New tax adds to already growing costs
3 Ways to Lower Vet Bills
by Dr. Rod Block
Picking a Vet
Pet Healthcare for Less
Can't Afford the Vet
Pet owners' vet bills are growing, which may explain why fewer are taking their dogs and cats to the animal doctor although more Americans than ever have pets.
To make matters worse, a 2.3 percent tax on medical devices that kicked in January 1 includes equipment that's used for animals as well as people. Items as basic as IV pumps and scalpels are now subject to the tax, which is to help fund the Affordable Care Act.
Even before the tax, the latest survey showed spending for dog care alone rose 18.6 percent from 2006 to 2012. And even though cat vet visits dropped 4 percent in that time, cat owners paid 4 percent more according to the 2012 U.S. Pet Ownership and Demographic Sourcebook, a survey of more than 50,000 households.
Add to that the new excise tax and I'm sure we're going to see even more people torn between paying the light bill and taking their pet to the vet. But, there are simple ways to keep veterinary costs down while still providing excellent care for your pet, whether it's a dog, cat, horse or guinea pig.
It's important to always get appropriate care when your animal needs it, but you can easily prevent problems, or catch them early, by simply staying in tune with your pet's physical, emotional, and spiritual needs.
Try these tips to excellent pet care and distress signals to watch for:
- Is your pet in pain? Before X-rays and MRIs, health practitioners relied on these physical indications of pain: heat, redness, lumps or swelling, tremors, obvious discomfort. To recognize the first four, a pat on the head is not enough. Get used to taking some quiet time to place your hands on your pet, and work on honing your perceptive abilities. Being in a rush or having your mind on what you need to do next will impede your ability to perceive changes. Use the time to simply be with your animal. If a joint feels warm, it may be inflamed. Mild localized tremors can indicate a problem in the area beneath your hand. Lumps or an asymmetrical feel when you have your hands on either side of the pet may indicate growths. "Take your time and quiet your mind. Animals are keenly aware of intent, and they'll work with you if they feel your intent," Block says.
- Watch how your pet plays. It's important that a pet gets physical and psychological stimulation, but those needs vary with temperament, age, and even how energetic the pet owner is. "Pets tend to match their owners' energy levels. For instance, very elderly owners will tend to have pets that like to nuzzle and curl up next to them," Block says. Take note of how your pet plays, so you'll be aware of changes. Is he becoming more aggressive? He may be telling you something's bothering him. Has she stopped hopping up on the couch? Is he favoring a paw or hoof? Beyond the physical, your pet's play can also communicate emotional distress. For instance, if he becomes fearful or timid, consider any changes in the home, routines, etc. that may be affecting him.
- Have a thorough neuro-muscular-skeletal exam done. A veterinary chiropractor can examine a pet's frame, muscles, and nerves for areas that may be pre-disposed to injury and suggest ways you can help protect them. In dogs, cats and horses, joint injuries are common with muscle and tendon strains and tears. Problems with the spine can lead to compressed or herniated discs, and neck issues can lead to mobility problems and even seizures. If you know your pet's vulnerabilities, you can take steps to prevent injuries.
"If you decide to take your pet to a chiropractor, make sure he or she is certified by the American Veterinary Chiropractic Association," says Block, who's been treating people for 43 years and animals for 16.
Find one who is in tune with animals. A host of technical skills does not compensate if the practitioner is not in tune with his patients.
Debt is preventing me from taking a vacation this year or the vacation I'd like to take this year! Tell us: Yes, debt is affecting my vacation plans! or No, we're going exactly where we want to go but we'd love to learn make our trip as inexpensive as possible!
Dr. Rod Block is a board-certified animal chiropractor and author of Like Chiropractic for Elephants DrRodBlock.com
Take the Next Step:
- For more on pet care, please visit The Dollar Stretcher library.
Share your thoughts about this article with the editor: Click Here
More Money-Saving Tips for Families
- 5 big bills you can cut fast
- 5 frugal ways to expand your living space
- The 11 best bargains at the checkout counter in May
- 4 steps to a simpler (and more frugal) life
- Keeping kids well-clothed for next to nothing
- Calculating how much life insurance you need
- Is your frugal lifestyle depriving your children?
- Inexpensive gifts for the graduate