|
|
The Champion Cheapskate Test
by Arthur A. Hawkins II
arthur.hawkins
inforesearchlab@apexmail.com
Take this quick Champion Cheapskate Test:
- Do you take advantage of FREE-bies: web sites, push technology, e-mail, software, online trading & pricing services, frequent flyer miles, samples, etc.?
- Are you leveraging your buying power with others and pooling your money in co-ops?
- When is the last time you searched closets, attics and basements for hidden treasures and long-forgotten essentials?
- Would you rather spend money (buy)? OR Repair, Restore, Reuse, Reduce and Recycle?
- Do you volunteer, test-taste, test-drive, answer surveys, etc.?
- Are you careful about what you reveal about yourself and to whom?
- Do you examine and read everything carefully, first (especially the fine print)? Or are you a frequent victim who is scammed and slammed?
- How well do you know your consumer rights? really?
- Do you pay with credit card, cash or check?
- Do you learn refund and return policies before you buy?
- Do you investigate companies, products and services before you purchase?
- Do you ask friends, family and associates for product/service referrals and recommendations?
- Are you selling or donating (tax write-off) unwanted goods instead of throwing them away?
- You trust advertising and salespeople, don't you?
- Do you get all claims, warranties and guarantees in writing?
- Do you shop in the right places (online, warehouses, buyers' clubs, discount stores, mail order, etc.)?
- Are you getting discounts, negotiating and comparison shopping?
- Do you know when to shop (sales, specials, seasons, etc.)?
- Do you know what sellers pay (dealer cost) and their typical markups?
- If you feel you were wronged, ripped off or taken advantage of, do you complain LOUDLY (to the right sources)?
Arthur A. Hawkins II is a Northwestern University-educated author of the best selling book The Self-Employment Resource Guide and dozens of money articles.
Subscribe to TDS Newsletters
Join over 250,000 other subscribers!
To subscribe, check the newsletters you wish to receive, enter your email address and then click Subscribe.
View the TDS privacy policy.
|
Money problems? Struggling with credit card debt? What you need to know about bankruptcy? Trouble repaying student loans?
|
Get free household tips in your inbox each week!
Sign up for our free eNewsletter Dollar Stretcher Tips.
Looking for an answer to a frugal living question? Click here to ask a
Dollar Stretcher Stretchpert!
Copyright 1996 - 2013 "The Dollar Stretcher, Inc." All rights reserved unless specifically noted.
Contact the Dollar Stretcher at:
Dollar Stretcher
PO Box 14160
Bradenton FL 34280
941-761-7805
"The Dollar Stretcher, Inc." does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation.
| About Us | Privacy Policy | Writer's Guidelines | Sponsorship | Media | Contact Us |
