Create a budget and stick to it. Figure out how much you need for monthly living expenses like food, toiletries and household items. An easy way to do this is to check past receipts. This will also highlight the impulse buys and uncontrolled spending you want to eliminate.
To curb uncontrolled spending, make a list and stick to it. Add things as you use them. For instance, let's say you use a can of tuna today and one three days from now. Add two check marks. Then the day before you shop, count all the check marks and buy that many items to replace what you used. If it's not on the list, it absolutely does not go in your cart, no matter how great a deal or adorable it is. You just have to be able to say "I don't need this today, I can make do" and then make do. If you run short of money on that trip, then don't buy something. Willpower needed here!
Sign up for our free eNewsletter Dollar Stretcher Tips.
Looking for an answer to a frugal living question? Click here to ask a Dollar Stretcher Stretchpert!
Copyright 1996 - 2013 "The Dollar Stretcher, Inc." All rights reserved unless specifically noted.
Contact the Dollar Stretcher at:
PO Box 14160
Bradenton FL 34280
"The Dollar Stretcher, Inc." does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation.