http://www.stretcher.com Dollar Stretcher Content en-us Copyright 2009 The Dollar Stretcher, Inc. http://backend.userland.com/fss When a loved one passes, it is hard to make good decisions about funeral arrangements. See how prepaid funerals make decision making a lot easier.http://stretcher.com/stories/09/09oct19a.cfmMon, 19 Oct 2009 01:00:00 EDT Want to know why most budget plans do not work? We make it more difficult than necessary. Learn how to make a simple budget that anyone can follow.http://stretcher.com/stories/09/09oct19b.cfmMon, 19 Oct 2009 01:00:00 EDT Eggs are a great protein source and a wise choice for every frugal kitchen. Find ways to use this nutritional powerhouse in your well-balanced meals.http://stretcher.com/stories/09/09oct19c.cfmMon, 19 Oct 2009 01:00:00 EDT Giving homemade gifts can be a money saver, but it also add a special touch to the holidays. Use some of these ideas for those on your Christmas list.http://stretcher.com/stories/09/09oct19d.cfmMon, 19 Oct 2009 01:00:00 EDT The bad guys have new methods to put your data at risk. Stay safe with these basic computer safety practices and the right security software.http://stretcher.com/stories/09/09oct19e.cfmMon, 19 Oct 2009 01:00:00 EDT The Dollar Stretcher polls readers about how much they are willing to pay for a new pair of shoes.http://stretcher.com/stories/09/09oct19p.cfmMon, 19 Oct 2009 01:00:00 EDT Frugal Living Tips.http://stretcher.com/stories/09/09oct19t.cfmMon, 19 Oct 2009 01:00:00 EDT We've heard how important an emergency fund is to financial health, but how much emergency fund is enough? Follow these guidelines and protect your future.http://stretcher.com/stories/09/09oct26a.cfmMon, 26 Oct 2009 01:00:00 EDT Frugality starts with the realization that our money is ours. Follow these 8 rules to spend less and enjoy life more. Take back the control of what's yours.http://stretcher.com/stories/09/09oct26b.cfmMon, 26 Oct 2009 01:00:00 EDT For kids to learn how to use money, they need to have some. Here is where allowances come in handy. Used right, they can be a great teaching tool.http://stretcher.com/stories/09/09oct26c.cfmMon, 26 Oct 2009 01:00:00 EDT For less than $1/pound, flour is key in any frugal chef's pantry. Let's go beyond sweets and see how to stretch dollars with these great dinner ideas.http://stretcher.com/stories/09/09oct26d.cfmMon, 26 Oct 2009 01:00:00 EDT Roofs are the first line of defense against rain, snow, cold air and harsh weather. Learn how to get your home ready for rough weather.http://stretcher.com/stories/09/09oct26e.cfmMon, 26 Oct 2009 01:00:00 EDT Frugal Living Tips.http://stretcher.com/stories/09/09oct26t.cfmMon, 26 Oct 2009 01:00:00 EDT Now, more than ever, you need to stay on top of your finances. No one knows how long this economic storm will be, so take the appropriate steps now.http://stretcher.com/stories/09/09nov02b.cfmMon, 02 Nov 2009 01:00:00 EST Not only do you save time and money with meal planning, but you'll also cook more wholesome meals for your family. We'll help you get started today!http://stretcher.com/stories/09/09nov02c.cfmMon, 02 Nov 2009 01:00:00 EST Guests coming for the holidays? Try one of these great entertainment ideas that will add a little 'wow' to your holiday gatherings.http://stretcher.com/stories/09/09nov02d.cfmMon, 02 Nov 2009 01:00:00 EST Your old appliances may be wasting your hard-earned money. Maybe it's time to consider buying a new appliance and save money and energy.http://stretcher.com/stories/09/09nov02e.cfmMon, 02 Nov 2009 01:00:00 EST The Dollar Stretcher polls readers about the adjustments that they are making to their Christmas spending this year.http://stretcher.com/stories/09/09nov02p.cfmMon, 02 Nov 2009 01:00:00 EST Frugal Living Tips.http://stretcher.com/stories/09/09nov02t.cfmMon, 02 Nov 2009 01:00:00 EST While beautiful and elegant, leather furniture can be intimidating to clean. Don't miss these safe and effective ways of cleaning leather furniture.http://stretcher.com/stories/09/09nov09a.cfmMon, 09 Nov 2009 01:00:00 EST The art of haggling for a better price is making a comeback. Here are 6 areas where a little information and a bit of persistence will really pay off.http://stretcher.com/stories/09/09nov09b.cfmMon, 09 Nov 2009 01:00:00 EST Congratulations! You're having a baby! You're going to need some maternity clothing. You can dress affordably and fashionably in the coming months.http://stretcher.com/stories/09/09nov09c.cfmMon, 09 Nov 2009 01:00:00 EST Keeping produce fresh can be a trick. Knowing where and how to store it makes all the difference. Here we cover the most common fruits and veggies.http://stretcher.com/stories/09/09nov09d.cfmMon, 09 Nov 2009 01:00:00 EST Does the price of holiday cards have you crossing friends off your list? If so, check out these inexpensive ways to wish your friends a happy holiday.http://stretcher.com/stories/09/09nov09e.cfmMon, 09 Nov 2009 01:00:00 EST What's better than coming home to the delicious smell of a slow cooker meal? Need a little inspiration? Check out this delicious pot roast recipe.http://stretcher.com/stories/09/09nov09f.cfmMon, 09 Nov 2009 01:00:00 EST Frugal Living Tips.http://stretcher.com/stories/09/09nov09t.cfmMon, 09 Nov 2009 01:00:00 EST With mortgage/rent payments and utilities taking a huge part of monthly income, RV living just may be an affordable, practical way to cut costs.http://stretcher.com/stories/09/09nov16a.cfmMon, 16 Nov 2009 01:00:00 EST Whether enjoying a baking day or making freezer meals, you can relish the fact that you're saving some time and a little cash at the same time.http://stretcher.com/stories/09/09nov16b.cfmMon, 16 Nov 2009 01:00:00 EST Whether called technically challenged or technophobia, lack of technical know-how can leave you helpless with many modern devices. Take back control.http://stretcher.com/stories/09/09nov16c.cfmMon, 16 Nov 2009 01:00:00 EST Just how do you teach a kid personal finances who's mathematically challenged, oblivious to cause and effect, and a bit distractible? Find out here.http://stretcher.com/stories/09/09nov16d.cfmMon, 16 Nov 2009 01:00:00 EST With more people tackling DIY projects to save money, valuable tools are experiencing more wear and tear. Don't miss these ways of protecting tools.http://stretcher.com/stories/09/09nov16e.cfmMon, 16 Nov 2009 01:00:00 EST The Dollar Stretcher polls readers about relationships and financial stress.http://stretcher.com/stories/09/09nov16p.cfmMon, 16 Nov 2009 01:00:00 EST Frugal Living Tips.http://stretcher.com/stories/09/09nov16t.cfmMon, 16 Nov 2009 01:00:00 EST Bank promotions promise to help you save with every purchase. But critics have their doubts.http://www.bankrate.com/finance/savings/spend-to-save-accounts-helpful-or-hoax-1.aspx?pid=p:dlsTue, 20 Oct 2009 01:00:00 EDT The estate tax is scheduled to die on Jan. 1, 2010, but don't go ordering funeral flowers just yet.http://www.bankrate.com/finance/personal-finance/r-i-p-estate-tax-maybe-1.aspx?pid=p:dlsTue, 20 Oct 2009 01:00:00 EDT Self-employed workers can choose from several retirement plans that vary in cost and complexity.http://www.bankrate.com/finance/financial-literacy/retirement-plans-for-self-employed-workers.aspx?pid=p:dlsTue, 20 Oct 2009 01:00:00 EDT Scheming to protect property from a Chapter 7 auction can bring you a world of pain.http://www.bankrate.com/finance/debt/3-common-property-missteps-in-bankruptcy.aspx?pid=p:dlsTue, 20 Oct 2009 01:00:00 EDT If you haven't kept up with financial accounts, you may lose them to the state. What should you do?http://www.bankrate.com/finance/investing/states-grab-unclaimed-property-1.aspx?pid=p:dlsTue, 20 Oct 2009 01:00:00 EDT We do the math on three personal indulgences. You may be surprised at how much you can save by giving one up.http://www.bankrate.com/finance/personal-finance/are-your-vices-foiling-your-finances--1.aspx?pid=p:dlsTue, 20 Oct 2009 01:00:00 EDT Four ways you can help your retirement recover from 2008's financial disasters.http://www.bankrate.com/finance/video/4-ways-to-fix-your-retirement.aspx?pid=p:dlsTue, 20 Oct 2009 01:00:00 EDT Victims of a presidentially declared disaster can use their tax filing to obtain much-needed cash.http://www.bankrate.com/finance/money-guides/disaster-relief-from-the-irs-1.aspx?pid=p:dlsMon, 19 Oct 2009 01:00:00 EDT Father wonders how financial aid will be affected if 529 plan is in grandparent's name instead of his.http://www.bankrate.com/finance/video/video-will-529-affect-financial-aid.aspx?pid=p:dlsMon, 19 Oct 2009 01:00:00 EDT In an added benefit, the money you squirreled away in a 529 plan can be withdrawn, penalty-free.http://www.bankrate.com/finance/college-finance/post-9-11-gi-bill-pays-children-s-college.aspx?pid=p:dlsMon, 19 Oct 2009 01:00:00 EDT Unsure what to do about taxes and shrinking investments? You can still plan your estate.http://www.bankrate.com/finance/personal-finance/estate-planning-in-uneasy-times-1.aspx?pid=p:dlsMon, 19 Oct 2009 01:00:00 EDT Your card rates are growing, and it may not be your credit that's the problem. It may be the bank's.http://www.bankrate.com/finance/debt/3-ways-to-master-a-credit-card.aspx?pid=p:dlsMon, 19 Oct 2009 01:00:00 EDT Ask yourself these five questions before selling a home without the help of a real estate agent.http://www.bankrate.com/finance/real-estate/should-you-sell-home-without-agent-1.aspx?pid=p:dlsMon, 19 Oct 2009 01:00:00 EDT A couple with ,000 left from an inheritance should choose one of three ways to spend it.http://www.bankrate.com/finance/mortgages/3-plans-for-40-000-inheritance.aspx?pid=p:dlsTue, 20 Oct 2009 01:00:00 EDT Don't wait for declining retirement accounts to return to earlier highs before making changes.http://www.bankrate.com/finance/investing/anchoring-ties-investors-to-mistakes.aspx?pid=p:dlsMon, 19 Oct 2009 01:00:00 EDT The usual capital gains rules are different when the property is a like-kind exchange.http://www.bankrate.com/finance/taxes/reporting-gains-in-a-1031-exchange.aspx?pid=p:dlsTue, 20 Oct 2009 01:00:00 EDT Instead of trawling stores all the time, shop at the right time to get the best deals.http://www.bankrate.com/finance/money-guides/best-time-to-shop-fall-bargains.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT How a modified home loan affects your borrowing depends on how it's reported. Here's what to expect.http://www.bankrate.com/finance/debt/mortgage-modification-may-be-credit-downer.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT Readers share their financial nightmares in Bankrate's annual roundup of Halloween horrors.http://www.bankrate.com/finance/credit-cards/12-hair-raising-money-tales-1.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT When you own a small business, you need every tax deduction you can get.http://www.bankrate.com/finance/video/video-small-biz-deductions.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT You can lower your Chapter 13 bankruptcy payment, if you're not hung up by one of these obstacles.http://www.bankrate.com/finance/debt/4-limits-on-modifying-bankruptcy.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT No Swiss account? These tax shelters are OK by the IRS and accessible to most taxpayers.http://www.bankrate.com/finance/personal-finance/thank-heaven-for-legal-tax-havens-1.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT Does the decline in housing prices mean your homeowners coverage and premium are too high?http://www.bankrate.com/finance/insurance/time-to-reassess-your-homeowners-policy-1.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT The financial crisis has resulted in scores of bank failures. Here are the largest, by asset size.http://www.bankrate.com/finance/savings/10-biggest-bank-failures-so-far-1.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT The earlier you begin investing, the better your prospects for getting rich.http://www.bankrate.com/finance/video/retirement-in-your-20s.aspx?pid=p:dlsFri, 23 Oct 2009 01:00:00 EDT Annuities have good and bad points. Dig deep to learn all the restrictions, fees and taxes involved.http://www.bankrate.com/finance/financial-literacy/pros-and-cons-of-annuities-1.aspx?pid=p:dlsFri, 23 Oct 2009 01:00:00 EDT The government's proposal for fuel economy will cost drivers initially but save over the car's life.http://www.bankrate.com/finance/auto/new-fuel-standard-pay-now-save-later.aspx?pid=p:dlsFri, 23 Oct 2009 01:00:00 EDT While sharing his wisdom on reality TV, the Donald also tweets, blogs and charms Facebook friends.http://www.bankrate.com/finance/fame-fortune/fame-fortune-donald-trump.aspx?pid=p:dlsFri, 23 Oct 2009 01:00:00 EDT A home's true value boils down to what a willing buyer and seller can agree to.http://www.bankrate.com/finance/real-estate/how-much-is-that-house-worth.aspx?pid=p:dlsFri, 23 Oct 2009 01:00:00 EDT Sure, a just-bought, returned car would be discounted, but don't bet on anybody bringing one back.http://www.bankrate.com/finance/auto/is-a-returned-gm-car-a-good-deal.aspx?pid=p:dlsFri, 23 Oct 2009 01:00:00 EDT Everyone has an estate. If you don't plan for the distribution of your assets, the state has a backup plan.http://www.bankrate.com/finance/personal-finance/the-basics-of-estate-planning-1.aspx?pid=p:dlsThu, 22 Oct 2009 01:00:00 EDT Mom and dad can offer moral support but should never cover their child's debt.http://www.bankrate.com/finance/debt/parents-make-your-kid-pay-student-loan.aspx?pid=p:dlsThu, 22 Oct 2009 01:00:00 EDT Rather than focusing on credentials, first check out an adviser's background, experience and references.http://www.bankrate.com/finance/video/finding-a-financial-pro.aspx?pid=p:dlsWed, 21 Oct 2009 01:00:00 EDT You need a pro when designing an estate plan. But there are some aspects you can take on yourself.http://www.bankrate.com/finance/personal-finance/estate-planning-diy-or-pro-1.aspx?pid=p:dlsWed, 21 Oct 2009 01:00:00 EDT Purchasing a little bit of extra insurance may go a long way toward securing your future.http://www.bankrate.com/finance/insurance/6-overlooked-insurance-policies-1.aspx?pid=p:dlsWed, 21 Oct 2009 01:00:00 EDT The economic crisis reminds humor columnist Jay MacDonald that a few grins go a long way.http://www.bankrate.com/finance/personal-finance/keeping-a-smile-as-the-world-melts-down.aspx?pid=p:dlsWed, 21 Oct 2009 01:00:00 EDT Taking an early distribution from a tax-deferred account can endanger long-term financial goals.http://www.bankrate.com/finance/retirement/ira-withdrawal-endangers-retirement.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT Diverting a little extra cash into your mortgage can save you tens of thousands of dollars.http://www.bankrate.com/finance/mortgages/extra-payments-cut-mortgage-by-12-years.aspx?pid=p:dlsFri, 23 Oct 2009 01:00:00 EDT A talk with a financial adviser may help a woman design a better retirement asset allocation plan.http://www.bankrate.com/finance/retirement/roth-ira-strategy-stalls.aspx?pid=p:dlsFri, 23 Oct 2009 01:00:00 EDT A first-time homebuyer is wise to buy some financial wiggle room, even if it costs ,000.http://www.bankrate.com/finance/mortgages/mortgage-flexibility-not-cheap.aspx?pid=p:dlsThu, 22 Oct 2009 01:00:00 EDT Closing a bank account should have no impact on a credit score, since credit was not extended.http://www.bankrate.com/finance/credit-cards/bank-account-woes-won-t-hurt-credit.aspx?pid=p:dlsWed, 21 Oct 2009 01:00:00 EDT A couple wonders if interest on a HELOC is tax deductible if the loan is used for an LLC.http://www.bankrate.com/finance/taxes/when-a-heloc-is-used-for-a-business.aspx?pid=p:dlsTue, 27 Oct 2009 01:00:00 EDT Job-related moving expenses are deductible on your tax return if you meet certain IRS tests.http://www.bankrate.com/finance/taxes/deducting-moving-expenses8-128066.aspx?pid=p:dlsThu, 22 Oct 2009 01:00:00 EDT You might not even realize you're in the slender slice of the population that is retirement-rich.http://www.bankrate.com/finance/retirement/could-you-be-saving-too-much.aspx?pid=p:dlsTue, 03 Nov 2009 01:00:00 EST Anybody can find out about your financial problems in bankruptcy, and that includes your boss.http://www.bankrate.com/finance/debt/your-bankruptcy-is-an-open-book.aspx?pid=p:dlsTue, 03 Nov 2009 01:00:00 EST These plans let you buy tuition credits in advance. But they're not as risk-free as widely believed.http://www.bankrate.com/finance/college-finance/college-529-prepaid-tuition-plans-at-risk-1.aspx?pid=p:dlsTue, 03 Nov 2009 01:00:00 EST If you're looking for inflation protection, be wary of the I bond's low fixed rate.http://www.bankrate.com/finance/investing/i-bond-rate-improves-but-be-cautious.aspx?pid=p:dlsTue, 03 Nov 2009 01:00:00 EST The IRS says certain fees may be counted under a 529 plan, but health premiums aren't among them.http://www.bankrate.com/finance/college-finance/health-insurance-not-qualified-529-expense.aspx?pid=p:dlsMon, 02 Nov 2009 01:00:00 EST If you have an asset that will increase significantly in value, be tax-smart and put it into a trust.http://www.bankrate.com/finance/personal-finance/trusts-can-provide-for-tax-efficient-estate-planning.aspx?pid=p:dlsMon, 02 Nov 2009 01:00:00 EST ()http://www.bankrate.com/blogs/federal-reserve/fed-outlook.aspx?pid=p:dlsMon, 02 Nov 2009 01:00:00 EST There are ways to have a beautiful, meaningful wedding ceremony without going into debt.http://www.bankrate.com/finance/video/ways-to-save-on-your-wedding.aspx?pid=p:dlsTue, 10 Nov 2009 01:00:00 EST Rather than fight with a collector on the phone, consider -- then act on -- your real options.http://www.bankrate.com/finance/debt/debt-collection-brings-out-the-worst-in-us.aspx?pid=p:dlsMon, 02 Nov 2009 01:00:00 EST The foreclosure crisis has not been kind to renters. A new federal law aims to change that.http://www.bankrate.com/finance/mortgages/renters-get-relief-from-foreclosure-1.aspx?pid=p:dlsMon, 02 Nov 2009 01:00:00 EST How does your family plan on dividing up actual property without disrupting the harmony?http://www.bankrate.com/finance/personal-finance/splitting-up-family-home-1.aspx?pid=p:dlsFri, 30 Oct 2009 01:00:00 EDT Delaying inevitable work means inflated costs and greater stress when you can least afford either.http://www.bankrate.com/finance/real-estate/4-urgent-home-fixes-before-you-retire-1.aspx?pid=p:dlsFri, 30 Oct 2009 01:00:00 EDT Return-of-premium policies are expected to cost much more in 2010, or vanish entirely.http://www.bankrate.com/finance/insurance/huge-changes-for-rop-insurance-in-2010-1.aspx?pid=p:dlsFri, 30 Oct 2009 01:00:00 EDT It's likely a money loser because the greatest depreciation on a new car occurs in the first year.http://www.bankrate.com/finance/auto/if-i-trade-year-old-car-will-i-lose-money.aspx?pid=p:dlsFri, 30 Oct 2009 01:00:00 EDT Test drive your retirement community a few times before deciding to make it your home.http://www.bankrate.com/finance/retirement/video-finding-a-retirement-community.aspx?pid=p:dlsFri, 30 Oct 2009 01:00:00 EDT Here are cheap ways to harness the sun's energy.http://www.bankrate.com/finance/video/5-cheap-ways-to-go-solar.aspx?pid=p:dlsThu, 29 Oct 2009 01:00:00 EDT Mounting debt and a fixed retirement income may make bankruptcy your last, best choice.http://www.bankrate.com/finance/debt/life-changing-crisis-demands-drastic-action.aspx?pid=p:dlsThu, 29 Oct 2009 01:00:00 EDT Boost savings by cutting the cable and building an HD antenna.http://www.bankrate.com/finance/personal-finance/homemade-hd-antenna-saves-hundreds.aspx?pid=p:dlsThu, 29 Oct 2009 01:00:00 EDT When the chilly winds blow, get your home, your car and your life ready.http://www.bankrate.com/finance/personal-finance/21-ways-to-winterize-your-life-1.aspx?pid=p:dlsThu, 29 Oct 2009 01:00:00 EDT The service is available at a range of costs, but is it the right choice for you and your heirs?http://www.bankrate.com/finance/personal-finance/do-it-yourself-wills-online-1.aspx?pid=p:dlsWed, 28 Oct 2009 01:00:00 EDT Retirees can avoid outliving their money by buying annuities, but they can be complex and costly.http://www.bankrate.com/finance/financial-literacy/guaranteed-income-for-life-1.aspx?pid=p:dlsWed, 28 Oct 2009 01:00:00 EDT On the road to fiscal responsibility, should she consider getting a second secured card?http://www.bankrate.com/finance/credit-cards/reformed-debtor-wants-to-fix-score.aspx?pid=p:dlsWed, 28 Oct 2009 01:00:00 EDT Several Web sites help you write your will yourself. Who should use them?http://www.bankrate.com/finance/video/video-creating-a-will-online.aspx?pid=p:dlsWed, 28 Oct 2009 01:00:00 EDT Twitter isn't just for chatting. The social networking site can also be a tool to find deals and discounts.http://www.bankrate.com/finance/personal-finance/how-to-use-twitter-to-save-cash.aspx?pid=p:dlsWed, 28 Oct 2009 01:00:00 EDT An adjustable-rate mortgage may look great today, but it could become a trap if rates rise.http://www.bankrate.com/finance/mortgages/low-arm-rate-may-turn-ugly-later.aspx?pid=p:dlsTue, 03 Nov 2009 01:00:00 EST An investor in a money market mutual fund wonders if the net asset value is incorrect.http://www.bankrate.com/finance/investing/fund-s-share-price-jolts-investor.aspx?pid=p:dlsMon, 02 Nov 2009 01:00:00 EST A woman who won a trip to Bora Bora will have to share her bounty with the U.S. government.http://www.bankrate.com/finance/taxes/uncle-sam-wants-slice-of-prize-winnings.aspx?pid=p:dlsFri, 30 Oct 2009 01:00:00 EDT The statute of limitations on debt varies and depends on the nature of the money owed.http://www.bankrate.com/finance/savings/when-does-your-debt-expire.aspx?pid=p:dlsThu, 29 Oct 2009 01:00:00 EDT An 18-year-old woman qualifies for the homebuyer tax break even if her father co-signs the loan.http://www.bankrate.com/finance/taxes/co-signer-s-daughter-can-get-tax-credit.aspx?pid=p:dlsWed, 28 Oct 2009 01:00:00 EDT There is an exception to the underpayment penalty if you take RMD late in the year.http://www.bankrate.com/finance/taxes/penalty-on-required-minimum-distributions.aspx?pid=p:dlsTue, 03 Nov 2009 01:00:00 EST In a divorce, the medical expenses of the ex-spouse may be deductible as alimony.http://www.bankrate.com/finance/taxes/deducting-court-ordered-cobra-payments.aspx?pid=p:dlsThu, 29 Oct 2009 01:00:00 EDT These possibilities may keep you out of jail after you've ignored a court summons for nonpayment.http://www.bankrate.com/finance/debt/4-options-when-police-call-about-debt.aspx?pid=p:dlsTue, 10 Nov 2009 01:00:00 EST As the Senate debates health care reform, here are four ways to slash medical bills right away.http://www.bankrate.com/finance/insurance/6-ways-to-trim-health-costs-today-1.aspx?pid=p:dlsTue, 10 Nov 2009 01:00:00 EST Thanks to the Great Recession, layaway is making a comeback -- with a 21st century twist.http://www.bankrate.com/finance/personal-finance/layaway-makes-a-comeback-1.aspx?pid=p:dlsMon, 09 Nov 2009 01:00:00 EST Teach your kids financial lessons with these games.http://www.bankrate.com/finance/video/money-games-for-kids.aspx?pid=p:dlsMon, 09 Nov 2009 01:00:00 EST Two industry experts choose their favorite toys that will fit your budget and delight the kids.http://www.bankrate.com/finance/personal-finance/10-hot-toys-for-under-20-1.aspx?pid=p:dlsMon, 09 Nov 2009 01:00:00 EST Want to take advantage of the extended and expanded homebuyer tax credit? Follow these tips.http://www.bankrate.com/finance/mortgages/4-tips-for-the-homebuyer-tax-credit-1.aspx?pid=p:dlsMon, 09 Nov 2009 01:00:00 EST In the market for a new home? The next three months may be your very best time to buy.http://www.bankrate.com/finance/mortgages/5-reasons-to-buy-a-home-during-holidays-1.aspx?pid=p:dlsFri, 06 Nov 2009 01:00:00 EST Congress approves an extension of the homebuyer tax credit making existing homeowners eligible, too.http://www.bankrate.com/finance/mortgages/homebuyer-tax-credit-extended-and-expanded.aspx?pid=p:dlsFri, 06 Nov 2009 01:00:00 EST Opening an overseas account isn't for everyone. Here are some of the reasons to consider it.http://www.bankrate.com/finance/personal-finance/should-you-go-offshore.aspx?pid=p:dlsFri, 06 Nov 2009 01:00:00 EST A repossession sticks to your credit report for seven years but has less effect each of those years.http://www.bankrate.com/finance/auto/how-repossession-affects-credit-score.aspx?pid=p:dlsFri, 06 Nov 2009 01:00:00 EST Hyundai and Kia have come a long way with quality while keeping prices low.http://www.bankrate.com/finance/auto/hyundai-s-cheap-sturdy-cars-draw-buyers.aspx?pid=p:dlsFri, 06 Nov 2009 01:00:00 EST If selling your car rather than trading it will net more money, follow these steps for a safe sale.http://www.bankrate.com/finance/auto/6-steps-to-selling-your-own-car.aspx?pid=p:dlsFri, 06 Nov 2009 01:00:00 EST The way to save money is to do what Santa does: make a list, check it twice.http://www.bankrate.com/finance/video/saving-on-holiday-shopping.aspx?pid=p:dlsThu, 05 Nov 2009 01:00:00 EST Take a look at the different types of mortgages on the market to decide which would be best for you.http://www.bankrate.com/finance/mortgages/which-mortgage-is-right-for-you-1.aspx?pid=p:dlsThu, 05 Nov 2009 01:00:00 EST Follow these three hints and this credit recovery strategy might put you back in good standing.http://www.bankrate.com/finance/debt/3-tips-for-seeking-payment-for-deletion.aspx?pid=p:dlsThu, 05 Nov 2009 01:00:00 EST Some CDs don't penalize you for withdrawing before maturity, but beware of certain conditions.http://www.bankrate.com/finance/investing/liquidity-fears-check-out-no-penalty-cds-1.aspx?pid=p:dlsWed, 04 Nov 2009 01:00:00 EST You must qualify to join a credit union, but you may find good rates if you borrow or save.http://www.bankrate.com/finance/checking/video-joining-a-credit-union.aspx?pid=p:dlsWed, 04 Nov 2009 01:00:00 EST Some organizations offer special savings rates to members. But are they worth the price?http://www.bankrate.com/finance/savings/top-savings-rates-for-members-only-1.aspx?pid=p:dlsWed, 04 Nov 2009 01:00:00 EST Humor columnist Jay MacDonald says Swedish home furnishing retailer Ikea has a lesson for the Fed.http://www.bankrate.com/finance/personal-finance/economic-sos-ikea-to-the-rescue.aspx?pid=p:dlsWed, 04 Nov 2009 01:00:00 EST Charitable remainder trusts let you skip the tax man, give to charity and receive an income, too.http://www.bankrate.com/finance/personal-finance/the-nuts-and-bolts-of-charitable-trusts-1.aspx?pid=p:dlsWed, 04 Nov 2009 01:00:00 EST Past individual credit mistakes will follow a betrothed couple into their marriage.http://www.bankrate.com/finance/credit-cards/marriage-doesn-t-wipe-out-credit-history.aspx?pid=p:dlsTue, 10 Nov 2009 01:00:00 EST Some homeowners mistakenly think they can avoid making second-mortgage payments.http://www.bankrate.com/finance/mortgages/unwise-to-skip-second-mortgage-payment.aspx?pid=p:dlsMon, 09 Nov 2009 01:00:00 EST Parents do not need a minor's consent to cash in savings bonds registered in the child's name.http://www.bankrate.com/finance/savings/parents-can-cash-bonds-in-kids-names.aspx?pid=p:dlsFri, 06 Nov 2009 01:00:00 EST A CD ladder can resolve the dilemma of whether to lock in long on a rate or stay short.http://www.bankrate.com/finance/cd/cd-ladder-offers-best-of-two-worlds.aspx?pid=p:dlsThu, 05 Nov 2009 01:00:00 EST New tax rules will make 2010 an ideal time to convert a traditional IRA to a Roth.http://www.bankrate.com/finance/retirement/2010-is-great-time-to-choose-roth-ira.aspx?pid=p:dlsWed, 04 Nov 2009 01:00:00 EST In order to qualify for the COBRA subsidy, an employee must have been laid off or fired.http://www.bankrate.com/finance/taxes/cobra-tax-law-changes.aspx?pid=p:dlsTue, 10 Nov 2009 01:00:00 EST The rules for depreciating a home that was converted to a rental can get tricky.http://www.bankrate.com/finance/taxes/figuring-depreciation-on-a-rental.aspx?pid=p:dlsThu, 05 Nov 2009 01:00:00 EST CD laddering offers safety, high returns and liquidity all in the same place.http://www.bankrate.com/finance/cd/how-do-i-ladder-cd-s.aspx?pid=p:dlsTue, 17 Nov 2009 01:00:00 EST Can you learn how to be rich by taking a wealth-management class?http://www.bankrate.com/finance/video/learn-how-to-be-rich.aspx?pid=p:dlsTue, 17 Nov 2009 01:00:00 EST Take these steps to see if your nest egg can furnish your needs in best- and worst-case scenarios.http://www.bankrate.com/finance/financial-literacy/figuring-retirement-needs-in-shaky-economy-1.aspx?pid=p:dlsTue, 17 Nov 2009 01:00:00 EST If your bank doesn't make enough when the home is sold, it can target your cash for the difference.http://www.bankrate.com/finance/debt/is-my-money-safe-after-foreclosure.aspx?pid=p:dlsTue, 17 Nov 2009 01:00:00 EST Forget instant wealth via a rich spouse or lottery ticket. Take charge of your financial destiny.http://www.bankrate.com/finance/financial-literacy/get-rich-without-marrying-a-millionaire-1.aspx?pid=p:dlsTue, 17 Nov 2009 01:00:00 EST Don't let a sagging economy prevent you from hosting an affordable holiday party with panache.http://www.bankrate.com/finance/personal-finance/5-tips-for-classy-frugal-holiday-fun-1.aspx?pid=p:dlsTue, 17 Nov 2009 01:00:00 EST We're fortunate to live in a country where individuals can reach their goals, realize their dreams.http://www.bankrate.com/finance/financial-literacy/how-to-prosper.aspx?pid=p:dlsTue, 17 Nov 2009 01:00:00 EST You can find yummy groceries in places other than the supermarket.http://www.bankrate.com/finance/personal-finance/skip-the-supermarket-and-save.aspx?pid=p:dlsMon, 16 Nov 2009 01:00:00 EST Gift cards are offered as incentives for lots of things you already do. See how to get them.http://www.bankrate.com/finance/credit-cards/how-to-get-free-gift-cards-1.aspx?pid=p:dlsMon, 16 Nov 2009 01:00:00 EST The parents of young children need advice on the best way to save for their education.http://www.bankrate.com/finance/video/video-college-savings-plans-for-kids.aspx?pid=p:dlsMon, 16 Nov 2009 01:00:00 EST In a last-minute push for financial aid, these tips will help you get the most bang for your buck.http://www.bankrate.com/finance/college-finance/tips-for-tapping-needs-based-financial-aid.aspx?pid=p:dlsMon, 16 Nov 2009 01:00:00 EST Even if a car is repossessed, you're liable for costs the lender can't recoup when it's resold.http://www.bankrate.com/finance/debt/car-loan-co-signer-gets-socked-with-costs.aspx?pid=p:dlsMon, 16 Nov 2009 01:00:00 EST Professional help with mortgage lenders might be a good investment -- or a waste of money.http://www.bankrate.com/finance/mortgages/can-an-attorney-help-loan-modification-1.aspx?pid=p:dlsMon, 16 Nov 2009 01:00:00 EST Many lenders are offering jumbo mortgages now, but requirements are stricter.http://www.bankrate.com/finance/mortgages/do-you-qualify-for-a-jumbo-mortgage-1.aspx?pid=p:dlsMon, 16 Nov 2009 01:00:00 EST You can save on food costs by buying in bulk, but be sure you can use what you buy.http://www.bankrate.com/finance/video/buy-food-in-bulk-and-save.aspx?pid=p:dlsFri, 13 Nov 2009 01:00:00 EST Think twice before going bankrupt to stop your car from being repossessed. It's a hefty price to pay.http://www.bankrate.com/finance/auto/bankruptcy-iffy-way-to-stop-car-repo.aspx?pid=p:dlsFri, 13 Nov 2009 01:00:00 EST New owner Fiat is dumping unpopular model designs and offering a fresh, new look.http://www.bankrate.com/finance/auto/chrysler-cars-to-get-a-major-makeover.aspx?pid=p:dlsFri, 13 Nov 2009 01:00:00 EST Condominium associations struggling to pay bills have three options to turn things around.http://www.bankrate.com/finance/mortgages/3-ways-to-save-your-condo-community-1.aspx?pid=p:dlsFri, 13 Nov 2009 01:00:00 EST Spending a lot doesn't have to be synonymous with a formal feast. Here are ways to save.http://www.bankrate.com/finance/personal-finance/a-feast-for-pennies-1.aspx?pid=p:dlsFri, 13 Nov 2009 01:00:00 EST When it comes to paying yield, banks rely on a healthy balance of deposits and loans.http://www.bankrate.com/finance/savings/can-you-still-find-high-yield-checking-1.aspx?pid=p:dlsFri, 13 Nov 2009 01:00:00 EST The IRS has 3.5 million in unclaimed tax refunds. Does some of the cash belong to you?http://www.bankrate.com/finance/money-guides/does-the-irs-still-have-your-refund--1.aspx?pid=p:dlsThu, 12 Nov 2009 01:00:00 EST The IRS offers a number of ways to track down your tax refund.http://www.bankrate.com/finance/video/wheres-my-tax-refund.aspx?pid=p:dlsThu, 12 Nov 2009 01:00:00 EST The IRS has rules for claiming the child care credit if you pay a relative to provide the care.http://www.bankrate.com/finance/taxes/tax-credit-for-child-care.aspx?pid=p:dlsThu, 12 Nov 2009 01:00:00 EST Cardholder who opts out will still be able to pay down her credit card at same rate.http://www.bankrate.com/finance/credit-cards/does-credit-card-opt-out-preserve-rate.aspx?pid=p:dlsWed, 11 Nov 2009 01:00:00 EST Want to excel at the job you need while building the business you want? Proceed with caution.http://www.bankrate.com/finance/personal-finance/how-to-keep-your-job-and-a-side-business-1.aspx?pid=p:dlsWed, 11 Nov 2009 01:00:00 EST A Series I savings bond investor should not grouse about the effect of a negative inflation rate.http://www.bankrate.com/finance/savings/don-t-whine-about-inflation-rate.aspx?pid=p:dlsTue, 17 Nov 2009 01:00:00 EST The Internal Revenue Service and other authorities have many tools to uncover money shenanigans.http://www.bankrate.com/finance/checking/hiding-assets-likely-to-backfire.aspx?pid=p:dlsMon, 16 Nov 2009 01:00:00 EST Put your financial house in order now so your loved ones won't have to sleuth after you die.http://www.bankrate.com/finance/insurance/clean-up-messy-financial-affairs.aspx?pid=p:dlsFri, 13 Nov 2009 01:00:00 EST Skipping a payment during the mortgage refinance process results in having to pay up later.http://www.bankrate.com/finance/mortgages/there-s-no-free-lunch-when-refinancing.aspx?pid=p:dlsThu, 12 Nov 2009 01:00:00 EST A 66-year-old man can raid his retirement funds to pay down a loan. But such a move may be unwise.http://www.bankrate.com/finance/mortgages/is-ira-good-source-of-mortgage-cash.aspx?pid=p:dlsWed, 11 Nov 2009 01:00:00 EST With the estate tax in flux, planning for estate taxes at death is uncertain at best.http://www.bankrate.com/finance/taxes/die-in-2011-and-you-ll-pay.aspx?pid=p:dlsTue, 17 Nov 2009 01:00:00 EST