Saving money is a concept similar to losing weight - most of us want to do it, but seldom implement concrete activities that will bring success. Here are some ideas to spark "creative" saving.
First realize that small steps can yield significant dividends. Learn to put 10% of your spending money away first, even if it's just 10% of your pocket change. Over time, small amounts compound and you will be more secure in your ability to handle an unexpected expense. You won't even miss it! I recently tried this with my "walking around" money each week. I take $4 out of my money as soon as I receive it - and amazingly enough, didn't notice a shortfall at the end of the week. $4 is not much, but I now have nearly $100 tucked neatly away!
So how do you trim 10% from an already stretched budget? Here are some ideas:
None of these ideas will set the financial world on its heels. But applied consistently, they will yield a "cushion" of spare change that can accumulate over time! And like magic, once you've committed to trying a few ideas, you'll find yourself thinking of new money-savers every day. So set a reasonable goal - "I want to pay for our hotel bill at Disney" - and go for it! And let us hear about your success!
Homelight: A Newsletter Dedicated to Success at Home from a Biblical Perspective: Personal Development, Creativity, Money-saving Strategies. For more information email at: email@example.com
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