Guidelines and tips for getting your credit score back up to where it should be

Improving Your Credit Score

The TDS Library

Do Credit Repair Services Really Work?

TDS Reader Solutions

Can they clean up your report before you apply for a mortgage or other loan?

Rebuilding Your Credit Score

Gary Foreman

Taking the right steps to restoring your credit score.

How to Use a Credit Card to Improve Your Credit Score


Made mistakes with your credit? You still can get a credit card and strengthen your score.

3 Easy Ways to Rebuild Your Credit


Everybody makes debt mistakes. Follow this advice and you'll be back with better credit in no time.

DIY Credit Repair Tips

J.D. Roberts

Shopping for a mortgage or not, you need to protect your credit score.

Realistic Credit Repair

Gary Foreman

What is the best way to get our financial life back on track?

Credit is Serious Business

Walter Burch

Take these 5 steps to a better credit score.

If your spending has put you in debt, the TDS ebook How to Conquer Your Debt No Matter How Much You Have can help you get out. We'll help you create a personalized debt pay off plan tailored to your debt, budget and lifestyle.

Will Paying My Credit Card Bill Early Help My Credit Score?


The early bird gets the best credit score, though not for the reason you might think.

What's the Fastest Way to Boost My Credit?


Your credit report has a long memory. Here's how to get it to forget your checkered past.

5 Uncommon Ways to Raise Your Credit Score


On-time payments and debt reduction aren't the only paths to a higher credit rating.

Are you one of the many people heading for debt trouble without knowing it? This simple checklist can help you find out and tell you how to avoid it.

9 Myths on How to Build Better Credit


To help you sort the fact from the fiction, Bankrate tackles some long-held, but bogus beliefs that won't help you build better credit.

Will Prioritizing Credit Card Payments Raise My Credit Score?


For best credit score results, consider how close you are to your credit card's limit.

6 Ways to Deal with Limited or No Credit


If you fall into either category, here are six strategies you can try to establish, re-establish or beef up your credit file.

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