, inadequate income or poor credit. (1/22/09)
  • Work history key to refinance approval - Lenders scrutinize work history before deciding whether to approve applications for new loans. (2/20/09)
  • Refinance may be worth paying penalty - In some cases, it makes sense to refinance even if you have to pay a mortgage prepayment penalty. (2/18/09)
  • What to know before you refinance -Ready to refi? Crunch these numbers before applying for and choosing your new mortgage. (2/5/09)
  • Refinancing may not wipe out PMI -Refinancing will not be enough to help a homeowner eliminate her private mortgage insurance payments. (2/02/09)
  • When to refinance your mortgage - As mortgage rates plunge, it becomes more tempting to refinance. Find out if such a move makes sense for you. (1/29/09)
  • Solving refinance challenges - Want to refinance? Here are tips to help you overcome negative equity, inadequate income or poor credit. (1/22/09)
  • Cash-out refinancing rate often higher - A cash-out refinancing typically carries a slightly higher interest rate than a straight refinancing. (1/16/09)
  • 5 steps to a successful refinance -Paying close attention to these five steps can help ensure a successful mortgage refinance. (1/12/09)
  • Go beyond rate when weighing refinance - You should look beyond current mortgage rates when deciding whether or not to refinance. (1/08/09)
  • How can I avoid a refinancing rip-off? - Getting your ducks in a row can help protect you from a refinancing rip-off. (12/30/08)
  • Should I refinance interest-only loan? - Should you refinance an interest-only loan? Finding the answer may be tricky. (12/19/08)
  • Check terms of loan before refinancing - Don't forget to check the terms of your mortgage before refinancing to a new loan. (11/14/08)
  • Don't rush into home refinance- There is no reason to rush into refinancing a mortgage right now (9/17/08)
  • Bank unlikely to sweeten refinance rate -It's rare for originating lenders to give deals to borrowers based on past loan agreements (9/16/08)
  • Refinance may not solve money problems - A cash-out refinance is not the answer to a reader's financial problems (9/02/08)
  • Refinance to clear decks after divorce - Refinancing is the best way for a woman to pay her ex the appropriate home equity stake (7/15/08)
  • Refinancing isn't a no-brainer (2/7/08)
  • Does it make sense to refi? (1/28/08)
  • Two mortgages separate when refinancing - A second mortgage won't be a factor when determining whether a new first mortgage is a jumbo loan (1/23/08)
  • Will your lender let you do a short refinance? (1/17/08)
  • Tap home equity instead of refinancing (1/10/08)
  • Don't refinance brand-new mortgage (1/2/08)
  • Car Loan Shouldn't Hurt Home Refinance (12/13/07)
  • Refinancing a Piggyback Mortgage (3/5/07)
    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Reverse Mortgage
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools

  • Interactive: Is it time for you to refinance? (11/27/06)
  • Refinancing a Home You Want to Sell (11/27/06)
  • Considering a Refinance of FHA Mortgage (11/27/06)
  • Mortgage Refinancing: Is It Right for You? (10/9/06)
  • Should You Refinance Your Mortgage? (9/11/06)
  • Refinancing With a Prepayment Penalty (6/5/05)
  • Check Numbers Before Refinancing Mortgage (5/1/06)
  • Finding the Best Time to Refinance - Rates are cyclical, but it has nothing to do with the time of year (3/20/06)
  • Trying to Lower Her Mortgage Payment (2/20/06)
  • Reasons to Refi? (6/14/04)
  • Refinancing After Bankruptcy (5/31/04)
  • Serial Refinances, Beware Point Pitfalls (4/12/04)
  • Some Refinancing Costs May Be Deductible (2/16/04)
  • Refinancing - without extending the mortgage (9/4/03)
  • Refinancing With Very Low Equity (6/24/03)
  • 4 Steps to a Stress-Free Refi (6/5/03)
  • Refinancing Coming to an End (12/20/02)
  • Refi Cash Crunch - Tax years and lender's practices can make a big difference (10/10/02)
  • 8 Must-Ask Mortgage and Refi Questions - Too many people stop shopping when they hear the rate they like (10/3/02)
  • Refinancing with an interest-only mortgage (8/19/02)
  • FAQ on Refinancing (8/7/02)
  • Mortgage Modification - Your existing lender may lower your rate or offer a speed low-cost refi (7/4/02)
  • Refinance Strategies - Little known tips (4/11/02)
  • When Not to Refinance - There are plenty of reasons a borrower may want to sit tight (3/18/02)
  • Refinance - Using refinancing to consolidate debt (2/18/02)
  • Comparing a Refinance by Gary Foreman - Make sense out of all those numbers (1/14/02)
  • Refinance - Ask Dr. Don - Should you refinance a first and second mortgage into a new one? (1/7/02)
  • Reducing Payments by $200? by Gary Foreman (10/5/98)
    return to the Library Subject Index

    Mortgages, Reverse Mortgage

    Also in Mortgages:
    Mortgages, 40- and 50-Year Mortgages
    Mortgages, Adjustable Rate
    Mortgages, Alternative Loans
    Mortgages, Basics
    Mortgages, Before Buying a Home
    Mortgages, Credit and Subprime Lending
    Mortgages, Down Payments
    Mortgages, Facing Foreclosure
    Mortgages, Fees and Finance Costs
    Mortgages, Financial Assistance
    Mortgages, Fraud and Predatory Lenders
    Mortgages, Home Equity Loans
    Mortgages, Insurance
    Mortgages, Interest-Only Mortgage
    Mortgages, IRAs
    Mortgages, Mortgage Limits
    Mortgages, Other
    Mortgages, Paying Off     		Mortgages, Prepayment
    Mortgages, Rate Changes
    Mortgages, Rate Locks
    Mortgages, Refinancing
    Mortgages, Second Mortgage
    Mortgages, Selecting a Lender
    Mortgages, Selecting a Mortgage
    Mortgages, Taxes

    see also:
    Mortgage decision tools
    The opinionated mortgage calculator
    Fixed or adjustable rate mortgage
    15-year or 30-year mortgage
    Mortgage points advisor
    Should you borrow from your home equity?
    Home equity loans vs. lines of credit
    Home Equity decision making tools
  • Reverse mortgage payments don't grow -A reverse mortgage doesn't have loan payments, so there's no increase in payments over time. (3/12/09)
  • Reverse mortgage not always best choice - Many questions need to be answered before an elderly family member signs up for a reverse mortgage. (12/22/08)
  • Reverse Mortgages by Damon Carr - Don’t reverse the curse (3/10/08)
  • Pros and Cons of Reverse Mortgages (1/15/07)
  • Reverse Mortgage for Home Maintenance - Is it the best option? (5/22/06)
  • Reverse Mortgages - Putting money into the pocket of borrowers which isn't repaid until the house is sold (5/30/05)
  • Reverse Mortgages Finally Catching On - Enabling seniors to regularly tap their home equity (3/11/04)
  • Reverse Mor