Things you should know before borrowing

401(k) Loans 101

The TDS Library

Should I Take Out a 401k Loan to Pay Off My Parent PLUS Student Loans?

Steve Rhode

The Get Out of Debt Guy gives his advice.

Expert Interview: Should You Use a 401k Loan to Pay for a Bathroom Remodel?

Paige Estigarribia

We ask a CPA for advice.

Expert Interview: Should You Consider a 401k Loan to Repay a Personal Loan?

Gary Foreman

Here's how to make the best choice for your situation.

Expert Interview: How a 401k Loan Affects Future Wealth

Gary Foreman

Could you be hurting your retirement by taking a 401k loan now?

Ask The Dollar Stretcher: Should I Borrow from My 401k to Buy a Car?

Gary Foreman

Here's how to weigh possible savings against costly risks.

4 Good Reasons to Borrow from Your 401(k)


Sometimes it makes sense to tap your retirement account. Understand the trade-offs.

A 401k Loan to Pay Off Debts

Gary Foreman

Should you borrow money from your retirement plan?

401(k) Plans are the New Piggy Bank. Why You Shouldn't Tap Yours


Tapping money from your 401(k) plan can sabotage your financial future.

401k Layoff Trap

Gary Foreman

Could a 401k loan today turn into a disaster tomorrow?

If your spending has put you in debt, the TDS ebook How to Conquer Your Debt No Matter How Much You Have can help you get out. We'll help you create a personalized debt pay off plan tailored to your debt, budget and lifestyle.

401k Loan vs. Second Mortgage

Gary Foreman

Does it makes sense to repay a 401k loan with a second mortgage loan?

Do You Really Want a 401(k) Loan?


Here are four things to consider before you borrow from your retirement savings.

Borrow Your Own Money? 401k Loans

Gary Foreman

Find out if paying yourself loan interest instead of a lender can actually be a benefit to your retirement savings.

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Using Your 401k to Pay Off Debts

Gary Foreman

Does it make sense to tap into retirement funds to pay off debt?

401k Loans: Borrowing Your Own Money

Gary Foreman

The pros and cons of using a 401k loan to purchase a car.

Borrow from Retirement Accounts for House?


If planning to raid retirement funds for a down payment on a house, know the downside.

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