Whether you are frugal by choice or from necessity, Christmas presents a financial challenge. All over North America, there is a growing trend toward creating a less expensive holiday. Incorporating simple traditions and showing our appreciation in simple, yet thoughtful, ways are a meaningful alternative to the traditional Christmas shopping frenzy. By planning ahead, budgeting carefully and resisting the temptation to overspend, you can create a terrific holiday that doesn't wreck your budget. Envision Christmas as an opportunity to be a creative and thoughtful gift-giver-you will enjoy the holidays more!
It's easy to make a few changes that can really make a difference to your budget. Here are sixteen suggestions that will help you stay within your budget.
© Virginia Brucker is the author of Gifts from the Heart: 450 Simple Ways to Make Your Family's Christmas More Meaningful. After print costs, Brucker donates her portion of the book's sales to the Canadian Cancer Society for research. By this December, Gifts from the Heart will have raised over $80,000 for the CCS and an additional $110,000 for the schools, daycares, churches, service organizations and other groups who have used the book as a fundraiser. News of the project has been shared by CBC Radio, Canadian Living magazine and Canadian Living Online as well as The Canadian Centre for Philanthropy. Janice Kennedy of the Ottawa Citizen says "Gifts from the Heart" is a "miracle disguised as a book." You may reach Virginia at vlbrucker @telus.net or visit her website at webelieve.ca
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