A deal is not really a deal if it is on an item you do not really need

Uncontrolled Spending? Avoid Temptation

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Wal-Mart accepts coupons. If you take an ad from another store to Wal-Mart, they will honor the lower price. Before your next Wal-Mart shopping trip, check all the ads for the "things you need," cut coupons, and have your ads ready at the register before they start ringing. They will do a price override on any identical item. However, they do not match or honor percentages off. The money you save can pay for a newspaper subscription for the Sunday ads.

Limit purchases (all purchases) to one time per week. This will cut down on shopping out of boredom, and lets you focus on curbing your uncontrolled spending. If you feel you really need something in the middle of the week, try to improvise or borrow from a friend until your next shopping day comes up. This will save on gas, time and cut down on the temptations of adding unnecessary things to your cart.

Or get a part-time job at Wal-Mart and save 10% with the employee discount. You would be surprised at how much you can save. This may also eliminate the need for uncontrolled spending, since you are working and not shopping.

Next: A Little Help from Your Friends

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