What You Should Do Now
Now, more than ever, you need to stay on top of your finances.

Your Debt Collection Rights
Four myths you need to know about.

Comparing Options
What to do with extra cash.

Are "They" Ruining Your Finances?
Maybe it's time to examine the things 'they say'.

Emergency Fund
How much is enough?

The ABCs of Frugality
8 simple rules to spending less and enjoying life more.

Raising Money-Smart Kids: Allowances
Giving them first-hand experience in money management.

Networking
Network your way to job security.

A Beginner’s Guide to Budgeting Success
Reach your desired financial destination.

Are You in Need of Financial Bypass Surgery?
Here’s a quiz to determine your monetary health.

Simplify Your Budget
A humorous look at why most budget plans don't work.

Tips for Women on Building Their Credit Score
Managing your own personal finances.

Want to Help Dad
Jeremy can't be an enabler and continuously bail his father out of financial problems. Dave says there's a lesson for dad to learn.

Insure the Vacation
A listener wants to know if Dave thinks it’s wise to buy trip insurance for a Hawaiian vacation.

Explain Inflation
Janine has a pretty basic question ... how does inflation work, and how can we stop it?

Knowing When to Sell
Josh wants to know when he knows that it's time to get out of his car loan.

We're Changing Our Lives With Financial Peace
"I thought, Gosh, it would be awesome to have all this paid off and actually have some money to spend and not feel guilty about it," Shaun said.

Credit Cards, Student Loans and Financed Cars ... Oh My!
"I was convinced that this debt would be "no problem"—that we'd pay it off in six months to a year after I started my shiny high-paying job," Rini said.

Passing It On
Costs are going up for Grace's catering business, and she's got to find a way to up the prices without getting customers ticked.

Dave's Take on Term Life
Dave has a reason for recommending term life insurance, and he details it here.

Buy Early
Should a college student with no credit history buy a house, or wait?

Something Better than the 525?
With 2 kids in college and $16,000 saved in a 525 college savings plan, Bruce doesn't know if he should keep the money there.

The Right Time to Buy
Jerry just went through bankruptcy, has six kids and child support, and only makes $26,000. How can he buy a home?

A Collector Counter Offer
Matt wants to give a counter offer to a collector, but he's struggling with something.

Fed: Want a credit card? Prove you can pay the bill
In a new 800-page document released Sept. 29, the Fed requires credit card issuers to confirm borrowers' ability to pay.

Uncle Sam wants you ... unless your credit stinks
You may be ready to serve your country, but if your finances aren't in good shape, you might get washed out.

As time runs out, don't blow first-time home buyer tax credit
Running up credit card bills before closing can jeopardize that $8,000 tax break you were hoping would make you a first-time home buyer.

When the no-interest, same-as-cash deal clock runs out
If you aren't diligent about paying off a balance during the a no-interest period, you face the high-interest gauntlet. Here's what you can do.

For convenience checks, you pay a price
When it comes to convenience checks, your best bet is to proceed carefully. The fees and interest on convenience checks can quickly escalate, and they can be potential targets for identity thieves.

Debt can slow down retirement goals
Debt happens. But how you handle it depends on whether you take charge of it or you allow it to take charge of you.

Credit sin: Does credit save or condemn you?
Will using plastic land you in hot water with your almighty? Depending on the belief system, card use might require some repentance.

How to replace a lost or stolen gift card
The reason so many of us love gift cards -- they're a lot like cash -- is also the reason they can be hard to replace when they're stolen or lost. However, there are steps you can take to reclaim that moolah.

13 ways to get gift cards for less
Use these techniques to pay less than face value or boost buying power of a gift card..

Could you be saving too much?
You might not even realize you're in the slender slice of the population that is retirement-rich.

I-bond rate improves, but be cautious
If you're looking for inflation protection, be wary of the I bond's low fixed rate.

Liquidity fears? Check out no-penalty CDs
Some CDs don't penalize you for withdrawing before maturity, but beware of certain conditions.

Video: Join credit union
You must qualify to join a credit union, but you may find good rates if you borrow or save.

Top savings rates for members only
Some organizations offer special savings rates to members. But are they worth the price?

Economic SOS? Ikea to the rescue!
Humor columnist Jay MacDonald says Swedish home furnishing retailer Ikea has a lesson for the Fed.

The nuts and bolts of charitable trusts
Charitable remainder trusts let you skip the tax man, give to charity and receive an income, too.

Changes loom for cash-back term policies
Return-of-premium policies are expected to cost much more in 2010, or vanish entirely.

Do-it-yourself wills online
The service is available at a range of costs, but is it the right choice for you and your heirs?

Guaranteed income for life -- at a price
Retirees can avoid outliving their money by buying annuities, but they can be complex and costly.

12 hair-raising money tales
Readers share their financial nightmares in Bankrate's annual roundup of Halloween horrors.

Video: Big deductions for your small biz
When you own a small business, you need every tax deduction you can get.

Thank heaven for legal tax havens
No Swiss account? These tax shelters are OK by the IRS and accessible to most taxpayers.

10 biggest bank failures so far
The financial crisis has resulted in scores of bank failures. Here are the largest, by asset size.

States grab unclaimed property
If you haven't kept up with financial accounts, you may lose them to the state. What should you do?

Are your vices foiling your finances?
We do the math on three personal indulgences. You may be surprised at how much you can save by giving one up.

4 ways to fix your retirement
Four ways you can help your retirement recover from 2008's financial disasters.

The basics of estate planning
Everyone has an estate. If you don't plan for the distribution of your assets, the state has a backup plan.