Library Subject Index D to F

Daycare Electricity Finances Food & Groceries
Debt Problems Emergencies Fitness
Dentistry Energy Free Help
Divorce Expenses, Family Funerals
Earning Money Extended Warranties Furniture
  Family Activities & Entertainment Eye Care  

A - C
D - F
G - H
I - M
N - Q
R - Z


Children, Childcare

Debt Problems

Auto Loan & Lease Trouble
Collection Harassment
Credit Counseling
Debt & Married Couples
Facing Foreclosure
Financial Infidelity
Holiday Debt
Medical Bills
Old Debts
Payday & Car Title Loans
Paying Credit Card Debt
Repayment Strategies
in/near Retirement
Settlement and Negotiation
Student Loans
Wage Garnishment & Account Levies

See also:
Credit Repair
Get Out of Debt


See Dentistry


Before Divorce
After Divorce

Earning Money

Business Ideas
Career Advancement
Extra Cash
Finding a Job
Increasing Your Salary
Quick Cash
Selling Crafts
Selling Used Items
Side Gigs
Starting a Business
Work at Home

Earning Money, Jobs for Kids and Teens

Teen Money Making Opportunities by Brittney Walker - Raising some cash without a part-time job.
Teen Summer Jobs - What jobs are available to help teens make money this summer?
Summer Money-Makers
Put Those Teens to Work by Sandra L. Ray - Valuable resources for finding jobs
Business Ideas for Kids by Pearl Sanborn - Raising young entrepreneurs
First Job by Gary Foreman - Help your teen take a big step to adulthood
Jobs for Younger Teens

See all topics in Earning Money

Earning Money, Selling

How to Calculate Shipping Costs for Ebay Sales - Knowing what to charge for shipping and handling.
Writing a Craigslist Ad That Sells by Brittney Walker - 7 ways to make your ad pop.
From Garden to Farmers Market - Instead of buying groceries you could sell them!
How to Get The Most When You're Selling Online by Elisha Montgomery - The ins and outs of online sales.
Video: Selling Jewelry in Your 50s and 60s by Gary Foreman - Interview with Andrew Fabrikant of
Video: Selling Your Jewelry for the Best Price by Gary Foreman - Interview with Andrew Fabrikant of
Should You Sell to American Pickers? by Paige Estigarribia - What's the best way to turn collectibles into cash?
Buying and Selling With a Facebook Group by Christina Stephens - Like craigslist, with more protections.
Selling Your Stuff Online by Debra Karplus - From clutter to cash!
5 ways to stay safe when selling online - Whether meeting up in person or shipping something online, keep yourself and your money safe.
Becoming an Ebay Power Seller by Deb Killion - What does it take to make money selling on Ebay?
My Story: Found Money contributed by Karen - How easy it was to turn scrap metal into cash.

See all topics in Earning Money

Earning Money, Selling Crafts

Slideshow: How to Sell Crafts by Pam Hutzler - Making money on the things you create.
Video: Making Money with Your Crafting by Gary Foreman - How did online retailers treat you this Christmas?
Selling Crafts - How to make money selling the stuff you make.
Pricing Crafts for Sale - How do you decide how much charge for homemade crafts?
My Story: One Person’s Trash is Another’s Treasure - This enterprising woman turned a discarded wine crate into a small successful side business
Six Sources of Additional Cash
New Income from Ordinary Skills
Scrapbooking for Money - Four ways to profit from your love of scrapbooking
Home-Baked Business - Pursuing your passion
10 Easy Ways to Get Extra Cash by Doris Dobkins
Selling Crafts - a retired, rural couple looks for an outlet for their crafts
Make Money This Holiday Season by Liz Folger - You can make more than you spend
Easy As Pie! by Tammy Harrison - How hard is it for a mom to work-at-home?
My Story: From Hobby to Business by Gramma Sandra Schneider - It all started in her kitchen
Bake Yourself Some Christmas Dough by Liz Folger
She Must Be Crazy to Like Her Work by Liz Folger
Capitalizing on Natural Talents by Rozey Gean
Secrets to Making Money With Your Crafts by Liz Folger
My Own Business - Reader's Experiences

See all topics in Earning Money

Earning Money, Selling Used Items

Hidden Money In Your Home by Susan Perna - Turn your 'stuff' into cash!

10 Tools for a Succesful Online Sale by Alex J. Coyne - If you haven't used it in awhile it may be time to turn it into cash!
From Curb to Cash by Susan Perna - Curbside recyling. She finds it, fixes it and sells it!
Slideshow: How to Sell Your Stuff at Consignment by Pam Hutzler - Getting the most for your old stuff.
Video: Selling Inherited Jewelry by Gary Foreman - Interview with Andrew Fabrikant of
Selling Kids Clothes Hassle Free Online by Kara Haskins - Getting more for your better quality clothes.
9 Secrets to a Successful Consignment Store Sale by Gary Foreman - Turning used goods into cash.
Buying and Selling Used Video Games by Brittney Walker - Reducing the cost of gaming.
Selling Clothes for Cash by Brittney Walker - Apps & more for selling clothes
5 Things to Sell on Ebay Instead of a Yard Sale by Maggie Labrador - Less haggling, more profit.
Gifts for Free - A clever way to purchase gifts with little or no cash outlay.
Selling on Ebay
Auction Selling Tips - What you need to know to sell on an auction site
Dejunking Your Home
Cash in Your Closet - How to get started selling your own clothes on eBay
Selling Used Goods - Getting the most for the things you no longer want or need
eBay vs. Garage Sales - She's made the switch to online sales
Big Money Garage Sales - Maximize your sale's potential
Garage Sales 101 - Planning executing and profiting
Selling Used Furniture by Gary Foreman
Turn Cast-Offs Into Cash by Shaunna Privratsky - One man's trash...
Money In Your Closet by Tamela Hancock Murray - Selling on consignment
Selling On Ebay - Like an ongoing garage sale
Selling Used Books by Marcy Johnson - A good part-time, at home income
Cash In the Closet by Monica Ricci - Why not take it to the bank?
Consignment Shopping Pays Off by Rachel Paxton - She uses it like a clothing exchange

See all topics in Earning Money


See School
See College


Saving With Surge Protectors by Christy Birmingham - Protecting expensive electronics with surge protectors.
Choosing a New Television by Debra Karplus - Finding the TV buy that's best for you.
Finding the Best Buy On a Computer by Charlie Cohn - Maximizing your computer dollar.
Save on Printer Ink by Joel Arnold - How to make your printer ink cartridges last longer.
Buying Photo Quality Paper

Emergency Prep

Preparing for an Emergency - What emergency supplies should I have on hand?
Emergency Supplies - What emergency supplies do you keep in your closet?
When Is the Power Coming Back On? by Pamela Parks - Being prepared can save you money and misery.
Preparing for a Snowstorm by Linda Shapero - Preparation is the key to avoiding a crisis.
Acquiring Emergency Supplies - How to assemble affordable emergency supplies.
$10 for Peace of Mind by Pamela Parks - How a few dollars and a little effort provides protection for her family.
Emergency Preparedness by Stephanie Stambaugh - Because you can’t afford not to be ready.
My Story: Emergency Preparation - 12 tips for surviving emergencies.
My Story: Emergency Supplies on the “Thrift”

Energy Costs

Energy Efficiency
General Cost Cutting
Hot Water Heaters

Energy, Efficiency

Will New Energy Efficient Appliances Save Me Money? by Laura Foor - Do the math before you buy!
7 Energy Saving Practices That Don't Save Energy by Ann Ryan - Could you be fooling yourself?
5 Energy Saving Myths by Ann Ryan - How many did you know?
4 reasons to make your home more energy-efficient - While spending on kitchen and bathroom makeovers can be fun, enhancing your home's energy efficiency can be even more enticing once you consider the benefits.
Figure out how much a new appliance will save - Today's appliances use less energy. Here's how to calculate how much you can save.
Summer Kitchen Energy Efficiency by Veronica Bowman - Reduce the amount of energy you use in the kitchen
6 energy-saving projects for your home - You updated the appliances and light bulbs. Here are other ways to reduce electric and gas bills.
Turn Your Home Into an Energy Star - Cut bills by making your home more energy efficient
Conducting a Home Energy Audit - Improve energy efficiency and lower utility bills
Hidden Energy Efficiencies - New areas to explore

See all topics in Energy Costs

Energy, Electronics

Phantom Electronics Cost Consumers $10 Billion by Gene Wang - There are vampires lurking in your home.
Turn Off Your Computer and Save $100
Cutting Your Electric Bill - Applying 'off the grid' lessons to your home.
Turn Your Home Into an Energy Star - Cutting bills by making your home more energy efficient
Skip the Dryer
Power Smart Savings
How to Keep Your Utility Expenses Low - Exposing once 'invisible' costs
Lower Electric Bills - Bigger home's bills could drive them to the poor house
Lowering Utility Bills - An apartment dweller needs help
Figuring Appliance Electricity Usage by Gary Foreman - What's causing their bill to be so high?
Pool Pump Operating Costs - The Natural Handyman - Determining the efficiency of your pool pump
Slow Cookers & Energy Usage by Doug Cote - How efficient is that slow cooker?
Surviving an Energy Crisis - Our friends in California need help
Energy Savings for Older Homes and Appliances
Your Washing Machine and the Environment by Gary Foreman
Is a 'Phantom' Stealing Your Electricity? by Gary Foreman
Lower Electric Bills - Reader's Suggestions
Kitchen Appliance Face-Off by Gary Foreman
Should We Buy a New Freezer? - Gary Foreman
Cutting Your Electric Bill: the Refrigerator by Gary Foreman

See all topics in Energy Costs

Energy, Insulating

Beat Energy Costs: Insulation
Turn Your Home Into an Energy Star - Cutting bills by making your home more energy efficient
Conducting a Home Energy Audit - Improve energy efficiency and lower utility bills
Hidden Energy Efficiencies - New areas to explore
How to Keep Your Utility Expenses Low - Exposing once 'invisible' costs
Lower Electric Bills - Bigger home's bills could drive them to the poor house
Buying Replacement Windows - Single-pane, double-pane, insulated? What's the best deal?
Roofs and Heat Loss - The Natural Handyman - Will a new roof make a difference?
Air Pockets Reduce Heating Bills by Gary Foreman - Air can provide inexpensive insulation

See all topics in Energy Costs

Energy, Lighting

How Much Do LED Lights Really Save? by Nikita Nain - We compare alternatives.
CFL vs LED Lightbulbs by Shaunna Privratsky - Are CFLs or LEDs the better lightbulb choice?
CF Versus LED by Rich Finzer - The light at the end of the tunnel isn't fluorescent.
CFL Bulbs and Lampshades - Tips on adapting lamps to fit CFL bulbs
Updated Kitchen Lighting - What works best in your kitchen?
Compact Florescent Lights
Choosing Compact Fluorescent Bulbs
Save Money and the Environment
Cutting Your Electric Bill - Applying 'off the grid' lessons to your home.
Dimming Fluorescent Fixtures
Turn Your Home Into an Energy Star - Cutting bills by making your home more energy efficient
The $60 Light Bulb by Gary Foreman
Surviving an Energy Crisis - Our friends in California need help
Is It Worth It? by Gary Foreman
Turn It Off? by Gary Foreman

See all topics in Energy Costs

Energy, General Cost Cutting

12 Energy Saving Tips for Your Apartment by Ivan Serrano - You don't need to own it to reduce your utility bill.
Cut Your Energy Costs Day by Kelli H. Clevenger
How to avoid energy scams - Want to lower your utility bills? Follow these tips for choosing a new energy supplier.
What Makes My Electric Bill So High by Gary Foreman - Would an energy audit help to reduce it?
7 tips to lower energy bills - Want to lower your energy bills? Here are a few easy tips that let you save money on gas and electricity.
Shopping for the Lowest Electric Rates by Lynn Bulmahn - Could you be paying too much for electricity?
The Cost to Operate - How much does it cost to run appliances?
Timing Is Everything by Rich - How a "time of use" meter could reduce your electric bill.
Heat and Electricity 101 by Amy L. Thomas -Establish good conservation habits for now and the future.
What I Learned from an Electric Bill - Achieving financial goals and learning a thing or two along the way.
Fighting the Utility Company
Turn Your Home Into an Energy Star - Cutting bills by making your home more energy efficient
Power Smart Savings
On Demand Energy Savings
How to Keep Your Utility Expenses Low - Exposing once 'invisible' costs
Lowering Utility Bills - An apartment dweller needs help
Lower Electric Bills - Reader's Solutions
Turn It Off? by Gary Foreman
How Much Does Electricity Cost? by Gary Foreman

See all topics in Energy Costs

Energy, Hot Water Heaters

Beat Energy Costs: Hot Water
Tankless Water Heater - Is one right for your home?
Installing a Water Heater Timer - The Natural Handyman
Water Heater Blankets - Gary Foreman

See all topics in Energy Costs

Expenses, Family

Cutting Expenses
Cutting the Food Budget

Expenses, Family, Cutting Expenses

71 Ways to Save Money This Summer by Jan Roland - How many are you using?
5 Everyday Household Items You Can DIY by Alice Kincaid Smith - How many are you making?
Cutting Your Family's Hair Could Trim Your Budget by Jennifer Land - Are ever increasing prices straining your wallet?
My Story: The R's of Reducing Expenses contributed by Kathy H. - There's more than one way to cut expenses.
Learning to Love the “Next Best Thing” by Tara Alley - The transition from “best” to “next best” could be a painless moneysaver.
My Story: 14 Ways We Save Money - Which ones would save your family money?
Cut Costs by Eliminating Disposables by Lisa M. Maloney - They’re supposed to make our lives simpler, but do they?
Sacred Cows by Steve and Annette Economides- Could you slay the 'little extravagance'?
Recession Proof Your Family Finances by Diane Schmidt - Take control of your destiny.
How to Tighten Your Belt in Tough Times by Marianne Giullian - Small savings can avert a crisis.
Time to Tighten the Belt by Amy Burns - Having a plan for the hard times
Black Belt Tightwads - Frugal experts share their best money-saving secrets
Radical Cost Cutting - What to do when your budget is seriously out of balance
Reducing My Spending While I Was Unemployed by Beth Hering - Beyond cutting coupons and buying on sale
My Story: Poor in Money, Rich in Time - contributed by NYC Lady - The choice to live frugally
My Story: After 35 Years - contributed by K.M. - Living a happy, simple and frugal life
When the Child Support Check Is Late by Sandra Ray - Running a household when the check doesn't arrive
Low Overhead by Gary Foreman - What can we learn from an old ad jingle?
Contentment Robbers by Deborah Taylor-Hough
Ways to Reduce Your Expenses Now by Ginita Wall, CPA, CFP
What I Learned Surviving Hard Times by Heidi B.
Raising Teens on a Tight Budget - Let's face it, raising teens is expensive! (10/16/06)
Large Family Savings
Make Frugality a Family Affair by Nancy Twigg

Extended Warranties

see also: Automobiles, Warranties

Furnace Maintenance by Christine Cristiano - A look at prepaid plans
New Home Upgrades and Warrantees - Opportunity or obstacle to savings?
Why They Sell Extended Warranties - courtesy of - Should you buy one for your appliances?
Appliance Insurance

Family Activities & Entertainment

Date Night Ideas for Parents

Family Activities & Entertainment, Affordable Family Acitivites and Outings

Where to Find Free (or Cheap) Summer Activities by Susan Perna - We scouted out the sources for you.
Ways to Save on a Family Outing to the Movies - How a frugal family can afford the movies.
10 Affordable Father-Daughter Dates by Brianna Bell - Show her how she's supposed to be treated.
Cheap Activities for Families With Gradeschool Kids - Finding affordable family fun
Zoo and Botanical Park Memberships by Lee Doppelt - Affordable family outings
Cheap Family Activities for Families With Grade School Kids
Getting Studio Audience Tickets by Debra Karplus - Watch your favorite show from the studio!
Why I Buy Membership to My Local Museum by Eric Mohrman - Reciprocal membership programs could save all over the country.
Frugal Family Journeys into Genealogy by Christine Stephens - Enjoy an inexpensive educational experience for children and adults alike.
Museum Reciprocal Programs by R. Kellogg - Get admittance to hundreds of museums for the cost of one museum's membership.
Geocaching by Angelia Crawford - Frugal fun for the adventurous.
Campus Entertainment Isn't Just for Students by Steve Graham - Why you should know what the students know.
Fun Factories - Free tours for the whole family.
Family Fun Days - Budget-conscious hints for great family fun!
Cheap Thrills by Jennifer Beam - Perhaps a big annual vacation isn't your best choice
Recreation on the Skinny by Karen Kuebler - 15 cheap ways to have fun
United We Stand: The Use of Time by EB in Mo - You 'spend' it like money. But you can't make more of it
Simple Family Field Trips by Deborah Taylor-Hough - Education wrapped up in great fun!
The Entertainment Bug by Kayla Solomon

Family Activities & Entertainment, Sports

Saving at the Old Ballpark by Justin Zipprich - Enjoy a family outing at the ballpark.
Take Me Out to the (Minor League) Ballgame by April Serock - Major league fun at a fraction of the cost.
6 Ways to Save Money at Sporting Events by Carol Parsons
Ticket Gouging - Can you avoid all the surcharges on event tickets?


Credit Cards
Financial Literacy
Investing Small Amounts
Money Perspectives
Reducing Expenses
Saving and Investing

Finances, Checkup

What's Your Net Worth? by Peter Seeley - How to calculate net worth and why you should do it.
6 Types of People Who Have Trouble With Money by Leslie Tayne ( - Are you one of them?
Expert Interview: Getting Fiscally Fit For the Summerby Gary Foreman - Would your finances look good in a swimsuit?
Don't Forget to Do Your Financial Spring Cleaning by Paige Estigarribia - A clean house is good, but clean finances could be better!
Give Your Finances an Annual CheckUp by Shaunna Privratsky - Making sure you are fiscally fit.
Financial Spring Cleaning by Shaunna Privratsky - Don't your finances deserve an annual cleaning?
The Frugal Doctor Is In by Gary Foreman - Giving your finances a physical.
9 Reasons Your Financial Resolutions Are Failing by Gary Foreman - And how you can correct them.
The Financial Diet by Veronica Bowman - Using dieting tricks to help you lose financial weight.
It Pays to Check Your Bills by Qin Tang - Checking your bills is important in this era of auto payments.
Yearly Overhaul by Olivia Fox - How to adjust your financial plan for the new year
A Financial Checklist by Judy Lawrence - Using a checklist to make a positive change in your life.
Financially Fit by Shaunna Privratsky - 12-step program to lose the debt and create a lean, mean financial machine.
What You Need To Manage Your Money by Terry Rigg- Don’t be a victim of “Financial Complacency”.
Penny Wise, Pound Foolish? by Helen Young - Should you be spending your time on the big items?
Are You In Need of Financial Bypass Surgery
Your Annual Performance Review by Gary Foreman - How does your financial performace measure up?
A Fall Financial Check Up by Doris Dobkins - When was the last time you gave your finances a check up?
What's Your Net Worth? by Doris Dobkins - what kind of financial shape are you in?
Painless Financial Check-Up by Gary Foreman
Getting Your Financial House In Order by Gary Foreman

Finances, Literacy

Money Saving Lists
by Debra Karplus - Could making a list be your key to success?
The More You Know, The Better You Save by Jeremy Biberdorf
Your Money Dictionary by Alex J. Coyne - How many of these terms do you know?
Expert Interview: Avoiding Financial Problems by Paige Estigarribia - How to avoid 3 common problems
The Rule of 72 by Patricia Mayo - or how to easily double your debt.
How Financial Wellness Differs from Wealth by Rick Kahler - You could have money and still not be financially well.
Could What Believe Make You Wealthy? Or Poor? by Gary Foreman - Examining your beliefs about money.
Why you should know these 5 financial numbers about yourself - You'll have to find out a few things about yourself before making a sound financial plan.
9 critical money skills you need for a successful financial life - Take your financial destiny into your own hands: Master these money moves.
Economics and Your Personal Finances by Gary Foreman - What a high school econ teacher knows could save you money.

Finances, Guidelines

Take the Pain Out of Penny Pinching by Shaunna Privratsky - It doesn't have to be so hard.
Want debt trouble? Do these 6 dumb things - These moronic money moves will have you up to your neck in debt in no time flat.
12 monthly money tasks to enrich your life - Try this month-by-month guide to keep your finances in order.
5 smart ways to simplify your finances - Too many accounts can be hard to monitor, but radically paring might not be the answer.
5 decades of success: Steer clear of financial roadblocks - These obstacles can stand in the way of achieving your financial goals.
How to become a millionaire in 7 easy (hah!) steps - It's not easy to become a millionaire on your own, but those who do follow these 7 rules.
4 money mindsets that trip you up - Are these four money mindsets hindering your financial goals?

10 Easy Ways To Ensure Financial Failure

Finances, Money Perspectives

Are Your Emotions Making You Poor? by Joel Fink - How emotions sabotage your best financial plans.
Why Smart People Are Poor by Rick Kahler - How your personality can make you wealthy.
When Your Friends Ask You for Financial Advice by Debra Karplus
What Is "Information Avoidance"? by Rick Kahler - And how could it affect your finances?
How Much Is Envy Costing You? by Shaunna Privratsky - Dealing with envy could save you money!
That $20 Moment by Brett Peruzzi - Could you be losing thousands of dollars a little at a time?
7 Steps to Financial Security by Gary Foreman - Finding security in an uncertain world
Are Emotions Making Your Financial Decisions? by Rick Kahler - You might be making illogical decisions.
Expert Interview: Do You Have a Relationship With Debt? by Gary Foreman - How you relate to money can make all the difference!
Why You Shouldn't Play the Lottery by Lee Doppelt - The real winners are people who don't play!
6 Ways to Build a Healthy Relationship With Money by Joel Fink - We apply psychologically test concepts to your money relationship
Alternatives to the Lottery by Lee Doppelt - What else could you be doing with the money?
Never Turn Down Free Money guest post by Tamara W. - 8 ways to collect free money!
8 things to put on your financial bucket list - Perfect credit score? Owning a home free and clear? What's your financial dream?
3 money maxims that hurt your finances - Having certain beliefs about money can lead to risky financial habits. Do yours need to change?
Video: Loose Change by Jeff Yeager - You might not think much of finding a quarter or nickel on the ground but those loose coins can really add up!
6 Reasons You Need Some Cash by Rich Finzer - What do you have in your wallet?
How to Waste Money by Rick Kahler - If you really want to stay poor, here's how to do it.
5 tips for getting back on track financially - You started the year with financial goals but haven't kept up. Now's the time to recommit.
7 strategies to declare financial independence - We hold this truth to be self-evident: That you can liberate yourself from stress about money.
3 financial goals that trump college savings - Before opening a college account, you should tend to these three more urgent financial matters.
From "Best" to "Good Enough" by Jennifer Rose Hale - Downgrading to Save.
The Value of Advice by Wendy Hummeldorf - Consider the source.
Rational Financial Behavior by Gary Foreman - We all like to think that we're rational....
Financial Wellness by Rick Kahler - What does it look like when you're financially well?
Free as a Bird - Financially by Terrance Williams - 3 points recent grads should know.
Be Radical, Get Rich by April Borbon - Have you ever noticed that 'normal people' seldom get rich?
Is Money Evil? by Gary Foreman - Could you subsconsciously be pushing money away?
Tell Your Money You “Just Want to be Friends” by Dr. Bonnie Eaker Weil - Does money have an unhealthy influence on your life?
Learning 101 by Gary Foreman - Could what you think you know hurt you?
The Things We Believe In by Gary Foreman - Are you denying facts that could hurt your finances?
Small Splurges by Shaunna Privratsky - That won’t break your budget.
Dollars and Sense: The Psychology Behind Financial Success by Dr. Howard Gluss - Newlyweds need financial help.
What Are You Willing to “Give Up” to Win Financially? by Damon Carr - There are no shortcuts to financial prosperity!
The Dacyczyn Decision by Angela Yuriko Cato - Interview with Amy Dacyczyn of Tightwad Gazette fame.
My Story: How Can I Limit My Spending without Being 'Different' - Living better without spending more
The Folly of Following the Crowd by Karen Kuebler - Key steps to break away from “keeping up with the Joneses” syndrome
Avoiding Payment Pain by Gary Foreman - Warning signs for the smart consumer
Financial Resolutions by Gary Foreman - Simple steps to a brighter financial future
How to Dig a Hole by Amy Burns - Easy ways to dig your own financial hole
A Different Kind of Financial Security by Rachel Muller - How can you make yourself more secure?
The Connection Between Personal Finance and Self-Esteem by Cathy Kohm Tanaka - Achieve your financial goals and be a lot happier with yourself
Battle of the Riches: Good vs. Evil
Perspectives - How you look at your situation could make all the difference
Developing a Frugal Attitude
For the Love of Money - Are your money and emotions connected?
Don't Bury Your Head in the Sand!
Are "They" Ruining Your Finances?
When You are Short of Money…
The Health-Wealth Connection by Shawnda Spille - Are they really connected?
Your Money Quotient by Gary Foreman - how smart are you when it comes to money?
My Story: Redefining Financial Necessity by Rachel Astyk - Why wait for a crisis to evaluate your finances?
Thinking About Finances by Gary Foreman
Women and Money by Jane Chidester
My Story: On Being Poor by Darla B.

Finances, Planning

Finance, Checkup
Finance, Job Loss
Finance, Planning
Finance, Retirement

Finances, Planning

Take a Guess! by Joel Fink - Could guessing improve your finances?
Video: How to Live Like a Millionaire by Gary Foreman - Interview with Dominique Brown of
Small Financial Changes by Gary Foreman - How small changes to your finances could make a big difference.
Managing Money during Different Stages of Life by Bill Hardekopf - Adjust your plans to match your age.
Having a Plan - Could the key to success be so easy?

Finances, Reducing Expenses

College Money-Savers for Non-Students by Patrick Magoon - 6 ways students save money that could benefit you!
50 Things to Stop Wasting Money On by Jill Krasny (
Handling Sudden Income Changes by Alex J. Coyne - What to do if the unexpected happens?
Stealing Your Own Money by Rich Finzer - Could you really be stealing from yourself?
Could Acquired Needs Theory Save You Money? by Lynn Bulmahn - How an economic theory reduces your expenses
Gain more by spending less - When it comes to material possessions, could you gain more by having less?
5 Ways to Save $200 a Month by Ted Hunt - You can save $200 each month by using these tools.
5 big bills you can cut fast - Rising prices and a sinking economy are pushing families to the brink. Here are five ways to cut costs fast.
5 simple ways to save money in 5 minutes - Time is money, even just a few minutes. Find out how to cut costs in that little time.
4 Ways to Save During the Workweek by Gianna Clark - Do more with your take home pay.


see Health

Free Help!

Government Assistance
Freecycle - Free is a good price!
Cooperative Extension Resources by Deborah Taylor-Hough - They offer more than you think
Free Information for Small Business by Maria Marsala
Do You Have Unclaimed Property?
Share Food Program by Sherri Goodwin

Funerals, and Related Issues

Estate Management
Estate Planning

Funerals, Costs

The Changing Business of Funerals - Could this be the next industry ripe for change?
Funerals: To Pre-Plan or Not to Pre-Plan by Susan Williams - We compare the advantages and disadvantages.
Are Prepaid Funerals a Grave Mistake? by Rick Kahler - What you should know before you purchase a prepaid funeral policy.
How to Plan a More Affordable Funeral by Debra Karplus - Respect for your loved one doesn't have to be overly expensive.
10 facts funeral directors may not tell you - Shop around, bypass embalming and take other steps to save money on funeral expenses.
How to Minimize Funeral Costs by Gail Rubin - You don't have to pay full retail for a beautiful funeral.
Frugal to the End by Deborah Jeanne Sergeant - How to save on funeral expenses.
Frugal Funeral Planning by Mike Boyd - Prepay to save
Funeral Preparations by Joyce Moseley Pierce - Be prepared for the inevitable
Reducing Funeral Costs - You can't take it with you, but this is ridiculous!
Funeral Expenses: Saying Goodbye to Granny by Samantha Clark
Comments on Funeral Article
Nothing's As Sure As... by Gary Foreman
Prepaid Funerals - Do prepaid funerals help you to make better decisions and save money?

Funerals, Estate Management

Is wife liable for deceased husband's debt? - Before you give in to a debt collector's demands to pay up, you should know your rights.
How to request credit freeze for a deceased loved one - Having to settle a deceased person's estate is hard enough without roadblocks from credit bureaus.
The first steps to take when settling an estate - Losing a loved one can be devastating. Here's a guide to help you settle the estate.
How to sell your late parents' possessions - How do you dispose of the items you inherited? One way is to hire an estate liquidator.
How to ensure your heirs aren't locked out of your online accounts - Digital companies like Facebook and iTunes make you sign agreements that prevent your heirs from accessing your accounts, but new legislation may change that.
Hiring an appraiser to value an estate - Before you dump Grandma's old desk in a garage sale, find out what it's worth.
Should kids pay mom's debt after death? - When a parent dies with a few debts, are those debts passed on to the children?
7 tips if you are the executor of an estate - Handling the affairs of the deceased doesn't have to be overwhelming if you're organized.
My Story - Estate sale 'handlers'
Disposing of Estate Property - Choices for a difficult time

return to the Library Subject Index

Estate Planning

Basics and FAQs
Guidelines and Advice

Estate Planning, Basics and FAQs

Financial Questions When Your Spouse Dies by Gary Foreman - We turn to an expert for answers
Expert Interview: Common Estate Planning Mistakes and How to Avoid Them by Gary Foreman - Don't make a mistake that can't be corrected.
Expert Interview: Should You DIY Your Own Estate Plan? by Paige Estigarribia - Some DIY projects save money. Others don't.
Understanding the basics of estate planning - Here's why you need a plan for the distribution of your assets, no matter what your age.
Expert Interview: What Is a Revocable Living Trust? by Gary Foreman - Should a trust be part of your estate planning?
Understanding the basics of estate planning - If you don't plan for the distribution of your assets, your state has a backup plan for you.
Estate planning mistakes to avoid - The only easy part of estate planning is the ease with which huge mistakes can be made.
Estate planning: DIY or pro? - You need a pro when designing an estate plan. But you can do some things yourself.
Estate-planning Q&A - Our financial planning expert answers your most common questions about estate planning.
At what point should you have a living will, medical power, durable power, and will in place? - It's important to have paperwork in place, including durable financial and medical powers of attorney along with living wills, health care directives and convenience accounts.

Estate Planning, Wills and Trusts

What About Wills and Health Care Advanced Directives? by Rick Kahler - 2 documents you may or may not need
Expert Interview: What Is a Revocable Living Trust? by Gary Foreman - Should a trust be part of your estate planning?
Writing a Will by Gary Foreman - How to write a will that will protect your heirs.
Should you have a will? - As much as we may dread it, death is inevitable. That's why everyone needs a will.
How to start writing your will - Making a will isn't fun, but you can simplify the process with these steps.
At what point should you have a living will, medical power, durable power, and will in place? - It's important to have paperwork in place, including durable financial and medical powers of attorney along with living wills, health care directives and convenience accounts.
Making a do-it-yourself will - If legal bills aren't in your retirement budget and your financial situation isn't complicated, one place to start is with an online, do-it-yourself form.
6 surprising facts about a living revocable trust - It might be cheaper to process a living trust than a will -- and other surprising facts.
Creating a trust that evolves with changing needs - You can save a bundle on estate taxes and still have a trust that meets your shifting goals.

Expensive Legal Documents by Gary Foreman - Do I need a lawyer for a trust or will?
Preparing a Simple Will Inexpensively
Death, Wills and 2nd Marriages by Gary Foreman - Making sure your money goes where you want it to.

Estate Planning, Guidelines and Advice

How to Choose an Executor for Your Estate by Gary Foreman - An important decision that affects your family and loved ones.
Choosing a Trustee by Rick Kahler - How to choose the right trustee.
Estate Planning Without Your Spouse by Rick Kahler - What to do when your spouse doesn't want to plan end of life affairs.
End-of-Life Planning Everyone Needs to Do by Gary Foreman - There's more than simple healthcare planning to do.
Video: Important Papers to Get Organized for Your Heirs by Gary Foreman
Estate Planning Decisions by Rick Kahler
Estate Planning In a Second Marriage by Gary Foreman - Making sure your estate is distributed according to your desires.
Estate Planning for the Soon to be Retired by Gary Foreman - Advice from an estate planning attorney.
6 Things to Do With Your Children Before You Leave Them an Inheritance by Rick Kahler - Some things can't wait until you're gone.
5 hard questions when leaving an inheritance - You don't want your family to fight over your money. How much do you leave and to whom?
Leave beneficiary cash or an intact IRA? - The decision depends on how much tax would be owed now versus how much would be owed later.
How to avoid a family feud over an inheritance - Sibling rivalries and grief can ignite a family feud after you're gone. Remove the kindle now.
Avoiding a cash crunch after a spouse's death - Cash flow problems following a spouse's death can be alleviated by taking these steps.
Quiz: See if you have the right end-of-life documents to settle things - Prince's death highlights the importance of wills. See if you have the right documents.
DIY no substitute for lawyer in estate planning - Lawyers are costly, but hire one anyway to draw up these complicated estate documents.
Prepare for your digital afterlife - Do you want your children reading your emails? Here are some things to consider about managing your digital assets.
Must my adult kids pay off my credit cards when I die? - Weigh these factors when determining who's on the hook for your card debt when you die.
What's the best way to save home for heirs? - Find the right approach so your kids will have the cash to take ownership of your home.
5 wise estate-planning steps - You can't take it with you, but you can make a good plan for leaving your wealth to the right people.
Why you need a digital map of your life - How to ensure that your loved ones can find your logins, passwords and other vital information.
End-of-life planning tips - What happens if something happens to you? You've done your job only if you've put a protection plan in place.
You're dead. What about Fido? - Make provisions for your pets a part of your retirement planning so that they remain well cared for even after you are incapacitated or die.
Getting your affairs in order, including digital assets - It’s better to come to grips with an eventuality by looking at the basics of estate and life planning.
Create a digital estate plan - Here are some tips on how to make sure your online assets pass to your heirs.
Estate planning checklist for young folks - An estate plan is not just for old, rich folks. Young people need to have a plan in place, too.
4 estate planning tips for unmarried couples - No marital "piece of paper"? Just don't go without wills and other vital financial protections.
Choosing a Guardian for Your Child by Paul Williams - It could be the most important decision you make for your child.
If Something Happens to You - Taking steps to put your legal and financial affairs on autopilot.
Avoiding Your Parents’ Debts
What If Something Happened to You? - Making sure your family is taken care of
My Story: Leaving Heirlooms - Making everyone happy after you're gone
How to Distribute Heirlooms
Who Gets What? - Estate planning for a second marriage
Preparing for the Inevitable by Nita Jackson - Often not discussed, but still very important
Preparing a Simple Will Inexpensively


How to know if you are owed an inheritance - Here's where to look if you aren't sure whether you've had an inheritance left to you.
How to determine if your parent left behind a will - If a parent died and you haven't heard about a possible will, here's what you should know.
Who inherits after a parent dies? - After a parent dies, the estate must be settled. One key question: Does a will exist?
7 downsides of inheriting wealth - Inheriting money can create a lot of problems. Being prepared helps heirs deal with it.
How to Waste a Sudden Inheritance by Gary Foreman - Don't let 'found' money slip through your fingers.
Finding an Inheritance by Gary Foreman - How to find money left to you.
How to Find an Inheritance - How can she find out if her Dad left her any money?
Avoiding Your Parents’ Debts
Jewelry Appraisal - How much is that old jewelry worth?
Inheriting Debts - Can you be held responsible for a loved one's debts?
Inherited Debts? by Gary Foreman - Can she inherit her parent's debts?


Baby Furniture
Repairing, Refurbishing and Restoring

Furniture, Buying

Settling On Your New Sofa by Debra Karplus- Finding the right sofa and the right price.
Personal loan vs. the store's loan for furniture - No-interest furniture loans are very enticing. Consider the downside before getting one.
Slideshow: Furnishing a First Apartment by Pam Hutzler - Don't sign up for years of payments for furniture.
How To: Mattress Buying - What should you consider when you go mattress shopping?
Outdoor Furniture for Less by Chantal King - How one family found outdoor furniture for less.
How to Buy a Mattress by Debra Karplus - Buying the right mattress for your sleep needs.
My Story: Why I Buy Estate Sale Furniture contributed by Debbie - Estate sales offer great furniture at bargain prices.
First Furnishings by Rebecca Rogge - Furnishing your first apartment.
Small Furniture - Finding furniture for smaller spaces.
Adjustable Beds- Are they worth the higher price tag?
Antiques for Frugal Home Decorators
Furniture Buying Tips - 9 ways to buy furniture for less.
Furnishing a First Apartment - Finding cheap furniture for your first home. (11/12/07)
Why Buy it New When You Can Buy it Used?
Top Ways to Save Big on Furniture
My Story: You Can Win at an Auction
Decorating with Yard Sale Finds
Furniture for Less
Low-Flush Toilets - Finding a 'one-flush' model
My Story: Quality Furniture for Less
Buying Furniture for Your Home - spending enough, but not too much
Same as Cash? by Damon Carr - Only if you don't fall into one of their traps
Buying Replacement Windows - Single-pane, double-pane, insulated? What's the best value?
The Cheapskate's Guide to Factory-Direct Outlets by Jo Stewart Wray - Finding the best deals
Replacing a Furnace - A mistake could cost you for years to come
Buying Furniture for Less
Buying Replacement Windows - The Natural Handyman
Buying Furniture by Phone
Rent to Own by Gary Foreman
An Insider Look: Buying a Mattress by Trish Chapanian
Quality, Inexpensive Furniture: Can It Be Done? - Reader's Recommendations

Furniture: Repairing, Refurbishing and Restoring

How to Repair Nail Polish Acetone Damage on a Wooden Table - Is there a way to repair/refinish just a small area?
Cheaply Removing A White Heat Stain from a Wood Table
Refurbishing Patio Furniture on the Cheap - Take the do-it-yourself approach and save money by restoring your own patio furniture.
How to Restore Old Wood Furniture - Making old wood furniture look new again
Refinishing Furniture With Linseed Oil
Budget Furniture Fix-Ups by Kathleen Wilson - A new look for less
Staining Wood - The Natural Handyman - Do it right to avoid blotches

Furniture, Repurposing

Repurposing an Entertainment Center - Can they give this nice piece of furniture a new life?
How to Reuse an Entertainment Center - What can you do with an old entertainment center.
How to Repurpose Old Furniture by Lynn Bulmahn - Repurposing old furniture creates a unique look inexpensively.
Furniture Remakes - Transform what you already have
Budget Furniture Fix-Ups by Kathleen Wilson - A new look for less

Furniture, Reupholstery

DIY Patio Furniture Cushions
Slideshow: Affordable Reupholstery by Pam Hutzler - A new look for your furniture for less
Cheap Sofa Reupholstery by Gary Foreman - Are their affordable ways to reupholster a sofa?
Slipcovers for a Budget Furniture Makeover by Simon Phillips - Giving old furniture a new life.
My Story: Easy Reupholstery - From thrift store draperies to "new" couch cover
Leather Upholstery Repair
Inexpensive Reupholstery - Updating your furniture for less
Do-It-Yourself Reupholstery - Should you do it yourself? Or are there ways to get a discount job?

Furniture, Electronics

See Electronics

Furniture, Other

Picking a Treadmill
My Story: Trust the Experts - Dare to compare
When Big Purchases Go Bad - Getting what you paid for
Carpet Cleaners and Shampooers

return to the Library Subject Index

A - C
D - F
G - H
I - M
N - Q
R - Z