Yes, you can be frugal and still be generous
Generous But Frugal
by Debra Karplus
Why You Should Be a Volunteer
Helping Others Without Spending Money
Be Smarter: Barter
You're proud of the frugal lifestyle you have adopted. Becoming a minimalist has served you well. You've become astute at tweaking your finances and your purchasing and spending habits to save money in little and big ways. So what are some ways you can continue to stretch your dollars by being frugal, yet not become egocentric, and maintain perspective that you a part of a much larger world, a world that you have the power to contribute to and make better for future generations? Can you be both frugal and generous?
The ABCs of balancing generosity and frugality:
Alter your time into money-saving assistance to anyone you can by volunteering.
Volunteer for anything and everything possible. You and your family can give to individuals or to groups. It's a fun and rewarding family activity and a great way to teach children about generosity. Perhaps you have an elderly neighbor who could benefit from your help with their yard work. You'll feel good about helping, not to mention the pride you'll take in making their yard look as well maintained as yours.
You can schedule time for your family to cook at a soup kitchen or homeless shelter. It will be very humbling for your children to see that there are decent people who don't have the means to live on their own, often because of some bad luck or unfortunate circumstances. Get other friends and families involved and make this a regular family event.
Coordinate a work party at your synagogue or church to perform tasks indoors or out. Your children can pull weeds while you are trimming bushes. Or they can dust shelves in the Sunday school classrooms while you are doing some touch-up painting. You all may learn some new skills while beautifying your place of worship.
Barter and become an expert at making the best win-win situations.
Organize a babysitting club with other families who have children the same age as yours. If you can assemble eight families, each can host the children one Friday or Saturday night a month for a sleepover and early breakfast, giving each family the remaining seven weekend nights as a break from child care. If that number of families seems too unwieldy, work with only three other families, each one hosting on one Saturday night a month. You'll be pleasantly surprised at the friendships formed among these children as they grow to know each other.
Giving your time in exchange for someone else's service or product helps everyone that's involved. You can borrow your neighbor's extension ladder to clean you gutters, but then offer to clean his also. Or maybe help a local proprietor in his shop in exchange for some goods; you might help the bike shop reorganize in exchange for a new bicycle.
Create useful items for others to personalize your giving.
Are you going to someone's house for a party or dinner? Don't spend an afternoon at the mall looking for the perfect hospitality gift. Instead bring something that you made. Bake some bread, making round or specialty loaves. Pick colorful flowers from your garden and decorate an empty jar for a vase. The gift of time is always a precious gift. Recipients of your homemade presents will be flattered that you took the time to personalize something exclusively for them.
Always remember your ABCs when attempting to balance frugality and generosity. It will cost you nothing in dollars and you'll be able to go to sleep with a smile on your face. It's a big and wonderful world out there and you have the power to offer your time and skill to make it a better place for your children and you children's children. You'll still have all the dollars you've learned to save. Try it!
Debra is an occupational therapist, accountant, teacher and freelance writer. She is a writer for Advance for Occupational Therapy Practitioners. She also writes for Grand Magazine, has some items (fiction and non fiction) selling on Amazon.com (kindle), has written several travel articles for the Champaign-Urbana News-Gazette and several articles for freelancewriting.com. Learn more about her at DebraKarplus.blogspot.com.
Take the Next Step:
- Visit the TDS Library for more on giving of your time to others.
- Stop struggling to get ahead financially. Subscribe to our free weekly Surviving Tough Times newsletter aimed at helping you 'live better...for less'. Each issue features great ways to help you stretch your dollars and make the most of your resources. Subscribers get a copy of Are You Heading for Debt Trouble? A Simple Checklist And What You Can Do About It for FREE!
Share your thoughts about this article with the editor.
Prices keep rising while my income remains stagnant and I worry I am heading for debt trouble. Tell us: Yes, I think I am heading for debt trouble and could use some help! or No, I am not in debt trouble but I am always looking for new ways to help keep my budget on track!