(NAPSA) - Analysts say the earlier you plan to retire, the more important it is to manage your retirement assets wisely. Unfortunately, some financial "experts" tout early retirement schemes that promise more than they can deliver. Employees of four major corporations found this out the hard way when they were encouraged to invest in securities that carried substantial risk and high fees. They were led to believe their investments would generate returns far higher than historical averages, according to enforcement actions brought by the Financial Industry Regulatory Authority (FINRA), the largest non-governmental securities regulator. The overly optimistic rates of return and aggressive withdrawal levels proved unrealistic and unachievable. Employees lost a significant portion of their retirement nest eggs. Experts caution people to not let the promise of easy money lure them into an early retirement they weren't otherwise considering. Before falling for a pitch that could wipe out your retirement savings, follow these tips:
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