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Cell Phone Novice Needs Answers

I hope that you can help me with some information. I own a Nokia GSM phone, which uses Sim cards. I am trying to find prepaid service, but it seems that all available services require you to buy their phone in spite of the fact that I already own the one I wish to use. Are there service plans that allow one to use their own phone. I am new to this so please forgive me if these are obvious questions. The second is, can I just buy calling cards from general stores that sell them and use them. I literally do not use my phone more than about three times a month and then only for short domestic calls. I would just like to have it for emergencies and convenience. Thank you for any help you might offer.
Nigel

Previous Contributor Shares a Lesson Learned

Since writing the above inquiry, I have discovered something that your readers should be warned of. I ended up buying a Sim Card from a company called Telestial Inc. based in San Diego. However, all of their Sim Cards have been used previously. They recycle telephone numbers. You are issued a well-used phone number. A change of Sim Card resulted in the initial problem of receiving calls and messages for previous owners and being charged for the incoming calls as well as the cost of collecting messages that were not for me. A Disaster! The company promised a refund and never did return my money even though I returned the Sim Card. Buyers Beware!
Nigel

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