Should college students just say no to credit cards?

College Students and Credit Cards

interview by Gary Foreman

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According to a Sallie Mae survey, 84% of undergrads have at least one credit card and 50% of college students have 4 or more. The average graduating senior owes $4,100 in credit card debt. So can college students really manage their credit card usage? Or should they just say no to plastic money until after graduation and finding a full-time job? We've asked Curtis Arnold of to help us answer these questions and more on The Dollar Stretcher Interview.

Curtis Arnold is founder of and He's also the author of How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line. Mr. Arnold has been an expert in the area of credit cards for nearly 20 years.

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