Do more with your take home pay
4 Ways to Save During the Workweek
by Gianna Clark
10 Ways to Reduce the Cost of Your Commute
13 Ways to Score a Bigger Raise
The Young Professional Woman
Going to work is expensive. I am sure there are plenty of people who will empathize with the statement. The expenses incurred through the workweek tell a tale. It's a telltale of indiscriminate spending all done in the name of helping you get through the workweek comfortably, wherein the thought "Let me just get through it!" being the uppermost in minds.
Well, here's some news for you! You can get through even the most challenging of workweeks on a budget, and at the end of it, you will come out a happier and a much better person. Let's take a look at how you can go through your workweek on a budget and still be happy at the end of it:
The Art of Commuting on a Budget
Got a car? Great! But don't use it to commute to your place of work. With the prices of gas and car maintenance being what they are, it makes better sense to use public transport. But wait! You are using public transport and still spending lots on transportation? Well, why don't you carpool then? That'll save you money! That's not possible, and public transportation is the only way to go? Why not use a combination of a walk and public transit to get to work. If that's not you up your alley, take a look at all the public transit routes available. Maybe you can combine a train ride and a bus ride to get to work if that's going to save money. Or how about trying a combination of public and private transport? Take a bike ride to the appropriate public transport stop and hop onto the bus or train that will take you directly to work. Check if dividing the cost between public and private transport helps you cut down on your transportation costs.
Mix and match to make sure that you cut down on the cost of commuting. That's why commuting on a budget is an art form; you have to be creative!
No Favorite Cuppa at the Nearest Coffee Shop
A number of office goers have a habit of picking up coffee at the neighborhood coffee shop on their way to work. Why do that when you can make excellent coffee at home? It's not too difficult. Just get a coffee maker! You can make the coffee just the way you want it and save money in the process. I know it's difficult to get rid of a habit, but it makes great financial sense to do so. You can't get through the week on a budget without making an effort.
Packed Lunch from Home
I have come to an interesting little conclusion. The reason why office goers prefer taking their lunch on most work days at the cafeteria or a restaurant is because it allows them to network with their colleagues (who incidentally have the same ideas), to get the latest in office gossip, or to make the kind of connections that will help them improve their career growth. It's a stupid idea really, because you end up spending a lot of money for something that has very little going for it. If networking were to give your career a leg up, there would be no reason to perform at the workplace! So, get rid of this habit and carry your lunch to work.
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Say No to the After Work Pub Crawl
This is another habit that needs to be broken. I am not saying don't hang out with your colleagues after work. Instead, don't make it a rule. You can have a boy's night on the town after work every Friday or maybe two days a week, but not every day. If you want to save money, you got to cut down on avoidable expenses and this is one of them. Don't get sucked in by peer pressure. Learn to say no, and after some time passes, your colleagues will stop badgering you to accompany them.
If you keep these pointers in mind, you will be able to save money. Will you be coming out the better person for it? Of course, you will! The whole purpose of saving money and getting through the workweek by exercising strict control over your expenses will help you feel better about yourself. At the end of the day, when you take a look at all the money you have saved, you will feel happy and very satisfied. Also, the fact that you have cut down on restaurant food goes a long way in improving your health, and if you do decide to walk a part of the way to the public transit line and back while commuting, you will also improve your fitness level.
As can be imagined, the benefits are self-evident, and by going through your workweek on a budget, you will be bettering your life in more ways than one.
Gianna Clark is associated with WomenSavings.com, a website that helps women who want advice on how to budget money and are looking for experts to help them out. She loves helping people work out a budget that ensures they save money. She has helped plenty of people get the most out of their lives for less. In her spare time, she loves do a bit of gardening.
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