Might as well enjoy the perks!
Leverage Senior Discounts
by Rich Finzer
Reducing Expenses After Retirement
Choosing the Right Retirement Community
Changing Financial Behaviors in Retirement
Now that I've passed the threshold of 55 years of age and entered my "golden years," I've fallen prey to the many aches and pains older folks deal with. That's part of the price you pay for living this long, but there is a silver lining, namely the myriad of senior citizen discounts I'm leveraging. So just where does an enterprising oldster look for information about these deals?
Your American Association of Retired Persons (AARP) membership entitles you to a variety of senior discounts on food, lodging, travel packages, online services, home insurance, auto insurance, life insurance, and others. For a $16 annual due, any person over 50 is eligible to join. If the potential discounts outweigh the cost membership, you might consider signing up. Surf to the AARP website for details.
Surf the net using the words "senior citizen discounts." A number of online sites can be located in this manner. One that I've found very useful is TheSeniorList.com. But as usual, there are some "gotchas" to remember.
Many locations offering senior discounts on meals are locally owned franchises and not all participate in senior discount programs. As an example, the pink and orange coffee franchise in my favorite vacation destination does not offer senior discounts, and to a point, I understand why. The resident senior population is huge and the discount program would cost the franchisee serious money.
The national retail chain whose name rhymes with "trolls" offers a generous senior discount, but only on Wednesdays. So plan your shopping junket wisely.
Some merchants offer senior discounts for folks as young as 50, while other programs don't apply until patrons reach 65. The website I referenced lists how old you must be.
Some senior discounts are part of national advertising programs and may only exist for a few months.
If you're thinking, "Rich I don't know how to use the internet. I'm not tech savvy." Do not despair because the old saying is wrong. Older "dogs" can learn new tricks. Keep in mind the congressionally mandated Universal Access Fee buried in your phone bill has funded internet access and desktop computers in every public library in America. Visit your local library and ask for help. Explain that you'd like to view the websites I've listed. The library can even help you print out copies of phone numbers. Librarians love helping people and their services are free even if you don't have a library card! Better still, many libraries offer free classes in computer use. So sign up! After all, your tax dollars have funded these programs.
A plethora of senior discounts are there for the asking/taking, and you're not going to live forever. Free computer help is readily available, so why wait? After all, it's your own money you'll be saving.
Rich Finzer resides in upstate New York. During his 40+ years as a writer, he has published over 1,200 newspaper, magazine and Internet articles. His award-winning book Maple on Tap is available through his publisher, Acres USA. His enovels Taking the Tracks, Dawn Toward Daylight, and Julie & Me are available through Amazon Kindle.
Take the Next Step:
- Use this tool to maximize your retirement by determining the best age to take your Social Security benefits. Don't leave thousands on the table by taking Social Security at the wrong time.
- Visit the TDS library for more on life during retirement.
- Subscribe to After 50 Finances. You've learned how to work smarter, not harder. This weekly newsletter is dedicated to people just like you. Subscribers get a FREE copy of our After 50 Finances Pre-Retirement Checklist, a list of everything you need to do to be ready for retirement.
- Find tools and resources geared specifically for the 50+ crowd in The Dollar Stretcher section dedicated to your financial issues. If you're over 50, your financial needs are different. And so are your questions.
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