Fit your budget to your lifestyle

Creating a Budgeting

The TDS Library

Expert Interview: Why You Need a Spending Plan Instead of a Budget

Paige Estigarribia

We talk with a CFP on spending plans vs. budgeting.

A Beginner's Guide to Budgeting Success

Kim Randall

Follow these guidelines to reach your desired financial destination.

A Workable Budget Plan

Rick Kahler

Use the plan that wealth accumulators use.

Video: The Envelope Budgeting System in a Digital World

Gary Foreman and Shane Tripcony

How to use this effective cash-based budgeting tool in a cash-less society.

Creating a Spending Plan for Frugal Living

Gary Foreman

How much can I spend for different things?

The Spending Plan

contributed by Anne

The most terrifying tool, the budget, is also the most useful to your finances.

The "Envelope System" in a Cashless Society

Gary Foreman

Bring old budget tools into a new century.

Make a Budget to Help Your Dreams Come True!

Monica Resinger

A budget helps you to see where your money is going and helps you determine where you can cut

Not sure where to start with making a budget? The affordable Home Budget Spreadsheet from makes budgeting simple.

3 Critical Elements for Successful Budgeting

William Schara

When you fail at something important, it is painful, especially in budgeting. People usually can not budget because they lack one or more of three critical elements. Are you missing any? Get these essentials and be on your way to success.

A Family Spending Plan

Gary Foreman

How much should we plan for each area of our budget?

5 Critical Items for Any Budget


Don't forget these not-so-obvious expenses when you come up with your spending plan.

Are there areas of your financial life over which you wish you had more control?
Subscribe to Financial Independence and start working towards achieving your financial independence.

6 Steps to Create a Budget that Works for You


Like cleansing your body with a special diet, purge your debt and start saving with a budget.

7 Secrets to Creating a Budget


What good is a budget if you ignore it? Follow these steps to build a budget for your lifestyle.

Too Overwhelmed to Start Budgeting?

Jane Chidester

You want budget effectively but you don't know where to start. These gudielines will get you started.

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